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Allowance for Credit Losses (Detail)
₨ in Millions, $ in Millions
12 Months Ended
Mar. 31, 2023
INR (₨)
Mar. 31, 2023
USD ($)
Mar. 31, 2022
INR (₨)
Mar. 31, 2021
INR (₨)
Mar. 31, 2023
USD ($)
Financing Receivable, Allowance for Credit Loss [Line Items]          
Allowance for credit losses, beginning of the period ₨ 372,671.8 $ 4,534.3 ₨ 343,528.7 ₨ 198,833.2  
Write-offs (137,863.7) (1,677.4) (134,017.8) (119,470.7)  
Net allowance for credit losses 130,356.4 [1] 1,586.1 [1] 163,160.9 [2] 183,153.2 [3]  
Allowance for credit losses, end of the period 365,164.5 $ 4,443.0 372,671.8 343,528.7  
Allowance for credit losses:          
Allowance individually evaluated for impairment 31,696.6   38,454.1 36,933.6 $ 385.7
Allowance collectively evaluated for impairment 333,467.9   334,217.7 306,595.1 4,057.3
Loans:          
Loans individually evaluated for impairment 37,061.8   44,738.1 46,553.7 450.9
Loans collectively evaluated for impairment 17,381,030.6   14,364,805.9 11,997,164.2 $ 211,473.8
Impact of ASC 326 Adoption          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Impact of adopting ASC 326       81,013.0  
Auto loans          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Allowance for credit losses, beginning of the period 41,769.4   39,396.1 19,219.0  
Write-offs (10,456.0)   (19,376.9) (13,263.5)  
Net allowance for credit losses 2,522.1 [1]   21,750.2 [2] 23,559.7 [3]  
Allowance for credit losses, end of the period 33,835.5   41,769.4 39,396.1  
Allowance for credit losses:          
Allowance individually evaluated for impairment 4.6   18.4 34.7  
Allowance collectively evaluated for impairment 33,830.9   41,751.0 39,361.4  
Loans:          
Loans individually evaluated for impairment 16.4   31.5 49.5  
Loans collectively evaluated for impairment 1,221,081.2   1,042,761.5 964,003.7  
Auto loans | Impact of ASC 326 Adoption          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Impact of adopting ASC 326       9,880.9  
Personal loans/Credit card          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Allowance for credit losses, beginning of the period 111,566.4   110,081.0 47,097.1  
Write-offs (88,744.9)   (74,500.8) (61,571.8)  
Net allowance for credit losses 76,812.9 [1]   75,986.2 [2] 86,464.6 [3]  
Allowance for credit losses, end of the period 99,634.4   111,566.4 110,081.0  
Allowance for credit losses:          
Allowance individually evaluated for impairment 0.0   6.5 4.0  
Allowance collectively evaluated for impairment 99,634.4   111,559.9 110,077.0  
Loans:          
Loans individually evaluated for impairment 0.8   29.4 4.2  
Loans collectively evaluated for impairment 2,782,827.7   2,341,942.4 2,042,723.0  
Personal loans/Credit card | Impact of ASC 326 Adoption          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Impact of adopting ASC 326       38,091.1  
Retail Business Banking          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Allowance for credit losses, beginning of the period 49,055.0   42,288.4 32,860.3  
Write-offs (3,987.8)   (3,027.7) (14,951.6)  
Net allowance for credit losses 18,907.6 [1]   9,794.3 [2] 20,432.2 [3]  
Allowance for credit losses, end of the period 63,974.8   49,055.0 42,288.4  
Allowance for credit losses:          
Allowance individually evaluated for impairment 2,320.3   2,651.4 3,540.7  
Allowance collectively evaluated for impairment 61,654.5   46,403.6 38,747.7  
Loans:          
Loans individually evaluated for impairment 2,782.0   2,651.4 3,560.8  
Loans collectively evaluated for impairment 3,375,843.2   2,614,435.7 2,004,285.1  
Retail Business Banking | Impact of ASC 326 Adoption          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Impact of adopting ASC 326       3,947.5  
Commercial vehicle and construction equipment finance          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Allowance for credit losses, beginning of the period 31,750.9   26,356.7 20,463.4  
Write-offs (15,270.1)   (16,592.0) (15,921.5)  
Net allowance for credit losses 14,649.8 [1]   21,986.2 [2] 21,489.3 [3]  
Allowance for credit losses, end of the period 31,130.6   31,750.9 26,356.7  
Allowance for credit losses:          
Allowance individually evaluated for impairment 15.0   65.8 59.6  
Allowance collectively evaluated for impairment 31,115.6   31,685.1 26,297.1  
Loans:          
Loans individually evaluated for impairment 290.8   66.3 59.7  
Loans collectively evaluated for impairment 1,285,597.0   950,999.7 805,270.1  
Commercial vehicle and construction equipment finance | Impact of ASC 326 Adoption          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Impact of adopting ASC 326       325.5  
Housing loans          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Allowance for credit losses, beginning of the period 2,692.2   4,578.0 1,700.7  
Write-offs (479.0)   (601.6) (190.8)  
Net allowance for credit losses 1,056.7 [1]   (1,284.2) [2] 1,408.6 [3]  
Allowance for credit losses, end of the period 3,269.9   2,692.2 4,578.0  
Allowance for credit losses:          
Allowance individually evaluated for impairment 0.0   0.0 0.0  
Allowance collectively evaluated for impairment 3,269.9   2,692.2 4,578.0  
Loans:          
Loans individually evaluated for impairment 0.0   0.0 0.0  
Loans collectively evaluated for impairment 1,020,901.6   830,882.4 702,235.5  
Housing loans | Impact of ASC 326 Adoption          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Impact of adopting ASC 326       1,659.5  
Other Retail          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Allowance for credit losses, beginning of the period 61,437.0   49,229.2 37,864.3  
Write-offs (15,769.9)   (17,567.4) (9,942.8)  
Net allowance for credit losses 26,345.3 [1]   29,775.2 [2] 21,073.4 [3]  
Allowance for credit losses, end of the period 72,012.4   61,437.0 49,229.2  
Allowance for credit losses:          
Allowance individually evaluated for impairment 92.1   92.3 72.1  
Allowance collectively evaluated for impairment 71,920.3   61,344.7 49,157.1  
Loans:          
Loans individually evaluated for impairment 92.3   126.6 92.7  
Loans collectively evaluated for impairment 1,817,147.3   1,526,607.8 1,306,548.3  
Other Retail | Impact of ASC 326 Adoption          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Impact of adopting ASC 326       234.3  
Wholesale loans          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Allowance for credit losses, beginning of the period 74,400.9   71,599.3 39,628.4  
Write-offs (3,156.0)   (2,351.4) (3,628.7)  
Net allowance for credit losses (9,938.0) [1]   5,153.0 [2] 8,725.4 [3]  
Allowance for credit losses, end of the period 61,306.9   74,400.9 71,599.3  
Allowance for credit losses:          
Allowance individually evaluated for impairment 29,264.6   35,619.7 33,222.5  
Allowance collectively evaluated for impairment 32,042.3   38,781.2 38,376.8  
Loans:          
Loans individually evaluated for impairment 33,879.5   41,832.9 42,786.8  
Loans collectively evaluated for impairment ₨ 5,877,632.6   ₨ 5,057,176.4 4,172,098.5  
Wholesale loans | Impact of ASC 326 Adoption          
Financing Receivable, Allowance for Credit Loss [Line Items]          
Impact of adopting ASC 326       ₨ 26,874.2  
[1] Net allowances for credit losses charged to expense does not include the recoveries against write-off cases amounting to Rs. 56,142.6 million (US$ 683.1 million). Recoveries from retail loans is Rs. 53,374.2 million and from wholesale loans is Rs. 2,768.4 million.
[2] Net allowances for credit losses charged to expense does not include the recoveries against write-off cases amounting to Rs. 36,181.4 million. Recoveries from retail loans is Rs. 35,385.3 million and from wholesale loans is Rs. 796.1 million.
[3] Net allowances for credit losses charged to expense does not include the recoveries against write-off cases amounting to Rs.28,919.8 million (US$ 395.4 million). Recoveries from retail loans is Rs. 28,605.8 million and from wholesale loans is Rs. 314.0 million.