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Reinsurance
 6 Months Ended
Jun. 30, 2017
Insurance [Abstract]  
Reinsurance
Reinsurance

The following is a summary of reinsurance financial information:
  
For the Three Months
 
For the Six Months
 
Ended June 30,
 
Ended June 30,
(In thousands)
2017
 
2016
 
2017
 
2016
Written premiums:
 
 
 
 
 
 
 
Direct
$
1,727,014

 
$
1,708,535

 
$
3,448,076

 
$
3,417,664

Assumed
160,139

 
230,830

 
375,283

 
477,398

Ceded
(322,902
)
 
(296,796
)
 
(612,270
)
 
(588,771
)
Total net premiums written
$
1,564,251

 
$
1,642,569

 
$
3,211,089

 
$
3,306,291

 
 
 
 
 
 
 
 
Earned premiums:
 
 
 
 
 
 
 
Direct
$
1,666,938

 
$
1,609,644

 
$
3,280,302

 
$
3,177,712

Assumed
193,683

 
225,643

 
402,310

 
444,009

Ceded
(291,918
)
 
(275,494
)
 
(543,868
)
 
(534,593
)
Total net premiums earned
$
1,568,703

 
$
1,559,793

 
$
3,138,744

 
$
3,087,128

 
 
 
 
 
 
 
 
Ceded losses and loss expenses incurred
$
142,609

 
$
167,265

 
$
177,801

 
$
294,194

Ceded commissions earned
$
57,752

 
$
50,172

 
$
114,302

 
$
96,494


The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $1 million as of June 30, 2017 and December 31, 2016.