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Reinsurance Reinsurance
 9 Months Ended
Sep. 30, 2016
Insurance [Abstract]  
Reinsurance [Text Block]
Reinsurance
The following is a summary of reinsurance financial information:
  
For the Three Months
 
For the Nine Months
 
Ended September 30,
 
Ended September 30,
(In thousands)
2016
 
2015
 
2016
 
2015
Written premiums:
 
 
 
 
 
 
 
Direct
$
1,643,870

 
$
1,601,344

 
$
5,061,646

 
$
4,852,584

Assumed
224,979

 
221,237

 
702,265

 
633,200

Ceded
(261,484
)
 
(251,544
)
 
(850,255
)
 
(795,420
)
Total net premiums written
$
1,607,365

 
$
1,571,037

 
$
4,913,656

 
$
4,690,364

 
 
 
 
 
 
 
 
Earned premiums:
 
 
 
 
 
 
 
Direct
$
1,647,033

 
$
1,575,624

 
$
4,824,768

 
$
4,646,343

Assumed
216,758

 
217,668

 
635,443

 
632,362

Ceded
(277,847
)
 
(261,734
)
 
(787,139
)
 
(782,093
)
Total net premiums earned
$
1,585,944

 
$
1,531,558

 
$
4,673,072

 
$
4,496,612

 
 
 
 
 
 
 
 
Ceded losses and loss expenses incurred
$
213,065

 
$
123,765

 
$
507,258

 
$
374,084

Ceded commissions earned
$
47,315

 
$
45,946

 
$
143,809

 
$
129,766


The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $1 million as of September 30, 2016 and December 31, 2015.