SHORT-TERM BORROWINGS AND LONG-TERM DEBT (Details Narrative) - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Debt Instrument [Line Items]
Other borrowings	$ 5,500,000	$ 6,400,000
Weighted average rate for other borrowings	4.83%	4.33%
Short term borrowings	$ 98,990,000	$ 41,350,000
Federal Home Loan Bank Advances [Member]
Debt Instrument [Line Items]
Long-term Debt	31,200,000	1,200,000
Line of Credit [Member]
Debt Instrument [Line Items]
Line of credit available	9,500,000	9,500,000
FRB Discount Window [Member]
Debt Instrument [Line Items]
Line of credit available	53,400,000
FRB Bank Term Funding Program [Member]
Debt Instrument [Line Items]
Line of credit available	71,500,000
Correspondent Banks [Member]
Debt Instrument [Line Items]
Line of credit available	15,000,000	15,000,000
Bank [Member]
Debt Instrument [Line Items]
Line of credit available	50,000,000	50,000,000
Federal Home Loan Bank Borrowings [Member]
Debt Instrument [Line Items]
Short term borrowings	$ 93,500,000	$ 35,000,000
Weighted average rate for short term debt	4.89%	4.38%
Borrowing capacity	$ 281,600,000