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Reinsurance
 6 Months Ended
Jun. 30, 2013
Reinsurance Disclosures [Abstract]  
Reinsurance
Reinsurance
The following is a summary of reinsurance financial information:
  
For the Three Months Ended
 
For the Six Months Ended
 
June 30,
 
June 30,
(In thousands)
2013
 
2012
 
2013
 
2012
Written premiums:
 
 
 
 
 
 
 
Direct
$
1,405,183

 
$
1,249,576

 
$
2,805,595

 
$
2,450,595

Assumed
212,753

 
181,344

 
443,962

 
381,851

Ceded
(276,038
)
 
(239,929
)
 
(530,693
)
 
(437,929
)
Total net premiums written
$
1,341,898

 
$
1,190,991

 
$
2,718,864

 
$
2,394,517

 
 
 
 
 
 
 
 
Earned premiums:
 
 
 
 
 
 
 
Direct
$
1,301,702

 
$
1,163,162

 
$
2,542,264

 
$
2,267,118

Assumed
217,517

 
186,762

 
431,533

 
366,280

Ceded
(236,704
)
 
(202,567
)
 
(459,163
)
 
(386,390
)
Total net premiums earned
$
1,282,515

 
$
1,147,357

 
$
2,514,634

 
$
2,247,008

 
 
 
 
 
 
 
 
Ceded losses incurred
$
142,360

 
$
109,142

 
$
252,911

 
$
194,419


The Company reinsures a portion of its exposures principally to reduce its net liability on individual risks and to protect against catastrophic losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $2 million as of June 30, 2013 and December 31, 2012.