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Reinsurance
 3 Months Ended
Mar. 31, 2019
Insurance [Abstract]  
Reinsurance Reinsurance
The following is a summary of reinsurance financial information:
 
For the Three Months
Ended March 31,
 
(In thousands)
2019
 
2018
Written premiums:
 
 
 
Direct
$
1,829,815

 
$
1,787,235

Assumed
216,415

 
192,187

Ceded
(336,629
)
 
(314,084
)
Total net premiums written
$
1,709,601

 
$
1,665,338

 
 
 
 
Earned premiums:
 
 
 
Direct
$
1,723,610

 
$
1,674,550

Assumed
188,191

 
188,866

Ceded
(318,945
)
 
(296,008
)
Total net premiums earned
$
1,592,856

 
$
1,567,408

 
 
 
 
Ceded losses and loss expenses incurred
$
173,046

 
$
238,995

Ceded commissions earned
$
71,017

 
$
66,356


The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $1 million as of both March 31, 2019 and December 31, 2018.