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Premiums and Reinsurance Related Information
 6 Months Ended
Jun. 30, 2023
Insurance [Abstract]  
Premiums and Reinsurance Related Information Premiums and Reinsurance Related Information
The following is a summary of insurance and reinsurance financial information:
For the Three Months
Ended June 30,		For the Six Months
Ended June 30,
(In thousands)2023202220232022
Written premiums:
Direct$2,985,563 $2,757,739 $5,724,317 $5,300,075 
Assumed351,210 294,662 661,773 612,163 
Ceded(525,258)(466,766)(999,751)(913,349)
Total net premiums written$2,811,515 $2,585,635 $5,386,339 $4,998,889 
Earned premiums:
Direct$2,725,650 $2,511,579 $5,392,712 $4,916,177 
Assumed302,431 292,547 597,661 584,920 
Ceded(475,354)(446,968)(946,214)(894,853)
Total net premiums earned$2,552,727 $2,357,158 $5,044,159 $4,606,244 
Ceded losses and loss expenses incurred$333,795 $305,196 $649,271 $548,490 
Ceded commissions earned$117,523 $116,991 $235,941 $234,436 
    The following table presents the rollforward of the allowance for expected credit losses for premiums and fees receivable for the six months ended June 30, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$30,660 $25,218 
Change in expected credit losses2,110 5,339 
Allowance for expected credit losses, end of period$32,770 $30,557 
The following table presents the rollforward of the allowance for expected credit losses for premiums and fees receivable for the three months ended June 30, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$32,353 $28,236 
Change in expected credit losses417 2,321 
Allowance for expected credit losses, end of period$32,770 $30,557 
The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of an allowance for expected credit losses.
The following table presents the rollforward of the allowance for expected credit losses associated with due from reinsurers for the six months ended June 30, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$8,064 $7,713 
Change in expected credit losses1,301 31 
Allowance for expected credit losses, end of period$9,365 $7,744 
The following table presents the rollforward of the allowance for expected credit losses associated with due from reinsurers for the three months ended June 30, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$8,703 $7,655 
Change in expected credit losses662 89 
Allowance for expected credit losses, end of period$9,365 $7,744