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Premiums and Reinsurance Related Information
 6 Months Ended
Jun. 30, 2022
Insurance [Abstract]  
Premiums and Reinsurance Related Information Premiums and Reinsurance Related Information
The following is a summary of insurance and reinsurance financial information:
For the Three Months
Ended June 30,		For the Six Months
Ended June 30,
(In thousands)2022202120222021
Written premiums:
Direct$2,757,739 $2,395,114 $5,300,075 $4,572,276 
Assumed294,662 266,122 612,163 573,672 
Ceded(466,766)(449,055)(913,349)(883,729)
Total net premiums written$2,585,635 $2,212,181 $4,998,889 $4,262,219 
Earned premiums:
Direct$2,511,579 $2,151,739 $4,916,177 $4,154,784 
Assumed292,547 259,166 584,920 518,707 
Ceded(446,968)(439,281)(894,853)(851,911)
Total net premiums earned$2,357,158 $1,971,624 $4,606,244 $3,821,580 
Ceded losses and loss expenses incurred$305,196 $255,163 $548,490 $553,903 
Ceded commissions earned$116,991 $106,834 $234,436 $208,515 
    
The following table presents the rollforward of the allowance for expected credit losses for premiums and fees receivable for the six months ended June 30, 2022 and 2021:
(In thousands)20222021
Allowance for expected credit losses, beginning of period$25,218 $22,883 
Provision for expected credit losses5,339 1,925 
Allowance for expected credit losses, end of period$30,557 $24,808 
The following table presents the rollforward of the allowance for expected credit losses for premiums and fees receivable for the three months ended June 30, 2022 and 2021:
(In thousands)20222021
Allowance for expected credit losses, beginning of period$28,236 $24,264 
Provision for expected credit losses2,321 544 
Allowance for expected credit losses, end of period$30,557 $24,808 
The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of an allowance for expected credit losses.
The following table presents the rollforward of the allowance for expected credit losses associated with due from reinsurers for the six months ended June 30, 2022 and 2021:
(In thousands)20222021
Allowance for expected credit losses, beginning of period$7,713 $7,801 
Change in expected credit losses31 (518)
Allowance for expected credit losses, end of period$7,744 $7,283 
The following table presents the rollforward of the allowance for expected credit losses associated with due from reinsurers for the three months ended June 30, 2022 and 2021:
(In thousands)20222021
Allowance for expected credit losses, beginning of period$7,655 $7,373 
Change in expected credit losses89 (90)
Allowance for expected credit losses, end of period$7,744 $7,283