The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 837 5,945 SH   SOLE   5,945 0 0
Accenture Plc Class A SHS CLASS A G1151C101 2,208 5,327 SH   SOLE   5,327 0 0
Addus HomeCare Corporation COM 006739106 31 328 SH   SOLE   328 0 0
Adobe Inc. COM 00724F101 823 1,452 SH   SOLE   1,452 0 0
Alcon AG ORD SHS H01301128 11 126 SH   SOLE   126 0 0
Alibaba Group Holding Ltd. Sponsored ADR SPONSORED ADS 01609W102 5 45 SH   SOLE   45 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305 426 147 SH   SOLE   147 0 0
Alphabet Inc. Class C CAP STK CL A 02079K107 5,365 1,854 SH   SOLE   1,854 0 0
Altria Group Inc COM 02209S103 32 684 SH   SOLE   684 0 0
Amazon.com, Inc. COM 023135106 2,001 600 SH   SOLE   600 0 0
Ambev SA Sponsored ADR SPONSORED ADR 02319V103 7 2,446 SH   SOLE   2,446 0 0
AmerisourceBergen Corporation COM 03073E105 58 435 SH   SOLE   435 0 0
Amgen Inc. COM 031162100 38 169 SH   SOLE   169 0 0
Amphenol Corporation Class A CL A 032095101 1,158 13,244 SH   SOLE   13,244 0 0
Anheuser-Busch InBev SA/NV Sponsored ADR SPONSORED ADR 03524A108 2,314 38,224 SH   SOLE   38,224 0 0
Apple Inc. COM 037833100 2,096 11,804 SH   SOLE   11,804 0 0
Applied Materials Inc COM 038222105 517 3,286 SH   SOLE   3,286 0 0
ASGN Inc COM 00191U102 131 1,064 SH   SOLE   1,064 0 0
ASML Holding NV ADR N Y REGISTRY SHS N07059210 398 500 SH   SOLE   500 0 0
Automatic Data Processing, Inc. COM 053015103 1,499 6,081 SH   SOLE   6,081 0 0
AutoZone, Inc. COM 053332102 1,706 814 SH   SOLE   814 0 0
Avaya Holdings Corp. COM 05351X101 83 4,187 SH   SOLE   4,187 0 0
Ball Corporation COM 058498106 1,180 12,259 SH   SOLE   12,259 0 0
Banco Bilbao Vizcaya Argentaria, S.A. Sponsored ADR SPONSORED ADS 05946K101 9 1,528 SH   SOLE   1,528 0 0
Bank Of America Corp COM 060505104 237 5,319 SH   SOLE   5,319 0 0
Bath & Body Works, Inc. COM 070830104 4,428 63,451 SH   SOLE   63,451 0 0
Berkshire Hathaway Inc. Class B CL B NEW 084670702 1,400 4,681 SH   SOLE   4,681 0 0
BHP Group Limited Sponsored ADR SPONSORED ADS 088606108 16 267 SH   SOLE   267 0 0
BlackRock, Inc. COM 09247X101 1,314 1,435 SH   SOLE   1,435 0 0
Block Inc Class A CL A 852234103 166 1,028 SH   SOLE   1,028 0 0
Bright Horizons Family Solutions, Inc. COM 109194100 35 281 SH   SOLE   281 0 0
British American Tobacco PLC Sponsored ADR SPONSORED ADR 110448107 3,282 87,722 SH   SOLE   87,722 0 0
CACI International Inc Class A CL A 127190304 71 265 SH   SOLE   265 0 0
Canadian National Railway Company COM 136375102 2,156 17,548 SH   SOLE   17,548 0 0
Canadian Pacific Kansas City Limited COM 13645T100 1,962 27,268 SH   SOLE   27,268 0 0
Carvana Co. Class A CL A 146869102 242 1,042 SH   SOLE   1,042 0 0
CBRE Group, Inc. Class A CL A 12504L109 1,760 16,223 SH   SOLE   16,223 0 0
Charter Communications, Inc. Class A CL A 16119P108 3,215 4,931 SH   SOLE   4,931 0 0
Check Point Software Technologies Ltd. ORD M22465104 15 130 SH   SOLE   130 0 0
Chevron Corporation COM 166764100 41 348 SH   SOLE   348 0 0
Coca-Cola Company COM 191216100 45 755 SH   SOLE   755 0 0
Cogent Communications Holdings Inc COM NEW 19239V302 21 284 SH   SOLE   284 0 0
Colgate-Palmolive Co COM 194162103 60 700 SH   SOLE   700 0 0
Colliers International Group Inc. SUB VTG SHS 194693107 129 867 SH   SOLE   867 0 0
Conagra Brands, Inc. COM 205887102 39 1,130 SH   SOLE   1,130 0 0
Costco Wholesale Corporation COM 22160K105 12 21 SH   SOLE   21 0 0
Curtiss-Wright Corporation COM 231561101 45 322 SH   SOLE   322 0 0
CVS Health Corporation COM 126650100 72 694 SH   SOLE   694 0 0
D.R. Horton, Inc. COM 23331A109 204 1,880 SH   SOLE   1,880 0 0
Danaher Corporation COM 235851102 12 37 SH   SOLE   37 0 0
Datadog Inc Class A CL A COM 23804L103 1,107 6,217 SH   SOLE   6,217 0 0
Diageo plc Sponsored ADR SPON ADR NEW 25243Q205 167 759 SH   SOLE   759 0 0
Dimensional Emerg Core Eqy Mrkt ETF EMGR CRE EQT MNG 25434V302 369 13,502 SH   SOLE   13,502 0 0
Dimensional Intern Core Eqt Mkt ETF INTL CORE EQT MK 25434V203 10,031 339,240 SH   SOLE   339,240 0 0
Dollar General Corporation COM 256677105 58 248 SH   SOLE   248 0 0
DoorDash, Inc. Class A CL A 25809K105 230 1,546 SH   SOLE   1,546 0 0
Ecolab Inc. COM 278865100 191 815 SH   SOLE   815 0 0
EMCOR Group, Inc. COM 29084Q100 88 688 SH   SOLE   688 0 0
Encompass Health Corporation COM 29261A100 97 1,493 SH   SOLE   1,493 0 0
Energy Select Sector SPDR Fund ENERGY 81369Y506 4 71 SH   SOLE   71 0 0
Expedia Group, Inc. COM NEW 30212P303 1,219 6,745 SH   SOLE   6,745 0 0
FactSet Research Systems Inc. COM 303075105 70 144 SH   SOLE   144 0 0
Farfetch Limited Class A ORD SH CL A 30744W107 227 6,780 SH   SOLE   6,780 0 0
Fedex Corporation COM 31428X106 278 1,073 SH   SOLE   1,073 0 0
First Trust North American Energy ETF NO AMER ENERGY 33738D101 132 5,282 SH   SOLE   5,282 0 0
FirstCash Holdings, Inc. COM 33768G107 90 1,204 SH   SOLE   1,204 0 0
Fiserv, Inc. COM 337738108 1,781 17,156 SH   SOLE   17,156 0 0
Five9, Inc. COM 338307101 2,028 14,770 SH   SOLE   14,770 0 0
Fomento Economico Mexicano SAB de CV Sponsored ADR Class B SPON ADR UNITS 344419106 9 120 SH   SOLE   120 0 0
Gentex Corporation COM 371901109 214 6,146 SH   SOLE   6,146 0 0
Global Payments Inc. COM 37940X102 50 367 SH   SOLE   367 0 0
Goldman Sachs Group Inc COM 38141G104 415 1,086 SH   SOLE   1,086 0 0
Graco Inc. COM 384109104 44 551 SH   SOLE   551 0 0
Hamilton Lane Incorporated Class A CL A 407497106 79 763 SH   SOLE   763 0 0
HDFC Bank Limited Sponsored ADR SPONSORED ADS 40415F101 166 2,544 SH   SOLE   2,544 0 0
Hilton Grand Vacations, Inc. COM 43283X105 2,270 43,564 SH   SOLE   43,564 0 0
Home Depot, Inc. COM 437076102 11 27 SH   SOLE   27 0 0
Houlihan Lokey, Inc. Class A CL A 441593100 130 1,259 SH   SOLE   1,259 0 0
IAA, Inc. COM 449253103 93 1,834 SH   SOLE   1,834 0 0
ICICI Bank Limited Sponsored ADR ADR 45104G104 12 599 SH   SOLE   599 0 0
IHS Markit Ltd. SHS G47567105 1,093 8,224 SH   SOLE   8,224 0 0
Illinois Tool Works Inc. COM 452308109 433 1,754 SH   SOLE   1,754 0 0
Intel Corp COM 458140100 36 700 SH   SOLE   700 0 0
InterContinental Hotels Group PLC Sponsored ADR SPONSORED ADS 45857P806 2,853 43,744 SH   SOLE   43,744 0 0
InterDigital, Inc. COM 45867G101 23 317 SH   SOLE   317 0 0
Intuit Inc COM 461202103 600 933 SH   SOLE   933 0 0
Invesco QQQ Trust UNIT SER 1 46090E103 2,514 6,319 SH   SOLE   6,319 0 0
iShares 20 Yr Treasury Bond 20 YR TR BD ETF 464287432 783 5,287 SH   SOLE   5,287 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 5,947 79,679 SH   SOLE   79,679 0 0
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103 338 5,650 SH   SOLE   5,650 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 5,759 12,073 SH   SOLE   12,073 0 0
iShares Core S&P Mid Cap CORE S&P MCP ETF 464287507 257 907 SH   SOLE   907 0 0
iShares Core S&P Small Cap CORE S&P SCP ETF 464287804 8,588 75,002 SH   SOLE   75,002 0 0
iShares MBS ETF MBS ETF 464288588 97 907 SH   SOLE   907 0 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 295 3,750 SH   SOLE   3,750 0 0
iShares MSCI Emerging Markets ETF MSCI EMG MKT ETF 464287234 125 2,550 SH   SOLE   2,550 0 0
iShares MSCI Emerging Markets Multifactor ETF MSCI EMERG MKT 46434G889 101 1,979 SH   SOLE   1,979 0 0
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 3,018 9,876 SH   SOLE   9,876 0 0
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 92 414 SH   SOLE   414 0 0
iShares Russell Midcap ETF RUS MID CAP ETF 464287499 967 11,650 SH   SOLE   11,650 0 0
iShares Russell Mid-Cap Growth ETF RUS MD CP GR ETF 464287481 34 292 SH   SOLE   292 0 0
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309 1,150 13,750 SH   SOLE   13,750 0 0
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408 376 2,400 SH   SOLE   2,400 0 0
iShares TIPS Bond ETF TIPS BD ETF 464287176 2,973 23,013 SH   SOLE   23,013 0 0
Itau Unibanco Holding S.A. Sponsored ADR Pfd SPON ADR REP PFD 465562106 6 1,692 SH   SOLE   1,692 0 0
J.M. Smucker Company COM NEW 832696405 32 234 SH   SOLE   234 0 0
JD.com, Inc. Sponsored ADR Class A SPON ADR CL A 47215P106 991 14,148 SH   SOLE   14,148 0 0
Johnson & Johnson COM 478160104 837 4,895 SH   SOLE   4,895 0 0
JPMorgan Chase & Co. COM 46625H100 985 6,221 SH   SOLE   6,221 0 0
Keurig Dr Pepper Inc. COM 49271V100 1,075 29,176 SH   SOLE   29,176 0 0
Keysight Tech Inc COM 49338L103 304 1,470 SH   SOLE   1,470 0 0
KKR & Co. Inc. COM 48251W104 2,898 38,900 SH   SOLE   38,900 0 0
Kroger Co. COM 501044101 34 752 SH   SOLE   752 0 0
LCI Industries COM 50189K103 29 186 SH   SOLE   186 0 0
Linde plc SHS G5494J103 115 333 SH   SOLE   333 0 0
LKQ Corporation COM 501889208 2,168 36,120 SH   SOLE   36,120 0 0
Lowe's Companies, Inc. COM 548661107 89 346 SH   SOLE   346 0 0
Manhattan Associates, Inc. COM 562750109 79 507 SH   SOLE   507 0 0
Marsh & McLennan Companies, Inc. COM 571748102 53 303 SH   SOLE   303 0 0
MasTec, Inc. COM 576323109 82 886 SH   SOLE   886 0 0
Mastercard Incorporated Class A CL A 57636Q104 1,502 4,180 SH   SOLE   4,180 0 0
MAXIMUS, Inc. COM 577933104 87 1,087 SH   SOLE   1,087 0 0
MaxLinear, Inc. COM 57776J100 163 2,157 SH   SOLE   2,157 0 0
McDonald's Corporation COM 580135101 458 1,708 SH   SOLE   1,708 0 0
Medtronic Plc SHS G5960L103 3,689 35,661 SH   SOLE   35,661 0 0
Merck & Co., Inc. COM 58933Y105 27 354 SH   SOLE   354 0 0
Meta Financial Group, Inc. COM 59100U108 55,008 55,008,009 SH   SOLE   55,008,009 0 0
Meta Platforms Inc. Class A CL A 30303M102 596 1,773 SH   SOLE   1,773 0 0
Microchip Technology Incorporated COM 595017104 48 554 SH   SOLE   554 0 0
Microsoft Corporation COM 594918104 7,325 21,780 SH   SOLE   21,780 0 0
Moody's Corporation COM 615369105 1,202 3,077 SH   SOLE   3,077 0 0
Nextera Energy Inc COM 65339F101 501 5,362 SH   SOLE   5,362 0 0
NIKE, Inc. Class B CL B 654106103 280 1,680 SH   SOLE   1,680 0 0
NV5 Global Inc COM 62945V109 122 883 SH   SOLE   883 0 0
OneMain Holdings, Inc. COM 68268W103 2,367 47,307 SH   SOLE   47,307 0 0
Oracle Corporation COM 68389X105 53 610 SH   SOLE   610 0 0
Otis Worldwide Corporation COM 68902V107 2,439 28,015 SH   SOLE   28,015 0 0
Papa John's International, Inc. COM 698813102 110 821 SH   SOLE   821 0 0
Perrigo Co. Plc SHS G97822103 23 591 SH   SOLE   591 0 0
Pfizer Incorporated COM 717081103 259 4,386 SH   SOLE   4,386 0 0
Philip Morris International Inc. COM 718172109 2,026 21,327 SH   SOLE   21,327 0 0
Prestige Consumer Healthcare Inc COM 74112D101 114 1,884 SH   SOLE   1,884 0 0
Primerica, Inc. COM 74164M108 104 677 SH   SOLE   677 0 0
Procter & Gamble COM 742718109 2,788 17,045 SH   SOLE   17,045 0 0
PROG Holdings, Inc. COM NPV 74319R101 114 2,518 SH   SOLE   2,518 0 0
PT Telkom Indonesia (Persero) Tbk Sponsored ADR Class B SPONSORED ADR 715684106 9 303 SH   SOLE   303 0 0
ResMed Inc. COM 761152107 1,221 4,688 SH   SOLE   4,688 0 0
RH COM 74967X103 989 1,846 SH   SOLE   1,846 0 0
Rio Tinto plc Sponsored ADR SPONSORED ADR 767204100 12 176 SH   SOLE   176 0 0
Ross Stores, Inc. COM 778296103 59 518 SH   SOLE   518 0 0
Royal Dutch Shell Plc Sponsored ADR Class B SPON ADR B 780259107 9 202 SH   SOLE   202 0 0
S&P Global, Inc. COM 78409V104 306 648 SH   SOLE   648 0 0
Salesforce.com, Inc. COM 79466L302 354 1,394 SH   SOLE   1,394 0 0
SAP SE Sponsored ADR SPON ADR 803054204 19 133 SH   SOLE   133 0 0
Seagate Technology Holdings PLC ORD SHS G7997R103 2,921 25,853 SH   SOLE   25,853 0 0
ServiceNow, Inc. COM 81762P102 1,061 1,635 SH   SOLE   1,635 0 0
Shopify, Inc. Class A CL A 82509L107 1,470 1,067 SH   SOLE   1,067 0 0
Simpson Manufacturing Co., Inc. COM 829073105 93 666 SH   SOLE   666 0 0
SiteOne Landscape Supply, Inc. COM 82982L103 140 576 SH   SOLE   576 0 0
SPDR Gold Shares GOLD SHS 78463V107 10,822 63,299 SH   SOLE   63,299 0 0
SPDR S&P 500 ETF Trust TR UNIT 78462F103 10,878 22,904 SH   SOLE   22,904 0 0
SPDR S&P Metals & Mining ETF S&P METALS MNG 78464A755 1,396 31,172 SH   SOLE   31,172 0 0
Stanley Black & Decker, Inc. COM 854502101 28 150 SH   SOLE   150 0 0
Starbucks Corp COM 855244109 1,789 15,294 SH   SOLE   15,294 0 0
State Street Corporation COM 857477103 56 607 SH   SOLE   607 0 0
Sysco Corporation COM 871829107 51 645 SH   SOLE   645 0 0
T Rowe Price Group COM 74144T108 392 1,995 SH   SOLE   1,995 0 0
Taiwan Semiconductor Manufacturing Co., Ltd. Sponsored ADR SPONSORED ADS 874039100 2,872 23,871 SH   SOLE   23,871 0 0
Target Corporation COM 87612E106 586 2,533 SH   SOLE   2,533 0 0
Teledyne Technologies Incorporated COM 879360105 80 182 SH   SOLE   182 0 0
Thermo Fisher Scientific Inc. COM 883556102 2,660 3,987 SH   SOLE   3,987 0 0
U.S. Bancorp COM NEW 902973304 62 1,096 SH   SOLE   1,096 0 0
Unilever PLC Sponsored ADR SPON ADR NEW 904767704 1,856 34,498 SH   SOLE   34,498 0 0
Union Pacific Corporation COM 907818108 509 2,020 SH   SOLE   2,020 0 0
United Parcel Service, Inc. Class B CL B 911312106 45 212 SH   SOLE   212 0 0
UnitedHealth Group Incorporated COM 91324P102 3,006 5,986 SH   SOLE   5,986 0 0
Valvoline, Inc. COM 92047W101 130 3,480 SH   SOLE   3,480 0 0
Vaneck Vectors Gold Miners ETF GOLD MINERS ETF 92189F106 726 22,667 SH   SOLE   22,667 0 0
Vanguard FTSE All World Ex US ETF ALLWRLD EX US 922042775 41,291 673,812 SH   SOLE   673,812 0 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858 16,750 338,655 SH   SOLE   338,655 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 5,120 11,728 SH   SOLE   11,728 0 0
Vanguard Total Bond Market ETF TOTAL BND MKT 921937835 1,819 21,459 SH   SOLE   21,459 0 0
Vanguard Total Stock Market TOTAL STK MKT 922908769 419 1,735 SH   SOLE   1,735 0 0
Victoria's Secret & Company COMMON STOCK 926400102 2,284 41,128 SH   SOLE   41,128 0 0
Visa Inc. Class A COM CL A 92826C839 2,155 9,942 SH   SOLE   9,942 0 0
W.W. Grainger, Inc. COM 384802104 65 125 SH   SOLE   125 0 0
Walmart Inc. COM 931142103 224 1,549 SH   SOLE   1,549 0 0
Walt Disney Co COM 254687106 31 200 SH   SOLE   200 0 0
Waste Management Inc COM 94106L109 382 2,286 SH   SOLE   2,286 0 0
Watts Water Technologies, Inc. Class A CL A 942749102 84 433 SH   SOLE   433 0 0
WEX Inc. COM 96208T104 54 388 SH   SOLE   388 0 0
Workday, Inc. Class A CL A 98138H101 1,007 3,687 SH   SOLE   3,687 0 0
XP Inc. Class A CL A G98239109 1 39 SH   SOLE   39 0 0
Yandex NV Class A SHS CLASS A N97284108 6 94 SH   SOLE   94 0 0
Yum China Holdings, Inc. COM 98850P109 1,116 22,385 SH   SOLE   22,385 0 0
Zebra Technologies Corporation Class A CL A 989207105 3,365 5,654 SH   SOLE   5,654 0 0