XML 337 R286.htm IDEA: XBRL DOCUMENT v3.24.0.1
Risk Report - Asset Quality - Off-balance sheet lending commitments and guarantee business, Nominal Amount (Detail) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Nominal amount [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year € 317,173 € 293,248
Movements in financial assets including new business 6,337 16,498
Transfers due to changes in creditworthiness 0 0
Changes in models   0
Foreign exchange and other changes (4,696) 7,427
Balance, end of reporting period 318,814 317,173
Of which: Financial guarantees 64,798 67,337
Nominal amount [Member] | Stage 1 [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year 296,062 276,157
Movements in financial assets including new business 4,062 16,078
Transfers due to changes in creditworthiness (3,040) (3,047)
Changes in models   0
Foreign exchange and other changes (4,337) 6,874
Balance, end of reporting period 292,747 296,062
Of which: Financial guarantees 58,405 61,083
Nominal amount [Member] | Stage 2 [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year 18,478 14,498
Movements in financial assets including new business 2,510 361
Transfers due to changes in creditworthiness 3,094 3,166
Changes in models   0
Foreign exchange and other changes (304) 452
Balance, end of reporting period 23,778 18,478
Of which: Financial guarantees 5,991 5,283
Nominal amount [Member] | Stage 3 [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year 2,625 2,582
Movements in financial assets including new business (235) 62
Transfers due to changes in creditworthiness (54) (119)
Changes in models   0
Foreign exchange and other changes (54) 100
Balance, end of reporting period 2,282 2,625
Of which: Financial guarantees 401 971
Nominal amount [Member] | Stage 3 POCI [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year 8 11
Movements in financial assets including new business 0 (3)
Transfers due to changes in creditworthiness 0 0
Changes in models   0
Foreign exchange and other changes 0 0
Balance, end of reporting period 8 8
Of which: Financial guarantees 0 0
Total loan loss allowance [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year 551 [1],[2] 443 [3]
Movements in financial assets including new business (160) [1],[4] 99 [2],[3]
Transfers due to changes in creditworthiness 0 0 [2],[3]
Changes in models [2],[3]   0
Foreign exchange and other changes 2 [1],[4] 9 [2],[3]
Balance, end of reporting period [1] 393 [4] 551 [2]
Of which: Financial guarantees 233 378
Total loan loss allowance [Member] | Stage 1 [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year 144 [1],[2] 108 [3]
Movements in financial assets including new business (39) [1],[4] 21 [2],[3]
Transfers due to changes in creditworthiness [2],[3]   12
Changes in models [2],[3]   0
Foreign exchange and other changes [2],[3]   4
Balance, end of reporting period [1],[2]   144
Of which: Financial guarantees   95
Total loan loss allowance [Member] | Stage 2 [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year 97 [1],[2] 111 [3]
Movements in financial assets including new business (3) [1],[4] (1) [2],[3]
Transfers due to changes in creditworthiness (4) [1],[4] (15) [2],[3]
Changes in models [2],[3]   0
Foreign exchange and other changes (2) [1],[4] 3 [2],[3]
Balance, end of reporting period [1] 88 [4] 97 [2]
Of which: Financial guarantees 37 56
Total loan loss allowance [Member] | Stage 3 [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year 310 [1],[2] 225 [3]
Movements in financial assets including new business (118) [1],[4] 78 [2],[3]
Transfers due to changes in creditworthiness (7) [1],[4] 3 [2],[3]
Changes in models [2],[3]   0
Foreign exchange and other changes 3 [1],[4] 3 [2],[3]
Balance, end of reporting period [1] 187 [4] 310 [2]
Of which: Financial guarantees 113 226
Total loan loss allowance [Member] | Stage 3 POCI [Member]    
Off-balance sheet lending commitments and guarantee business [Line Items]    
Balance, beginning of year 0 [2],[4] 0 [3]
Movements in financial assets including new business 0 0 [2],[3]
Transfers due to changes in creditworthiness 0 0 [2],[3]
Changes in models [2],[3]   0
Foreign exchange and other changes 0 0 [2],[3]
Balance, end of reporting period 0 0 [2],[4]
Of which: Financial guarantees € 0 € 0
[1] Allowance for credit losses does not include allowance for country risk amounting to € 9 million as of December 31, 2023
[2] Allowance for credit losses does not include allowance for country risk amounting to € 9 million as of December 31, 2022
[3] Allowance for credit losses does not include allowance for country risk amounting to € 9 million as of December 31, 2022
[4] Allowance for credit losses does not include allowance for country risk amounting to € 9 million as of December 31, 2023