LOANS AND ADVANCES TO CUSTOMERS (Tables)

12 Months Ended

Dec. 31, 2017

LOANS AND ADVANCES TO CUSTOMERS (Tables) [Line Items]

Disclosure of maturity analysis of finance lease payments receivable [text block]

Loans and advances to customers include finance lease receivables, which may be analysed as follows:

	2017 £m			2016 £m
Gross investment in finance leases, receivable:
Not later than 1 year		680			551
Later than 1 year and not later than 5 years		1,106			1,618
Later than 5 years		1,053			1,561
		2,839			3,730
Unearned future finance income on finance leases		(692	)		(1,038	)
Rentals received in advance		(53	)		(64	)
Net investment in finance leases		2,094			2,628

Loans and advances to customers [Member]

LOANS AND ADVANCES TO CUSTOMERS (Tables) [Line Items]

Disclosure of Total Loans And Advances to Customers [text block]

	2017 £m			2016 £m
Agriculture, forestry and fishing		7,461			7,269
Energy and water supply		1,609			2,320
Manufacturing		7,886			7,285
Construction		4,428			4,535
Transport, distribution and hotels		14,074			13,320
Postal and telecommunications		2,148			2,564
Property companies		30,980			32,192
Financial, business and other services		57,006			49,197
Personal:
Mortgages		304,665			306,682
Other		28,757			20,761
Lease financing		2,094			2,628
Hire purchase		13,591			11,617
Total loans and advances to customers before allowance for impairment losses		474,699			460,370
Allowance for impairment losses (note 20)		(2,201	)		(2,412	)
Total loans and advances to customers		472,498			457,958

Recoverable net investment [Member]

LOANS AND ADVANCES TO CUSTOMERS (Tables) [Line Items]

Disclosure of maturity analysis of finance lease payments receivable [text block]

The net investment in finance leases represents amounts recoverable as follows:

	2017		2016
	£m		£m
Not later than 1 year		546		361
Later than 1 year and not later than 5 years		887		1,282
Later than 5 years		661		985
Net investment in finance leases		2,094		2,628