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SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Net interest income £ 13,396 £ 10,912 £ 9,274
Other income, net of insurance claims 5,230 7,747 7,993
Total income, net of insurance claims 18,626 18,659 17,267
Operating lease depreciation [1] 0 0 0
Net income 18,626 18,659 17,267
Operating expenses (11,729) (12,346) (12,627)
Impairment (937) (688) (752)
Profit 5,960 5,625 3,888
Volatility And Other Items [Member]      
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Net interest income 152 [2] 228 [3] 263 [4]
Other income, net of insurance claims 107 [2] (186) [3] 121 [4]
Total income, net of insurance claims 259 [2] 42 [3] 384 [4]
Operating lease depreciation [1] (956) [2] (1,053) [3] (895) [4]
Net income (697) [2] (1,011) [3] (511) [4]
Operating expenses 2,053 [2] 1,821 [3] 1,948 [4]
Impairment [2] (107) [3] 107 [4]
Profit 1,356 [2] 703 [3] 1,544 [4]
Insurance Gross Up [Member]      
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Net interest income [5] (834) 1,180 1,898
Other income, net of insurance claims [5] 673 (1,356) (2,110)
Total income, net of insurance claims [5] (161) (176) (212)
Operating lease depreciation [1],[5]
Net income [5] (161) (176) (212)
Operating expenses [5] 161 176 212
Impairment [5]
Profit [5]
Underlying Basis [Member]      
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Net interest income 12,714 12,320 11,435
Other income, net of insurance claims 6,010 6,205 6,004
Total income, net of insurance claims 18,724 18,525 17,439
Operating lease depreciation [1] (956) (1,053) (895)
Net income 17,768 17,472 16,544
Operating expenses (8,765) (9,049) (9,117)
Impairment (937) (795) (645)
Profit 8,066 7,628 6,782
Payment Protection Insurance [Member]      
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Operating lease depreciation [1]
Operating expenses 750 1,300 1,350
Profit £ 750 £ 1,300 £ 1,350
[1] Net of profits on disposal of operating lease assets of 60 million (2017: 32 million; 2016: 58 million).
[2] In the year ended 31 December 2018 this comprises the effects of asset sales (loss of 145 million); volatility and other items (gains of 95 million); the amortisation of purchased intangibles (108 million); restructuring (879 million, comprising severance related costs, the rationalisation of the non-branch property portfolio, the work on implementing the ring-fencing requirements and the integration of MBNA and Zurich's UK workplace pensions and savings business); and the fair value unwind and other items (losses of 319 million).
[3] Comprises the effects of asset sales (gain of 30 million); volatile items (gain of 263 million); liability management (loss of 14 million); the amortisation of purchased intangibles (91 million); restructuring costs (621 million, principally comprising costs relating to the Simplification programme; the rationalisation of the non-branch property portfolio, the work on implementing the ring-fencing requirements and the integration of MBNA); and the fair value unwind and other items (loss of 270 million).
[4] Comprises the write-off of the Enhanced Capital Note embedded derivative and premium paid on redemption of the remaining notes (loss of 790 million); the effects of asset sales (gain of 217 million); volatile items (gain of 99 million); liability management (gain of 123 million); the amortisation of purchased intangibles (340 million); restructuring costs (622 million, principally comprising the severance related costs related to phase II of the Simplification programme); and the fair value unwind and other items (loss of 231 million).
[5] The Group's insurance businesses' income statements include income and expenditure which are attributable to the policyholders of the Group's long-term assurance funds. These items have no impact in total upon the profit attributable to equity shareholders and, in order to provide a clearer representation of the underlying trends within the business, these items are shown net within the underlying results.