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Premiums and Reinsurance Related Information
 3 Months Ended
Mar. 31, 2023
Insurance [Abstract]  
Premiums and Reinsurance Related Information Premiums and Reinsurance Related Information
The following is a summary of insurance and reinsurance financial information:
For the Three Months
Ended March 31,
(In thousands)20232022
Written premiums:
Direct$2,738,754 $2,542,336 
Assumed310,563 317,500 
Ceded(474,493)(446,582)
Total net premiums written$2,574,824 $2,413,254 
Earned premiums:
Direct$2,667,063 $2,404,597 
Assumed295,230 292,373 
Ceded(470,861)(447,883)
Total net premiums earned$2,491,432 $2,249,087 
Ceded losses and loss expenses incurred$315,476 $243,294 
Ceded commissions earned$118,418 $117,445 
    The following table presents the rollforward of the allowance for expected credit losses for premiums and fees receivable for the three months ended March 31, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$30,660 $25,218 
Change in expected credit losses1,693 3,018 
Allowance for expected credit losses, end of period$32,353 $28,236 
The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of an allowance for expected credit losses.
The following table presents the rollforward of the allowance for expected credit losses associated with due from reinsurers for the three months ended March 31, 2023 and 2022:
(In thousands)20232022
Allowance for expected credit losses, beginning of period$8,064 $7,713 
Change in expected credit losses639 (58)
Allowance for expected credit losses, end of period$8,703 $7,655