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Reinsurance
 6 Months Ended
Jun. 30, 2019
Insurance [Abstract]  
Reinsurance Reinsurance
The following is a summary of reinsurance financial information:
 
For the Three Months
Ended June 30,
 
For the Six Months
Ended June 30,
 
 
(In thousands)
2019
 
2018
 
2019
 
2018
Written premiums:
 
 
 
 
 
 
 
Direct
$
1,883,032

 
$
1,785,266

 
$
3,712,847

 
$
3,572,501

Assumed
206,828

 
162,808

 
423,243

 
354,995

Ceded
(346,396
)
 
(323,970
)
 
(683,025
)
 
(638,054
)
Total net premiums written
$
1,743,464

 
$
1,624,104

 
$
3,453,065

 
$
3,289,442

 
 
 
 
 
 
 
 
Earned premiums:
 
 
 
 
 
 
 
Direct
$
1,773,437

 
$
1,705,277

 
$
3,497,047

 
$
3,379,827

Assumed
198,661

 
180,509

 
386,852

 
369,375

Ceded
(325,257
)
 
(304,733
)
 
(644,202
)
 
(600,741
)
Total net premiums earned
$
1,646,841

 
$
1,581,053

 
$
3,239,697

 
$
3,148,461

 
 
 
 
 
 
 
 
Ceded losses and loss expenses incurred
$
239,267

 
$
161,073

 
$
412,314

 
$
400,068

Ceded commissions earned
$
73,092

 
$
65,922

 
$
144,109

 
$
132,278


The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $1 million as of both June 30, 2019 and December 31, 2018.