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Premiums and Reinsurance Related Information
 9 Months Ended
Sep. 30, 2023
Insurance [Abstract]  
Premiums and Reinsurance Related Information Premiums and Reinsurance Related Information
The following is a summary of insurance and reinsurance financial information:
For the Three Months
Ended September 30,		For the Nine Months
Ended September 30,
(In thousands)2023202220232022
Written premiums:
Direct$3,037,932 $2,775,236 $8,762,249 $8,075,311 
Assumed315,273 306,702 977,047 918,864 
Ceded(504,746)(504,664)(1,504,497)(1,418,012)
Total net premiums written$2,848,459 $2,577,274 $8,234,799 $7,576,163 
Earned premiums:
Direct$2,825,176 $2,617,680 $8,217,888 $7,533,856 
Assumed316,134 318,962 913,795 903,882 
Ceded(499,396)(494,681)(1,445,610)(1,389,533)
Total net premiums earned$2,641,914 $2,441,961 $7,686,073 $7,048,205 
Ceded losses and loss expenses incurred$320,995 $347,439 $970,267 $905,667 
Ceded commissions earned$118,207 $121,721 $354,148 $356,157 
    The following table presents the rollforward of the allowance for expected credit losses for premiums and fees receivable for the nine months ended September 30, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$30,660 $25,218 
Change in expected credit losses2,942 5,360 
Allowance for expected credit losses, end of period$33,602 $30,578 
The following table presents the rollforward of the allowance for expected credit losses for premiums and fees receivable for the three months ended September 30, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$32,770 $30,557 
Change in expected credit losses832 21 
Allowance for expected credit losses, end of period$33,602 $30,578 
The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of an allowance for expected credit losses.
The following table presents the rollforward of the allowance for expected credit losses associated with due from reinsurers for the nine months ended September 30, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$8,064 $7,713 
Change in expected credit losses1,379 286 
Allowance for expected credit losses, end of period$9,443 $7,999 
The following table presents the rollforward of the allowance for expected credit losses associated with due from reinsurers for the three months ended September 30, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$9,365 $7,744 
Change in expected credit losses78 255 
Allowance for expected credit losses, end of period$9,443 $7,999