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Reinsurance Reinsurance
 6 Months Ended
Jun. 30, 2016
Insurance [Abstract]  
Reinsurance [Text Block]
Reinsurance
The following is a summary of reinsurance financial information:
  
For the Three Months
 
For the Six Months
 
Ended June 30,
 
Ended June 30,
(In thousands)
2016
 
2015
 
2016
 
2015
Written premiums:
 
 
 
 
 
 
 
Direct
$
1,708,535

 
$
1,603,899

 
$
3,417,664

 
$
3,251,240

Assumed
230,830

 
207,499

 
477,398

 
411,963

Ceded
(296,796
)
 
(267,473
)
 
(588,771
)
 
(543,876
)
Total net premiums written
$
1,642,569

 
$
1,543,925

 
$
3,306,291

 
$
3,119,327

 
 
 
 
 
 
 
 
Earned premiums:
 
 
 
 
 
 
 
Direct
$
1,609,644

 
$
1,545,983

 
$
3,177,712

 
$
3,070,719

Assumed
225,643

 
211,352

 
444,009

 
414,694

Ceded
(275,494
)
 
(264,294
)
 
(534,593
)
 
(520,359
)
Total net premiums earned
$
1,559,793

 
$
1,493,041

 
$
3,087,128

 
$
2,965,054

 
 
 
 
 
 
 
 
Ceded losses and loss expenses incurred
$
167,265

 
$
131,928

 
$
294,194

 
$
250,319

Ceded commissions earned
$
50,172

 
$
40,169

 
$
96,494

 
$
83,820


The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $1 million as of June 30, 2016 and December 31, 2015.