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Reinsurance Reinsurance
 9 Months Ended
Sep. 30, 2015
Insurance [Abstract]  
Reinsurance [Text Block]
Reinsurance
The following is a summary of reinsurance financial information:
  
For the Three Months
 
For the Nine Months
 
Ended September 30,
 
Ended September 30,
(In thousands)
2015
 
2014
 
2015
 
2014
Written premiums:
 
 
 
 
 
 
 
Direct
$
1,601,344

 
$
1,553,493

 
$
4,852,584

 
$
4,699,319

Assumed
221,237

 
225,863

 
633,200

 
657,704

Ceded
(251,544
)
 
(253,974
)
 
(795,420
)
 
(815,985
)
Total net premiums written
$
1,571,037

 
$
1,525,382

 
$
4,690,364

 
$
4,541,038

 
 
 
 
 
 
 
 
Earned premiums:
 
 
 
 
 
 
 
Direct
$
1,575,624

 
$
1,505,738

 
$
4,646,343

 
$
4,336,463

Assumed
217,668

 
216,889

 
632,362

 
667,566

Ceded
(261,734
)
 
(261,823
)
 
(782,093
)
 
(761,968
)
Total net premiums earned
$
1,531,558

 
$
1,460,804

 
$
4,496,612

 
$
4,242,061

 
 
 
 
 
 
 
 
Ceded losses incurred
$
123,765

 
$
128,903

 
$
374,084

 
$
319,156

Ceded commissions earned
$
45,946

 
$
40,821

 
$
129,766

 
$
116,047


The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $1 million as of September 30, 2015 and December 31, 2014.