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Reinsurance Reinsurance
 9 Months Ended
Sep. 30, 2014
Insurance [Abstract]  
Reinsurance [Text Block]
Reinsurance
The following is a summary of reinsurance financial information:
  
For the Three Months
 
For the Nine Months
 
Ended September 30,
 
Ended September 30,
(In thousands)
2014
 
2013
 
2014
 
2013
Written premiums:
 
 
 
 
 
 
 
Direct
$
1,553,493

 
$
1,415,775

 
$
4,699,319

 
$
4,221,370

Assumed
225,863

 
251,331

 
657,704

 
695,293

Ceded
(253,974
)
 
(243,481
)
 
(815,985
)
 
(774,174
)
Total net premiums written
$
1,525,382

 
$
1,423,625

 
$
4,541,038

 
$
4,142,489

 
 
 
 
 
 
 
 
Earned premiums:
 
 
 
 
 
 
 
Direct
$
1,505,738

 
$
1,351,542

 
$
4,336,463

 
$
3,893,806

Assumed
216,889

 
226,530

 
667,566

 
658,063

Ceded
(261,823
)
 
(249,210
)
 
(761,968
)
 
(708,373
)
Total net premiums earned
$
1,460,804

 
$
1,328,862

 
$
4,242,061

 
$
3,843,496

 
 
 
 
 
 
 
 
Ceded losses incurred
$
128,903

 
$
186,504

 
$
319,156

 
$
439,415


The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $2 million as of September 30, 2014 and $1 million as of December 31, 2013.