SHORT-TERM BORROWINGS (Details Narrative) - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Short-Term Debt [Member]
Short-Term Debt [Line Items]
Cash paid for interest	$ 1,600,000	$ 327,000
Line of Credit [Member]
Short-Term Debt [Line Items]
Line of credit available	9,500,000	9,500,000
FRB Discount Window [Member]
Short-Term Debt [Line Items]
Line of credit available	48,600,000
Correspondent Banks [Member]
Short-Term Debt [Line Items]
Line of credit available	15,000,000	15,000,000
Bank [Member]
Short-Term Debt [Line Items]
Line of credit available	10,000,000	10,000,000
Other Borrowings [Member]
Short-Term Debt [Line Items]
Other borrowings	$ 6,100,000	$ 6,400,000
Weighted average rate	5.33%	4.33%
Federal Home Loan Bank Borrowings [Member]
Short-Term Debt [Line Items]
Weighted average rate	5.56%	4.38%
Short term borrowings	$ 10,000,000	$ 35,000,000
Borrowing capacity	$ 535,600,000