10-K/A

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

__________________________________ 

FORM 10-K/A

(Amendment No. 1)

__________________________________ 

(Mark One)

x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2011

OR

o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from to

Commission File No. 001-32594

______________________________________________ 

HEARTLAND PAYMENT SYSTEMS, INC.

(Exact name of registrant as specified in its charter)

Delaware	22-3755714
(State or other jurisdiction of incorporation or organization)	(I.R.S. Employer Identification Number)

90 Nassau Street, Princeton, New Jersey 08542

(Address of principal executive offices) (Zip Code)

(609) 683-3831

(Registrant’s telephone number, including area code)

____________________________________________________________ 

Title of each class		Name of each exchange on which registered
Common Stock, $0.001 par value		New York Stock Exchange
	(NONE)
	(title of Class)

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  o  YES    x  NO

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. o  YES    x  NO

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.   x  YES    o  NO

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).    x  YES    o  NO

Indicate by check mark if disclosure of delinquent filer pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. x

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See definitions of “large accelerated filer,” “accelerated filer,” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer	x	Accelerated filer	o
Non-accelerated filer	o  (Do not check if a smaller reporting company)	Smaller reporting company	o

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    o  YES    x  NO

The aggregate market value of the voting and non-voting common stock held by non-affiliates computed by reference to the price at which the common stock was last sold on the New York Stock Exchange on June 30, 2011 was approximately $775 million.

As of February 24, 2012, there were 38,901,939 shares of the registrant’s Common Stock, $0.001 par value, outstanding.

DOCUMENTS INCORPORATED BY REFERENCE

Specifically identified portions of the registrant's definitive proxy statement to be filed with the Securities and Exchange Commission pursuant to Regulation 14A in connection with the 2012 annual meeting of shareholders are incorporated by reference into Part III of this Annual Report on Form 10-K for fiscal year ended December 31, 2011.

EXPLANATORY NOTE

The purpose of this Amendment No. 1 to our Annual Report on Form 10-K for the fiscal year ended December 31, 2011, as filed with the Securities and Exchange Commission on February 28, 2012, is to furnish the interactive data files as Exhibit 101 to the Form 10-K. Exhibit 101 to this Amendment No. 1 provides the following items from the Form 10-K formatted in XBRL (Extensible Business Reporting Language): (i) our Consolidated Balance Sheets, (ii) our Consolidated Statements of Operations and Comprehensive Income (Loss), (iii) our Consolidated Statements of Equity, (iv) our Consolidated Statements of Cash Flow, (v) the Notes to our Consolidated Financial Statements and (vi) the schedule to our Consolidated Financial Statements.

Users of this data are advised that pursuant to Rule 406T of Regulation S-T, these interactive data files are deemed not filed or part of a registration statement or prospectus for purposes of sections 11 or 12 of the Securities Act of 1933, as amended, are deemed not filed for purposes of section 18 of the Securities and Exchange Act of 1934, as amended, and otherwise are not subject to liability under those sections.

No other changes have been made to the Form 10-K other than those described above. This Amendment No. 1 does not reflect subsequent events occurring after the original filing date of the Form 10-K or modify or update in any way disclosures made in the Form 10-K.

.

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Date: March 29, 2012

HEARTLAND PAYMENT SYSTEMS, INC.

(Registrant)

By: /s/ Maria Rueda

Maria Rueda

Chief Financial Officer

(Principal Financial and Accounting Officer)

Exhibit Number	Description
2.2	Agreement and Plan of Merger dated September 29, 2000 by and among Heartland Payment Systems, Inc., Uhle and Associates, LLC, Martin J. Uhle, Mark K. Strippy and Steven B. Gamary. (Incorporated by reference to Exhibit 2.2 to the Registrant's Annual Report on Form 10 filed on August 9, 2005).
2.3	Agreement and Plan of Merger dated September 29, 2000 by and between Heartland Payment Systems, Inc. and Triad LLC. (Incorporated by reference to Exhibit 2.2 to the Registrant's Annual Report on Form 10 filed on August 9, 2005).
2.4	Agreement and Plan of Merger dated as of December 28, 2000 by and between Heartland Payment Systems, Inc. and Heartland Payment Systems L.L.C. (Incorporated by reference to Exhibit 2.2 to the Registrant's Annual Report on Form 10 filed on August 9, 2005).
2.5	Agreement of Merger dated as of June 14, 2004 by and between Heartland Payment Systems, Inc. and Credit Card Software Systems, Inc. (Incorporated by reference to Exhibit 2.2 to the Registrant's Annual Report on Form 10 filed on August 9, 2005).
3.1	Amended and Restated Certificate of Incorporation of Heartland Payment Systems, Inc. (Incorporated by reference to Exhibit 3.3 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
3.2	Amended and Restated By-Laws of Heartland Payment Systems, Inc. (Incorporated by reference to Exhibit 3.2 to the Registrant's Annual Report on Form 10-K filed on March 10, 2008 (File No. 001-32594)).
4.2	Registration Rights Agreement dated August 2, 2005 (Incorporated by reference to Exhibit 4.2 in the Registrant's Form 8-A filed on August 4, 2005).
10.1	Revolver Advance and Purpose and Ability Line of Credit Loan Agreement dated August 28, 2002 between Heartland Payment Systems, Inc. and KeyBank National Association (Incorporated by reference to Exhibit 10.1 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.2	First Amendment to the Revolver Advance and Purpose and Ability Line of Credit Loan Agreement dated November 6, 2003 between Heartland Payment Systems, Inc. and KeyBank National Association (Incorporated by reference to Exhibit 10.2 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.3	Second Amendment to the Revolver Advance and Purpose and Ability Line of Credit Loan Agreement dated June 23, 2004 between Heartland Payment Systems, Inc. and KeyBank National Association (Incorporated by reference to Exhibit 10.3 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.4	Revolver Advance Note dated August 28, 2002 payable by Heartland Payment Systems, Inc. to KeyBank National Association in a principal amount of $3,500,000.00 (Incorporated by reference to Exhibit 10.4 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.5	Purpose and Ability Line of Credit Note dated August 28, 2002 payable by Heartland Payment Systems, Inc. to KeyBank National Association in a principal amount of $3,000,000 (Incorporated by reference to Exhibit 10.5 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.6	Processing Services Agreement dated April 1, 2002 between Vital Processing Services L.L.C. and Heartland Payment Systems, Inc., as amended (Incorporated by reference to Exhibit 10.6 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.7	Merchant Processing Agreement dated April 1, 2002 between KeyBank National Association and Heartland Payment Systems, Inc., as amended (Incorporated by reference to Exhibit 10.7 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.8	Withdrawal and Redemption Agreement dated May 8, 2000, among Heartland Payment Systems, LLC, Triad LLC, Heartland Bank and Heartland Card Company (Incorporated by reference to Exhibit 10.8 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.9	Office Lease Agreement, dated September 6, 2002, between Heartland Payment Systems, Inc. and PSN Partners, L.P. for 47 Hulfish Street, Suite 400, Princeton, New Jersey 08540 (Incorporated by reference to Exhibit 10.9 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.10	Lease Agreement, dated August 16, 2003 between Heartland Payment Systems, Inc. and Youngstown Partners, LLC for 1431 Youngstown Shopping Center, Jeffersonville, Indiana 47130 (Incorporated by reference to Exhibit 10.10 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.11	Lease Agreement, dated April 30, 2002 between Heartland Payment Systems, Inc. and Youngstown Partners, L.P. for 1431 1/2 and 1433 Youngstown Shopping Center, Jeffersonville, Indiana 47130 (Incorporated by reference to Exhibit 10.11 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).

10.12	Lease Agreement, dated April 30, 2002 between Heartland Payment Systems, Inc. and Youngstown Partners L.P. for 1437 and 1443 Youngstown Shopping Center, Jeffersonville, Indiana 47130 (Incorporated by reference to Exhibit 10.12 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.13	Lease Agreement, dated March 6, 2003, between Heartland Payment Systems, Inc. and Youngstown Partners, L.P. for 1441 Youngstown Shopping Center, Jeffersonville, Indiana 47130 (Incorporated by reference to Exhibit 10.13 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.14	Lease Agreement, dated February 14, 2002 between Heartland Payment Systems, Inc. and Youngstown Partners, L.P. for 1443 Youngstown Shopping Center, Jeffersonville, Indiana 47130 (Incorporated by reference to Exhibit 10.14 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.15	Office Building Lease, dated May 1998, between Heartland Card Services, L.L.C. and Hall Stonebriar Center I Associates, Ltd. for 2595 Dallas Parkway, Frisco, Texas 75034 (Incorporated by reference to Exhibit 10.15 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.16	First Amendment to Office Building Lease, dated September 30, 1998, between Heartland Card Services, L.L.C. and Hall Stonebriar Center I Associates, Ltd. (Incorporated by reference to Exhibit 10.16 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.17	Second Amendment to Office Lease Agreement, dated July 25, 2000, between Heartland Card Services, L.L.C. and Hall Stonebriar Center I Associates, Ltd. (Incorporated by reference to Exhibit 10.17 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.18	Third Amendment to Office Building Lease, dated October 4, 2002, between Heartland Card Services, L.L.C. and Hall Stonebriar Center I Associates, Ltd. (Incorporated by reference to Exhibit 10.18 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.19	Lease Agreement dated September 2004, between Heartland Payment Systems, Inc. and Bank of America, N.A. for 90 Nassau Street, Princeton, New Jersey 08542 (Incorporated by reference to Exhibit 10.19 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.20	First Amendment to Lease Agreement, dated March 17, 2005, between Heartland Payment Systems, Inc. and First State Investors 5200, LLC for 90 Nassau Street, Princeton, New Jersey 08542 (Incorporated by reference to Exhibit 10.20 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.21**	Heartland Payment Systems, Inc. Amended and Restated 2000 Equity Incentive Plan (Incorporated by reference to Exhibit 10.21 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.22**	Form of Employee Incentive Stock Option Agreement Under 2000 Equity Incentive Plan (Incorporated by reference to Exhibit 10.22 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.23**	Heartland Payment Systems, Inc. 2002 PEPShares Plan (Incorporated by reference to Exhibit 10.23 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.24**	Amendment to Heartland Payment Systems, Inc. 2002 PEPShares Plan (Incorporated by reference to Exhibit 10.24 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.25**	Form of Stock Option Agreement Under 2002 PEPShares Plan (Incorporated by reference to Exhibit 10.25 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.26	Form of Indemnification Agreement (Incorporated by reference to Exhibit 10.26 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.27	Third Amendment to the Revolver Advance and Purpose and Ability Line of Credit Loan Agreement dated May 26, 2005 between Heartland Payment Systems, Inc. and KeyBank National Association (incorporated by reference to Exhibit 10.28 of the Registrant's Amendment No. 1 to Form 10-12G/A, File No. 000-51265, filed on June 22, 2005) (Incorporated by reference to Exhibit 10.27 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.28**	Heartland Payment Systems, Inc. Second Amended and Restated 2000 Equity Incentive Plan (Incorporated by reference to Exhibit 10.28 in the Registrant's Registration Statement on Form S-1, as amended (333-118073)).
10.29	Merchant Portfolio Purchase Agreement dated September 22, 2005 between Heartland Payment Systems, Inc. and Certegy Payment Systems, Inc. (Incorporated by reference to Exhibit 10.29 to the Registrant's Quarterly Report on Form 10-Q filed on November 14, 2005 (File No. 001-32594)).
10.30**	Letter Agreement dated February 22, 2006 between Robert O. Carr and Thomas Sheridan. (Incorporated by reference to Exhibit 10.30 to the Registrant's Current Report on Form 8-K filed on February 22, 2006).
10.31**	Option Agreement dated July 31, 2003 between Robert O. Carr and Greenhill Capital Partners, L.P. and its affiliated investment funds, and LLR Equity Partners, L.P. and its affiliated investment fund. (Incorporated by reference to Exhibit 10.31 to the Registrant's Annual Report on Form 10-K filed on March 14, 2006 (File No. 001-32594)).

10.32**	Form of Nonqualified Stock Option Agreement. (Incorporated by reference to Exhibit 10.32 to the Registrant's Quarterly Report on Form 10-Q filed on August 11, 2006 (File No. 001-32594)).
10.33**	Letter Agreement dated May 8, 2006 between Heartland Payment Systems, Inc. and Michael C. Hammer concerning terms of employment. (Incorporated by reference to Exhibit 10.33 to the Registrant's Quarterly Report on Form 10-Q filed on August 11, 2006 (File No. 001-32594)).
10.34**	Form of Employee Confidential Information and Noncompetition Agreement entered into by each of Robert O. Carr, Robert H.B. Baldwin, Jr., Brooks L. Terrell and Sanford C. Brown with Heartland Payment Systems, Inc. (Incorporated by reference to Exhibit 10.34 to the Registrant's Quarterly Report on Form 10-Q filed on August 11, 2006 (File No. 001-32594)).
10.35**	Supplement No. I to Employee Confidential Information and Noncompetition Agreement by and between Robert H.B. Baldwin, Jr. and Heartland Payment Systems, Inc. (Incorporated by reference to Exhibit 10.35 to the Registrant's Quarterly Report on Form 10-Q filed on August 11, 2006 (File No. 001-32594)).
10.36**	Employee Confidential Information and Noncompetition Agreement entered into December 1, 2004 by and between Thomas M. Sheridan and Heartland Payment Systems, Inc. (Incorporated by reference to Exhibit 10.36 to the Registrant's Quarterly Report on Form 10-Q filed on August 11, 2006 (File No. 001-32594)).
10.37**	Amended and Restated Employee Confidential Information and Noncompetition Agreement dated May 4, 2007 entered into by Robert O. Carr with Heartland Payment Systems, Inc. (Incorporated by reference to Exhibit 10.37 to the Registrant's Current Report on Form 8-K filed on May 4, 2007).
10.38**	Amended and Restated Employee Confidential Information and Noncompetition Agreement dated May 4, 2007 entered into by Sanford C. Brown with Heartland Payment Systems, Inc. (Incorporated by reference to Exhibit 10.38 to the Registrant's Current Report on Form 8-K filed on May 4, 2007).
10.39**	Amended and Restated Employee Confidential Information and Noncompetition Agreement dated May 4, 2007 entered into by Brooks L. Terrell with Heartland Payment Systems, Inc. (Incorporated by reference to Exhibit 10.39 to the Registrant's Current Report on Form 8-K filed on May 4, 2007).
10.40	Credit Agreement dated as of September 5, 2007, among Heartland Payment Systems, Inc., a Delaware corporation, the Lenders party thereto from time to time, and JPMorgan Chase Bank, N.A., as Administrative Agent. (Incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed on September 5, 2007).
10.41	American Express Establishment Sales and Servicing Program Agreement dated as of December 20, 2007 between Heartland Payment Systems, Inc. and American Express Travel Related Services Company. (Incorporated by reference to Exhibit 10.41 to the Registrant's Annual Report on Form 10-K filed on March 10, 2008 (File No. 001-32594))
10.42**	Heartland Payment Systems, Inc. 2008 Equity Incentive Plan. (Incorporated by reference to Exhibit 10.1 to the Registrant's Quarterly Report on Form 10-Q filed on August 8, 2008 (File No. 001-32594))
10.43	Amended and Restated Credit Agreement dated as of May 30, 2008, among Heartland Payment Systems, Inc., a Delaware corporation, the Lenders party thereto from time to time, and JPMorgan Chase Bank, N.A., as Administrative Agent. (Incorporated by reference to Exhibit 10.43 to the Registrant's Annual Report Amendment No. 3 on Form 10-K/A filed on July 10, 2009).
10.44	Membership Interest and Asset Purchase Agreement dated as of May 2, 2008, by and among Alliance Data Network Services LLC, a Delaware limited liability company, ADS Alliance Data Systems, Inc., a Delaware corporation, Alliance Data Systems Corporation, a Delaware corporation, Heartland Acquisition, LLC, a Delaware limited liability company, and Heartland Payment Systems, Inc., a Delaware corporation. (Incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed on May 8, 2008).
10.45**	Form of Employee Incentive Stock Option Agreement Under 2008 Equity Incentive Plan. (Incorporated by reference to Exhibit 4.5 to the Registrant's Registration Statement on Form S-8 filed on November 19, 2008 (File No.  333-155450)).
10.46**	Form of Employee Restricted Stock Unit Agreement. (Incorporated by reference to Exhibit 10.46 to the Registrant's Quarterly Report on Form 10-Q filed on August 7, 2009 (File No. 001-32594)).
10.47**	Amendment No. I to Amended and Restated Employee Confidential Information and Noncompetition Agreement dated May 11, 2009 entered into by Robert O. Carr with Heartland Payment Systems, Inc. (Incorporated by reference to Exhibit 10.47 to the Registrant's Quarterly Report on Form 10-Q filed on August 7, 2009).
10.48**	Performance-Based Stock Option Agreement under the 2008 Equity Incentive Plan dated May 11, 2009 between Heartland Payment Systems, Inc. and Robert O. Carr. (Incorporated by reference to Exhibit 10.48 to the Registrant's Quarterly Report on Form 10-Q filed on August 7, 2009).
10.49**	Performance-Based Stock Option Agreement under the 2008 Equity Incentive Plan dated May 11, 2009 between Heartland Payment Systems, Inc. and Robert O. Carr. (Incorporated by reference to Exhibit 10.49 to the Registrant's Quarterly Report on Form 10-Q filed on August 7, 2009).

10.50	Amendment No. I and Limited Waiver dated August 3, 2009 to the Amended and Restated Credit Agreement dated May 30, 2008, among Heartland Payment Systems, Inc., a Delaware corporation, the Lenders party thereto from time to time, and JPMorgan Chase Bank, N.A., as Administrative Agent, Swingline Lender, and Issuing Bank. (Incorporated by reference to Exhibit 10.50 to the Registrant's Quarterly Report on Form 10-Q filed on August 7, 2009).
10.51	Pledge and Security Agreement dated as of August 3, 2009, by and among Heartland Payment Systems, Inc., a Delaware corporation, The Heartland Payroll Company, L.L.C., an Ohio limited liability company, Debitek, Inc., a Delaware corporation, Heartland Acquisition, LLC, a Delaware limited liability company, and JPMorgan Chase Bank, N.A., as administrative agent for the lenders from time to time party to the Credit Agreement. (Incorporated by reference to Exhibit 10.51 to the Registrant's Quarterly Report on Form 10-Q filed on August 7, 2009).
10.52	Amended and Restated Credit Agreement dated as of May 30, 2008, among Heartland Payment Systems, Inc., a Delaware corporation, the Lenders party thereto from time to time, and JPMorgan Chase Bank, N.A., as Administrative Agent. (Incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed on June 4, 2008).
10.53	Settlement Agreement dated as of January 7, 2010, is by and among Visa U.S.A. Inc., a Delaware corporation, Visa International Service Association, a Delaware corporation, and Visa Inc., a Delaware corporation, Heartland Payment Systems, Inc., a Delaware corporation, Keybank National Association, a national bank organized and existing under the laws of the United States, and Heartland Bank, a Missouri banking corporation. (Incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed on January 8, 2010).
10.54	Amendment No. 1 dated February 3, 2010 to the Settlement Agreement dated as of January 7, 2010, by and among Visa U.S.A. Inc., a Delaware corporation, Visa International Service Association, a Delaware corporation, and Visa Inc., a Delaware corporation, Heartland Payment Systems, Inc., a Delaware corporation, Keybank National Association, a national bank organized and existing under the laws of the United States, and Heartland Bank, a Missouri banking corporation. (Incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed on February 4, 2010).
10.55	Agreement of Settlement and Release, dated December 17, 2009, by and between Heartland Payment Systems, Inc., a Delaware corporation, and American Express Travel Related Services Company, Inc., a New York Corporation (Incorporated by reference to Exhibit 10.55 to the Registrant's Annual Report on Form 10-K filed on March 10, 2010).
10.56	Bridge Loan Agreement dated as of February 18, 2010 among Heartland Payment Systems, Inc., KeyBank National Association, as administrative agent, and KeyBank National Association and Heartland Bank as bridge lenders. (Incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed on February 24, 2010).
10.57	Amendment No. 2 and Amended and Restated Credit Agreement and Partial Release of Collateral dated as of February 18, 2010, among Heartland Payment Systems, Inc., the lenders party thereto and JPMorgan Chase Bank, N.A., as administrative agent, swingline lender and issuing bank. (Incorporated by reference to Exhibit 10.2 to the Registrant's Current Report on Form 8-K filed on February 24, 2010).
10.58	Commitment Increase Agreement between Heartland Payment Systems, Inc, and KeyBank National Association, and accepted by JPMorgan Chase Bank, N.A. as administrative agent. (Incorporated by reference to Exhibit 10.3 to the Registrant's Current Report on Form 8-K filed on February 24, 2010).
10.59**	Amendment and Restatement of Heartland Payment Systems, Inc.'s 2008 Equity Incentive Plan (Incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K filed on May 18, 2010).
10.60	Settlement Agreement between Heartland Payment Systems, Inc. and MasterCard International Incorporated dated May 19, 2010 (Incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K filed on May 19, 2010).
10.61	Amendment No.1 dated as of July 2, 2010 to the Settlement Agreement dated as of May 19, 2010 by and between MasterCard International Incorporated, a Delaware corporation and Heartland Payment Systems, Inc., a Delaware corporation. (Incorporated by reference to Exhibit 10.1 to the Registrant's Form 10-Q filed on November 8, 2010).
10.62	Amendment No.2 dated as of July 13, 2010 to the Settlement Agreement dated as of May 19, 2010, as amended by amendment dated July 2, 2010, by and between MasterCard International Incorporated, a Delaware corporation and Heartland Payment Systems, Inc., a Delaware corporation. (Incorporated by reference to Exhibit 10.2 to the Registrant's Form 10-Q filed on November 8, 2010).
10.63	Amendment No.3 dated as of August 6, 2010 to the Settlement Agreement dated as of May 19, 2010, as amended by amendments dated July 2, 2010 and July 13, 2010, by and between MasterCard International Incorporated, a Delaware corporation and Heartland Payment Systems, Inc., a Delaware corporation. (Incorporated by reference to Exhibit 10.3 to the Registrant's Form 10-Q filed on November 8, 2010).
10.64	Waiver Agreement dated as of August 27, 2010, by and among MasterCard International Incorporated, a Delaware corporation and Heartland Payment Systems, Inc., a Delaware corporation. (Incorporated by reference to Exhibit 10.4 to the Registrant's Form 10-Q filed on November 8, 2010).

10.65	Agreement of Settlement and Release, effective as of August 31, 2010, is entered into by and between Heartland Payment Systems, Inc., a Delaware corporation, and DFS Services LLC, a Delaware corporation. (Incorporated by reference to Exhibit 10.5 to the Registrant's Form 10-Q filed on November 8, 2010).
10.66	Second Amended and Restated Credit Agreement dated as of November 24, 2010, among Heartland Payment Systems, Inc., a Delaware corporation, the Lenders party thereto, JPMorgan Chase Bank, N.A., as Administrative Agent, J.P. Morgan Securities LLC and KeyBank National Association, as Co-Lead Arrangers and Joint Bookrunners, Bank of America, N.A., as Syndication Agent, and Wells Fargo Bank, N.A., as Documentation Agent. (Incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed on November 24, 2010).
10.67	International Swaps and Derivatives Association, Inc. 2002 Master Agreement dated as of December 30, 2010 between Heartland Payment Systems, Inc., a Delaware corporation, and Bank of America, N.A., a Delaware corporation. (Incorporated by reference to Exhibit 10.67 to the Registrant's Current Report on Form 10-K filed on March 10, 2011).
10.68	Mortgage and Security Agreementdated as of January 20, 2011, by Heartland Payment Systems, Inc., a Delaware corporation, for the benefit of JPMorgan Chase Bank , N.A., in its capacity as administrative agent and mortgagee for the Lenders and the other Secured Parties defined in the Amended and Restated Credit Agreement dated as of May 30, 2008, among Heartland Payment Systems, Inc., a Delaware corporation, the Lenders party thereto from time to time, and JPMorgan Chase Bank, N.A., as Administrative Agent. (Incorporated by reference to Exhibit 10.68 to the Registrant's Current Report on Form 10-K filed on March 10, 2011).
10.69**	Offer Letter between Maria Rueda and Heartland Payment Systems, Inc. dated April 11, 2011. (Incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed on April 15, 2011).
10.70**	Employee Confidential Information and Noncompetition Agreement between Maria Rueda and Heartland Payment Systems, Inc. dated April 11, 2011. (Incorporated by reference to Exhibit 10.2 to the Registrant's Current Report on Form 8-K filed on April 15, 2011).
10.71**	Form of Performance-Based Employee Restricted Stock Unit Agreement (Incorporated by reference to Exhibit 10.1 to the Registrant's Form 10-Q filed on May 6, 2011)
10.72**	Separation Agreement dated September 27, 2011 between Heartland Payment Systems, Inc. (the “Company”) and Steven M. Elefant, former Chief Information Officer of the Company. (Incorporated by reference to Exhibit 10.1 to the Registrant's Form 10-Q filed on November 4, 2011)
10.73	Amendment Number Three to the Merchant Processing Agreement dated April 1, 2002, as amended, between Heartland Payment Systems, Inc. and KeyBank National Association. (Incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed on December 22, 2011).
10.74**	Form of Time Vesting Restricted Stock Unit Agreement.
10.75**	Form of Performance-Based Restricted Stock Unit Agreement.
21.1	List of Subsidiaries of Registrant.
23.1	Consent of Deloitte & Touche LLP.
31.1	Certification of the Chief Executive Officer, pursuant to Rule 13a-14(a)/15d-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
31.2	Certification of the Chief Financial Officer, pursuant to Rule 13a-14(a)/15d-14(a), as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
32.1	Certification of the Chief Executive Officer, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
32.2	Certification of the Chief Financial Officer, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
*101.INS	XBRL Instance Document
*101.SCH	XBRL Taxonomy Extension Schema Document
*101.CAL	XBRL Taxonomy Extension Calculation Linkbase Document
*101.DEF	XBRL Taxonomy Definition Linkbase Document
*101.LAB	XBRL Taxonomy Extension Label Linkbase Document
*101.PRE	XBRL Taxonomy Extension Presentation Linkbase Document

* Submitted herewith.

** Management contract or compensatory plan or arrangement.

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Accrued Buyout Liability (Tables)

12 Months Ended

Dec. 31, 2011

Accrued Buyout Liability [Abstract]

Summary of Accrued Buyout Liability

A summary of the accrued buyout liability was as follows as of December 31, 2011 and 2010:

	December 31,
	2011			2010
	(In thousands)
Vested Relationship Managers and sales managers	$	30,269		$	27,521
Unvested Relationship Managers and sales managers	1,389			1,289
	31,658			28,810
Less current portion	(8,104		)	(5,560		)
Long-term portion of accrued buyout liability	$	23,554		$	23,250

Summary of Activity in Accrued Buyout Liability

A summary of the activity in the accrued buyout liability for the three years ended December 31, 2011, 2010, and 2009 was as follows:

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Beginning balance	$	28,810		$	42,886		$	41,040
Increase in settlement obligation, net	13,228			11,133			9,973
Buyouts	(10,380		)	(25,209		)	(8,127		)
Ending balance	$	31,658		$	28,810		$	42,886

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Funds Held for Payroll Customers and Investments (Funds Held for Payroll Customers and Investments) (Details) (USD $)	12 Months Ended
	Dec. 31, 2011		Dec. 31, 2010
Funds Held for Payroll Customers:
Cost	$ 42,321,000		$ 36,323,000
Gross Unrealized Gains	190,000		200,000
Gross Unrealized Losses	0		0
Estimated Fair Value	42,511,000		36,523,000
Investments:
Cost	2,505,000		1,516,000
Amortized cost, marketable securities maturities within one year	3,500,000
Estimated fair value, marketable securities maturities within one year	3,700,000
Certificates of Deposit, Term, Minimum	1 month
Certificates of Deposit, Term, Maximum	11 months
Cash held for payroll customers
Funds Held for Payroll Customers:
Cost	41,353,000		35,190,000
Gross Unrealized Gains	0		0
Gross Unrealized Losses	0		0
Estimated Fair Value	41,353,000		35,190,000
Investments held to maturity - Certificates of deposit
Investments:
Cost	2,505,000	[1]	1,516,000
Estimated Fair Value	2,505,000	[2]	1,516,000
Available-for-sale securities [Member] | Fixed income bond fund
Funds Held for Payroll Customers:
Cost	968,000		968,000
Gross Unrealized Gains	190,000		195,000
Gross Unrealized Losses	0		0
Estimated Fair Value	1,158,000		1,163,000
Available-for-sale securities [Member] | Corporate bonds
Funds Held for Payroll Customers:
Cost			165,000
Gross Unrealized Gains			5,000
Gross Unrealized Losses			0
Estimated Fair Value			170,000
Available-for-sale securities [Member] | Total investments available-for-sale
Funds Held for Payroll Customers:
Cost			1,133,000
Gross Unrealized Gains			200,000
Gross Unrealized Losses			0
Estimated Fair Value			$ 1,333,000

[1] Reflects adjustments to allocations of purchase price.

[2] Certificates of deposit have remaining terms ranging from 1 month to 11 months.

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Organization and Operations (Bankcard Processing Volume) (Details) (USD $) In Millions, unless otherwise specified	12 Months Ended		1 Months Ended			12 Months Ended	1 Months Ended
	Dec. 31, 2011 Bank_Sponsorship_Agreements	Nov. 30, 2010	Dec. 31, 2011 KeyBank, National Association	Dec. 31, 2011 The Bancorp Bank	Dec. 31, 2011 Barclays Bank Delaware	Dec. 31, 2011 Barclays Bank Delaware	Dec. 31, 2011 Heartland Bank	Dec. 31, 2011 Merchant Bankcard Processing [Member] Visa And MasterCard [Member]	Dec. 31, 2011 Collective POS Solutions Ltd. [Member]
Bankcard Processing Volume [Line Items]
Days to identify alternative bank sponsor following terminated agreement	180 days
Number of bank sponsorship agreements	4
Automatic renewal period, sponsor bank agreement						1 year
Sponsor banks, bankcard processing volume percentage			65.00%	14.00%	12.00%		9.00%
Organization and Operations
Parent's ownership percentage									70.00%
Sales revenue, minimum percentage								85.00%
Working capital	$ 29.9
Line of credit, current		75.0
Bridge loan		$ 28.0

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Income Taxes (Schedule of Effective Income Tax Rate Reconciliation) (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Effective Income Tax Rate, Tax Rate Reconciliation
U.S. federal income tax at statutory rate	35.00%	35.00%	35.00%
U.S. state and local income taxes, net	2.80%	2.67%	1.94%
Foreign income taxes	(0.16%)	(0.01%)	(0.01%)
Nondeductible expenses	0.36%	0.44%	(0.18%)
Valuation Allowance	(0.01%)	0.00%	(0.20%)
Other	(0.04%)	(0.22%)	0.09%
Provision for (benefit from) income taxes	37.95%	37.88%	36.64%
Income Tax Expense (Benefit), Income Tax Reconciliation
U.S. federal income tax at statutory rate	$ 25,015	$ 19,528	$ (28,577)
U.S. state and local income taxes, net	2,001	1,492	(1,588)
Foreign income taxes	(116)	(7)	4
Nondeductible expenses	261	246	143
Valuation Allowance	(5)	(2)	166
Other	(30)	(122)	(67)
Provision for (benefit from) income taxes	$ 27,126	$ 21,135	$ (29,919)

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Capitalized Customer Acquisition Costs, Net (Capitalized Customer Acquisition Costs Net) (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Capitalized Customer Acquisition Costs, Net [Abstract]
Capitalized signing bonuses	$ 86,837	$ 101,246
Less accumulated amortization	(45,125)	(56,481)
Capitalized signing bonuses, net	41,712	44,765
Capitalized customer deferred acquisition costs	36,564	38,709
Less accumulated amortization	(23,262)	(24,223)
Capitalized customer deferred acquisition costs, net	13,302	14,486
Capitalized customer acquisition costs, net	$ 55,014	$ 59,251	$ 72,038	$ 77,737

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Fair Value of Financial Instruments (Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis) (Details) (Fair Value, Measurements, Recurring [Member], USD $) In Thousands, unless otherwise specified	Dec. 31, 2011		Dec. 31, 2010
Assets:
Total Assets	$ 3,663		$ 2,849
Liabilities:
Interest rate swaps	897
Total Liabilities	897
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets:
Total Assets	1,158		1,333
Liabilities:
Interest rate swaps	0
Total Liabilities	0
Significant Other Observable Inputs (Level 2) [Member]
Assets:
Total Assets	2,505		1,516
Liabilities:
Interest rate swaps	897
Total Liabilities	897
Fixed income bond fund [Member]
Assets:
Investments available for sale	1,158	[1]	1,163	[1]
Fixed income bond fund [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets:
Investments available for sale	1,158	[1]	1,163	[1]
Fixed income bond fund [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets:
Investments available for sale	0	[1]	0	[1]
Corporate bonds [Member]
Assets:
Investments available for sale			170	[1]
Corporate bonds [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets:
Investments available for sale			170	[1]
Corporate bonds [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets:
Investments available for sale			0	[1]
Certificates of Deposit [Member]
Assets:
Certificates of deposit	2,505		1,516
Certificates of Deposit [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Assets:
Certificates of deposit	0		0
Certificates of Deposit [Member] | Significant Other Observable Inputs (Level 2) [Member]
Assets:
Certificates of deposit	$ 2,505		$ 1,516

[1] amounts included in Funds held for payroll customers on the Consolidated Balance Sheet

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Earnings Per Share (Tables)

12 Months Ended

Dec. 31, 2011

Earnings Per Share [Abstract]

Schedule of Calculation of Numerator and Denominator in Earnings Per Share

The following is a reconciliation of the amounts used to calculate basic and diluted earnings per share:

	Year Ended December 31,
	2011		2010		2009
	(in thousands, except per share)
Basic:
Net income (loss) attributable to Heartland	$	43,939	$	34,537	$	(51,796	)
Weighted average common stock outstanding	38,931		37,994		37,483
Earnings (loss) per share	$	1.13	$	0.91	$	(1.38	)
Diluted:
Net income (loss) attributable to Heartland	$	43,939	$	34,537	$	(51,796	)
Basic weighted average common stock outstanding	38,931		37,994		37,483
Effect of dilutive instruments:
Stock options and restricted share units	1,302		1,316		545
Diluted weighted average shares outstanding	40,233		39,310		38,028
Earnings (loss) per share	$	1.09	$	0.88	$	(1.38	)

(a) Due to the net loss in the 2009 period, calculating Diluted Earnings Per Share using diluted weighted average shares

would be anti-dilutive. Therefore, weighted average common stock outstanding was used to calculate Diluted Earnings

Per Share for the 2009 period.

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Funds Held for Payroll Customers and Investments (Tables)

12 Months Ended

Dec. 31, 2011

Funds Held for Payroll Customers and Investments [Abstract]

Funds Held for Payroll Customers and Investments

A summary of Funds Held for Payroll Customers and Investments, including the cost, gross unrealized gains (losses) and estimated fair value for investments held to maturity and investments available-for-sale by major security type and class of security was as follows at December 31, 2011 and 2010:

	Cost		Gross Unrealized Gains		Gross Unrealized Losses		Estimated Fair Value
	(In thousands)
December 31, 2011
Funds Held for Payroll Customers:
Fixed income bond fund - available-for-sale	$	968	$	190	$	—	$	1,158
Cash held for payroll customers	41,353		—		—		41,353
Total Funds Held for Payroll Customers	$	42,321	$	190	$	—	$	42,511
Investments:
Investments held to maturity – Certificates of deposit (a)	$	2,505	$	—	$	—	$	2,505
Total investments	$	2,505	$	—	$	—	$	2,505

(a) Certificates of deposit have remaining terms ranging from 1 month to 11 months.

	Cost		Gross Unrealized Gains		Gross Unrealized Losses		Estimated Fair Value
	(In thousands)
December 31, 2010
Funds Held for Payroll Customers:
Fixed income bond fund	$	968	$	195	$	—	$	1,163
Corporate bonds	165		5		—		170
Total investments available-for-sale	1,133		200		—		1,333
Cash held for payroll customers	35,190		—		—		35,190
Total Funds Held for Payroll Customers	$	36,323	$	200	$	—	$	36,523
Investments:
Investments held to maturity – Certificates of deposit	$	1,516	$	—	$	—	$	1,516
Total investments	$	1,516	$	—	$	—	$	1,516

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Employee Benefit Plan (Narrative) (Details) (USD $) In Millions, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Employee Benefit Plan [Abstract]
Defined contribution, plan employer contribution amount	$ 1.6	$ 1.5	$ 1.5

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Stock Incentive Plan Stock Incentive Plan (Schedule of Employee Service Share-based Compensation Allocation of Recognized Period Costs) (Details) (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011 Employee_share-based_plans	Dec. 31, 2010	Dec. 31, 2009
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of employee share-based plans	2
Compensation expense recognized on share-based plans before income tax benefit	$ 9,548	$ 6,295	$ 4,526
Related income tax benefit recognized in the income statement	3,635	2,379	1,723
Cash received from stock option exercises	9,685	6,303	1,045
Excess tax benefit recorded for tax deductions resulting from the exercise of stock options	3,454	1,910	384
Tax benefit realized as reductions of estimated tax payments during the period	$ 2,954	$ 0	$ 250
Stock options, grants in period, weighted average grant date fair value	$ 7.95	$ 6.12	$ 3.12

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Property and Equipment, Net (Property, Plant and Equipment) (Details) (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Property, Plant and Equipment, Net, by Type [Abstract]
Property, plant and equipment, gross	$ 199,462,000	$ 164,372,000
Less accumulated depreciation	(83,883,000)	(62,124,000)
Property, plant and equipment, net	115,579,000	102,248,000
Depreciation	23,400,000	20,900,000	16,800,000
Assets not placed in service	14,200,000	8,900,000
Computer hardware and software [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, plant and equipment, gross	120,380,000	91,417,000
Building [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, plant and equipment, gross	54,286,000	49,166,000
Leasehold improvements [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, plant and equipment, gross	5,140,000	5,299,000
Furniture, fixtures and equipment [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, plant and equipment, gross	13,783,000	12,694,000
Land [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, plant and equipment, gross	5,873,000	5,796,000
Indiana service center [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Assets not placed in service	0	600,000
Property, plant and equipment, capitalized costs placed in service	600,000	5,900,000
Internally developed projects [Member]
Property, Plant and Equipment, Net, by Type [Abstract]
Property, plant and equipment, capitalized costs placed in service	$ 15,900,000	$ 15,700,000

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Stock Incentive Plan Stock Incentive Plan (Schedule of Share-based Compensation, Activity) (Details) (USD $)	12 Months Ended			24 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Proceeds from exercise of stock options	$ 9,685,000	$ 6,303,000	$ 1,045,000
Excess tax benefits on options exercised	3,454,000	1,910,000	384,000
Stock option and restricted share activity, share-based plans
Stock options, grants in period			2,656,175	1,269,568
Stock options, exercisable	2,264,769	1,782,475	2,242,560	2,264,769
Restricted share units, grants in period			362,360	309,964
Stock options and restricted share units, outstanding	8,334,276	7,872,424	5,308,173	7,872,424
Stock options and restricted share units, grants in period	404,100	1,849,040	3,018,535
Stock options and restricted share units, exercised/vested in period	(1,246,454)	(1,017,163)	(226,852)
Stock options and restricted share units, forfeited/cancelled in period	(422,755)	(370,025)	(227,432)
Stock options and restricted share units, outstanding	7,069,167	8,334,276	7,872,424	7,069,167
Stock options, exercisable, weighted average exercise price	$ 16.67	$ 12.54	$ 12.60	$ 16.67
Stock options and restricted share units, outstanding, weighted average exercise grant price	$ 15.17	$ 14.53	$ 17.38	$ 14.53
Stock options and restricted share units, grants in period, weighted average exercise grant price	$ 21.91	$ 15.64	$ 9.19
Stock options and restricted share units, exercised in period, weighted average exercise grant price	$ 8.72	$ 8.44	$ 6.66
Stock options and restricted share units, forfeited/cancelled in period, weighted average exercise grant price	$ 20.04	$ 22.39	$ 17.88
Stock options and restricted share units, outstanding, weighted average exercise grant price	$ 16.39	$ 15.17	$ 14.53	$ 16.39
Stock options and restricted share units, outstanding, intrinsic value	76,200,000			76,200,000
Stock options outstanding, weighted average remaining contractual term	2.3			2.3
Stock Options [Member]
Stock option and restricted share activity, share-based plans
Stock options, outstanding	7,454,166	7,510,064	5,308,173	7,510,064
Stock options, grants in period	31,568	1,238,000	2,656,175
Stock options, exercised/vested in period	1,133,974	927,473	226,852
Stock options, forfeited/cancelled in period	(385,695)	(366,425)	(227,432)
Stock options, outstanding	5,966,065	7,454,166	7,510,064	5,966,065
Stock options, exercisable	2,264,769	1,782,475	2,242,560	2,264,769
Stock options, outstanding, weighted average exercise price	$ 15.28	$ 14.79	$ 17.38	$ 14.79
Stock options, grants in period, weighted average exercise price	$ 20.59	$ 15.22	$ 9.20	$ 20.59
Stock options, exercised/vested in period, weighted average exercise price	$ 8.54	$ 8.38	$ 6.66	$ 8.54
Stock options, forfeited/cancelled in period, weighted average exercise price	$ 20.39	$ 22.49	$ 17.88
Stock options, outstanding, weighted average exercise price	$ 16.26	$ 15.28	$ 14.79	$ 16.26
Stock options, exercisable, weighted average exercise price	$ 16.67	$ 12.54	$ 12.60	$ 16.67
Stock options outstanding, weighted average remaining contractual term	1.9			1.9
Share-based payment awards, intrinsic value	$ 18,400,000			$ 18,400,000
Restricted Stock Units (RSUs) [Member]
Stock option and restricted share activity, share-based plans
Restricted share units, outstanding	880,110	362,360	0	362,360
Restricted share units, grants in period	372,532	611,040	362,360
Restricted share units, exercised/vested in period	(112,480)	(89,690)	0
Restricted share units, forfeited/cancelled in period	(37,060)	(3,600)	0
Restricted share units, outstanding	1,103,102	880,110	362,360	1,103,102
Restricted share units, outstanding, weighted average grant date fair value	$ 14.23	$ 9.12	$ 0.00	$ 9.12
Restricted share units, grants in period, weighted average grant date fair value	$ 22.02	$ 16.50	$ 9.12
Restricted share units, exercised/vested in period, weighted Average grant date fair value	$ 10.59	$ 9.09	$ 0.00
Restricted share units, forfeited/cancelled in period, weighted average grant date fair value	$ 16.35	$ 12.16	$ 0.00	$ 16.35
Restricted share units, outstanding, weighted average grant date fair value	$ 17.11	$ 14.23	$ 9.12	$ 17.11

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Commitments and Contingencies (Schedule of Contractual Obligations) (Details) (USD $)	12 Months Ended
	Dec. 31, 2011		Jan. 31, 2011
Other significant contractual obligations:
Total	$ 141,312,000
Less than 1 year	35,603,000
1 to 3 years	62,055,000
3 to 5 years	39,098,000
More than 5 years	4,556,000
Severance pay, period of base salary and medical benefits	12 months
Notional amount of fixed-pay amortizing interest rate swaps	42,500,000		50,000,000
Contractual obligation, total	141,312,000
Maximum [Member]
Other significant contractual obligations:
Operating Leases, Remaining Terms	10 years
Processing providers [Member]
Other significant contractual obligations:
Total	25,623,000	[1]
Less than 1 year	8,951,000	[1]
1 to 3 years	11,629,000	[1]
3 to 5 years	5,043,000	[1]
More than 5 years	0	[1]
Contractual obligation, total	25,623,000	[1]
Telecommunications providers [Member]
Other significant contractual obligations:
Total	4,078,000
Less than 1 year	3,766,000
1 to 3 years	312,000
3 to 5 years	0
More than 5 years	0
Contractual obligation, total	4,078,000
Office and equipment leases [Member]
Other significant contractual obligations:
Total	26,611,000
Less than 1 year	7,886,000
1 to 3 years	10,114,000
3 to 5 years	4,055,000
More than 5 years	4,556,000
Contractual obligation, total	26,611,000
Term Credit Facility [Member]
Other significant contractual obligations:
Total	85,000,000	[2]
Less than 1 year	15,000,000	[2]
1 to 3 years	40,000,000	[2]
3 to 5 years	30,000,000	[2]
More than 5 years	0	[2]
Contractual obligation, total	85,000,000	[2]
Interest Payments Including Net Settlements On Interest Rate Swaps [Member] | Term Credit Facility [Member]
Other significant contractual obligations:
Total	6,400,000	[2]
Less than 1 year	2,600,000	[2]
1 to 3 years	3,400,000	[2]
3 to 5 years	500,000	[2]
Contractual obligation, total	$ 6,400,000	[2]

[1] The Company has agreements with several third-party processors to provide to us on a non-exclusive basis payment processing and transmittal, transaction authorization and data capture services, and access to various reporting tools. Our agreements with third-party processors require the Company to submit a minimum monthly number of transactions or volume for processing. If the Company submits a number of transactions or volume that is lower than the minimum, it is required to pay the third-party processors the fees that they would have received if the Company had submitted the required minimum number or volume of transactions.

[2] Interest rates on the Term Credit Facility are variable in nature; however, in January 2011 we entered into fixed-pay amortizing interest rate swaps having a remaining notional amount at December 31, 2011 of $42.5 million. If interest rates were to remain at the December 31, 2011 level, we would make interest payments of $2.6 million in the next year, $3.4 million in the next 1 to 3 years and $0.5 million in the next 3 to 5 years or a total of $6.4 million including net settlements on the fixed-pay amortizing interest rate swaps.

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Stock Incentive Plan Stock Incentive Plan (Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range) (Details) (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Stock options and restricted share units, outstanding	7,069,167	8,334,276	7,872,424	5,308,173
Stock options, exercisable	2,264,769	1,782,475	2,242,560
Stock options and restricted share units, exercisable	2,264,769
Stock options outstanding, weighted average remaining contractual term	2.3
$5.00 to $8.88 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Shares authorized under stock option plans, exercise price range, lower range limit	5.00
Shares authorized under stock option plans, exercise price range, upper range limit	8.88
Stock options and restricted share units, outstanding	2,000,081
Stock options and restricted share units, exercisable	688,556
$9.28 to $16.40 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Shares authorized under stock option plans, exercise price range, lower range limit	9.28
Shares authorized under stock option plans, exercise price range, upper range limit	16.40
Stock options and restricted share units, outstanding	1,948,461
Stock options and restricted share units, exercisable	399,348
$18.00 to $27.40 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Shares authorized under stock option plans, exercise price range, lower range limit	18.00
Shares authorized under stock option plans, exercise price range, upper range limit	27.40
Stock options and restricted share units, outstanding	2,992,425
Stock options and restricted share units, exercisable	1,048,665
$28.25 to $31.66 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Shares authorized under stock option plans, exercise price range, lower range limit	28.25
Shares authorized under stock option plans, exercise price range, upper range limit	31.66
Stock options and restricted share units, outstanding	128,200
Stock options and restricted share units, exercisable	128,200
Stock Options [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Stock options, outstanding	5,966,065	7,454,166	7,510,064	5,308,173
Stock options, exercisable	2,264,769	1,782,475	2,242,560
Stock Options [Member] | $5.00 to $8.88 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Stock options, outstanding	1,832,081
Stock options, exercisable	688,556
Stock options outstanding, weighted average remaining contractual term	2.2
Stock Options [Member] | $9.28 to $16.40 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Stock options, outstanding	1,384,411
Stock options, exercisable	399,348
Stock options outstanding, weighted average remaining contractual term	3.4
Stock Options [Member] | $18.00 to $27.40 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Stock options, outstanding	2,621,373
Stock options, exercisable	1,048,665
Stock options outstanding, weighted average remaining contractual term	1.6
Stock Options [Member] | $28.25 to $31.66 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Stock options, outstanding	128,200
Stock options, exercisable	128,200
Stock options outstanding, weighted average remaining contractual term	0.5
Restricted Stock Units (RSUs) [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Restricted share units, outstanding	1,103,102	880,110	362,360	0
Restricted share units, exercisable	0
Restricted share units outstanding, weighted average remaining contractual term	2.9
Restricted Stock Units (RSUs) [Member] | $5.00 to $8.88 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Restricted share units, outstanding	168,000
Restricted share units, exercisable	0
Restricted share units outstanding, weighted average remaining contractual term	1.4
Restricted Stock Units (RSUs) [Member] | $9.28 to $16.40 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Restricted share units, outstanding	564,050
Restricted share units, exercisable	0
Restricted share units outstanding, weighted average remaining contractual term	3.1
Restricted Stock Units (RSUs) [Member] | $18.00 to $27.40 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Restricted share units, outstanding	371,052
Restricted share units, exercisable	0
Restricted share units outstanding, weighted average remaining contractual term	3.3
Restricted Stock Units (RSUs) [Member] | $28.25 to $31.66 [Member]
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Restricted share units, outstanding	0
Restricted share units, exercisable	0
Restricted share units outstanding, weighted average remaining contractual term	0.0

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Income Taxes (Unrecognized Tax Benefits Reconciliation) (Details) (USD $)	0 Months Ended	12 Months Ended
	Jan. 02, 2007	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Income Tax Disclosure [Abstract]
Increase in reserve for unrecognized tax benefits	$ 800,000
Increase in deferred tax assets	300,000
Cumulative effect on retained earnings	500,000
Unrecognized tax benefits that would impact effective tax rate		1,100,000	900,000	1,000,000
No significant changes to unrecognized tax benefits, expected term		12 months
Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward]
Balance at January 1,		1,309,000	1,391,000	1,732,000
Additions based on tax positions related to the current year		637,000	448,000	0
Reductions based on tax positions related to the prior years		0	(260,000)	(226,000)
Lapse of statute of limitations		(127,000)	(270,000)	(113,000)
Settlements		0	0	(2,000)
Balance at December 31,		1,819,000	1,309,000	1,391,000
Liability for uncertain tax positions, current		216,000	168,000
Uncertain tax positions, interest expense		48,000	7,000
No significant changes to state liability, expected term		12 months
Income Tax Contingency [Line Items]
Undistributed earnings of foreign subsidiaries reinvested indefinitely		$ 2,200,000

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Commitments and Contingencies

12 Months Ended

Dec. 31, 2011

Commitments and Contingencies Disclosure [Abstract]

Commitments and Contingencies

Commitments and Contingencies

Litigation—The Company is involved in ordinary course legal proceedings, which include all claims, lawsuits, investigations and proceedings, including unasserted claims, which are probable of being asserted, arising in the ordinary course of business and otherwise not described below. The Company has considered all such ordinary course legal proceedings in formulating its disclosures and assessments. In the opinion of the Company, based on consultations with outside counsel, material losses in addition to amounts previously accrued are not considered reasonably possible in connection with these ordinary course legal proceedings.

The Company has also been subject to lawsuits, claims, and investigations which resulted from the Processing System Intrusion. See Contingencies below and Note 3 for a description of the Processing System Intrusion.

Contingencies—The Company collects and stores sensitive data about its merchant customers and bankcard holders. If the Company’s network security is breached or sensitive merchant or cardholder data is misappropriated, the Company could be exposed to assessments, fines or litigation costs.

On January 20, 2009, the Company publicly announced the Processing System Intrusion. The Processing System Intrusion involved malicious software that appears to have been used to collect in-transit, unencrypted payment card data while it was being processed by the Company during the transaction authorization process. See Note 3, Processing System Intrusion for further detail.

Leases—The Company leases various office spaces and certain equipment under operating leases with remaining terms ranging up to 10 years. The majority of the office space lease agreements contain renewal options and generally require the Company to pay certain operating expenses.

Future minimum lease payments for all non-cancelable leases as of December 31, 2011 were as follows:

For the Years Ended December 31,	Operating Leases (a)
	(In thousands)
2012	$	7,886
2013	5,827
2014	4,287
2015	2,189
2016	1,866
Thereafter	4,556
Total future minimum lease payments	$	26,611
(a) There were no material capital leases at December 31, 2011.

Rent expense for leased facilities and equipment was $9.1 million, $6.9 million and $5.0 million, respectively, for the years ended December 31, 2011, 2010, and 2009.

Commitments—Certain officers of the Company have entered into employee confidential information and non-competition agreements under which they are entitled to severance pay equal to their base salary and medical benefits for twelve months and a pro-rated bonus in the event they are terminated by the Company other than for cause. There were no material payouts under these agreements in the year ended December 31, 2011.

The following table reflects the Company’s other significant contractual obligations, including leases from above, as of December 31, 2011:

	Payments Due by Period
Contractual Obligations	Total		Less than 1 year		1 to 3 Years		3 to 5 years		More than 5 years
	(In thousands)
Processing providers (a)	$	25,623	$	8,951	$	11,629	$	5,043	$	—
Telecommunications providers	4,078		3,766		312		—		—
Office and equipment leases	26,611		7,886		10,114		4,055		4,556
Term Credit Facility (b)	85,000		15,000		40,000		30,000		—
	$	141,312	$	35,603	$	62,055	$	39,098	$	4,556

(a) The Company has agreements with several third-party processors to provide to us on a non-exclusive basis payment processing and transmittal, transaction authorization and data capture services, and access to various reporting tools. Our agreements with third-party processors require the Company to submit a minimum monthly number of transactions or volume for processing. If the Company submits a number of transactions or volume that is lower than the minimum, it is required to pay the third-party processors the fees that they would have received if the Company had submitted the required minimum number or volume of transactions.

(b) Interest rates on the Term Credit Facility are variable in nature; however, in January 2011 we entered into fixed-pay amortizing interest rate swaps having a remaining notional amount at December 31, 2011 of $42.5 million. If interest rates were to remain at the December 31, 2011 level, we would make interest payments of $2.6 million in the next year, $3.4 million in the next 1 to 3 years and $0.5 million in the next 3 to 5 years or a total of $6.4 million including net settlements on the fixed-pay amortizing interest rate swaps.

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Processing System Intrusion (Summary Of Provision For Processing System Intrusion) (Details) (USD $)	12 Months Ended			35 Months Ended		0 Months Ended		0 Months Ended	12 Months Ended		0 Months Ended		12 Months Ended		0 Months Ended		12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2011	Nov. 30, 2010	Feb. 18, 2010 KeyBank, National Association [Member]	Feb. 18, 2010 Heartland Bank [Member]	Feb. 18, 2010 Visa [Member]	Dec. 31, 2011 Visa [Member]	Dec. 31, 2009 Visa [Member]	Sep. 14, 2010 Mastercard [Member]	May 19, 2010 Mastercard [Member]	Dec. 31, 2011 Mastercard [Member]	Dec. 31, 2009 Mastercard [Member]	Sep. 02, 2010 Discover [Member]	Dec. 17, 2009 American Express [Member]	Dec. 31, 2011 Maximum [Member] Mastercard [Member]	May 19, 2010 Maximum [Member] Mastercard [Member]
Loss Contingencies [Line Items]
(Charges) for settlement accruals, legal fees and costs	$ (1,000,000)	$ (13,100,000)	$ (132,900,000)	$ (147,100,000)
Insurance recoveries	0	27,200,000	4,000,000	31,200,000
(Provision for) recovery of processing system intrusion costs	(1,012,000)	14,138,000	(128,943,000)
Per share	$ (0.02)	$ 0.22	$ (2.16)
Processing system intrusion expenses, settlement of claims				114,700,000
Legal fees incurred		1,700,000		32,400,000
Payment for fines										780,000				6,600,000
Payments for legal settlements										59,300,000		41,400,000			5,000,000	3,500,000
Percentage of eligible financial institutions that accepted settlement									97.00%
Bridge loan					28,000,000	20,000,000	8,000,000
Line of credit facility, increase, additional borrowings						25,000,000
Payments for legal settlements, net of fines previously paid								58,600,000			34,400,000
Estimated litigation liability																		34,800,000
Percentage of eligible financial institutions that rejected settlement																	1.00%
Litigation settlement expense, disputed													$ 367,172

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Stock Incentive Plan (Tables)

12 Months Ended

Dec. 31, 2011

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Schedule of Employee Service Share-based Compensation Allocation of Recognized Period Costs

Amounts the Company recognized in its consolidated financial statements for the years ended December 31, 2011, 2010, and 2009 with respect to these share-based plans were as follows:

	Year Ended December 31,
	2011		2010		2009
	(In thousands)
Compensation expense recognized on share-based      plans before income tax benefit	$	9,548	$	6,295	$	4,526
Related income tax benefit recognized in the       income statement	3,635		2,379		1,723
Cash received from stock option exercises	9,685		6,303		1,045
Excess tax benefit recorded for tax deductions       resulting from the exercise of stock options	3,454		1,910		384
Tax benefit realized as reductions of estimated tax      payments during the period	2,954		—		250

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions

The fair value of options granted during the years ended December 31, 2011, 2010, and 2009 was estimated at the grant date using the following weighted average assumptions:

	Year Ended December 31,
	2011		2010		2009
Expected volatility	55	%	54	%	48	%
Expected life	3.65 years		3.75 years		3.75 to 4.0 years
Expected dividends	0.80	%	0.40	%	0.47	%
Risk-free interest rate	0.55	%	1.21	%	1.76	%

Summary of Future Diluted Earnings Per Share Target Associated With Restricted Share Units

In the fourth quarter of 2010, the Company's Board of Directors approved grants of 508,800 performance-based Restricted Share Units. These Restricted Share Units are nonvested share awards which would vest 50% in 2013, 25% in 2014, and 25% in 2015 only if over the term of these Restricted Share Units, the following diluted earnings per share targets for the years ended December 31, 2012, 2013 and 2014 are achieved:

	2012	2013	2014
Diluted Earnings Per Share (a)	$1.48	$1.74	$2.04

(a) Calculated on a Pro Forma basis to exclude non-operating gains and losses, if any, and excluding the after-tax impact of Stock Compensation Expense.

Schedule of Share-based Compensation, Activity

Stock option and restricted share activity in the Company's share-based plans during 2009, 2010 and 2011 was as follows:

	Stock Options				Restricted Share Units				Combined
	Shares		Weighted-Average Exercise Price		Shares		Weighted-Average Grant Price		Shares		Weighted-Average Exercise/Grant Price
Options Outstanding at January 1, 2009	5,308,173		$	17.38	—		$	—	5,308,173		$	17.38
Issued	2,656,175		$	9.20	362,360		$	9.12	3,018,535		$	9.19
Exercised/vested	(226,852	)	$	6.66	—		$	—	(226,852	)	$	6.66
Forfeited/cancelled	(227,432	)	$	17.88	—		$	—	(227,432	)	$	17.88
Outstanding at December 31, 2009	7,510,064		$	14.79	362,360		$	9.12	7,872,424		$	14.53
Options exercisable at December 31, 2009	2,242,560		$	12.60	—		$	—	2,242,560		$	12.60
Issued	1,238,000		$	15.22	611,040		$	16.50	1,849,040		$	15.64
Exercised/vested	(927,473	)	$	8.38	(89,690	)	$	9.09	(1,017,163	)	$	8.44
Forfeited/cancelled	(366,425	)	$	22.49	(3,600	)	$	12.16	(370,025	)	$	22.39
Outstanding at December 31, 2010	7,454,166		$	15.28	880,110		$	14.23	8,334,276		$	15.17
Options exercisable at December 31, 2010	1,782,475		$	12.54	—		$	—	1,782,475		$	12.54
Issued	31,568		$	20.59	372,532		$	22.02	404,100		$	21.91
Exercised/vested	(1,133,974	)	$	8.54	(112,480	)	$	10.59	(1,246,454	)	$	8.72
Forfeited/cancelled	(385,695	)	$	20.39	(37,060	)	$	16.35	(422,755	)	$	20.04
Outstanding at December 31, 2011	5,966,065		$	16.26	1,103,102		$	17.11	7,069,167		$	16.39
Options exercisable at December 31, 2011	2,264,769		$	16.67	—		$	—	2,264,769		$	16.67

Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range

Stock options and Restricted Share Units outstanding and exercisable at December 31, 2011 are summarized by exercise price below:

	Outstanding			Exercisable
Exercise price per share	Stock Options	Restricted Share Units	Total	Stock Options	Restricted Share Units	Total
$5.00 to $8.88	1,832,081	168,000	2,000,081	688,556	—	688,556
$9.28 to $16.40	1,384,411	564,050	1,948,461	399,348	—	399,348
$18.00 to $27.40	2,621,373	371,052	2,992,425	1,048,665	—	1,048,665
$28.25 to $31.66	128,200	—	128,200	128,200	—	128,200
	5,966,065	1,103,102	7,069,167	2,264,769	—	2,264,769

The table below summarizes stock options and Restricted Share Units outstanding at December 31, 2011 by their weighted average remaining contractual term:

	Stock Options		Restricted Share Units
Exercise price per share	Outstanding	Average Remaining Contractual Term	Outstanding	Average Remaining Contractual Term
$5.00 to $8.88	1,832,081	2.2 years	168,000	1.4 years
$9.28 to $16.40	1,384,411	3.4 years	564,050	3.1 years
$18.00 to $27.40	2,621,373	1.6 years	371,052	3.3 years
$28.25 to $31.66	128,200	0.5 years	—	—
	5,966,065	2.2 years	1,103,102	2.9 years

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Stock Incentive Plan Stock Incentive Plan (Summary of Future Diluted Earnings Per Share Target Associated With Restricted Share Units) (Details) (USD $) In Millions, except Share data, unless otherwise specified	12 Months Ended				24 Months Ended						12 Months Ended	3 Months Ended				12 Months Ended					3 Months Ended
	Dec. 31, 2011 Y		Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2013	Dec. 31, 2011 Y	May 31, 2010	Jun. 30, 2009	Dec. 31, 2011 Restricted Stock Units Performance Based [Member]	Dec. 31, 2010 Restricted Stock Units Performance Based [Member]	Dec. 31, 2011 Restricted Share Units, 2010 [Member] Restricted Stock Units Performance Based [Member]	Dec. 31, 2011 Restricted Share Units, 2011 [Member]	Dec. 31, 2011 Multiple Vesting Provisions [Member]	Dec. 31, 2011 Continuous Service Vesting Requirement [Member]	Dec. 31, 2011 Immediate Vesting [Member]	Dec. 31, 2011 2008 Equity Incentive Plan [Member]	Dec. 31, 2010 2008 Equity Incentive Plan [Member]	Dec. 31, 2011 2000 Equity Incentive Plan [Member]	Dec. 31, 2010 2000 Equity Incentive Plan [Member]	Dec. 31, 2009 2000 Equity Incentive Plan [Member]	Dec. 31, 2011 Two-year period, ending December 31, 2013 [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based payment awards, shares authorized	7,700,000					7,700,000	7,700,000	930,000	164,808	508,800
Restricted share units, grants in period				362,360		309,964
Restricted share units, vesting percentage rate in 2013											50.00%
Restricted share units, vesting percentage rate in 2014											25.00%	50.00%
Restricted share units, vesting percentage rate in 2015											25.00%	50.00%
Diluted earnings per share	$ 1.48	[1]
Diluted earnings per share, restricted units, benchmark year two	$ 1.74	[1]
Diluted earnings per share, restricted units, benchmark year three	$ 2.04	[1]
Compound annual growth rate, diluted earnings per share, target					17.00%																17.00%
Compound annual growth rate, increase over target																					1.00%
Restricted share units, increase for exceeding CAGR target																					3.09%
Restricted share units, maximum number of shares authorized to award, percent																					100.00%
Compound annual growth rate, decrease below target, percent																					1.00%
Restricted share units, decrease for falling below CAGR target, percent																					1.13%
Compound annual growth rate, percentage of target required to award shares																					80.00%
Share-based payment awards, nonvested, total compensation cost not yet recognized	$ 17.3					$ 17.3
Share-based payment awards, outstanding, weighted average remaining contractual term (in years)	2.5					2.5
Stock options, grants in period				2,656,175		1,269,568
Performance-based restricted share units, grants in period						673,608
Share-based payment awards, shares available for grant	4,897,339					4,897,339
Stock options, vested	232,500					232,500							930,000	1,696,175	30,000
Stock options, exercises in period, total intrinsic value																6.7	1.1	6.4	6.1	1.8
Restricted share units, vested in period, total intrinsic value	$ 2.4		$ 1.5
Stock options, nonvested	4,750					4,750
2000 Equity Incentive Plan, remaining vesting period (in years)	1					1
Stock options, outstanding																		593,501
Share-based payment award, award vesting period			4 years
Period of continuous service	4 years
2008 Equity Incentive Plan, equity instruments, term			5 years
2000 Equity Incentive Plan, awards granted in period			0	0		0

[1] Calculated on a Pro Forma basis to exclude non-operating gains and losses, if any, and excluding the after-tax impact of Stock Compensation Expense.

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Processing Liabilities and Loss Reserves (Tables)

1 Months Ended

12 Months Ended

Dec. 31, 2011

Dec. 31, 2011

Processing Liabilities and Loss Reserves [Abstract]

Summary Of Processing Liabilities And Loss Reserves

A summary of processing liabilities and loss reserves was as follows at December 31, 2011 and 2010:

	December 31,
	2011		2010
	(In thousands)
Merchant bankcard processing	$	10,295	$	12,061
Check processing	8,594		5,852
Merchant deposits	9,839		9,160
Loss reserves	1,961		1,667
	$	30,689	$	28,740

Schedule Of Credit And Fraud Loss Reserve

A summary of the activity in the loss reserve for the years ended December 31, 2011, 2010, and 2009 was as follows:

	Year Ended December 31,
	2011			2010			2009
	(in thousands)
Beginning balance	$	1,667		$	1,336		1,097
Additions to reserve	6,011			9,985			6,272
Charges against reserve (a)	(5,717		)	(9,654		)	(6,033	)
Ending balance	$	1,961		$	1,667		1,336

(a)Included in these amounts are payroll segment losses for the years ended December 31, 2011, 2010, and 2009 of $223,000, $303,000 and $179,000

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Receivables (Schedule of Accounts, Notes, Loans and Financing Receivable) (Details) (USD $)	Dec. 31, 2011	Dec. 31, 2010
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total receivables, gross	$ 177,986,000	$ 176,213,000
Less allowance for doubtful accounts	(1,451,000)	(683,000)
Total receivables, net	176,535,000	175,530,000
Due from employees	700,000	700,000
Accounts receivable from merchants [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total receivables, gross	151,228,000	154,295,000
Accounts receivables from bankcard networks [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total receivables, gross	24,301,000	19,978,000
Accounts receivable from others [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total receivables, gross	$ 2,457,000	$ 1,940,000

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Stockholders' Equity (Schedule Of Dividends Paid) (Details) (USD $) In Millions, except Share data, unless otherwise specified	0 Months Ended													12 Months Ended	0 Months Ended	12 Months Ended
	Feb. 08, 2012	Dec. 15, 2011	Sep. 15, 2011	Jun. 15, 2011	Mar. 15, 2011	Dec. 15, 2010	Sep. 15, 2010	Jun. 15, 2010	Mar. 15, 2010	Dec. 15, 2009	Sep. 15, 2009	Jun. 15, 2009	Mar. 16, 2009	Dec. 31, 2011	Oct. 21, 2011 Common Stock [Member]	Dec. 31, 2011 Common Stock [Member]	Dec. 31, 2010 Common Stock [Member]	Dec. 31, 2009 Common Stock [Member]
Class of Stock [Line Items]
Stock repurchase program, authorized purchase amount															$ 50
Common stock repurchased during period, shares																778,889	0	350,400
Payments for repurchase of common stock														16.8
Treasury stock acquired, average cost per share																$ 21.61		$ 9.14
Stock repurchase program, remaining authorized repurchase amount																$ 33.2
Amount Paid Per Common Share		$ 0.04	$ 0.04	$ 0.04	$ 0.04	$ 0.01	$ 0.01	$ 0.01	$ 0.01	$ 0.01	$ 0.01	$ 0.01	$ 0.025
Common stock, quarterly dividends declared, per share	$ 0.06

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Intangible Assets and Goodwill (Schedule of Goodwill) (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011		Dec. 31, 2010
Goodwill [Roll Forward]
Beginning balance	$ 68,319		$ 60,962
Goodwill acquired during the period	34,506		5,557
Effects of foreign currency translation	(145)		401
Other	719	[1]	1,399	[1]
Ending balance	$ 103,399		$ 68,319

[1] Reflects adjustments to allocations of purchase price.

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Quarterly Consolidated Results of Operations (Unaudited) (Tables)

12 Months Ended

Dec. 31, 2011

Quarterly Financial Information Disclosure [Abstract]

Schedule of Quarterly Financial Information

The Company's unaudited quarterly results of operations for the years ended December 31, 2011 and 2010 were as follows:

	For the Quarter Ended
	March 31, 2011		June 30, 2011		September 30, 2011		December 31, 2011
	(In thousands, except per share data)
Total revenues	$	467,646	$	525,977	$	531,904	$	471,423
Costs of services	423,038		474,948		478,038		412,219
General and administrative expenses	30,046		29,377		32,244		39,057
Total expenses	453,084		504,325		510,282		451,276
Income from operations	14,562		21,652		21,622		20,147
Net income attributable to Heartland	7,815		12,258		12,646		11,220
Earnings per share	0.20		0.31		0.31		0.28

	For the Quarter Ended
	March 31, 2010		June 30, 2010		September 30, 2010		December 31, 2010
	(In thousands, except per share data)
Total revenues	$	411,156	$	475,881	$	499,074	$	478,226
Costs of services	381,457		436,637		459,397		436,543
General and administrative expenses	27,100		24,094		25,479		27,415
Total expenses	408,557		460,731		484,876		463,958
Income from operations	2,599		15,150		14,198		14,268
Net income attributable to Heartland	14,228		6,143		7,533		6,633
Earnings per share	0.36		0.16		0.19		0.17

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Summary of Significant Accounting Policies

12 Months Ended

Dec. 31, 2011

Accounting Policies [Abstract]

Summary of Significant Accounting Policies

Summary of Significant Accounting Policies

Use of Estimates—The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America, requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities, and disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of revenues and expenses during the reporting period. Estimates include, among other things, the accrued buyout liability, capitalized customer acquisition costs, goodwill, loss reserves, certain accounts payable and accrued expenses and certain tax assets and liabilities as well as the related valuation allowances, if any. Actual results could differ from those estimates.

Cash and Cash Equivalents—At December 31, 2011, cash included approximately $28.0 million of processing-related cash in transit and collateral, compared to approximately $25.6 million of processing-related cash in transit and collateral at December 31, 2010.

Receivables—Receivables are stated net of allowance for doubtful accounts. The Company estimates its allowance based on experience with its merchants, customers, and sales force and its judgment as to the likelihood of their ultimate payment. The Company also considers collection experience and makes estimates regarding collectability based on trends in aging. Historically, the Company has not experienced significant charge offs for its merchant receivables.

The Company's primary receivables are from its bankcard processing merchants. These receivables result from the Company's practice of advancing interchange fees to most of its small and mid-sized merchants (referred to as Small and Midsized Enterprises, or “SME”) during the month and collecting those fees at the beginning of the following month, as well as from transaction fees the Company charges its merchants for processing transactions. The Company does not advance interchange fees to its Network Services Merchants.

Generally, the Company uses cash available for investment to fund these advances to SME merchants; when available cash has been expended, the Company directs its sponsor banks to make these advances, thus generating a payable to the sponsor banks. We pay our sponsor banks the prime rate on these payables. At December 31, 2011, the Company used $40.0 million of its available cash to fund merchant advances and at December 31, 2010, the Company used $29.5 million of its cash to fund merchant advances. The amount due to sponsor banks for funding advances was $45.2 million at December 31, 2011 and $63.2 million at December 31, 2010. The payable to sponsor banks is repaid at the beginning of the following month out of the fees the Company collects from its merchants. Receivables from merchants also include receivables from the sale of point of sale terminal equipment. Unlike the SME merchants, Network Services Merchants are invoiced monthly, on payment terms of 30 days net from date of invoicing.

Receivables also include amounts resulting from the pre-funding of Discover and American Express transactions to our merchants and are due from the related bankcard networks. These amounts are recovered over the following two business days from the date of processing the transaction.

Receivables also include amounts resulting from the sale, installation, training and repair of payment system hardware and software for prepaid card and stored-value card payment systems and campus payment solutions. These receivables are mostly invoiced on terms of 30 days net from date of invoicing and are typically funded from working capital.

Investments and Funds Held for Payroll Customers—Investments, including those carried on the Consolidated Balance Sheet as Funds Held for Payroll Customers, consist primarily of fixed income bond funds and certificates of deposit. Funds Held for Payroll Customers also include overnight bank deposits. The majority of investments carried in Funds Held for Payroll Customers are available-for-sale and recorded at fair value based on quoted market prices. Certificates of deposit are classified as held to maturity and recorded at cost. In the event of a sale, cost is determined on a specific identification basis. At December 31, 2011, Funds Held for Payroll Customers included cash and cash equivalents of $41.3 million and investments available for sale of $1.2 million.

Inventories—Inventories consist of point-of-sale terminal equipment held for sale to merchants, check processing terminal equipment for sale to merchants, prepaid card and cashless payment systems hardware for sale to end users, resellers and distributors, and campus payments solutions equipment for sale to end users. Inventories are valued at the lower of cost or market price. Cost is arrived at using the first-in, first-out method. Market price is estimated based on current sales of equipment.

Inventories also include purchased data encryption software licenses held for sale to merchants who acquire the Company's End-to-End Encryption Solution (“E3”) for processing bankcard transactions, or purchase the upgraded terminal and point-of-sale devices containing E3.

Capitalized Customer Acquisition Costs, net—Capitalized customer acquisition costs consist of (1) up-front signing bonus payments made to Relationship Managers and sales managers (the Company's sales force) for the establishment of new merchant relationships, and (2) a deferred acquisition cost representing the estimated cost of buying out the commissions of vested sales employees. Capitalized customer acquisition costs represent incremental, direct customer acquisition costs that are recoverable through gross margins associated with merchant contracts. The capitalized customer acquisition costs are amortized using a method which approximates a proportional revenue approach over the initial three-year term of the merchant contract.

The up-front signing bonus is based on the estimated gross margin for the first year of the SME merchant contract. The signing bonus, amount capitalized, and related amortization are adjusted after one year to reflect the actual gross margin generated by the merchant contract during that year. The deferred customer acquisition cost asset is accrued over the first year of merchant processing, consistent with the build-up in the accrued buyout liability, as described below.

Management evaluates the capitalized customer acquisition costs for impairment at each balance sheet date by comparing, on a pooled basis by vintage month of origination, the expected future net cash flows from underlying SME merchant relationships to the carrying amount of the capitalized customer acquisition costs. If the estimated future net cash flows are lower than the recorded carrying amount, indicating an impairment of the value of the capitalized customer acquisition costs, the impairment loss will be charged to operations.

At December 31, 2011, the Company recognized an impairment charge to net signing bonuses related to its decision to discontinue Express Funds, its remote deposit check capture product. The Company believed that no impairment of capitalized customer acquisition costs had occurred as of December 31, 2010.

Property and Equipment—Property and equipment are carried at cost, net of accumulated depreciation. Depreciation for the Company's owned service center building in Jeffersonville, Indiana is computed straight-line over thirty-nine years with depreciation on certain building improvements computed over fifteen years. Depreciation is computed straight-line over periods ranging from three to ten years for furniture and equipment. Leasehold improvements are amortized over the lesser of the economic useful life of the improvement or the term of the lease.

Equipment held under capitalized lease arrangements is included in property and equipment, and the associated liabilities are included in current and long-term borrowings as appropriate. Amortization of equipment under capitalized leases is included in depreciation and amortization expense.

Fully depreciated property and equipment are retained in property and equipment and accumulated depreciation accounts until their disposal or removal from service. When fully depreciated property and equipment is taken out of service, the original cost basis and matching accumulated depreciation amounts are written off.

Rent expense on operating leases is recorded on a straight-line basis over the term of the lease agreement.

The Company capitalizes the cost of computer software developed for internal use and amortizes such costs on a straight-line basis over an estimated useful life of three to five years. The Company capitalizes software development costs. Research and development costs incurred prior to establishing technological feasibility are charged to operations as such costs are incurred. Once technological feasibility is established, costs are capitalized until the software is placed in service.

Long-Lived Assets—The Company evaluates the potential for impairment when changes in circumstances indicate that undiscounted cash flows estimated to be generated by the related assets are less than the carrying amount. In 2011, the Company recognized an pre-tax impairment charge related to long lived assets to its decision to discontinue Express Funds, its remote deposit check capture product. Management believed that no such changes in circumstances or impairment have occurred as of December 31, 2010.

Goodwill— Goodwill represents the excess of acquisition costs over the fair values of net assets acquired in business combinations. The Company has recorded goodwill in connection with it acquisitions, including the recent 2010 and 2011 acquisitions of Lunchbox, Comalex, mySchoolBucks and School-Link. Goodwill is tested for impairment at least annually and between annual tests if an event occurs or changes in circumstances suggest a potential decline in the fair value of the reporting unit. A significant amount of judgment is involved in determining if an indicator or change in circumstances relating to impairment has occurred.  Such changes may include, among others: a significant decline in expected future cash flows; a sustained decline in market capitalization; a significant adverse change in legal factors or in the business climate; unanticipated competition; and slower growth rates.  The Company performs its annual goodwill impairment testing in the fourth quarter. The Company's evaluation indicated that no impairment exists as of December 31, 2011 or 2010. At December 31, 2011 and 2010, goodwill of $103.4 million and $68.3 million, respectively, was recorded on the Company's Consolidated Balance Sheet. The Company may be required to record goodwill impairment losses in future periods, whether in connection with the Company's next annual impairment testing in the fourth quarter of 2012 or prior to that, if any such indicators constitute a triggering event in other than the quarter in which the annual goodwill impairment test is performed.  It is not possible at this time to determine if any such future impairment loss would result or, if it does, whether such charge would be material.

Processing Liabilities and Loss Reserves—The majority of the Company's processing liabilities include funds in transit associated with bankcard and check processing. In addition, the Company maintains merchant deposits to offset potential liabilities from merchant chargeback processing. Disputes between a cardholder and a merchant periodically arise due to the cardholder's dissatisfaction with merchandise quality or the merchant's service, and the disputes may not always be resolved in the merchant's favor. In some of these cases, the transaction is ''charged back'' to the merchant and the purchase price is refunded to the cardholder by the credit card-issuing institution. If the merchant is unable to fund the refund, the Company is liable for the full amount of the transaction. The Company's obligation to stand ready to perform is minimal. The Company maintains a deposit or the pledge of a letter of credit from certain merchants as an offset to potential contingent liabilities that are the responsibility of such merchants. The Company evaluates its ultimate risk and records an estimate of

potential loss for chargebacks related to merchant fraud based upon an assessment of actual historical fraud loss rates compared to recent bankcard processing volume levels. The Company believes that the liability recorded as loss reserves approximates fair value.

Accrued Buyout Liability—The Company's historic focus has been on SME merchants, and it has a sales compensation arrangement in this market that has been essentially unchanged since its inception. Under this approach, Relationship Managers and sales managers are paid residual commissions based on the gross margin generated by monthly SME merchant processing activity. The Company has the right, but is not obligated, to buy out some or all of these commissions, and intends to do so periodically. Such purchases of the commissions are at a fixed multiple of the last twelve months' commissions. Because of the Company's intent and ability to execute purchases of the residual commissions, and the mutual understanding between the Company and the Relationship Managers and sales managers, the Company has accounted for this deferred compensation arrangement pursuant to the substantive nature of the plan. The Company therefore records the amount that it would have to pay (the ''settlement cost'') to buy out non-servicing related commissions in their entirety from vested Relationship Managers and sales managers, and an accrual, based on their progress towards vesting, for those unvested Relationship Managers and sales managers who are expected to vest in the future. As noted above, as the liability increases over the first year of a SME merchant contract, the Company also records a related deferred acquisition cost asset for currently vested Relationship Managers and sales managers. The accrued buyout liability associated with unvested Relationship Managers and sales managers are not included in the deferred acquisition cost asset since future services are required in order to vest. Subsequent changes in the settlement cost, due to account attrition, same-store sales growth and changes in gross margin are included in the same income statement caption as customer acquisition cost amortization expense.

The accrued buyout liability is based on the SME merchants under contract at the balance sheet date, the gross margin generated by those merchants over the prior twelve months, and the contractual buyout multiple. The liability related to a new SME merchant is therefore zero when the merchant is installed, and increases over the twelve months following the installation date. The same procedure is applied to unvested commissions over the expected vesting period, but is further adjusted to reflect the Company's estimate that 31% of unvested Relationship Managers and sales managers become vested.

The classification of the accrued buyout liability between current and non-current liabilities on the Consolidated Balance Sheet is based upon the Company's estimate of the amount of the accrued buyout liability that it reasonably expects to pay over the next twelve months. This estimate is developed by calculating the cumulative annual average percentage that total historical buyout payments represent of the accrued buyout liability. That percentage is applied to the period-end accrued buyout liability to determine the current portion.

Revenue—Revenues are mainly comprised of gross processing revenue, payroll processing revenue and equipment- related income. Gross processing revenue primarily consists of discount fees and per-transaction and periodic (primarily monthly) fees from the processing of Visa, MasterCard, American Express and Discover bankcard transactions for merchants. The Company passes through to its customers any changes in interchange or network fees. Gross processing revenue also includes fees for servicing American Express accounts, customer service fees, fees for processing chargebacks, termination fees on terminated contracts, check processing fees, gift and loyalty card fees, K to 12 fees, and other miscellaneous revenue.

Payroll processing revenue includes periodic and annual fees charged by HPC for payroll processing services, and interest earned from investing tax impound funds held for our customers. Revenue is recorded as bankcard and other processing transactions are processed or payroll services are performed.

Equipment-related income includes revenues from the sale, rental and deployment of bankcard and check processing terminals, from the sale of hardware, software and associated services for prepaid card and stored-value card payment systems, and campus payment solutions. Revenues are recorded at the time of shipment, or the provision of service.

Loss Contingencies and Legal Expenses—The Company records a liability for loss contingencies when the liability is probable and the amount is reasonably estimable. Legal fees associated with loss contingencies are recorded when the legal fees are incurred.

The Company records recoveries from its insurance providers when cash is received from the provider.

Other Income (Expense)—Other income (expense) consists of interest income on cash and investments, the interest cost on our borrowings, the gains or losses on the disposal of property and equipment and other non-operating income or expense items.

In 2011, other income (expense) includes:

Ÿ Pre-tax charges of $0.8 million reflecting the costs (primarily staff termination costs and fixed asset write downs) associated with closing of the Company's Johnson City, Tennessee service center.

Ÿ A pre-tax charge of $1.1 million reflecting costs associated with the decision to discontinue Express Funds, the Company's remote deposit capture product, including writedowns of receivables, inventory, customer acquisition costs and fixed assets.

Ÿ A pre-tax charge of $1.0 million for legal fees and costs incurred for defending various claims and actions associated with the Processing System Intrusion. See Note 3, Processing System Intrusion for more detail.

• Pre-tax income of $0.3 million related to an earnout payment relating to the 2010 sale of SME merchant bankcard processing contracts

In 2010, other income (expense) includes:

• A net pre-tax recovery of $14.1 million, or $0.22 per share related to the Provision for Processing System Intrusion. During 2010, the Company recovered from its insurance providers approximately $27.2 million of the costs it incurred for the Processing System Intrusion and expensed approximately $13.1 million for accruals, legal fees and costs it incurred for defending various claims and actions. See Note 3, Processing System Intrusion for more detail.

• A pre-tax gain of $3.1 million from the sale of merchant bankcard processing contracts.

• Net pre-tax charges of $1.7 million for legal settlements accrued or received during 2010. These legal settlements were unrelated to the Processing System Intrusion.

• A pre-tax charge of $0.8 million for the impairment of an acquisition intangible asset.

• Pre-tax charges of $0.5 million reflecting the estimated liability for costs (primarily accrued staff termination costs and fixed asset write downs) associated with the announced closing of our Johnson City, Tennessee service center.

In 2009, other income (expense) includes the pretax charges of $128.9 million related to the Provision for Processing System Intrusion. See Note 3, Processing System Intrusion for more detail.

Income Taxes—The Company accounts for income taxes by recognizing deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements or tax returns. Under this method, deferred tax assets and liabilities are determined based on the difference between the financial statements and the tax basis of assets and liabilities using enacted tax rates. The impact on deferred assets and liabilities of a change in tax rates is recognized in the period that the rate change is enacted.

The Company has recorded income tax expense (benefit) at U.S. tax rates on all taxable income (loss), except undistributed earnings of CPOS, its non-U.S. subsidiary. The Company intends to indefinitely reinvest undistributed earnings of CPOS and accordingly, has provided Canadian income tax on those earnings but not U.S. income tax. The amount of undistributed earnings of CPOS for which the Company has not recorded U.S. income tax was approximately $2.2 million. In the event of distribution of those earnings in the form of dividends or otherwise, the Company would be subject to U.S. income taxes subject to an adjustment, if any, for foreign tax credits. Determination of the amount of U.S. income tax liability that would be incurred is not practicable because of the complexities associated with this hypothetical calculation.

Stock–Based Compensation—The Company expenses employee share-based payments under the fair value method. Stock-based compensation cost is measured at the grant date, based on the fair value of the award, and is recognized as expense over the requisite service period.

Additionally, the excess tax benefits are reported as a financing cash inflow rather than a reduction of taxes paid, which is included within operating cash flows.  Accordingly, cash provided by operating activities decreased and cash provided by financing activities increased by $3.5 million in 2011, $1.9 million in 2010 and $0.4 million in 2009 related to excess tax benefits from stock-based awards. The excess tax benefits result from employees exercising non-qualified stock options, making disqualifying dispositions of shares acquired through their exercise of incentive stock options and vesting of restricted share units.

Diluted earnings per share for the years ended December 31, 2011, 2010 and 2009 were computed based on the weighted average outstanding common shares plus equivalent shares assuming exercise of stock options and vesting of Restricted Share Units, where dilutive. Due to the net loss in 2009, calculating Diluted Earnings Per Share using diluted weighted average shares would be anti-dilutive for that year. Therefore, weighted average common stock outstanding was used to calculate Diluted Earnings Per Share for 2009.

Derivative Financial Instruments—The Company utilizes derivative instruments to manage interest rate risk on its borrowings under its Second Amended and Restated Credit Agreement. The Company recognizes the fair value of derivative financial instruments in the Consolidated Balance Sheets in investments, or accrued expenses and other liabilities. Changes in fair value of derivative instruments are recognized immediately in earnings unless the derivative is designated and qualifies as a hedge of future cash flows. For derivatives that qualify as hedges of future cash flows, the effective portion of changes in fair value is recorded in other comprehensive income and reclassified into interest expense in the same periods during which the hedged item affects earnings. Any ineffectiveness of cash flow hedges would be recognized in other income (expense) in the Consolidated Statements of Income during the period of change.

In January 2011, the Company entered into fixed-pay amortizing interest rate swaps having an initial notional amount of $50.0 million as a hedge of future cash flows on the variable rate debt outstanding under its Term Credit Facility. These interest rate swaps convert the related notional amount of variable rate debt to fixed rate. At December 31, 2011, the remaining notional amount of these interest rate swaps was $42.5 million and the fair value of these interest rate swaps, $0.9 million, was recorded as a liability in accrued expenses and other liabilities. The related deferred tax benefit was $0.3 million.

Foreign Currency—The Canadian dollar is the functional currency of CPOS, which operates in Canada. CPOS' revenues and expenses are translated at the average exchange rates prevailing during the period. The foreign currency assets and liabilities of CPOS are translated at the period-end rate of exchange. The resulting translation adjustment is allocated between the Company and CPOS' noncontrolling interests and is recorded as a component of other comprehensive income or noncontrolling interests in total equity. At December 31, 2011 and 2010, the cumulative foreign currency translation reflected a loss of $0.2 million and $0.1 million, respectively. The Company intends to indefinitely reinvest undistributed earnings of CPOS and has not tax affected the cumulative foreign currency translation gain or loss. Determination of the amount of unrecognized deferred tax liability related to indefinitely reinvested profits is not material.

Noncontrolling Interests— Noncontrolling interests represent noncontrolling minority stockholders' share of the equity and after-tax net income or loss of consolidated subsidiaries. Noncontrolling minority stockholders' share of after-tax net income or loss of consolidated subsidiaries is included in “Net income attributable to noncontrolling interests” in the Consolidated Statement of Operations. The minority stockholders’ interests included in “noncontrolling interests” in the December 31, 2011 and December 31, 2010 Consolidated Balance Sheets were $642,000 and $301,000, respectively, and reflect the original investments by these minority shareholders in the consolidated subsidiaries, along with their proportionate share of the earnings or losses of the subsidiaries.

Subsequent Events—The Company evaluated subsequent events through the issuance date with respect to the Consolidated Financial Statements as of and for the year ended December 31, 2011.

New Accounting Pronouncements—In October 2009, the FASB issued an accounting standard update on multiple deliverable revenue arrangements to establish the accounting for certain revenue arrangements in which the vendor or service provider will perform multiple revenue generating activities (e.g., contracts that require an up-front fee along with fees that recur over the life of the arrangement). Specifically, the update addresses how to separate deliverables and how to measure and allocate arrangement consideration to one or more units of accounting. This update is effective for revenue arrangements entered into or materially altered after January 1, 2011. The implementation of this update did not have a material effect on the Company's consolidated financial statements.

In December 2010, the FASB issued an accounting standard update on when to perform Step 2 of the goodwill impairment test for reporting units with zero or negative carrying amounts. Step 1 requires reporting entities to identify any potential impairments, on either an annual or interim basis, by comparing the estimated fair value of a reporting unit to its carrying value. If the estimated fair value is less than the carrying value and, it is more likely than not that an impairment exists, then the amount of the impairment will be assessed in the updated guidance in Step 2. Evaluating an impairment in Step 2 requires the evaluation of qualitative factors including the factors presented in existing guidance that trigger an interim impairment test of goodwill such as an adverse change in the business climate, unanticipated competition, or the expectation that a reporting unit will be sold or disposed. This update is effective for annual reporting periods beginning after December 15, 2010. The implementation of this update did not have a material effect on the Company's consolidated financial statements.

In May 2011, the FASB issued an accounting standard update which addresses changes to concepts regarding performing fair value measurements including: (i) the application of the highest and best use and valuation premise; (ii) the valuation of an instrument classified in the reporting entity's shareholder equity; (iii) the valuation of financial instruments that are managed within a portfolio; and (iv) the application of premiums and discounts.  This update also enhances disclosure requirements about fair value measurements, including providing information regarding Level 3 measurements such as quantitative information about unobservable inputs, further discussion of the valuation processes used and assumption sensitivity analysis.  The update is effective for interim and annual periods beginning after December 15, 2011. The implementation of this update did not have a material effect on the Company's consolidated financial statements.

In June 2011, the FASB issued an accounting standard update which amends the comprehensive income topic of the current codification. The update eliminates the option to present the components of other comprehensive income as part of the statement of changes in equity, and instead requires consecutive presentation of the statement of net income and other comprehensive income either in a continuous statement of comprehensive income or in two separate but consecutive statements. The update is effective for interim and annual periods beginning after December 15, 2011. The implementation of this update did not have a material effect on the Company's consolidated financial statements.

In September 2011, the FASB issued an accounting standard update on testing goodwill for impairment. This guidance provides an entity the option to first perform a qualitative assessment to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If an entity determines that this is the case, it is required to perform the currently prescribed two-step goodwill impairment test to identify potential goodwill impairment and measure the amount of goodwill impairment loss to be recognized for that reporting unit (if any). If an entity determines that the fair value of a reporting unit is more than its carrying amount, the two-step goodwill impairment test is not required. The amendments are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011 (early adoption is permitted). The Company has early adopted the update and the implementation of this update did not have a material effect on the Company's consolidated financial statements.

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Processing Liabilities and Loss Reserves (Details) (USD $)	4 Months Ended		12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2011	Dec. 31, 2010
Processing Liabilities and Loss Reserves [Line Items]
Processing liabilities and loss reserves	$ 30,689,000	$ 28,740,000	$ 30,689,000	$ 28,740,000
Chargebacks, card brand networks, period			4 months
Bank chargebacks	12,200,000	10,100,000
Merchant credit losses			5,100,000	9,100,000
Merchant bankcard processing
Processing Liabilities and Loss Reserves [Line Items]
Processing liabilities and loss reserves	10,295,000	12,061,000	10,295,000	12,061,000
Check processing
Processing Liabilities and Loss Reserves [Line Items]
Processing liabilities and loss reserves	8,594,000	5,852,000	8,594,000	5,852,000
Merchant deposits
Processing Liabilities and Loss Reserves [Line Items]
Processing liabilities and loss reserves	9,839,000	9,160,000	9,839,000	9,160,000
Loss reserves
Processing Liabilities and Loss Reserves [Line Items]
Processing liabilities and loss reserves	1,961,000	1,667,000	1,961,000	1,667,000
SME [Member]
Processing Liabilities and Loss Reserves [Line Items]
Processing volume	$ 22,300,000,000	$ 21,700,000,000	$ 67,500,000,000	$ 63,100,000,000

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Fair Value of Financial Instruments (Tables)

12 Months Ended

Dec. 31, 2011

Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Abstract]

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis

The following tables provide the assets and liabilities carried at fair value measured on a recurring basis as of December 31, 2011 and 2010:

December 31, 2011	Total		Quoted Prices in Active Markets for Identical Assets  (Level 1)		Significant Other Observable Inputs (Level 2)
Assets:	(in thousands)
Investments available for sale:
Fixed income bond fund (a)	$	1,158	$	1,158	$	—
Investments held to maturity:
Certificates of deposit	2,505		—		2,505
Total Assets	$	3,663	$	1,158	$	2,505
Liabilities:
Interest rate swaps	$	897	—		$	897
Total Liabilities	$	897	—		$	897

December 31, 2010	Total		Quoted Prices in Active Markets for Identical Assets  (Level 1)		Significant Other Observable Inputs (Level 2)
Assets:	(in thousands)
Investments available for sale:
Fixed income bond fund (a)	$	1,163	$	1,163	$	—
Corporate bonds (a)	170		170		—
Investments held to maturity:
Certificates of deposit	1,516		—		1,516
Total Assets	$	2,849	$	1,333	$	1,516

(a) amounts included in Funds held for payroll customers on the Consolidated Balance Sheet

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Summary of Significant Accounting Policies (Policies)

12 Months Ended

Dec. 31, 2011

Accounting Policies [Abstract]

Use of Estimates

Use of Estimates—The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America, requires management to make estimates and assumptions that affect the reported amounts of assets, liabilities, and disclosure of contingent assets and liabilities at the date of the consolidated financial statements, and the reported amounts of revenues and expenses during the reporting period. Estimates include, among other things, the accrued buyout liability, capitalized customer acquisition costs, goodwill, loss reserves, certain accounts payable and accrued expenses and certain tax assets and liabilities as well as the related valuation allowances, if any. Actual results could differ from those estimates.

Receivables

Receivables—Receivables are stated net of allowance for doubtful accounts. The Company estimates its allowance based on experience with its merchants, customers, and sales force and its judgment as to the likelihood of their ultimate payment. The Company also considers collection experience and makes estimates regarding collectability based on trends in aging. Historically, the Company has not experienced significant charge offs for its merchant receivables.

The Company's primary receivables are from its bankcard processing merchants. These receivables result from the Company's practice of advancing interchange fees to most of its small and mid-sized merchants (referred to as Small and Midsized Enterprises, or “SME”) during the month and collecting those fees at the beginning of the following month, as well as from transaction fees the Company charges its merchants for processing transactions. The Company does not advance interchange fees to its Network Services Merchants.

Generally, the Company uses cash available for investment to fund these advances to SME merchants; when available cash has been expended, the Company directs its sponsor banks to make these advances, thus generating a payable to the sponsor banks. We pay our sponsor banks the prime rate on these payables. At December 31, 2011, the Company used $40.0 million of its available cash to fund merchant advances and at December 31, 2010, the Company used $29.5 million of its cash to fund merchant advances. The amount due to sponsor banks for funding advances was $45.2 million at December 31, 2011 and $63.2 million at December 31, 2010. The payable to sponsor banks is repaid at the beginning of the following month out of the fees the Company collects from its merchants. Receivables from merchants also include receivables from the sale of point of sale terminal equipment. Unlike the SME merchants, Network Services Merchants are invoiced monthly, on payment terms of 30 days net from date of invoicing.

Receivables also include amounts resulting from the pre-funding of Discover and American Express transactions to our merchants and are due from the related bankcard networks. These amounts are recovered over the following two business days from the date of processing the transaction.

Receivables also include amounts resulting from the sale, installation, training and repair of payment system hardware and software for prepaid card and stored-value card payment systems and campus payment solutions. These receivables are mostly invoiced on terms of 30 days net from date of invoicing and are typically funded from working capital.

Investments and Funds Held for Payroll Customers

Investments and Funds Held for Payroll Customers—Investments, including those carried on the Consolidated Balance Sheet as Funds Held for Payroll Customers, consist primarily of fixed income bond funds and certificates of deposit. Funds Held for Payroll Customers also include overnight bank deposits. The majority of investments carried in Funds Held for Payroll Customers are available-for-sale and recorded at fair value based on quoted market prices. Certificates of deposit are classified as held to maturity and recorded at cost. In the event of a sale, cost is determined on a specific identification basis.

Inventories

Inventories—Inventories consist of point-of-sale terminal equipment held for sale to merchants, check processing terminal equipment for sale to merchants, prepaid card and cashless payment systems hardware for sale to end users, resellers and distributors, and campus payments solutions equipment for sale to end users. Inventories are valued at the lower of cost or market price. Cost is arrived at using the first-in, first-out method. Market price is estimated based on current sales of equipment.

Inventories also include purchased data encryption software licenses held for sale to merchants who acquire the Company's End-to-End Encryption Solution (“E3”) for processing bankcard transactions, or purchase the upgraded terminal and point-of-sale devices containing E3.

Capitalized Customer Acquisition Costs, net

Capitalized Customer Acquisition Costs, net—Capitalized customer acquisition costs consist of (1) up-front signing bonus payments made to Relationship Managers and sales managers (the Company's sales force) for the establishment of new merchant relationships, and (2) a deferred acquisition cost representing the estimated cost of buying out the commissions of vested sales employees. Capitalized customer acquisition costs represent incremental, direct customer acquisition costs that are recoverable through gross margins associated with merchant contracts. The capitalized customer acquisition costs are amortized using a method which approximates a proportional revenue approach over the initial three-year term of the merchant contract.

The up-front signing bonus is based on the estimated gross margin for the first year of the SME merchant contract. The signing bonus, amount capitalized, and related amortization are adjusted after one year to reflect the actual gross margin generated by the merchant contract during that year. The deferred customer acquisition cost asset is accrued over the first year of merchant processing, consistent with the build-up in the accrued buyout liability, as described below.

Management evaluates the capitalized customer acquisition costs for impairment at each balance sheet date by comparing, on a pooled basis by vintage month of origination, the expected future net cash flows from underlying SME merchant relationships to the carrying amount of the capitalized customer acquisition costs. If the estimated future net cash flows are lower than the recorded carrying amount, indicating an impairment of the value of the capitalized customer acquisition costs, the impairment loss will be charged to operations.

Property and Equipment

Property and Equipment—Property and equipment are carried at cost, net of accumulated depreciation. Depreciation for the Company's owned service center building in Jeffersonville, Indiana is computed straight-line over thirty-nine years with depreciation on certain building improvements computed over fifteen years. Depreciation is computed straight-line over periods ranging from three to ten years for furniture and equipment. Leasehold improvements are amortized over the lesser of the economic useful life of the improvement or the term of the lease.

Equipment held under capitalized lease arrangements is included in property and equipment, and the associated liabilities are included in current and long-term borrowings as appropriate. Amortization of equipment under capitalized leases is included in depreciation and amortization expense.

Fully depreciated property and equipment are retained in property and equipment and accumulated depreciation accounts until their disposal or removal from service. When fully depreciated property and equipment is taken out of service, the original cost basis and matching accumulated depreciation amounts are written off.

Rent expense on operating leases is recorded on a straight-line basis over the term of the lease agreement.

The Company capitalizes the cost of computer software developed for internal use and amortizes such costs on a straight-line basis over an estimated useful life of three to five years. The Company capitalizes software development costs. Research and development costs incurred prior to establishing technological feasibility are charged to operations as such costs are incurred. Once technological feasibility is established, costs are capitalized until the software is placed in service.

Long-Lived Assets

Long-Lived Assets—The Company evaluates the potential for impairment when changes in circumstances indicate that undiscounted cash flows estimated to be generated by the related assets are less than the carrying amount. In 2011, the Company recognized an pre-tax impairment charge related to long lived assets to its decision to discontinue Express Funds, its remote deposit check capture product. Management believed that no such changes in circumstances or impairment have occurred as of December 31, 2010.

Goodwill

Goodwill— Goodwill represents the excess of acquisition costs over the fair values of net assets acquired in business combinations. The Company has recorded goodwill in connection with it acquisitions, including the recent 2010 and 2011 acquisitions of Lunchbox, Comalex, mySchoolBucks and School-Link. Goodwill is tested for impairment at least annually and between annual tests if an event occurs or changes in circumstances suggest a potential decline in the fair value of the reporting unit. A significant amount of judgment is involved in determining if an indicator or change in circumstances relating to impairment has occurred.  Such changes may include, among others: a significant decline in expected future cash flows; a sustained decline in market capitalization; a significant adverse change in legal factors or in the business climate; unanticipated competition; and slower growth rates.  The Company performs its annual goodwill impairment testing in the fourth quarter. The Company's evaluation indicated that no impairment exists as of December 31, 2011 or 2010. At December 31, 2011 and 2010, goodwill of $103.4 million and $68.3 million, respectively, was recorded on the Company's Consolidated Balance Sheet. The Company may be required to record goodwill impairment losses in future periods, whether in connection with the Company's next annual impairment testing in the fourth quarter of 2012 or prior to that, if any such indicators constitute a triggering event in other than the quarter in which the annual goodwill impairment test is performed.  It is not possible at this time to determine if any such future impairment loss would result or, if it does, whether such charge would be material.

Processing Liabilities And Loss Reserves

Processing Liabilities and Loss Reserves—The majority of the Company's processing liabilities include funds in transit associated with bankcard and check processing. In addition, the Company maintains merchant deposits to offset potential liabilities from merchant chargeback processing. Disputes between a cardholder and a merchant periodically arise due to the cardholder's dissatisfaction with merchandise quality or the merchant's service, and the disputes may not always be resolved in the merchant's favor. In some of these cases, the transaction is ''charged back'' to the merchant and the purchase price is refunded to the cardholder by the credit card-issuing institution. If the merchant is unable to fund the refund, the Company is liable for the full amount of the transaction. The Company's obligation to stand ready to perform is minimal. The Company maintains a deposit or the pledge of a letter of credit from certain merchants as an offset to potential contingent liabilities that are the responsibility of such merchants. The Company evaluates its ultimate risk and records an estimate of

potential loss for chargebacks related to merchant fraud based upon an assessment of actual historical fraud loss rates compared to recent bankcard processing volume levels. The Company believes that the liability recorded as loss reserves approximates fair value.

Accrued Buyout Liability

Accrued Buyout Liability—The Company's historic focus has been on SME merchants, and it has a sales compensation arrangement in this market that has been essentially unchanged since its inception. Under this approach, Relationship Managers and sales managers are paid residual commissions based on the gross margin generated by monthly SME merchant processing activity. The Company has the right, but is not obligated, to buy out some or all of these commissions, and intends to do so periodically. Such purchases of the commissions are at a fixed multiple of the last twelve months' commissions. Because of the Company's intent and ability to execute purchases of the residual commissions, and the mutual understanding between the Company and the Relationship Managers and sales managers, the Company has accounted for this deferred compensation arrangement pursuant to the substantive nature of the plan. The Company therefore records the amount that it would have to pay (the ''settlement cost'') to buy out non-servicing related commissions in their entirety from vested Relationship Managers and sales managers, and an accrual, based on their progress towards vesting, for those unvested Relationship Managers and sales managers who are expected to vest in the future. As noted above, as the liability increases over the first year of a SME merchant contract, the Company also records a related deferred acquisition cost asset for currently vested Relationship Managers and sales managers. The accrued buyout liability associated with unvested Relationship Managers and sales managers are not included in the deferred acquisition cost asset since future services are required in order to vest. Subsequent changes in the settlement cost, due to account attrition, same-store sales growth and changes in gross margin are included in the same income statement caption as customer acquisition cost amortization expense.

The accrued buyout liability is based on the SME merchants under contract at the balance sheet date, the gross margin generated by those merchants over the prior twelve months, and the contractual buyout multiple. The liability related to a new SME merchant is therefore zero when the merchant is installed, and increases over the twelve months following the installation date. The same procedure is applied to unvested commissions over the expected vesting period, but is further adjusted to reflect the Company's estimate that 31% of unvested Relationship Managers and sales managers become vested.

The classification of the accrued buyout liability between current and non-current liabilities on the Consolidated Balance Sheet is based upon the Company's estimate of the amount of the accrued buyout liability that it reasonably expects to pay over the next twelve months. This estimate is developed by calculating the cumulative annual average percentage that total historical buyout payments represent of the accrued buyout liability. That percentage is applied to the period-end accrued buyout liability to determine the current portion.

Revenue

Revenue—Revenues are mainly comprised of gross processing revenue, payroll processing revenue and equipment- related income. Gross processing revenue primarily consists of discount fees and per-transaction and periodic (primarily monthly) fees from the processing of Visa, MasterCard, American Express and Discover bankcard transactions for merchants. The Company passes through to its customers any changes in interchange or network fees. Gross processing revenue also includes fees for servicing American Express accounts, customer service fees, fees for processing chargebacks, termination fees on terminated contracts, check processing fees, gift and loyalty card fees, K to 12 fees, and other miscellaneous revenue.

Payroll processing revenue includes periodic and annual fees charged by HPC for payroll processing services, and interest earned from investing tax impound funds held for our customers. Revenue is recorded as bankcard and other processing transactions are processed or payroll services are performed.

Equipment-related income includes revenues from the sale, rental and deployment of bankcard and check processing terminals, from the sale of hardware, software and associated services for prepaid card and stored-value card payment systems, and campus payment solutions. Revenues are recorded at the time of shipment, or the provision of service.

Loss Contingencies and Legal Expenses

Loss Contingencies and Legal Expenses—The Company records a liability for loss contingencies when the liability is probable and the amount is reasonably estimable. Legal fees associated with loss contingencies are recorded when the legal fees are incurred.

The Company records recoveries from its insurance providers when cash is received from the provider.

Other Income (Expense)

Other Income (Expense)—Other income (expense) consists of interest income on cash and investments, the interest cost on our borrowings, the gains or losses on the disposal of property and equipment and other non-operating income or expense items.

Income Taxes

Income Taxes—The Company accounts for income taxes by recognizing deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements or tax returns. Under this method, deferred tax assets and liabilities are determined based on the difference between the financial statements and the tax basis of assets and liabilities using enacted tax rates. The impact on deferred assets and liabilities of a change in tax rates is recognized in the period that the rate change is enacted.

The Company has recorded income tax expense (benefit) at U.S. tax rates on all taxable income (loss), except undistributed earnings of CPOS, its non-U.S. subsidiary. The Company intends to indefinitely reinvest undistributed earnings of CPOS and accordingly, has provided Canadian income tax on those earnings but not U.S. income tax. The amount of undistributed earnings of CPOS for which the Company has not recorded U.S. income tax was approximately $2.2 million. In the event of distribution of those earnings in the form of dividends or otherwise, the Company would be subject to U.S. income taxes subject to an adjustment, if any, for foreign tax credits. Determination of the amount of U.S. income tax liability that would be incurred is not practicable because of the complexities associated with this hypothetical calculation.

Stock-Based Compensation

Stock–Based Compensation—The Company expenses employee share-based payments under the fair value method. Stock-based compensation cost is measured at the grant date, based on the fair value of the award, and is recognized as expense over the requisite service period.

Additionally, the excess tax benefits are reported as a financing cash inflow rather than a reduction of taxes paid, which is included within operating cash flows.  Accordingly, cash provided by operating activities decreased and cash provided by financing activities increased by $3.5 million in 2011, $1.9 million in 2010 and $0.4 million in 2009 related to excess tax benefits from stock-based awards. The excess tax benefits result from employees exercising non-qualified stock options, making disqualifying dispositions of shares acquired through their exercise of incentive stock options and vesting of restricted share units.

Diluted earnings per share for the years ended December 31, 2011, 2010 and 2009 were computed based on the weighted average outstanding common shares plus equivalent shares assuming exercise of stock options and vesting of Restricted Share Units, where dilutive. Due to the net loss in 2009, calculating Diluted Earnings Per Share using diluted weighted average shares would be anti-dilutive for that year. Therefore, weighted average common stock outstanding was used to calculate Diluted Earnings Per Share for 2009.

Derivative Financial Instruments

Derivative Financial Instruments—The Company utilizes derivative instruments to manage interest rate risk on its borrowings under its Second Amended and Restated Credit Agreement. The Company recognizes the fair value of derivative financial instruments in the Consolidated Balance Sheets in investments, or accrued expenses and other liabilities. Changes in fair value of derivative instruments are recognized immediately in earnings unless the derivative is designated and qualifies as a hedge of future cash flows. For derivatives that qualify as hedges of future cash flows, the effective portion of changes in fair value is recorded in other comprehensive income and reclassified into interest expense in the same periods during which the hedged item affects earnings. Any ineffectiveness of cash flow hedges would be recognized in other income (expense) in the Consolidated Statements of Income during the period of change.

Foreign Currency

Foreign Currency—The Canadian dollar is the functional currency of CPOS, which operates in Canada. CPOS' revenues and expenses are translated at the average exchange rates prevailing during the period. The foreign currency assets and liabilities of CPOS are translated at the period-end rate of exchange. The resulting translation adjustment is allocated between the Company and CPOS' noncontrolling interests and is recorded as a component of other comprehensive income or noncontrolling interests in total equity. At December 31, 2011 and 2010, the cumulative foreign currency translation reflected a loss of $0.2 million and $0.1 million, respectively. The Company intends to indefinitely reinvest undistributed earnings of CPOS and has not tax affected the cumulative foreign currency translation gain or loss. Determination of the amount of unrecognized deferred tax liability related to indefinitely reinvested profits is not material.

Noncontrolling Interests

Noncontrolling Interests— Noncontrolling interests represent noncontrolling minority stockholders' share of the equity and after-tax net income or loss of consolidated subsidiaries. Noncontrolling minority stockholders' share of after-tax net income or loss of consolidated subsidiaries is included in “Net income attributable to noncontrolling interests” in the Consolidated Statement of Operations. The minority stockholders’ interests included in “noncontrolling interests” in the December 31, 2011 and December 31, 2010 Consolidated Balance Sheets were $642,000 and $301,000, respectively, and reflect the original investments by these minority shareholders in the consolidated subsidiaries, along with their proportionate share of the earnings or losses of the subsidiaries.

Subsequent Events

Subsequent Events—The Company evaluated subsequent events through the issuance date with respect to the Consolidated Financial Statements as of and for the year ended December 31, 2011.

New Accounting Pronouncements

New Accounting Pronouncements—In October 2009, the FASB issued an accounting standard update on multiple deliverable revenue arrangements to establish the accounting for certain revenue arrangements in which the vendor or service provider will perform multiple revenue generating activities (e.g., contracts that require an up-front fee along with fees that recur over the life of the arrangement). Specifically, the update addresses how to separate deliverables and how to measure and allocate arrangement consideration to one or more units of accounting. This update is effective for revenue arrangements entered into or materially altered after January 1, 2011. The implementation of this update did not have a material effect on the Company's consolidated financial statements.

In December 2010, the FASB issued an accounting standard update on when to perform Step 2 of the goodwill impairment test for reporting units with zero or negative carrying amounts. Step 1 requires reporting entities to identify any potential impairments, on either an annual or interim basis, by comparing the estimated fair value of a reporting unit to its carrying value. If the estimated fair value is less than the carrying value and, it is more likely than not that an impairment exists, then the amount of the impairment will be assessed in the updated guidance in Step 2. Evaluating an impairment in Step 2 requires the evaluation of qualitative factors including the factors presented in existing guidance that trigger an interim impairment test of goodwill such as an adverse change in the business climate, unanticipated competition, or the expectation that a reporting unit will be sold or disposed. This update is effective for annual reporting periods beginning after December 15, 2010. The implementation of this update did not have a material effect on the Company's consolidated financial statements.

In May 2011, the FASB issued an accounting standard update which addresses changes to concepts regarding performing fair value measurements including: (i) the application of the highest and best use and valuation premise; (ii) the valuation of an instrument classified in the reporting entity's shareholder equity; (iii) the valuation of financial instruments that are managed within a portfolio; and (iv) the application of premiums and discounts.  This update also enhances disclosure requirements about fair value measurements, including providing information regarding Level 3 measurements such as quantitative information about unobservable inputs, further discussion of the valuation processes used and assumption sensitivity analysis.  The update is effective for interim and annual periods beginning after December 15, 2011. The implementation of this update did not have a material effect on the Company's consolidated financial statements.

In June 2011, the FASB issued an accounting standard update which amends the comprehensive income topic of the current codification. The update eliminates the option to present the components of other comprehensive income as part of the statement of changes in equity, and instead requires consecutive presentation of the statement of net income and other comprehensive income either in a continuous statement of comprehensive income or in two separate but consecutive statements. The update is effective for interim and annual periods beginning after December 15, 2011. The implementation of this update did not have a material effect on the Company's consolidated financial statements.

In September 2011, the FASB issued an accounting standard update on testing goodwill for impairment. This guidance provides an entity the option to first perform a qualitative assessment to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount. If an entity determines that this is the case, it is required to perform the currently prescribed two-step goodwill impairment test to identify potential goodwill impairment and measure the amount of goodwill impairment loss to be recognized for that reporting unit (if any). If an entity determines that the fair value of a reporting unit is more than its carrying amount, the two-step goodwill impairment test is not required. The amendments are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011 (early adoption is permitted). The Company has early adopted the update and the implementation of this update did not have a material effect on the Company's consolidated financial statements.

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Quarterly Consolidated Results of Operations (Unaudited)

12 Months Ended

Dec. 31, 2011

Quarterly Financial Information Disclosure [Abstract]

Quarterly Consolidated Results of Operations (Unaudited)

Quarterly Consolidated Results of Operations (Unaudited)

The Company's unaudited quarterly results of operations for the years ended December 31, 2011 and 2010 were as follows:

	For the Quarter Ended
	March 31, 2011		June 30, 2011		September 30, 2011		December 31, 2011
	(In thousands, except per share data)
Total revenues	$	467,646	$	525,977	$	531,904	$	471,423
Costs of services	423,038		474,948		478,038		412,219
General and administrative expenses	30,046		29,377		32,244		39,057
Total expenses	453,084		504,325		510,282		451,276
Income from operations	14,562		21,652		21,622		20,147
Net income attributable to Heartland	7,815		12,258		12,646		11,220
Earnings per share	0.20		0.31		0.31		0.28

	For the Quarter Ended
	March 31, 2010		June 30, 2010		September 30, 2010		December 31, 2010
	(In thousands, except per share data)
Total revenues	$	411,156	$	475,881	$	499,074	$	478,226
Costs of services	381,457		436,637		459,397		436,543
General and administrative expenses	27,100		24,094		25,479		27,415
Total expenses	408,557		460,731		484,876		463,958
Income from operations	2,599		15,150		14,198		14,268
Net income attributable to Heartland	14,228		6,143		7,533		6,633
Earnings per share	0.36		0.16		0.19		0.17

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Capitalized Customer Acquisition Costs, Net (Capitalized Customer Acquisition Activity) (Details) (USD $)	12 Months Ended
	Dec. 31, 2011		Dec. 31, 2010	Dec. 31, 2009
Capitalized Customer Acquisition Costs, Net [Roll Forward]
Balance at beginning of period	$ 59,251,000		$ 72,038,000	$ 77,737,000
Capitalized signing bonuses, net	29,035,000		26,495,000	34,690,000
Capitalized customer deferred acquisition costs	14,276,000		14,715,000	16,449,000
Capitalized customer acquisition costs, additions	43,311,000		41,210,000	51,139,000
Capitalized signing bonuses, net	(32,088,000)	[1]	(37,990,000)	(40,897,000)
Capitalized customer deferred acquisition costs	(15,460,000)		(16,007,000)	(15,941,000)
Capitalized customer acquisition costs, amortization expense	(47,548,000)		(53,997,000)	(56,838,000)
Balance at end of period	55,014,000		59,251,000	72,038,000
Signing bonus adjustments from estimated amounts to actual	(1,500,000)		(2,100,000)	(1,500,000)
Write-off of fully amortized signing bonuses	42,300,000		44,800,000	32,900,000
Write-off of fully amortized customer deferred acquisition costs	16,400,000		15,200,000	14,200,000
Impairment of net signing bonus			0
Express Funds [Member]
Capitalized Customer Acquisition Costs, Net [Roll Forward]
Impairment of net signing bonus	$ 360,000

[1] Includes for 2011 from Other, Net Expense, a net impairment charge related to the remote check deposit product, Express Funds.

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Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2011

Commitments and Contingencies Disclosure [Abstract]

Schedule of Future Minimum Rental Payments for Operating Leases

Future minimum lease payments for all non-cancelable leases as of December 31, 2011 were as follows:

For the Years Ended December 31,	Operating Leases (a)
	(In thousands)
2012	$	7,886
2013	5,827
2014	4,287
2015	2,189
2016	1,866
Thereafter	4,556
Total future minimum lease payments	$	26,611
(a) There were no material capital leases at December 31, 2011.

Schedule Of Contractual Obligations

The following table reflects the Company’s other significant contractual obligations, including leases from above, as of December 31, 2011:

	Payments Due by Period
Contractual Obligations	Total		Less than 1 year		1 to 3 Years		3 to 5 years		More than 5 years
	(In thousands)
Processing providers (a)	$	25,623	$	8,951	$	11,629	$	5,043	$	—
Telecommunications providers	4,078		3,766		312		—		—
Office and equipment leases	26,611		7,886		10,114		4,055		4,556
Term Credit Facility (b)	85,000		15,000		40,000		30,000		—
	$	141,312	$	35,603	$	62,055	$	39,098	$	4,556

(a) The Company has agreements with several third-party processors to provide to us on a non-exclusive basis payment processing and transmittal, transaction authorization and data capture services, and access to various reporting tools. Our agreements with third-party processors require the Company to submit a minimum monthly number of transactions or volume for processing. If the Company submits a number of transactions or volume that is lower than the minimum, it is required to pay the third-party processors the fees that they would have received if the Company had submitted the required minimum number or volume of transactions.

(b) Interest rates on the Term Credit Facility are variable in nature; however, in January 2011 we entered into fixed-pay amortizing interest rate swaps having a remaining notional amount at December 31, 2011 of $42.5 million. If interest rates were to remain at the December 31, 2011 level, we would make interest payments of $2.6 million in the next year, $3.4 million in the next 1 to 3 years and $0.5 million in the next 3 to 5 years or a total of $6.4 million including net settlements on the fixed-pay amortizing interest rate swaps.

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Organization and Operations (Tables) (Visa And MasterCard [Member])

12 Months Ended

Dec. 31, 2011

Visa And MasterCard [Member]

Bankcard Processing Volume [Line Items]

Bankcard Processing Volume

Following is a breakout of the Company’s total Visa and MasterCard settled bankcard processing volume for the month ending December 31, 2011 by percentage processed under its individual bank sponsorship agreements:

Sponsor Bank	% of December 2011 Bankcard Processing Volume
KeyBank, National Association	65%
The Bancorp Bank	14%
Barclays Bank Delaware	12%
Heartland Bank	9%

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Processing System Intrusion (Tables)

12 Months Ended

Dec. 31, 2011

Processing System Intrusion [Abstract]

Summary Of Provision For Processing System Intrusion

The following table summarizes the Provision for Processing System Intrusion, which the Company recorded for settlement accruals, legal fees and costs it incurred for defending various claims and actions associated with the Processing System Intrusion, and amounts it recovered from insurance providers for the years ended December 31, 2011, 2010 and 2009:

	Year Ended December 31,
	2011			2010			2009
	(in millions, except per share data)
(Charges) for settlement accruals, legal fees and costs	$	(1.0	)	$	(13.1	)	$	(132.9	)
Insurance recoveries	—			27.2			4.0
(Provision for) recovery of processing system intrusion costs	$	(1.0	)	$	14.1		$	(128.9	)
Per share	$	(0.02	)	$	0.22		$	(2.16	)

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Organization and Operations

12 Months Ended

Dec. 31, 2011

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Organization and Operations

Organization and Operations

Basis of Financial Statement Presentation— The accompanying consolidated financial statements include those of Heartland Payment Systems, Inc. (the “Company,” “we,” “us,” or “our”) and its wholly-owned subsidiaries, Heartland Payroll Company (“HPC”), Debitek, Inc. (“Debitek”) and Heartland Acquisition LLC (“Network Services”), and its 70% owned subsidiary Collective POS Solutions Ltd. (“CPOS”). The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America. All intercompany balances and transactions with the Company's subsidiaries have been eliminated upon consolidation. Certain amounts relating to 2010 financial information have been reclassified to conform with the current year presentation.

Business Description—The Company’s principal business is to provide payment processing services related to bankcard transactions for merchants throughout the United States and Canada. In addition, the Company provides certain other merchant services, including check processing, the sale and rental of terminal equipment, gift and loyalty card processing, and the sale of terminal supplies. HPC provides payroll and related tax filing services throughout the United States. Debitek provides prepaid card and stored-value card solutions throughout the United States and Canada. The Company and Debitek also provide campus payment solutions throughout the United States and Canada. CPOS is a Canadian provider of payment processing services and secure point-of-sale solutions. The Company provides Heartland School Solutions in the United States through its acquired school solutions businesses previously operated by Lunchbox, Comalex, mySchoolBucks and School-Link Technologies.

Over 85% of the Company's revenue is derived from processing and settling Visa and MasterCard bankcard transactions for its merchant customers. Because the Company is not a ''member bank'' as defined by Visa and MasterCard, in order to process and settle these bankcard transactions for its merchants, the Company has entered into sponsorship agreements with member banks. Visa and MasterCard rules restrict the Company from performing funds settlement or accessing merchant settlement funds and require that these funds be in the possession of the member bank until the merchant is funded. A sponsorship agreement permits the Company to route Visa and MasterCard bankcard transactions under the member bank's control and identification numbers to clear credit bankcard transactions through Visa and MasterCard. A sponsorship agreement also enables the Company to settle funds between cardholders and merchants by delivering funding files to the member bank, which in turn transfers settlement funds to the merchants' bank accounts. These restrictions place the settlement assets and obligations under the control of the member bank.

The sponsorship agreements with the member banks require, among other things, that the Company abide by the by-laws and regulations of the Visa and MasterCard networks, and certain of the bank sponsors require a certificate of deposit or a cash balance in a deposit account. If the Company breaches a sponsorship agreement, the bank sponsor may terminate the agreement and, under the terms of the agreement, the Company would have 180 days to identify an alternative bank sponsor. The Company is dependent on its bank sponsors, Visa and MasterCard for notification of any compliance breaches. As of December 31, 2011, the Company has not been notified of any such issues by its bank sponsors, Visa or MasterCard.

At December 31, 2011, the Company is currently party to four bank sponsorship agreements. The Company entered into a sponsorship agreement with KeyBank, National Association on April 1, 1999 and on December 22, 2011, the Company entered into amendment agreement that extended the expiration date of that agreement to October 1, 2012. In 2007, the Company entered into a sponsor bank agreement with Heartland Bank, an unrelated third party. The agreement with Heartland Bank has been renewed through September 2013. In November 2009, the Company entered into a sponsorship agreement with The Bancorp Bank to sponsor the Company's large national and mid-tier merchants processed by Network Services. The agreement with The Bancorp Bank expires in November 2014. On March 24, 2011, the Company entered into a sponsor bank agreement with Barclays Bank Delaware to sponsor certain of the Company's large national merchants processed by Network Services. The agreement with Barclays Bank Delaware expires in March 2016 with an automatic one year renewal. On February 8, 2012, the Company entered into a sponsor bank agreement with Wells Fargo Bank, N.A.

Following is a breakout of the Company’s total Visa and MasterCard settled bankcard processing volume for the month ending December 31, 2011 by percentage processed under its individual bank sponsorship agreements:

Sponsor Bank	% of December 2011 Bankcard Processing Volume
KeyBank, National Association	65%
The Bancorp Bank	14%
Barclays Bank Delaware	12%
Heartland Bank	9%

Processing System Intrusion—On January 20, 2009, the Company publicly announced the discovery of a criminal breach of its payment systems environment (the “Processing System Intrusion”). The Processing System Intrusion involved malicious software that appears to have been used to collect in-transit, unencrypted payment card data while it was being processed by the Company during the transaction authorization process. The Company believes the breach did not extend beyond 2008. See Note 3, Processing System Intrusion for further detail and related events.

Working Capital— The Company's working capital, defined as current assets less current liabilities, was positive by $29.9 million at December 31, 2011. Prior to refinancing of its credit facility in November 2010, the Company's net working capital position was negative reflecting (i) its previous revolving credit facility with $75.0 million in borrowings classified as a current liability, and (ii) its $28.0 million Bridge Loan, which was due on February 17, 2011. See Note 11, Credit Facilities for a discussion of the Company's refinancing.

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Receivables (Tables)

12 Months Ended

Dec. 31, 2011

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable

A summary of receivables by major class was as follows at December 31, 2011 and 2010:

	December 31,
	2011			2010
	(In thousands)
Accounts receivable from merchants	$	151,228		$	154,295
Accounts receivables from bankcard networks	24,301			19,978
Accounts receivable from others	2,457			1,940
	177,986			176,213
Less allowance for doubtful accounts	(1,451		)	(683		)
Total receivables, net	$	176,535		$	175,530

Summary of Allowance for Doubtful Accounts Receivables

A summary of the activity in the allowance for doubtful accounts for the three years ended December 31, 2011, 2010 and 2009 was as follows:

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Beginning balance	$	683		$	459		$	499
Additions to allowance	2,423			1,329			690
Charges against allowance	(1,655		)	(1,105		)	(730		)
Ending balance	$	1,451		$	683		$	459

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Earnings Per Share (Schedule of Calculation of Numerator and Denominator in Earnings Per Share) (Details) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended								12 Months Ended
	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Net income (loss) attributable to Heartland	$ 11,220	$ 12,646	$ 12,258	$ 7,815	$ 6,633	$ 7,533	$ 6,143	$ 14,228	$ 43,939	$ 34,537	$ (51,796)
Basic weighted average common stock outstanding									38,931	37,994	37,483
Earnings (loss) per share, basic									$ 1.13	$ 0.91	$ (1.38)
Stock options and restricted share units									1,302	1,316	545
Diluted weighted average shares outstanding									40,233	39,310	38,028
Earnings (loss) per share, diluted	$ 0.28	$ 0.31	$ 0.31	$ 0.20	$ 0.17	$ 0.19	$ 0.16	$ 0.36	$ 1.09	$ 0.88	$ (1.38)

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Stockholders' Equity (Tables)

12 Months Ended

Dec. 31, 2011

Equity [Abstract]

Schedule Of Dividends Paid

During the years ended December 31, 2011, 2010 and 2009, the Company's Board of Directors declared the following quarterly cash dividends on common stock:

Date Declared	Record Date	Date Paid	Amount Paid Per Common Share
Twelve Months Ended December 31, 2011
February 16, 2011	March 4, 2011	March 15, 2011	$0.04
May 13, 2011	May 24, 2011	June 15, 2011	$0.04
August 2, 2011	August 24, 2011	September 15, 2011	$0.04
October 21, 2011	November 24, 2011	December 15, 2011	$0.04
Twelve Months Ended December 31, 2010
February 18, 2010	March 5, 2010	March 15, 2010	$0.01
May 4, 2010	May 25, 2010	June 15, 2010	$0.01
August 3, 2010	August 25, 2010	September 15, 2010	$0.01
November 2, 2010	November 23, 2010	December 15, 2010	$0.01
Twelve Months Ended December 31, 2009
February 20, 2009	March 9, 2009	March 16, 2009	$0.025
May 7, 2009	May 25, 2009	June 15, 2009	$0.01
August 3, 2009	August 25, 2009	September 15, 2009	$0.01
November 3, 2009	November 23, 2009	December 15, 2009	$0.01

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Receivables (Summary of Allowance for Doubtful Accounts Receivables) (Details) (Allowance for Doubtful Accounts [Member], USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Allowance for Doubtful Accounts [Member]
Movement in Valuation Allowances and Reserves [Roll Forward]
Beginning balance	$ 683,000	$ 459,000	$ 499,000
Additions to allowance	2,423,000	1,329,000	690,000
Charges against allowance	(1,655,000)	(1,105,000)	(730,000)
Ending balance	$ 1,451,000	$ 683,000	$ 459,000

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Income Taxes (Schedule of Deferred Tax Assets and Liabilities) (Details) (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Income Tax Examination [Line Items]
Excess tax benefit from share-based compensation, financing activities	$ 3,454,000	$ 1,910,000	$ 384,000
Current tax asset	0	18,652,000
Current tax liability	1,408,000	0
Proceeds from income tax refunds	16,700,000
Deferred tax assets:
Merchant contract costs	7,229,000	5,502,000
Loss reserve and accounts receivable allowance	1,198,000	815,000
Share-based compensation	6,691,000	4,883,000
FIN No. 48 deferred tax reserve-state tax	722,000	523,000
Intangibles	2,803,000	1,789,000
Unearned Rent	12,000	66,000
Other comprehensive income	341,000	0
Reserve for processing system intrusion	0	909,000
Reserve for Litigation	746,000	1,536,000
State net operating loss carry-forwards	1,369,000	2,855,000
Reserve for processor incentive	390,000	0
Deferred compensation	2,852,000	0
Deferred state tax assets	364,000	0
Other	1,114,000	570,000
Deferred tax assets	25,831,000	19,448,000
Less Valuation Allowance	(158,000)	(164,000)
Net Deferred tax Assets	25,673,000	19,284,000
Deferred tax liabilities:
Capitalized signing bonus	16,023,000	16,716,000
Software development	14,392,000	9,227,000
Property and equipment	4,622,000	3,377,000
Goodwill	5,533,000	3,544,000
Deferred compensation	0	408,000
Deferred state tax liability	0	476,000
Deferred tax liabilities	40,570,000	33,748,000
Net deferred tax liabilities	(14,897,000)	(14,464,000)
Less current deferred tax asset, net	6,746,000	7,250,000
Net deferred tax liabilities - non-current portion	(21,643,000)	(21,714,000)
State and Local Jurisdiction [Member]
Deferred tax liabilities:
Operating loss carryforwards, state		$ 3,100,000

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Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
Current assets:
Cash and cash equivalents	$ 40,301	$ 41,729
Funds held for payroll customers	42,511	36,523
Receivables, net	176,535	175,530
Investments held to maturity	2,505	1,516
Inventory	11,492	11,058
Prepaid expenses	9,660	7,721
Current tax asset	0	18,652
Current deferred tax assets, net	6,746	7,250
Total current assets	289,750	299,979
Capitalized customer acquisition costs, net	55,014	59,251
Property and equipment, net	115,579	102,248
Goodwill	103,399	68,319
Intangible assets, net	32,498	31,160
Deposits and other assets, net	681	507
Total assets	596,921	561,464
Current liabilities:
Due to sponsor banks	63,881	72,573
Accounts payable	47,373	42,126
Deposits held for payroll customers	42,511	36,523
Current portion of borrowings	15,003	38,286
Current portion of accrued buyout liability	8,104	5,560
Processing liabilities and loss reserves	30,689	28,740
Accrued expenses and other liabilities	50,884	28,789
Current tax liability	1,408	0
Total current liabilities	259,853	252,597
Deferred tax liabilities, net	21,643	21,714
Reserve for unrecognized tax benefits	1,819	1,309
Long-term portion of borrowings	70,000	85,000
Long-term portion of accrued buyout liability	23,554	23,250
Total liabilities	376,869	383,870
Commitments and contingencies (Note 18)	0	0
Equity
Common stock, $0.001 par value, 100,000,000 shares authorized, 38,847,957 and 38,415,199 shares issued and outstanding at December 31, 2011 and December 31, 2010	39	38
Additional paid-in capital	207,643	185,689
Accumulated other comprehensive (loss) income	(680)	37
Retained earnings (Accumulated deficit)	29,236	(8,471)
Treasury stock, at cost ( 778,889 shares at December 31, 2011)	(16,828)	0
Total stockholders’ equity	219,410	177,293
Noncontrolling interests	642	301
Total equity	220,052	177,594
Total liabilities and equity	$ 596,921	$ 561,464

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Segments (Tables)

12 Months Ended

Dec. 31, 2011

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

A summary of the Company’s segments for the three years ended December 31, 2011, 2010, and 2009 was as follows:

	Card Segment			Other Segment			Unallocated Corporate Administration Amounts			Reconciling Items			Total Amount
	(In thousands)
Year Ended December 31, 2011
Total revenues	$	1,940,512		$	56,650		$	—		$	(212	)	$	1,996,950
Depreciation and amortization	23,775			3,591			471			—			27,837
Interest income	177			—			—			—			177
Interest expense	4,332			5			—			(212		)	4,125
Net income (loss) attributable to Heartland	69,852			3,545			(29,458		)	—			43,939
Total assets	624,772			130,071			—			(157,922		)	596,921
Year Ended December 31, 2010
Total revenues	$	1,824,340		$	40,205		$	—		$	(208	)	$	1,864,337
Depreciation and amortization	22,537			2,927			556			—			26,020
Interest income	148			—			—			—			148
Interest expense	4,963			19			—			(204		)	4,778
Net income (loss) attributable to Heartland	56,611			(291		)	(21,783		)	—			34,537
Total assets	640,722			77,557			—			(156,815		)	561,464
Year Ended December 31, 2009
Total revenues	$	1,620,559		$	31,776		$	—		$	(196	)	$	1,652,139
Depreciation and amortization	19,045			2,077			748			—			21,870
Interest income	117			—			—			—			117
Interest expense	2,839			40			—			(181		)	2,698
Net income (loss) attributable to Heartland	(24,762		)	(138		)	(26,896		)	—			(51,796		)
Total assets	658,292			56,860			—			(152,946		)	562,206

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Consolidated Statements of Equity (USD $) In Thousands, except Share data, unless otherwise specified	Total	Common Stock [Member]	Additional Paid-In Capital	Accumulated Other Comprehensive Income (Loss)	Retained Earnings (Accumulated Deficit)	Treasury Stock	Noncontrolling Minority Interests
Stockholders' Equity at Dec. 31, 2008	$ 179,363	$ 38	$ 167,337	$ (2,145)	$ 14,014		$ 119
Common stock, shares outstanding at Dec. 31, 2008		37,676,000
Increase (Decrease) in Stockholders' Equity
Issuance of common stock - options exercised, shares		198,000
Issuance of common stock - options exercised, amount	1,045		1,045
Excess tax benefit on stock options exercised	384		384
Repurchase of common stock, shares		(350,000)
Repurchase of common stock, amount	(3,202)					(3,202)
Treasury Stock, Retired, Cost Method, Amount	0		(1,556)		(1,646)	3,202
Stock-based compensation	4,526		4,526
Accumulated other comprehensive income (loss):
Unrealized (losses) gains on available for sale investments	90			90
Foreign currency translation adjustment	1,538			1,509			29
Dividends on common stock	(2,059)				(2,059)
Net income (loss) for the year	(51,730)				(51,796)		66
Stockholders' Equity at Dec. 31, 2009	129,955	38	171,736	(546)	(41,487)	0	214
Common stock, shares outstanding at Dec. 31, 2009		37,524,000
Increase (Decrease) in Stockholders' Equity
Issuance of common stock - options exercised, shares		835,000
Issuance of common stock - options exercised, amount	6,303		6,303
Issuance of common stock - RSU's invested, shares		56,000
Issuance of common stock - RSU's invested, amount	(555)		(555)
Excess tax benefit on stock options exercised	1,910		1,910
Stock-based compensation	6,295		6,295
Accumulated other comprehensive income (loss):
Unrealized (losses) gains on available for sale investments	46			46
Foreign currency translation adjustment	501			537			(36)
Dividends on common stock	(1,521)				(1,521)
Net income (loss) for the year	34,660				34,537		123
Stockholders' Equity at Dec. 31, 2010	177,594	38	185,689	37	(8,471)	0	301
Common stock, shares outstanding at Dec. 31, 2010	38,415,199	38,415,000
Increase (Decrease) in Stockholders' Equity
Issuance of common stock - options exercised, shares		1,134,000
Issuance of common stock - options exercised, amount	9,685	1	9,684
Issuance of common stock - RSU's invested, shares		78,000
Issuance of common stock - RSU's invested, amount	(732)		(732)
Excess tax benefit on stock options exercised	3,454		3,454
Repurchase of common stock, shares		(779,000)
Repurchase of common stock, amount	(16,828)					(16,828)
Stock-based compensation	9,548		9,548
Accumulated other comprehensive income (loss):
Unrealized (losses) gains on available for sale investments	(5)			(5)
Unrealized losses on derivative financial instruments	(556)			(556)
Foreign currency translation adjustment	(223)			(156)			(67)
Dividends on common stock	(6,232)				(6,232)
Net income (loss) for the year	44,347				43,939		408
Stockholders' Equity at Dec. 31, 2011	$ 220,052	$ 39	$ 207,643	$ (680)	$ 29,236	$ (16,828)	$ 642
Common stock, shares outstanding at Dec. 31, 2011	38,847,957	38,848,000

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Intangible Assets (Schedule of Acquired Finite-Lived Intangible Assets, by Major Class) (Details)	12 Months Ended
	Dec. 31, 2011 Y
Acquired Finite-Lived Intangible Assets [Line Items]
Acquired finite-lived intangible asset, weighted average useful life	5.6
Customer relationships
Acquired Finite-Lived Intangible Assets [Line Items]
Acquired finite-lived intangible asset, weighted average useful life	6.0
Software
Acquired Finite-Lived Intangible Assets [Line Items]
Acquired finite-lived intangible asset, weighted average useful life	3.4
Non-compete agreements
Acquired Finite-Lived Intangible Assets [Line Items]
Acquired finite-lived intangible asset, weighted average useful life	5.0
Other
Acquired Finite-Lived Intangible Assets [Line Items]
Acquired finite-lived intangible asset, weighted average useful life	5.0

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Property and Equipment, Net (Tables)

12 Months Ended

Dec. 31, 2011

Property, Plant and Equipment, Net [Abstract]

Property, Plant and Equipment

A summary of property and equipment, net as of December 31, 2011 and 2010 is as follows:

	December 31,
	2011			2010
	(In thousands)
Computer hardware and software	$	120,380		$	91,417
Building	54,286			49,166
Leasehold improvements	5,140			5,299
Furniture, fixtures and equipment	13,783			12,694
Land	5,873			5,796
	199,462			164,372
Less accumulated depreciation	(83,883		)	(62,124		)
	$	115,579		$	102,248

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Accrued Buyout Liability (Summary of Accrued Buyout Liability) (Details) (USD $)	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2008
Accrued Buyout Liability [Line Items]
Accrued Buyout Liability Total	$ 31,658,000	$ 28,810,000	$ 42,886,000	$ 41,040,000
Less current portion	8,104,000	5,560,000
Long-term portion of accrued buyout liability	23,554,000	23,250,000
Estimated vesting percentage, Relationship Managers and sales managers	31.00%
Hypothetical increase to vesting percentage, Relationship Managers and sales managers	5.00%
Hypothetical vesting percentage, Relationship Managers and sales managers	36.00%
Hypothetical increase to accrued buyout liability	100,000	200,000
Vested Relationship Managers and sales managers [Member]
Accrued Buyout Liability [Line Items]
Accrued Buyout Liability Total	30,269,000	27,521,000
Unvested Relationship Managers and sales managers [Member]
Accrued Buyout Liability [Line Items]
Accrued Buyout Liability Total	$ 1,389,000	$ 1,289,000

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Stock Incentive Plan

12 Months Ended

Dec. 31, 2011

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Stock Incentive Plan

Stock Incentive Plan

As described below, the Company maintained two share-based plans for its employees under which it has granted stock options, performance-based stock options, Restricted Share Units and performance-based Restricted Share Units. Amounts the Company recognized in its consolidated financial statements for the years ended December 31, 2011, 2010, and 2009 with respect to these share-based plans were as follows:

	Year Ended December 31,
	2011		2010		2009
	(In thousands)
Compensation expense recognized on share-based      plans before income tax benefit	$	9,548	$	6,295	$	4,526
Related income tax benefit recognized in the       income statement	3,635		2,379		1,723
Cash received from stock option exercises	9,685		6,303		1,045
Excess tax benefit recorded for tax deductions       resulting from the exercise of stock options	3,454		1,910		384
Tax benefit realized as reductions of estimated tax      payments during the period	2,954		—		250

The Company estimates the grant date fair value of the stock options it issues using a Black-Scholes valuation model for “plain-vanilla” stock options and performance-based stock options, and it uses a lattice valuation model to measure grant date fair value for stock options containing market vesting conditions. The Company's assumption for expected volatility is based on its historical volatility data related to market trading of its own Common Stock. The Company bases its assumptions for the expected life of new stock option grants on its analysis of the historical exercise patterns of its stock options. Previously, it estimated the expected life of a stock option based on the simplified method for “plain-vanilla” stock options as provided by the staff of the SEC. The Company's dividend yield assumption is based on actual dividends expected to be paid over the expected life of the stock option. The risk-free interest rate assumption for stock options granted is determined by using U.S. treasury rates of the same period as the expected option term of each stock option. The weighted-average fair value of options granted during the years ended December 31, 2011, 2010, and 2009 were $7.95, $6.12 and $3.12, respectively. The fair value of options granted during the years ended December 31, 2011, 2010, and 2009 was estimated at the grant date using the following weighted average assumptions:

	Year Ended December 31,
	2011		2010		2009
Expected volatility	55	%	54	%	48	%
Expected life	3.65 years		3.75 years		3.75 to 4.0 years
Expected dividends	0.80	%	0.40	%	0.47	%
Risk-free interest rate	0.55	%	1.21	%	1.76	%

In the second quarter of 2009, the Company's Board of Directors approved grants of 930,000 stock options subject to multiple vesting conditions. Under these stock options, the employee must provide continuous service over four years and a market price condition must be satisfied within those four years. These stock options have a five-year term and could vest in equal amounts in 2010, 2011, 2012 and 2013 only if during the four-year service period, the price of the Company's common stock as reported by the New York Stock Exchange exceeds two or three times the exercise price for 30 consecutive trading days. The grant date fair values of these multiple vesting condition options are recognized as compensation expense over their four-year service periods. As of December 31, 2011, 232,500 of the 930,000 stock options have vested.

In the fourth quarter of 2010, the Company's Board of Directors approved grants of 508,800 performance-based Restricted Share Units. These Restricted Share Units are nonvested share awards which would vest 50% in 2013, 25% in 2014, and 25% in 2015 only if over the term of these Restricted Share Units, the following diluted earnings per share targets for the years ended December 31, 2012, 2013 and 2014 are achieved:

	2012	2013	2014
Diluted Earnings Per Share (a)	$1.48	$1.74	$2.04

(a) Calculated on a Pro Forma basis to exclude non-operating gains and losses, if any, and excluding the after-tax impact of Stock Compensation Expense.

As of December 31, 2011, management believed that achieving these performance targets was “more likely than not” to occur and began recording share-based compensation expense for these Restricted Share Units. The closing price of the Company's common stock on the grant date equals the grant date fair value of these nonvested Restricted Share Units awards and will be recognized as compensation expense over their vesting periods.

In the fourth quarter of 2011, the Company's Board of Directors approved grants of 164,808 performance-based Restricted Share Units. These Restricted Share Units are nonvested share awards which would vest 50% in 2014 and 50% in 2015 only if the Company achieves a diluted earnings per share compound annual growth rate ("CAGR") of seventeen percent(17%) for the two-year period ending December 31, 2013. Diluted earnings per share will be calculated on a Pro Forma basis to exclude non-operating gains and losses, if any, and exclude the after-tax impact of Stock Compensation Expense. For each 1% that the CAGR actually achieved by the Company for the two yearperiod ending on December 31, 2013 is above the 17% target, the number of shares underlying the Restricted Share Units awarded would be increased by 3.09%; provided, however, that the maximum increase in the number of shares that may be awarded is 100%. Likewise, for each 1% that the CAGR actually achieved by the Company for the two-yearperiod ending on December 31, 2013 is below the 17% target, the number of shares underlying the Restricted Share Units awarded would be decreased by 1.13%. If the target CAGR is missed by 80% or more, then the number of shares awarded is zero.

As of December 31, 2011, management believed that achieving the 17% two-year CAGR target was “more likely than not” to occur and began recording share-based compensation expense for these Restricted Share Units. The closing price of the Company's common stock on the grant date equals the grant date fair value of these nonvested Restricted Share Units awards and will be recognized as compensation expense over their vesting periods.

At December 31, 2011, there was a total of $17.3 million of unrecognized compensation expense related to unvested stock options and Restricted Share Units, which the Company expects to recognize over a weighted average period of 2.5 years.

Amended and Restated2008 Equity Incentive Plan. In May 2010, the Company approved the Amended and Restated 2008 Equity Incentive Plan. The maximum number of share awards which may be granted under the Amended and Restated 2008 Equity Incentive Plan is 7,700,000, of which 1,269,568 stock options, 309,964 Restricted Share Units and 673,608 performance-based Restricted Share Units were granted during 2011 and 2010. The stock options and Restricted Share Units granted in 2011 and 2010 generally vest over four years, while the performance-based Restricted Share Units will vest only if, over the term of these Restricted Share Units, performance targets established for the years ended December 31, 2012, 2013 and 2014 are achieved. At December 31, 2011, 4,897,339 shares of the 7,700,000 authorized shares of common stock reserved for issuance under the Amended and Restated 2008 Equity Incentive Plan remain available for future grant.

Under the 2008 Equity Incentive Plan, 2,656,175 stock options and 362,360 Restricted Share Units were granted during 2009. Included in the stock options granted in 2009 were 930,000 stock options which would vest in accordance with multiple vesting provisions including four-year continuous service and market price conditions, while 1,696,175 stock options vest over four years and 30,000 stock options vested immediately. The 362,360 Restricted Share Units granted during 2009 vest over four years.

The stock options and Restricted Share Units were granted with terms of 5 years and an exercise price equal to the closing market price on the date of grant. The total intrinsic value of stock options exercised under the Amended and Restated 2008 Equity Incentive Plan during 2011 and 2010 was $6.7 million and $1.1 million, respectively. The total intrinsic value of Restricted Share Units vested under the Amended and Restated 2008 Equity Incentive Plan during 2011 and 2010 was $2.4 million and $1.5 million, respectively.

Amended and Restated 2000 Equity Incentive Plan. The Amended and Restated 2000 Equity Incentive Plan (the “2000 Equity Incentive Plan”) was replaced by in May 2008 by the 2008 Equity Incentive Plan. No awards were granted under the 2000 Equity Incentive Plan in 2011, 2010 or 2009. At December 31, 2011, 4,750 options were unvested and are expected to vest within 1 year. At December 31, 2011, there were 593,501 options outstanding under the 2000 Equity Incentive Plan.

The total intrinsic value of stock options exercised under the 2000 Equity Incentive Plan during 2011, 2010 and 2009 was $6.4 million, $6.1 million and $1.8 million, respectively.

Share-Based Plan Activity. During 2011 and 2010, employees exercised 1,133,974 and 927,473 stock options, respectively, to acquire the Company's common stock, generating $9.7 million and $6.3 million of stockholders' equity from the exercises and $3.5 million and $1.9 million of stockholders' equity related to tax deductions, which accrued to the Company as employees exercised non-qualified stock options and made disqualifying dispositions of shares acquired through the exercise of incentive stock options. Stock option and restricted share activity in the Company's share-based plans during 2009, 2010 and 2011 was as follows:

	Stock Options				Restricted Share Units				Combined
	Shares		Weighted-Average Exercise Price		Shares		Weighted-Average Grant Price		Shares		Weighted-Average Exercise/Grant Price
Options Outstanding at January 1, 2009	5,308,173		$	17.38	—		$	—	5,308,173		$	17.38
Issued	2,656,175		$	9.20	362,360		$	9.12	3,018,535		$	9.19
Exercised/vested	(226,852	)	$	6.66	—		$	—	(226,852	)	$	6.66
Forfeited/cancelled	(227,432	)	$	17.88	—		$	—	(227,432	)	$	17.88
Outstanding at December 31, 2009	7,510,064		$	14.79	362,360		$	9.12	7,872,424		$	14.53
Options exercisable at December 31, 2009	2,242,560		$	12.60	—		$	—	2,242,560		$	12.60
Issued	1,238,000		$	15.22	611,040		$	16.50	1,849,040		$	15.64
Exercised/vested	(927,473	)	$	8.38	(89,690	)	$	9.09	(1,017,163	)	$	8.44
Forfeited/cancelled	(366,425	)	$	22.49	(3,600	)	$	12.16	(370,025	)	$	22.39
Outstanding at December 31, 2010	7,454,166		$	15.28	880,110		$	14.23	8,334,276		$	15.17
Options exercisable at December 31, 2010	1,782,475		$	12.54	—		$	—	1,782,475		$	12.54
Issued	31,568		$	20.59	372,532		$	22.02	404,100		$	21.91
Exercised/vested	(1,133,974	)	$	8.54	(112,480	)	$	10.59	(1,246,454	)	$	8.72
Forfeited/cancelled	(385,695	)	$	20.39	(37,060	)	$	16.35	(422,755	)	$	20.04
Outstanding at December 31, 2011	5,966,065		$	16.26	1,103,102		$	17.11	7,069,167		$	16.39
Options exercisable at December 31, 2011	2,264,769		$	16.67	—		$	—	2,264,769		$	16.67

Stock options and Restricted Share Units which were outstanding at December 31, 2011 totaled 7,069,167 and had a weighted-average remaining contractual life of 2.3 years, a weighted average exercise/grant price of $16.39, and total intrinsic value of $76.2 million. Stock options which were exercisable at December 31, 2011 totaled 2,264,769 and had a weighted-average remaining contractual life of 1.9 years, a weighted average exercise price of $16.67, and total intrinsic value of $18.4 million. We have historically issued new shares to satisfy the exercise of options. Stock options and Restricted Share Units outstanding and exercisable at December 31, 2011 are summarized by exercise price below:

	Outstanding			Exercisable
Exercise price per share	Stock Options	Restricted Share Units	Total	Stock Options	Restricted Share Units	Total
$5.00 to $8.88	1,832,081	168,000	2,000,081	688,556	—	688,556
$9.28 to $16.40	1,384,411	564,050	1,948,461	399,348	—	399,348
$18.00 to $27.40	2,621,373	371,052	2,992,425	1,048,665	—	1,048,665
$28.25 to $31.66	128,200	—	128,200	128,200	—	128,200
	5,966,065	1,103,102	7,069,167	2,264,769	—	2,264,769

The table below summarizes stock options and Restricted Share Units outstanding at December 31, 2011 by their weighted average remaining contractual term:

	Stock Options		Restricted Share Units
Exercise price per share	Outstanding	Average Remaining Contractual Term	Outstanding	Average Remaining Contractual Term
$5.00 to $8.88	1,832,081	2.2 years	168,000	1.4 years
$9.28 to $16.40	1,384,411	3.4 years	564,050	3.1 years
$18.00 to $27.40	2,621,373	1.6 years	371,052	3.3 years
$28.25 to $31.66	128,200	0.5 years	—	—
	5,966,065	2.2 years	1,103,102	2.9 years

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Intangible Assets and Goodwill (Tables)

12 Months Ended

Dec. 31, 2011

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Finite-Lived Intangible Assets by Major Class

Intangible assets consisted of the following as of December 31, 2011 and 2010:

	December 31, 2011						Amortization Life and Method
	Gross Assets		Accumulated Amortization		Net Asset
	(In thousands)
Finite Lived Assets:
Customer relationships	$	33,166	$	5,406	$	27,760	3 to 18 years—proportional cash flow
Merchant Portfolio	3,345		1,819		1,526		7 years—proportional cash flow
Software	10,078		8,612		1,466		2 to 5 years—straight line
Non-compete agreements	2,794		1,126		1,668		3 to 5 years—straight line
Other	457		379		78		2 to 9 years—straight line
	$	49,840	$	17,342	$	32,498

	December 31, 2010						Amortization Life and Method
	Gross Assets		Accumulated Amortization		Net Asset
	(In thousands)
Finite Lived Assets:
Customer relationships	$	28,665	$	3,452	$	25,213	3 to 18 years—proportional cash flow
Merchant Portfolio	3,345		1,180		2,165		7 years—proportional cash flow
Software	9,705		7,149		2,556		3 to 5 years—straight line
Non-compete agreements	1,840		768		1,072		3 to 5 years—straight line
Other	616		462		154		2 to 9 years—straight line
	$	44,171	$	13,011	$	31,160

Schedule of Acquired Finite-Lived Intangible Assets, by Major Class

The weighted average amortization life for the 2011 acquired finite lived intangible assets related to acquisitions of Comalex, mySchoolBucks, and School-Link Technologies is as follows:

Weighted-average amortization life
(in years)
Customer relationships	6.0
Software	3.4
Non-compete agreements	5.0
Other	5.0
Total	5.6

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense

The estimated amortization expense related to intangible assets for the next five years is as follows:

For the Years Ended December 31,
	(In thousands)
2012	$	4,274
2013	4,120
2014	3,520
2015	3,314
2016	2,572
Thereafter	14,698
	$	32,498

Schedule of Goodwill

The changes in the carrying amount of goodwill for the years ended December 31, 2011 and 2010 were as follows:

	December 31,
	2011			2010
	(In thousands)
Beginning balance	$	68,319		$	60,962
Goodwill acquired during the period	34,506			5,557
Effects of foreign currency translation	(145		)	401
Other (a)	719			1,399
Ending balance	$	103,399		$	68,319

(a) Reflects adjustments to allocations of purchase price.

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Employee Benefit Plan

12 Months Ended

Dec. 31, 2011

Employee Benefit Plan [Abstract]

Employee Benefit Plan

Employee Benefit Plan

The Company offers a defined contribution plan to all employees. Company contributions are generally based upon fixed amounts of eligible compensation and the Company contributed approximately $1.6 million, $1.5 million and $1.5 million to the Plan for the years ended December 31, 2011, 2010 and 2009, respectively.

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Income Taxes (Schedule of Components of Income Tax Expense (Benefit)) (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Current
Federal	$ 23,949	$ (15,587)	$ (8,508)
State	740	555	522
Foreign	676	303	237
Deferred
Federal	(435)	34,311	(19,024)
State	2,297	1,695	(3,040)
Foreign	(101)	(142)	(106)
Provision for (benefit from) income taxes	$ 27,126	$ 21,135	$ (29,919)

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Consolidated Statements of Cash Flow (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Cash flows from operating activities
Net income (loss) attributable to Heartland	$ 43,939	$ 34,537	$ (51,796)
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of capitalized customer acquisition costs	47,188	53,997	56,838
Other depreciation and amortization	27,837	26,020	21,870
Addition to loss reserves	6,011	9,985	6,272
Provision for doubtful receivables	2,423	1,329	690
Deferred taxes	778	35,730	(21,537)
Stock-based compensation	9,548	6,295	4,526
Net income attributable to noncontrolling interests	408	123	66
(Gain) Loss on investment	0	(25)	31
Write downs on intangible assets, purchased software, fixed assets and system development	129	1,014	241
Other	1,915	509	16
Changes in operating assets and liabilities:
Increase in receivables	(1,409)	(27,084)	(9,890)
(Increase) decrease in inventory	(194)	1,331	(3,979)
Payment of signing bonuses, net	(29,035)	(26,495)	(34,690)
Increase in capitalized customer acquisition costs	(14,276)	(14,715)	(16,449)
(Increase) decrease in prepaid expenses	(1,677)	1,162	(2,192)
Decrease (increase) in current tax asset	23,522	(481)	(13,463)
(Increase) decrease in deposits and other assets	(65)	1,118	(1,177)
Excess tax benefits on options exercised	(3,454)	(1,910)	(384)
Increase (decrease) in reserve for unrecognized tax benefits	510	(82)	(341)
(Decrease) increase in due to sponsor bank	(8,692)	(7,433)	11,795
Increase in accounts payable	3,779	8,368	4,999
(Decrease) increase in accrued expenses and other liabilities	(755)	(4,808)	4,266
(Decrease) increase in processing liabilities and loss reserves	(4,104)	(8,459)	4,069
(Decrease) increase in reserve for processing system intrusion	(8)	(98,294)	99,911
Payouts of accrued buyout liability	(10,380)	(25,209)	(8,127)
Increase in accrued buyout liability	13,228	11,133	9,973
Net cash provided by (used in) operating activities	107,166	(22,344)	61,538
Cash flows from investing activities
Purchase of investments held to maturity	(3,781)	(1,452)	(1,224)
Maturities of investments held to maturity	2,934	1,397	1,207
Proceeds from sale of available for sale investments	0	161	0
Increase in funds held for payroll customers	(6,163)	(6,916)	(7,549)
Increase in deposits held for payroll customers	5,988	6,856	7,665
Acquisition of business, net of cash acquired	(23,165)	(7,904)	(3,237)
Purchases of property and equipment	(36,543)	(23,279)	(41,622)
Proceeds from disposal of property and equipment	0	0	33
Net cash used in investing activities	(60,730)	(31,137)	(44,727)
Cash flows from financing activities
Proceeds from borrowings	0	176,200	0
Principal payments on borrowings	(38,287)	(119,880)	(8,540)
Proceeds from exercise of stock options	9,685	6,303	1,045
Excess tax benefits on options exercised	3,454	1,910	384
Repurchases of common stock	(16,414)	0	(3,202)
Dividends paid on common stock	(6,232)	(1,521)	(2,059)
Net cash (used in) provided by financing activities	(47,794)	63,012	(12,372)
Net (decrease) increase in cash	(1,358)	9,531	4,439
Effect of exchange rates on cash	(70)	85	85
Cash at beginning of year	41,729	32,113	27,589
Cash at end of year	40,301	41,729	32,113
Cash paid (received) during the period for:
Interest	3,783	4,495	2,669
Income taxes	$ 2,349	$ (14,042)	$ 5,631

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Consolidated Balance Sheets Parentheticals (USD $)	Dec. 31, 2011	Dec. 31, 2010
Equity
Common stock, par value	$ 0.001	$ 0.001
Common stock, shares authorized	100,000,000	100,000,000
Common stock, shares issued	38,847,957	38,415,199
Common stock, shares outstanding	38,847,957	38,415,199
Treasury Stock, shares	778,889	0

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Processing Liabilities and Loss Reserves

12 Months Ended

Dec. 31, 2011

Processing Liabilities and Loss Reserves [Abstract]

Processing Liabilities and Loss Reserves

Processing Liabilities and Loss Reserves

The majority of our processing liabilities include funds in transit associated with bankcard and check processing. In addition, we maintain merchant deposits to offset potential liabilities from merchant chargeback processing. A summary of processing liabilities and loss reserves was as follows at December 31, 2011 and 2010:

	December 31,
	2011		2010
	(In thousands)
Merchant bankcard processing	$	10,295	$	12,061
Check processing	8,594		5,852
Merchant deposits	9,839		9,160
Loss reserves	1,961		1,667
	$	30,689	$	28,740

The Company's merchants have the liability for any charges properly reversed by the cardholder through a mechanism known as a chargeback. If the merchant is unable to pay this amount, the Company will be liable to the card brand networks for the reversed charges. The Company has determined that the fair value of its obligation to stand ready to perform is minimal. The Company requires personal guarantees and merchant deposits from certain merchants to minimize its obligation.

The card brand networks generally allow chargebacks up to four months after the later of the date the transaction is processed or the delivery of the product or service to the cardholder. As the majority of the Company's SME merchant transactions involve the delivery of the product or service at the time of the transaction, a reasonable basis for determining an estimate of the Company's exposure to chargebacks is the last four months' processing volume on the SME portfolio, which was $22.3 billion and $21.7 billion for the four months ended December 31, 2011 and 2010, respectively. However, for the four months ended December 31, 2011 and 2010, the Company was presented with $12.2 million and $10.1 million, respectively, in chargebacks by issuing banks. In the year ended December 31, 2011 and 2010, the Company incurred merchant credit losses of $5.1 million and $9.1 million, respectively, on total SME bankcard dollar volumes processed of $67.5 billion and $63.1 billion, respectively. These credit losses are included in processing and servicing costs in the Company's Consolidated Statement of Operations.

The loss recorded by the Company for chargebacks associated with any individual merchant is typically small, due both to the relatively small size and the processing profile of the Company's SME merchants. However, from time to time the Company will encounter instances of merchant fraud, and the resulting chargeback losses may be considerably more significant to the Company. The Company has established a contingent reserve for estimated currently existing credit and fraud losses on its Consolidated Balance Sheet, amounting to $2.0 million at December 31, 2011 compared to $1.7 million at December 31, 2010. This reserve is determined by performing an analysis of the Company's historical loss experience applied to current processing volume and exposures.

A summary of the activity in the loss reserve for the years ended December 31, 2011, 2010, and 2009 was as follows:

	Year Ended December 31,
	2011			2010			2009
	(in thousands)
Beginning balance	$	1,667		$	1,336		1,097
Additions to reserve	6,011			9,985			6,272
Charges against reserve (a)	(5,717		)	(9,654		)	(6,033	)
Ending balance	$	1,961		$	1,667		1,336

(a)Included in these amounts are payroll segment losses for the years ended December 31, 2011, 2010, and 2009 of $223,000, $303,000 and $179,000

During 2010, the Company began settling Network Services Merchant accounts and processing chargebacks originating from these merchants on Passport. Prior to this, these chargebacks were processed and carried by Vantiv, Inc., which was our third-party outsourced processor for settling Network Services Merchant accounts. Chargeback losses originating from Network Services' bankcard processing on Passport during the year ended December 31, 2011 were $17,000.

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Document and Entity Information (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Feb. 24, 2012	Jun. 30, 2011
Entity Information [Line Items]
Entity Registrant Name	HEARTLAND PAYMENT SYSTEMS INC
Entity Central Index Key	0001144354
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Document Type	10-K
Document Period End Date	Dec. 31, 2011
Document Fiscal Year Focus	2011
Document Fiscal Period Focus	FY
Amendment Flag	false
Entity Common Stock, Shares Outstanding		38,901,939
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 775,000

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Credit Facilities

12 Months Ended

Dec. 31, 2011

Debt Disclosure [Abstract]

Credit Facilities

Credit Facilities

On November 24, 2010, the Company entered into a Second Amended and Restated Credit Agreement (the “Credit Agreement”) with JPMorgan Chase Bank, N.A., as administrative agent, and certain lenders who are a party to the Credit Agreement. Credit extended under the Credit Agreement is guaranteed by the Company's subsidiaries and is secured by substantially all of its assets and the assets of its subsidiaries. The Credit Agreement amended and restated in its entirety the previous amended and restated credit agreement entered into on May 30, 2008, as amended (the “Previous Credit Agreement”), between the Company and certain of the parties to the Credit Agreement. On February 18, 2010, the Company entered into the Commitment Increase Agreement with KeyBank as one of the lenders under the Previous Credit Agreement to increase the total commitment under that facility's revolving credit facility by $25 million.

The Credit Agreement provides for a revolving credit facility in the aggregate amount of up to $50 million (the “Revolving Credit Facility”), of which up to $10 million may be used for the issuance of letters of credit and up to $5 million is available for swing line loans. Upon the prior approval of the administrative agent, the Company may increase the total revolving commitments by $50 million for a total commitment under the Revolving Credit Facility of $100 million. The Revolving Credit Facility is available to the Company on a revolving basis until November 24, 2015. All principal and interest not previously paid on the Revolving Credit Facility will mature and be due and payable on November 24, 2015.

The Credit Agreement also provides for a term credit facility in the aggregate amount of up to $100 million (the “Term Credit Facility”). The Term Credit Facility requires amortization payments in the amount of $3.75 million for each fiscal quarter during the fiscal years ended December 31, 2011 and 2012, $5.0 million for each fiscal quarter during the fiscal years ended December 31, 2013 and 2014, and $7.5 million for each fiscal quarter during the period commencing on January 1, 2015 through the maturity date on November 24, 2015. All principal and interest not previously paid on the Term Credit Facility will mature and be due and payable on November 24, 2015. Amounts borrowed and repaid under the Term Credit Facility may not be re-borrowed. Principal payments due under the Term Credit Facility as of December 31, 2011 were as follows:

For the Years Ended December 31,	(In thousands)
2012	$	15,000
2013	20,000
2014	20,000
2015	30,000
	$	85,000

The Credit Agreement contains covenants which include: the Company's maintenance of certain leverage and fixed charge coverage ratios; limitations on its indebtedness; liens on its properties and assets, its investments in, and loans to other business units; its ability to enter into business combinations and asset sales; and certain other financial and non-financial covenants. These covenants also apply to certain of the Company's subsidiaries. The Company was in compliance with these covenants as of December 31, 2011 and expects it will remain in compliance with these covenants for at least the next twelve months.

Under the terms of the Credit Agreement, the Company may borrow, at its option, at interest rates equal to one, two, three or six month adjusted LIBOR rates, or equal to the greater of the prime rate, the federal funds rate plus 0.50% and the adjusted LIBOR rate plus 1%, in each case plus a margin determined by its current leverage ratio. The weighted average interest rate at December 31, 2011 was 2.6%. Total fees and direct costs paid for the Credit Agreement through December 31, 2011 were $1.3 million. These costs are being amortized to interest expense over the life of the Credit Agreement.

A condition of the January 7, 2010 Settlement Agreement with Visa was for the Company to obtain a loan of at least $53.0 million from KeyBank and Heartland Bank, the proceeds of which were to be used by the Company to fund the settlement amount. See Note 3, Processing System Intrusion for more detail. On February 18, 2010, the Company entered into the Bridge Loan Agreement with KeyBank, as administrative agent, and KeyBank and Heartland Bank as bridge lenders. On that date, KeyBank made a bridge loan to the Company in the amount of $20.0 million and Heartland Bank made a bridge loan to the Company in the amount of $8.0 million. The maturity date of the Bridge Loan was scheduled for February 17, 2011. The proceeds of the Bridge Loan ($28.0 million) and the Increased Credit Commitment ($25.0 million), together with a portion of the Company's cash reserves, were used to fund the settlement with Visa, which was consummated on February 18, 2010 for $58.6 million.

In conjunction with the November 24, 2010 closing of the Credit Agreement, the Company borrowed $15.2 million under the Revolving Credit Facility and $100.0 million under the Term Credit Facility and repaid amounts previously borrowed and outstanding under the Previous Credit Agreement, the Increased Credit Commitment, and the Bridge Loan. Additionally, the Company borrowed $8.0 million under the Revolving Credit Facility at December 31, 2010 to fund the acquisition of Lunchbox. The Company repaid that $8.0 million and the remaining $15.2 million in the year ended December 31, 2011. At December 31, 2011, the Company had no outstanding balance due under the Revolving Credit Facility.

At December 31, 2011, the Company had $85.0 million outstanding under the Term Credit Facility. At December 31, 2010, the Company had $23.2 million outstanding under the Revolving Credit Facility and $100.0 million outstanding under the Term Credit Facility.

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Commitments and Contingencies (Schedule of Future Minimum Rental Payments for Operating Leases) (Details) (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Operating Leases, Future Minimum Payments Due [Abstract]
2012	$ 7,886,000
2013	5,827,000
2014	4,287,000
2015	2,189,000
2016	1,866,000
Thereafter	4,556,000
Total future minimum lease payments	26,611,000
Leases, Operating [Abstract]
Rent expense, leased facilities and expense	$ 9,100,000	$ 6,900,000	$ 5,000,000

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Consolidated Statements of Operations and Comprehensive Income (Loss) (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Total revenues	$ 1,996,950	$ 1,864,337	$ 1,652,139
Costs of services:
Interchange	1,359,448	1,299,631	1,142,112
Dues, assessments and fees	155,233	119,834	89,844
Processing and servicing	212,747	228,953	199,934
Customer acquisition costs	46,140	50,415	50,362
Depreciation and amortization	14,675	15,201	15,786
Total costs of services	1,788,243	1,714,034	1,498,038
General and administrative	130,724	104,088	104,154
Total expenses	1,918,967	1,818,122	1,602,192
Income from operations	77,983	46,215	49,947
Other income (expense):
Interest income	177	148	117
Interest expense	(4,125)	(4,778)	(2,698)
(Provision for) recovery of processing system intrusion costs	(1,012)	14,138	(128,943)
Gain (loss) on investments	0	25	(31)
Other, net	(1,550)	47	(41)
Total other (expense) income	(6,510)	9,580	(131,596)
Income (loss) before income taxes	71,473	55,795	(81,649)
Provision for (benefit from) income taxes	27,126	21,135	(29,919)
Net income (loss)	44,347	34,660	(51,730)
Less: Net income attributable to noncontrolling interests	408	123	66
Net income (loss) attributable to Heartland	43,939	34,537	(51,796)
Net income (loss)	44,347	34,660	(51,730)
Other comprehensive income (loss):
Unrealized (losses) gains on investments, net of income tax of ($4), $30 and $54	(5)	46	90
Unrealized losses on derivative financial instruments, net of income tax of ($341)	(556)	0	0
Foreign currency translation adjustment	(223)	501	1,509
Comprehensive income (loss)	43,563	35,207	(50,131)
Less: Comprehensive income attributable to noncontrolling interests	341	87	66
Comprehensive income (loss) attributable to Heartland	$ 43,222	$ 35,120	$ (50,197)
Earnings (loss) per common share:
Basic	$ 1.13	$ 0.91	$ (1.38)
Diluted	$ 1.09	$ 0.88	$ (1.38)
Weighted average number of common shares outstanding:
Basic	38,931	37,994	37,483
Diluted	40,233	39,310	38,028

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Receivables

12 Months Ended

Dec. 31, 2011

Receivables [Abstract]

Receivables

Receivables

A summary of receivables by major class was as follows at December 31, 2011 and 2010:

	December 31,
	2011			2010
	(In thousands)
Accounts receivable from merchants	$	151,228		$	154,295
Accounts receivables from bankcard networks	24,301			19,978
Accounts receivable from others	2,457			1,940
	177,986			176,213
Less allowance for doubtful accounts	(1,451		)	(683		)
Total receivables, net	$	176,535		$	175,530

Included in accounts receivable from others are amounts due from employees, which are $0.7 million at each of December 31, 2011 and 2010. Accounts receivable related to bankcard networks are primarily amounts which were pre-funded to merchants for processing Discover and American Express bankcard transactions as well as amounts due from Visa for PIN debit transactions.

A summary of the activity in the allowance for doubtful accounts for the three years ended December 31, 2011, 2010 and 2009 was as follows:

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Beginning balance	$	683		$	459		$	499
Additions to allowance	2,423			1,329			690
Charges against allowance	(1,655		)	(1,105		)	(730		)
Ending balance	$	1,451		$	683		$	459

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Acquisitions

12 Months Ended

Dec. 31, 2011

Business Combinations [Abstract]

Acquisitions

Acquisitions

The Company initiated its K to 12 School Solutions product through its acquisitions of the school solutions businesses operated by Lunchbox, Comalex, mySchoolBucks, and School-Link Technologies. Lunchbox, Comalex, mySchoolBucks, and School-Link Technologies serve approximately 4,400, 3,700, 900 and 10,000 schools, respectively. The combined Heartland School Solutions will develop, manufacture, sell, service and maintain computer software designed to facilitate accounting and management functions of school food service operations. These acquisitions provide the Company with the ability to offer Internet payment capability to parents, which facilitates on-line deposits of funds into student accounts and enables schools to operate more efficiently. The Company plans to consolidate the individual platforms and products of Lunchbox, Comalex, mySchoolBucks, and School-Link Technologies to optimize synergies, cost efficiencies and product offerings to customers. Pro forma results of operations have not been presented because the effect of these acquisitions was not material. The entire amount of goodwill is expected to be deductible for income tax reporting. Details of the individual acquisition transactions follow:

Lunchbox

On December 30, 2010, the Company purchased for a $7.7 million cash payment the net assets of the K to 12 School Solutions business previously operated by Lunchbox. The acquisition was financed through a combination of cash on hand and our credit facilities. Pro forma results of operations have not been presented because the effect of the acquisition was not material. The transaction was accounted for under the purchase method of accounting. Beginning December 30, 2010, Lunchbox's results of operations are included in the Company's results of operations. The allocation of the total purchase price was as follows: $6.0 million to goodwill, $1.9 million to intangible assets and $0.2 million to net tangible liabilities.

Comalex, Inc.

On January 12, 2011, the Company purchased for a $6.1 million cash payment the net assets of Comalex, Inc. The acquisition was funded with cash on hand. Pro forma results of operations have not been presented because the effect of the acquisition was not material. The transaction was accounted for under the purchase method of accounting. Beginning January 12, 2011, Comalex's results of operations are included in the Company's results of operations. The allocation of the total purchase price was as follows: $4.9 million to goodwill, $1.8 million to intangible assets and $0.6 million to net tangible liabilities.

mySchoolBucks LLC

On February 4, 2011, the Company purchased for a $1.5 million cash payment the net assets of mySchoolBucks, LLC. The acquisition was funded with cash on hand. Pro forma results of operations have not been presented because the effect of the acquisition was not material. The transaction was accounted for under the purchase method of accounting. Beginning February 4, 2011, mySchoolBucks' results of operations are included in the Company's results of operations. The allocation of the total purchase price was as follows: $1.0 million to goodwill and $0.5 million to intangible assets.

School-Link Technologies, Inc.

On September 30, 2011, the Company purchased for a $15.6 million cash payment the net assets of School-Link Technologies, Inc. The acquisition was funded with cash on hand. The transaction was accounted for under the purchase method of accounting. Beginning October 1, 2011, School Link's results of operations are included in the Company's results of operations. The allocation of the total purchase price was as follows: $28.7 million to goodwill, $4.3 million to intangible assets and $17.4 million to net tangible liabilities. The fair values of the School-Link Technologies' assets acquired and liabilities assumed were estimated as of their acquisition date. The fair values are preliminary, based on estimates, and may be adjusted as more information becomes available and valuations are finalized.

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Fair Value of Financial Instruments

12 Months Ended

Dec. 31, 2011

Financial Instruments, Owned, at Fair Value [Abstract]

Fair Value of Financial Instruments

Fair Value of Financial Instruments

The Company applies a fair value framework in order to measure and disclose its financial assets and liabilities which include fixed income equity securities, interest swap derivatives and certain other financial instruments. The Company determines fair value based on quoted prices when available or through the use of alternative approaches when market quotes are not readily accessible or available. The Company carries its liabilities at fair value, including its derivative liabilities.

The Company’s framework for measuring fair value provides a three-level hierarchy, which prioritizes the factors (inputs) used to calculate the fair value of assets and liabilities as follows:

• Level 1 inputs are unadjusted quoted prices, such as a New York Stock Exchange closing price, in active markets for identical assets. Level 1 is the highest priority in the hierarchy.

• Level 2 inputs may include quoted prices for similar assets and liabilities in active markets, as well as other significant inputs that are observable at commonly quoted intervals, such as interest rates, foreign exchange rates, and yield curves.

• Level 3 inputs are unobservable and are based on company assumptions due to little, if any, observable market information. Level 3 is the lowest priority in the hierarchy.

The following tables provide the assets and liabilities carried at fair value measured on a recurring basis as of December 31, 2011 and 2010:

December 31, 2011	Total		Quoted Prices in Active Markets for Identical Assets  (Level 1)		Significant Other Observable Inputs (Level 2)
Assets:	(in thousands)
Investments available for sale:
Fixed income bond fund (a)	$	1,158	$	1,158	$	—
Investments held to maturity:
Certificates of deposit	2,505		—		2,505
Total Assets	$	3,663	$	1,158	$	2,505
Liabilities:
Interest rate swaps	$	897	—		$	897
Total Liabilities	$	897	—		$	897

December 31, 2010	Total		Quoted Prices in Active Markets for Identical Assets  (Level 1)		Significant Other Observable Inputs (Level 2)
Assets:	(in thousands)
Investments available for sale:
Fixed income bond fund (a)	$	1,163	$	1,163	$	—
Corporate bonds (a)	170		170		—
Investments held to maturity:
Certificates of deposit	1,516		—		1,516
Total Assets	$	2,849	$	1,333	$	1,516

(a) amounts included in Funds held for payroll customers on the Consolidated Balance Sheet

At December 31, 2011 and 2010, all investments in available-for-sale securities held by the Company were measured using Level 1 inputs and all held to maturity investments held by the Company were measured using Level 2 inputs.

The Company’s liabilities include interest rate swaps that are measured at fair value using observable market inputs including the Company’s credit risk and its counterparties’ credit risks. Based on these inputs, the interest rate swaps are classified within Level 2 of the valuation hierarchy. Based on the Company’s continued ability to enter into these swaps, the Company considers the markets for its fair value instruments to be active.

The Company’s financial instruments also include cash and cash equivalents, cash held for payroll customers, accounts receivable, accounts payable and accrued liabilities.  The carrying amount of these instruments approximates fair value because of their short-term nature.

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Accrued Buyout Liability

12 Months Ended

Dec. 31, 2011

Accrued Buyout Liability [Abstract]

Accrued Buyout Liability

Accrued Buyout Liability

A summary of the accrued buyout liability was as follows as of December 31, 2011 and 2010:

	December 31,
	2011			2010
	(In thousands)
Vested Relationship Managers and sales managers	$	30,269		$	27,521
Unvested Relationship Managers and sales managers	1,389			1,289
	31,658			28,810
Less current portion	(8,104		)	(5,560		)
Long-term portion of accrued buyout liability	$	23,554		$	23,250

In calculating the accrued buyout liability for unvested Relationship Managers and sales managers, the Company has assumed that 31% of the unvested Relationship Managers and sales managers will vest in the future, which represents the Company’s historical vesting rate. A 5% increase to 36% in the expected vesting rate would have increased the accrued buyout liability for unvested Relationship Managers and sales managers by $0.1 million and $0.2 million respectively, at December 31, 2011 and 2010.

A summary of the activity in the accrued buyout liability for the three years ended December 31, 2011, 2010, and 2009 was as follows:

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Beginning balance	$	28,810		$	42,886		$	41,040
Increase in settlement obligation, net	13,228			11,133			9,973
Buyouts	(10,380		)	(25,209		)	(8,127		)
Ending balance	$	31,658		$	28,810		$	42,886

During the third quarter of 2010, the Company exercised its rights to buy out a substantial portion of residual commissions owned by Relationship Managers and sales managers (also referred to as “portfolio equity”). As a result of these buyouts, the Company reduced the settlement obligation by the approximately $17.7 million of cash payments made. The Company continues to buy out portfolio equity. During 2011, 2010 and 2009, we made buyout payments of approximately $10.4 million, $25.2 million and $8.1 million, respectively. Residual commission expense is recorded in Processing and Servicing costs on the Consolidated Statement of Operations. The amount of future annual reductions in residual commission expense will be impacted by any additional portfolio equity buyouts and merchant attrition. Partially offsetting the impact of these buyouts are increases in the settlement obligation due to new SME merchant account signings, as adjusted for changes in same-store sales growth, changes in gross margin for existing merchant relationships, and the impact of SME merchant attrition.

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Quarterly Consolidated Results of Operations (Unaudited) (Schedule of Quarterly Financial Information) (Details) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended								12 Months Ended
	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Quarterly Financial Information Disclosure [Abstract]
Total revenues	$ 471,423	$ 531,904	$ 525,977	$ 467,646	$ 478,226	$ 499,074	$ 475,881	$ 411,156	$ 1,996,950	$ 1,864,337	$ 1,652,139
Costs of services	412,219	478,038	474,948	423,038	436,543	459,397	436,637	381,457	1,788,243	1,714,034	1,498,038
General and administrative expenses	39,057	32,244	29,377	30,046	27,415	25,479	24,094	27,100	130,724	104,088	104,154
Total expenses	451,276	510,282	504,325	453,084	463,958	484,876	460,731	408,557	1,918,967	1,818,122	1,602,192
Income from operations	20,147	21,622	21,652	14,562	14,268	14,198	15,150	2,599	77,983	46,215	49,947
Net income attributable to Heartland	$ 11,220	$ 12,646	$ 12,258	$ 7,815	$ 6,633	$ 7,533	$ 6,143	$ 14,228	$ 43,939	$ 34,537	$ (51,796)
Earnings per share	$ 0.28	$ 0.31	$ 0.31	$ 0.20	$ 0.17	$ 0.19	$ 0.16	$ 0.36	$ 1.09	$ 0.88	$ (1.38)

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Property and Equipment, Net

12 Months Ended

Dec. 31, 2011

Property, Plant and Equipment, Net [Abstract]

Property and Equipment, Net

Property and Equipment, Net

A summary of property and equipment, net as of December 31, 2011 and 2010 is as follows:

	December 31,
	2011			2010
	(In thousands)
Computer hardware and software	$	120,380		$	91,417
Building	54,286			49,166
Leasehold improvements	5,140			5,299
Furniture, fixtures and equipment	13,783			12,694
Land	5,873			5,796
	199,462			164,372
Less accumulated depreciation	(83,883		)	(62,124		)
	$	115,579		$	102,248

Depreciation expense for the three years ended December 31, 2011, 2010 and 2009 was $23.4 million, $20.9 million and $16.8 million, respectively.

Included in property and equipment at December 31, 2011 and 2010 was $14.2 million and $8.9 million, respectively, representing the cost of assets not yet placed in service. At December 31, 2010, this included $0.6 million for the cost of the Company's Jeffersonville, Indiana service center which has all been placed in service during 2011 with no remainder at December 31, 2011. During the year ended December 31, 2010, $5.9 million of capitalized costs were placed in service for the new service center. During the years ended December 31, 2011 and 2010, the amounts of capitalized costs for internally developed projects placed in service were $15.9 million and $15.7 million, respectively.

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Intangible Assets and Goodwill (Schedule of Finite-Lived Intangible Assets, Future Amortization Expense) (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011
Finite-Lived Intangible Assets, Future Amortization Expense [Abstract]
2012	$ 4,274
2013	4,120
2014	3,520
2015	3,314
2016	2,572
Thereafter	14,698
Total	$ 32,498

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Funds Held for Payroll Customers and Investments

12 Months Ended

Dec. 31, 2011

Funds Held for Payroll Customers and Investments [Abstract]

Funds Held for Payroll Customers and Investments

Funds Held for Payroll Customers and Investments

A summary of Funds Held for Payroll Customers and Investments, including the cost, gross unrealized gains (losses) and estimated fair value for investments held to maturity and investments available-for-sale by major security type and class of security was as follows at December 31, 2011 and 2010:

	Cost		Gross Unrealized Gains		Gross Unrealized Losses		Estimated Fair Value
	(In thousands)
December 31, 2011
Funds Held for Payroll Customers:
Fixed income bond fund - available-for-sale	$	968	$	190	$	—	$	1,158
Cash held for payroll customers	41,353		—		—		41,353
Total Funds Held for Payroll Customers	$	42,321	$	190	$	—	$	42,511
Investments:
Investments held to maturity – Certificates of deposit (a)	$	2,505	$	—	$	—	$	2,505
Total investments	$	2,505	$	—	$	—	$	2,505

(a) Certificates of deposit have remaining terms ranging from 1 month to 11 months.

	Cost		Gross Unrealized Gains		Gross Unrealized Losses		Estimated Fair Value
	(In thousands)
December 31, 2010
Funds Held for Payroll Customers:
Fixed income bond fund	$	968	$	195	$	—	$	1,163
Corporate bonds	165		5		—		170
Total investments available-for-sale	1,133		200		—		1,333
Cash held for payroll customers	35,190		—		—		35,190
Total Funds Held for Payroll Customers	$	36,323	$	200	$	—	$	36,523
Investments:
Investments held to maturity – Certificates of deposit	$	1,516	$	—	$	—	$	1,516
Total investments	$	1,516	$	—	$	—	$	1,516

During the twelve months ended December 31, 2011 and 2010 , the Company did not experience any other-than-temporary losses on its investments.

As of December 31, 2011, all available-for-sale debt securities and held to maturity investments are due in one year or less and had an amortized cost of $3.5 million and estimated fair value of $3.7 million.

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Capitalized Customer Acquisition Costs, Net

12 Months Ended

Dec. 31, 2011

Capitalized Customer Acquisition Costs, Net [Abstract]

Capitalized Customer Acquisition Costs, Net

Capitalized Customer Acquisition Costs, Net

A summary of net capitalized customer acquisition costs as of December 31, 2011 and 2010 was as follows:

	December 31,
	2011			2010
	(In thousands)
Capitalized signing bonuses	$	86,837		$	101,246
Less accumulated amortization	(45,125		)	(56,481		)
	41,712			44,765
Capitalized customer deferred acquisition costs	36,564			38,709
Less accumulated amortization	(23,262		)	(24,223		)
	13,302			14,486
Capitalized customer acquisition costs, net	$	55,014		$	59,251

A summary of the activity in capitalized customer acquisition costs, net for the three years ended December 31, 2011, 2010 and 2009 was as follows:

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Balance at beginning of period	$	59,251		$	72,038		$	77,737
Plus additions to:
Capitalized signing bonuses, net	29,035			26,495			34,690
Capitalized customer deferred acquisition costs	14,276			14,715			16,449
	43,311			41,210			51,139
Less amortization expense on:
Capitalized signing bonuses, net (a)	(32,088		)	(37,990		)	(40,897		)
Capitalized customer deferred acquisition costs	(15,460		)	(16,007		)	(15,941		)
	(47,548		)	(53,997		)	(56,838		)
Balance at end of period	$	55,014		$	59,251		$	72,038

(a) Includes for 2011 from Other, Net Expense, a net impairment charge related to the remote check deposit product, Express Funds.

Net signing bonus adjustments from estimated amounts to actual were $(1.5) million, $(2.1) million, and $(1.5) million, respectively, for the years ended December 31, 2011, 2010 and 2009. Net signing bonus adjustments are netted against additions in the table above. Negative signing bonus adjustments occur when the actual gross margin generated by the merchant contract during the first year is less than the estimated gross margin for that year, resulting in the overpayment of the up-front signing bonus and would be recovered from the relevant salesperson. Positive signing bonus adjustments result from the prior underpayment of signing bonuses and would be paid to the relevant salesperson.

Fully amortized signing bonuses of $42.3 million and $44.8 million and $32.9 million, respectively, were written off during the three years ended December 31, 2011, 2010, and 2009. In addition, fully amortized customer deferred acquisition costs of $16.4 million, $15.2 million and $14.2 million, respectively, were written off during the three years ended December 31, 2011, 2010 and 2009.

At December 31, 2011, the Company recognized an impairment charge to net signing bonuses of $360,000 related to the decision to discontinue Express Funds, its remote deposit check capture product. The Company believed that no impairment of capitalized customer acquisition costs had occurred as of December 31, 2010.

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Intangible Assets and Goodwill

12 Months Ended

Dec. 31, 2011

Goodwill and Intangible Assets Disclosure [Abstract]

Intangible Assets and Goodwill

Intangible Assets and Goodwill

Intangible Assets — Intangible assets consisted of the following as of December 31, 2011 and 2010:

	December 31, 2011						Amortization Life and Method
	Gross Assets		Accumulated Amortization		Net Asset
	(In thousands)
Finite Lived Assets:
Customer relationships	$	33,166	$	5,406	$	27,760	3 to 18 years—proportional cash flow
Merchant Portfolio	3,345		1,819		1,526		7 years—proportional cash flow
Software	10,078		8,612		1,466		2 to 5 years—straight line
Non-compete agreements	2,794		1,126		1,668		3 to 5 years—straight line
Other	457		379		78		2 to 9 years—straight line
	$	49,840	$	17,342	$	32,498

	December 31, 2010						Amortization Life and Method
	Gross Assets		Accumulated Amortization		Net Asset
	(In thousands)
Finite Lived Assets:
Customer relationships	$	28,665	$	3,452	$	25,213	3 to 18 years—proportional cash flow
Merchant Portfolio	3,345		1,180		2,165		7 years—proportional cash flow
Software	9,705		7,149		2,556		3 to 5 years—straight line
Non-compete agreements	1,840		768		1,072		3 to 5 years—straight line
Other	616		462		154		2 to 9 years—straight line
	$	44,171	$	13,011	$	31,160

The weighted average amortization life for the 2011 acquired finite lived intangible assets related to acquisitions of Comalex, mySchoolBucks, and School-Link Technologies is as follows:

Weighted-average amortization life
(in years)
Customer relationships	6.0
Software	3.4
Non-compete agreements	5.0
Other	5.0
Total	5.6

Amortization expense related to the intangible assets was $4.7 million, $5.2 million and $5.0 million for the years ended December 31, 2011, 2010 and 2009, respectively.

The estimated amortization expense related to intangible assets for the next five years is as follows:

For the Years Ended December 31,
	(In thousands)
2012	$	4,274
2013	4,120
2014	3,520
2015	3,314
2016	2,572
Thereafter	14,698
	$	32,498

Goodwill — The changes in the carrying amount of goodwill for the years ended December 31, 2011 and 2010 were as follows:

	December 31,
	2011			2010
	(In thousands)
Beginning balance	$	68,319		$	60,962
Goodwill acquired during the period	34,506			5,557
Effects of foreign currency translation	(145		)	401
Other (a)	719			1,399
Ending balance	$	103,399		$	68,319

(a) Reflects adjustments to allocations of purchase price.

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Credit Facilities (Schedule of Maturities of Long-term Debt) (Details) (USD $)	0 Months Ended	12 Months Ended			0 Months Ended	12 Months Ended							12 Months Ended		12 Months Ended			1 Months Ended	2 Months Ended	3 Months Ended	6 Months Ended	0 Months Ended		0 Months Ended
	Feb. 18, 2010	Dec. 31, 2011	Nov. 30, 2010	Jan. 07, 2010	Feb. 18, 2010 Previous Credit Agreement [Member]	Dec. 31, 2011 Revolving Credit Facility [Member]	Dec. 31, 2010 Revolving Credit Facility [Member]	Nov. 24, 2010 Revolving Credit Facility [Member]	Dec. 31, 2011 Revolving Credit Facility [Member] Letter of Credit [Member]	Dec. 31, 2011 Revolving Credit Facility [Member] Bridge Loan [Member]	Dec. 31, 2011 Term Credit Facility [Member]	Nov. 24, 2010 Term Credit Facility [Member]	Dec. 31, 2011 Lunchbox [Member] Revolving Credit Facility [Member]	Dec. 31, 2010 Lunchbox [Member] Revolving Credit Facility [Member]	Dec. 31, 2011 Subsequent To Administrative Agent Approval [Member] Revolving Credit Facility [Member]	Dec. 31, 2011 Line of Credit [Member] Term Credit Facility [Member]	Dec. 31, 2011 Federal Funds Rate [Member]	Dec. 31, 2011 LIBOR [Member]	Dec. 31, 2011 LIBOR [Member]	Dec. 31, 2011 LIBOR [Member]	Dec. 31, 2011 LIBOR [Member]	Feb. 18, 2010 KeyBank, National Association [Member]	Feb. 18, 2010 Heartland Bank [Member]	Feb. 18, 2010 Visa [Member]
Line of Credit Facility
Commitment Increase Agreement, additional borrowings					$ 25,000,000										$ 50,000,000							$ 25,000,000
Maximum borrowing capacity						50,000,000			10,000,000	5,000,000	100,000,000				100,000,000
Quarterly repayments of principal, for fiscal years ended 2011 and 2012											3,750,000
Quarterly repayments of principal, for fiscal years ended 2013 and 2014											5,000,000
Quarterly repayments of principal, for fiscal year 2015											7,500,000
Principal payments due under Term Credit Facility: [Abstract]
2012																15,000,000
2013																20,000,000
2014																20,000,000
2015																30,000,000
Total principal payments due under Term Credit Facility																85,000,000
Compliance with Covenants, Expected Term		12 months
Credit agreement, basis spread on variable rate																	0.50%	1.00%	1.00%	1.00%	1.00%
Credit agreement, weighted average interest rate		2.60%
Credit agreement, fees and direct costs		1,300,000
Minimum loan, Visa Settlement Ageement				53,000,000
Bridge loan			28,000,000																			20,000,000	8,000,000
Proceeds from Short-term Debt	28,000,000
Repayments						15,200,000							8,000,000
Payments for legal settlements, net of fines previously paid																								58,600,000
Total principal payments due under Term Credit Facility						$ 0	$ 23,200,000	$ 15,200,000			$ 85,000,000	$ 100,000,000		$ 8,000,000
Adjusted Rates, Monthly																		1 month	2 months	3 months	6 months

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Accrued Buyout Liability (Summary of Activity in Accrued Buyout Liability) (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended	12 Months Ended
	Sep. 30, 2010	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Accrued Buyout Liability [Roll Forward]
Beginning balance		$ 28,810	$ 42,886	$ 41,040
Increase in settlement obligation, net		13,228	11,133	9,973
Buyouts	17,700	(10,380)	(25,209)	(8,127)
Ending balance		$ 31,658	$ 28,810	$ 42,886

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Processing Liabilities and Loss Reserves (Schedule Of Credit And Fraud Loss Reserve) (Details) (USD $)	4 Months Ended		12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2011 Loss reserves		Dec. 31, 2010 Loss reserves		Dec. 31, 2009 Loss reserves		Dec. 31, 2011 Passport [Member]	Dec. 31, 2011 Payroll [Member] Loss reserves	Dec. 31, 2010 Payroll [Member] Loss reserves	Dec. 31, 2009 Payroll [Member] Loss reserves
Movement in Valuation Allowances and Reserves [Roll Forward]
Beginning balance			$ 1,667,000		$ 1,336,000		$ 1,097,000
Additions to reserve			6,011,000		9,985,000		6,272,000
Charges against reserve			(5,717,000)	[1]	(9,654,000)	[1]	(6,033,000)	[1]		(223,000)	(303,000)	(179,000)
Ending balance			1,961,000		1,667,000		1,336,000
Bank chargebacks	$ 12,200,000	$ 10,100,000							$ 17,000

[1] Included in these amounts are payroll segment losses for the years ended December 31, 2011, 2010, and 2009 of $223,000, $303,000 and $179,000

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Capitalized Customer Acquisition Costs, Net (Tables)

12 Months Ended

Dec. 31, 2011

Capitalized Customer Acquisition Costs, Net [Abstract]

Capitalized Customer Acquisition Costs Net

A summary of net capitalized customer acquisition costs as of December 31, 2011 and 2010 was as follows:

	December 31,
	2011			2010
	(In thousands)
Capitalized signing bonuses	$	86,837		$	101,246
Less accumulated amortization	(45,125		)	(56,481		)
	41,712			44,765
Capitalized customer deferred acquisition costs	36,564			38,709
Less accumulated amortization	(23,262		)	(24,223		)
	13,302			14,486
Capitalized customer acquisition costs, net	$	55,014		$	59,251

Capitalized Customer Acquisition Activity

A summary of the activity in capitalized customer acquisition costs, net for the three years ended December 31, 2011, 2010 and 2009 was as follows:

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Balance at beginning of period	$	59,251		$	72,038		$	77,737
Plus additions to:
Capitalized signing bonuses, net	29,035			26,495			34,690
Capitalized customer deferred acquisition costs	14,276			14,715			16,449
	43,311			41,210			51,139
Less amortization expense on:
Capitalized signing bonuses, net (a)	(32,088		)	(37,990		)	(40,897		)
Capitalized customer deferred acquisition costs	(15,460		)	(16,007		)	(15,941		)
	(47,548		)	(53,997		)	(56,838		)
Balance at end of period	$	55,014		$	59,251		$	72,038

(a) Includes for 2011 from Other, Net Expense, a net impairment charge related to the remote check deposit product, Express Funds.

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Acquisitions (Narrative) (Details) (USD $) In Millions, unless otherwise specified	Dec. 31, 2011 Lunchbox [Member] school	Dec. 30, 2010 Lunchbox [Member]	Dec. 31, 2011 Comalex school	Jan. 12, 2011 Comalex	Dec. 31, 2011 mySchoolBucks school	Feb. 04, 2011 mySchoolBucks	Dec. 31, 2011 School-Link Technologies school	Sep. 30, 2011 School-Link Technologies
Business Acquisition [Line Items]
Approximate number of schools served	4,400		3,700		900		10,000
Cost of acquired entity, cash payment		$ 7.7		$ 6.1		$ 1.5		$ 15.6
Business Acquisition, Purchase Price Allocation
Goodwill		6.0		4.9		1.0		28.7
Intangible assets		1.9		1.8		0.5		4.3
Net tangible liabilities		$ (0.2)		$ (0.6)				$ (17.4)

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Income Taxes

12 Months Ended

Dec. 31, 2011

Income Tax Disclosure [Abstract]

Income Taxes

Income Taxes

The provision for (benefit from) income taxes for the three years ended December 31, 2011, 2010, and 2009 consists of the following:                    

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Current
Federal	$	23,949		$	(15,587	)	$	(8,508	)
State	740			555			522
Foreign	676			303			237
Deferred
Federal	(435		)	34,311			(19,024		)
State	2,297			1,695			(3,040		)
Foreign	(101		)	(142		)	(106		)
Total provision for (benefit from) income taxes	$	27,126		$	21,135		$	(29,919	)

     For financial reporting purposes, income (loss) before income taxes includes the following components:

	Year Ended December 31,
	2011		2010		2009
	(In thousands)
United States	$	69,540	$	55,158	$	(81,996	)
Foreign	1,933		637		347
Total income (loss) before income taxes	$	71,473	$	55,795	$	(81,649	)

The differences in federal income taxes provided (benefited) and the amounts determined by applying the federal statutory tax rate of 35% to income (loss) before income taxes for the three years ended December 31, 2011, 2010, and 2009 are:

	Year Ended December 31,
	2011					2010					2009
	%		Amount			%		Amount			%		Amount
			(In thousands)					(In thousands)					(In thousands)
U.S. federal income tax at statutory rate	35.00	%	$	25,015		35.00	%	$	19,528		35.00	%	$	(28,577	)
U.S. state and local income taxes, net	2.80	%	2,001			2.67	%	1,492			1.94	%	(1,588		)
Foreign income taxes	(0.16	)%	(116		)	(0.01	)%	(7		)	(0.01	)%	4
Nondeductible expenses	0.36	%	261			0.44	%	246			(0.18	)%	143
Valuation Allowance	(0.01	)%	(5		)	—	%	(2		)	(0.20	)%	166
Other	(0.04	)%	(30		)	(0.22	)%	(122		)	0.09	%	(67		)
Provision for (benefit from) income taxes	37.95	%	$	27,126		37.88	%	$	21,135		36.64	%	$	(29,919	)

The Company has recorded income tax expense (benefit) at U.S. tax rates on all taxable income (loss), except undistributed earnings of CPOS, its non-U.S. subsidiary. The Company intends to indefinitely reinvest undistributed earnings of CPOS and accordingly, has provided Canadian income tax on those earnings but not U.S. income tax. As of December 31, 2011, the total amount of undistributed earnings of CPOS for which the Company has not recorded U.S. income tax was approximately $2.2 million. In the event of distribution of those earnings in the form of dividends or otherwise, the Company would be subject to U.S. income taxes subject to an adjustment, if any, for foreign tax credits. Determination of the amount of U.S. income tax liability that would be incurred is not practicable because of the complexities associated with this hypothetical calculation.

The Company recognized a $0.8 million reserve for unrecognized tax benefits related to its uncertain tax positions as a liability, increased deferred tax assets by $0.3 million and recorded a cumulative effect adjustment to Retained Earnings of $0.5 million on January 1, 2007. The Company recorded a liability of approximately $1.8 million, $1.3 million and $1.4 million for total gross unrecognized tax benefits of which approximately $1.1 million, $0.9 million and $1.0 million as of December 31, 2011, 2010 and 2009 respectively, would impact the effective tax rate. The Company does not expect any significant changes

within the next twelve months in its unrecognized tax benefits. A reconciliation of the beginning and ending amount of unrecognized tax benefits for the years ended December 31, 2011, 2010, and 2009 is as follows:

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Balance at January 1,	$	1,309		$	1,391		$	1,732
Additions based on tax positions related to the current      year	637			448			—
Reductions based on tax positions related to      the prior years	—			(260		)	(226		)
Lapse of statute of limitations	(127		)	(270		)	(113		)
Settlements	—			—			(2		)
Balance at December 31,	$	1,819		$	1,309		$	1,391

    The Company recognizes interest related to uncertain tax positions in interest expense and recognizes penalties in general and administrative expense. At December 31, 2011 and 2010, the Company had an accrued interest liability on uncertain tax positions of approximately $216,000 and $168,000, respectively. During 2011 and 2010, the Company recognized $48,000 and $7,000, respectively, of interest expense related to uncertain tax positions. The Company does not expect to be assessed any penalties on its uncertain tax positions.

During the third quarter of 2009, the U.S. Internal Revenue Service completed the Company's federal income tax audit for the tax years ended December 31, 2004 through December 31, 2006. As a result of the audit, the Company paid a total settlement amount which was immaterial. The tax years ended December 31, 2007 through December 31, 2010 remain subject to examination by the U.S. Internal Revenue Service and the tax years ended December 31, 2006 through December 31, 2010 remain subject to examination by the Company's state taxing jurisdictions. Currently, the Company is under examination by the IRS for the tax year 2010, and is under review by the Joint Committee on Taxation for 2009. In addition to the U.S. federal examination, there is also limited audit activity in the U.S. state jurisdictions. Currently the Company does not expect that its state liability will significantly increase or decrease during the next 12 months. The Company files income tax returns in all states where required.

During 2011 and 2010, the Company recorded current tax assets reflecting excess tax benefits of $3.5 million and $1.9 million, respectively, resulting from employees exercising non-qualified stock options, making disqualifying dispositions of shares acquired through their exercise of incentive stock options, and vesting of restricted share units. The Company classified the $3.5 million and $1.9 million of excess tax benefits for 2011 and 2010, respectively, as cash inflows from financing activities and cash outflows from operating activities in its Consolidated Statement of Cash Flows.

The Company's Current Tax Asset shifted from an $18.7 million asset at December 31, 2010 to a Current Tax Liability of $1.4 million at December 31, 2011, primarily due to $16.7 million of tax refunds received from the carry back of its 2010 federal tax operating loss to prior years. The 2010 federal tax operating loss resulted from the payment of settlements with card brands and other Processing System Intrusion related expenses, net of recoveries from insurance providers (see Note 3, Processing System Intrusion for more detail).

The net deferred tax asset was comprised of the following at December 31, 2011 and 2010:

	December 31,
	2011			2010
	(In thousands)
Deferred tax assets:
Merchant contract costs	$	7,229		$	5,502
Loss reserve and accounts receivable allowance	1,198			815
Share-based compensation	6,691			4,883
FIN No. 48 deferred tax reserve-state tax	722			523
Intangibles	2,803			1,789
Unearned Rent	12			66
Other comprehensive income	341			—
Reserve for processing system intrusion	—			909
Reserve for Litigation	746			1,536
State net operating loss carry-forwards	1,369			2,855
Reserve for processor incentive	390			—
Deferred compensation	2,852			—
Deferred state tax assets	364			—
Other	1,114			570
Deferred tax assets	25,831			19,448
Less Valuation Allowance	(158		)	(164		)
Net Deferred tax Assets	25,673			19,284
Deferred tax liabilities:
Capitalized signing bonus	16,023			16,716
Software development	14,392			9,227
Property and equipment	4,622			3,377
Goodwill	5,533			3,544
Deferred compensation	—			408
Deferred state tax liability	—			476
Deferred tax liabilities	40,570			33,748
Net deferred tax liabilities	(14,897		)	(14,464		)
Less current deferred tax asset, net	6,746			7,250
Net deferred tax liabilities - non-current portion	$	(21,643	)	$	(21,714	)

Valuation allowances are recorded to reduce deferred tax assets when it is more likely than not that a tax benefit will not be realized. A valuation allowance has been recorded to fully reduce the tax benefit of a capital loss carry-forward that is not expected to be realized before it expires in 2014. A valuation allowance has not been recorded to reduce the tax benefit of the state net operating loss carry-forwards of $3.1 million, for December 31, 2010 or other net deferred tax assets as management believes that the Company will attain sufficient future taxable income within the carry-forward periods to fully recover these taxes. If not used, the state net operating loss carry-forwards will begin to expire in 2014.

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Segments

12 Months Ended

Dec. 31, 2011

Segment Reporting [Abstract]

Segments

Segments

The determination of the Company's business segments is based on how the Company monitors and manages the performance of its operations. The Company's operating segments are strategic business units that offer different products and services. They are managed separately because each business requires different marketing strategies, personnel skill sets and technology.

The Company has two reportable segments, as follows: (1) Card, which provides payment processing and related services for bankcard transactions and (2) Other. The Card segment includes CPOS, our Canadian payments processing subsidiary, since March 2008, and Network Services since May 2008. Goodwill and intangible assets resulting from the acquisitions of CPOS and Network Services are reported in the Card segment. At December 31, 2011, goodwill related to CPOS and Network Services was $52.8 million. The Other segment includes Payroll, which provides payroll and related tax filing services, PrepaidCard, which provides prepaid card, stored-value card and loyalty and gift card solutions, and Heartland School Solutions, which provides point-of-sale platforms designed to facilitate food service operations. None of these Other segments meet the defined thresholds for determining individually reportable segments. Goodwill and intangible assets resulting from the acquisitions of Debitek, General Meters, Chockstone, Lunchbox, Comalex, mySchoolBucks and School-Link are reported in the Other segment. At December 31, 2011, total goodwill in the Other segment was $50.6 million.

The Company allocates revenues, expenses, assets and liabilities to segments only where directly attributable. The unallocated corporate administration amounts are costs attributed to finance, corporate administration, human resources and corporate services. At December 31, 2011 and 2010, 33% and 47% respectively, of the Other segment's total assets were funds that the Company holds as a fiduciary in its Payroll services activities for payment to taxing authorities. Reconciling items include eliminations of intercompany investments and receivables.

A summary of the Company’s segments for the three years ended December 31, 2011, 2010, and 2009 was as follows:

	Card Segment			Other Segment			Unallocated Corporate Administration Amounts			Reconciling Items			Total Amount
	(In thousands)
Year Ended December 31, 2011
Total revenues	$	1,940,512		$	56,650		$	—		$	(212	)	$	1,996,950
Depreciation and amortization	23,775			3,591			471			—			27,837
Interest income	177			—			—			—			177
Interest expense	4,332			5			—			(212		)	4,125
Net income (loss) attributable to Heartland	69,852			3,545			(29,458		)	—			43,939
Total assets	624,772			130,071			—			(157,922		)	596,921
Year Ended December 31, 2010
Total revenues	$	1,824,340		$	40,205		$	—		$	(208	)	$	1,864,337
Depreciation and amortization	22,537			2,927			556			—			26,020
Interest income	148			—			—			—			148
Interest expense	4,963			19			—			(204		)	4,778
Net income (loss) attributable to Heartland	56,611			(291		)	(21,783		)	—			34,537
Total assets	640,722			77,557			—			(156,815		)	561,464
Year Ended December 31, 2009
Total revenues	$	1,620,559		$	31,776		$	—		$	(196	)	$	1,652,139
Depreciation and amortization	19,045			2,077			748			—			21,870
Interest income	117			—			—			—			117
Interest expense	2,839			40			—			(181		)	2,698
Net income (loss) attributable to Heartland	(24,762		)	(138		)	(26,896		)	—			(51,796		)
Total assets	658,292			56,860			—			(152,946		)	562,206

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Summary of Significant Accounting Policies (Details) (USD $)	12 Months Ended			35 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009	Dec. 31, 2011	Jan. 31, 2011
Significant Accounting Policies [Line Items]
Processing-related cash in transit and collateral	$ 28,000,000	$ 25,600,000		$ 28,000,000
Cash used to fund merchant advances	40,000,000	29,500,000
Due to sponsor banks	63,881,000	72,573,000		63,881,000
Funds held for payroll customers, cash and cash equivalents	41,300,000			41,300,000
Funds held for payroll customers, investments available for sale	1,200,000			1,200,000
Goodwill	103,399,000	68,319,000	60,962,000	103,399,000
Estimated vesting percentage, Relationship Managers and sales managers	31.00%			31.00%
Provision for processing system intrusion	(1,012,000)	14,138,000	(128,943,000)
Proceeds from sale of merchant bankcard processing contracts, pre-tax	300,000	3,100,000
Insurance recovery, earnings per share	$ (0.02)	$ 0.22	$ (2.16)
Insurance recoveries		27,200,000
Processing system intrusion expenses, pre-tax	1,000,000	13,100,000	132,900,000	147,100,000
Legal fees, pre-tax		1,700,000		32,400,000
Impairment of acquisition intangible asset		800,000
Deferred tax liabilities, undistributed foreign earnings	2,200,000			2,200,000
Excess tax benefit from share-based compensation, financing activities	3,454,000	1,910,000	384,000
Notional amount of interest rate derivatives	42,500,000			42,500,000	50,000,000
Interest rate swap liabilities, at fair value	900,000			900,000
Deferred income tax expense (benefit), interest rate swaps	300,000
Cumulative foreign currency translation gain (loss)	(200,000)	(100,000)		(200,000)
Stockholders' equity attributable to noncontrolling interest	642,000	301,000		642,000
Invoicing terms	30 days
Recovery of pre-funding transactions	2 days
Amortization of capitalized customer acquisition costs, period	3 years
Signing bonus amount and amortization, adjustment period	1 year
Buy out of Relationship Managers and sales managers commissions, fixed multiple period	12 months
Determination of accrued buyout liability, gross margin for prior period	12 months
New SME merchant accrued buyout liability	0			0
Funding Advances [Member]
Significant Accounting Policies [Line Items]
Due to sponsor banks	45,200,000	63,200,000		45,200,000
Johnson City, Tennessee service center [Member]
Significant Accounting Policies [Line Items]
Business exit costs, pre-tax	800,000	500,000
Express Funds [Member]
Significant Accounting Policies [Line Items]
Business exit costs, pre-tax	$ 1,100,000
Building [Member]
Significant Accounting Policies [Line Items]
Useful life	39
Building Improvements [Member]
Significant Accounting Policies [Line Items]
Useful life	15
Furniture and Fixtures [Member]
Significant Accounting Policies [Line Items]
Minimum useful life	3
Maximum useful life	10
Software Development [Member]
Significant Accounting Policies [Line Items]
Minimum useful life	3
Maximum useful life	5

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Income Taxes (Tables)

12 Months Ended

Dec. 31, 2011

Income Tax Disclosure [Abstract]

Schedule of Components of Income Tax Expense (Benefit)

The provision for (benefit from) income taxes for the three years ended December 31, 2011, 2010, and 2009 consists of the following:                    

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Current
Federal	$	23,949		$	(15,587	)	$	(8,508	)
State	740			555			522
Foreign	676			303			237
Deferred
Federal	(435		)	34,311			(19,024		)
State	2,297			1,695			(3,040		)
Foreign	(101		)	(142		)	(106		)
Total provision for (benefit from) income taxes	$	27,126		$	21,135		$	(29,919	)

Schedule of Income before Income Tax, Domestic and Foreign

For financial reporting purposes, income (loss) before income taxes includes the following components:

	Year Ended December 31,
	2011		2010		2009
	(In thousands)
United States	$	69,540	$	55,158	$	(81,996	)
Foreign	1,933		637		347
Total income (loss) before income taxes	$	71,473	$	55,795	$	(81,649	)

Schedule of Effective Income Tax Rate Reconciliation

The differences in federal income taxes provided (benefited) and the amounts determined by applying the federal statutory tax rate of 35% to income (loss) before income taxes for the three years ended December 31, 2011, 2010, and 2009 are:

	Year Ended December 31,
	2011					2010					2009
	%		Amount			%		Amount			%		Amount
			(In thousands)					(In thousands)					(In thousands)
U.S. federal income tax at statutory rate	35.00	%	$	25,015		35.00	%	$	19,528		35.00	%	$	(28,577	)
U.S. state and local income taxes, net	2.80	%	2,001			2.67	%	1,492			1.94	%	(1,588		)
Foreign income taxes	(0.16	)%	(116		)	(0.01	)%	(7		)	(0.01	)%	4
Nondeductible expenses	0.36	%	261			0.44	%	246			(0.18	)%	143
Valuation Allowance	(0.01	)%	(5		)	—	%	(2		)	(0.20	)%	166
Other	(0.04	)%	(30		)	(0.22	)%	(122		)	0.09	%	(67		)
Provision for (benefit from) income taxes	37.95	%	$	27,126		37.88	%	$	21,135		36.64	%	$	(29,919	)

Unrecognized Tax Benefits Reconciliation

A reconciliation of the beginning and ending amount of unrecognized tax benefits for the years ended December 31, 2011, 2010, and 2009 is as follows:

	Year Ended December 31,
	2011			2010			2009
	(In thousands)
Balance at January 1,	$	1,309		$	1,391		$	1,732
Additions based on tax positions related to the current      year	637			448			—
Reductions based on tax positions related to      the prior years	—			(260		)	(226		)
Lapse of statute of limitations	(127		)	(270		)	(113		)
Settlements	—			—			(2		)
Balance at December 31,	$	1,819		$	1,309		$	1,391

Schedule of Deferred Tax Assets and Liabilities

The net deferred tax asset was comprised of the following at December 31, 2011 and 2010:

	December 31,
	2011			2010
	(In thousands)
Deferred tax assets:
Merchant contract costs	$	7,229		$	5,502
Loss reserve and accounts receivable allowance	1,198			815
Share-based compensation	6,691			4,883
FIN No. 48 deferred tax reserve-state tax	722			523
Intangibles	2,803			1,789
Unearned Rent	12			66
Other comprehensive income	341			—
Reserve for processing system intrusion	—			909
Reserve for Litigation	746			1,536
State net operating loss carry-forwards	1,369			2,855
Reserve for processor incentive	390			—
Deferred compensation	2,852			—
Deferred state tax assets	364			—
Other	1,114			570
Deferred tax assets	25,831			19,448
Less Valuation Allowance	(158		)	(164		)
Net Deferred tax Assets	25,673			19,284
Deferred tax liabilities:
Capitalized signing bonus	16,023			16,716
Software development	14,392			9,227
Property and equipment	4,622			3,377
Goodwill	5,533			3,544
Deferred compensation	—			408
Deferred state tax liability	—			476
Deferred tax liabilities	40,570			33,748
Net deferred tax liabilities	(14,897		)	(14,464		)
Less current deferred tax asset, net	6,746			7,250
Net deferred tax liabilities - non-current portion	$	(21,643	)	$	(21,714	)

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Consolidated Statements of Operations and Comprehensive Income (Loss) Parentheticals (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Unrealized (losses) gains on investments, tax	$ (4)	$ 30	$ 54
Unrealized losses on derivative financial instruments, tax	$ (341)	$ 0	$ 0

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Processing System Intrusion

12 Months Ended

Dec. 31, 2011

Processing System Intrusion [Abstract]

Processing System Intrusion

Processing System Intrusion

On January 20, 2009, the Company publicly announced the discovery of a criminal breach of its payment systems environment (the “Processing System Intrusion”). The Processing System Intrusion involved malicious software that appears to have been used to collect in-transit, unencrypted payment card data while it was being processed by the Company during the transaction authorization process. The Company believes the breach has been contained and did not extend beyond 2008.

Since its announcement of the Processing System Intrusion on January 20, 2009 and through December 31, 2011, the Company has expensed a total of $147.1 million, before reducing those charges by $31.2 million of total insurance recoveries. The majority of the total charges, or approximately $114.7 million, related to settlements of claims. Approximately $32.4 million of the total charges were for legal fees and costs we incurred for investigations, defending various claims and actions, remedial actions and crisis management services.

The following table summarizes the Provision for Processing System Intrusion, which the Company recorded for settlement accruals, legal fees and costs it incurred for defending various claims and actions associated with the Processing System Intrusion, and amounts it recovered from insurance providers for the years ended December 31, 2011, 2010 and 2009:

	Year Ended December 31,
	2011			2010			2009
	(in millions, except per share data)
(Charges) for settlement accruals, legal fees and costs	$	(1.0	)	$	(13.1	)	$	(132.9	)
Insurance recoveries	—			27.2			4.0
(Provision for) recovery of processing system intrusion costs	$	(1.0	)	$	14.1		$	(128.9	)
Per share	$	(0.02	)	$	0.22		$	(2.16	)

In 2009 and 2010, the Company had entered into settlements with the bankcard networks for various claims and disputes related to the Processing System Intrusion. During the year ended December 31, 2010, the Company settled the following claims and disputes related to the Processing System Intrusion:

• On January 7, 2010, the Company entered into a settlement agreement with Heartland Bank, KeyBank National Association (“KeyBank,” and, together with Heartland Bank, the “Sponsor Banks”), and Visa U.S.A. Inc., Visa International Service Association and Visa Inc. (collectively, “Visa”) to resolve potential claims and other disputes among the Company, the Sponsor Banks and Visa with respect to the potential rights and claims of Visa and certain issuers of Visa-branded credit and debit cards related to the Processing System Intrusion (the “Visa Settlement Agreement”). After including a $780,000 credit for fines previously collected by Visa during 2009, the amount paid by the Company under the Visa Settlement Agreement was $59.3 million. The costs of this settlement were included in the Company's Provision for Processing System Intrusion on its Consolidated Statement of Operations for the year ended December 31, 2009 and in its Reserve for Processing System Intrusion on its Consolidated Balance Sheet as of December 31, 2009. Financial institutions representing more than 97 percent of eligible Visa-branded credit and debit cards have accepted the offers they received pursuant to the settlement entered into between and among the Company, Visa, and the Sponsor Banks.

On February 18, 2010, the Company entered into a bridge loan agreement (the “Bridge Loan Agreement”) with KeyBank, as administrative agent, and KeyBank and Heartland Bank as bridge lenders. On that date, KeyBank made a bridge loan to the Company in the amount of $20.0 million and Heartland Bank made a bridge loan in the amount of $8.0 million (collectively, the “Bridge Loan”). See Note 11, Credit Facilities for additional terms of the Bridge Loan.

On February 18, 2010, the Company also entered into a Commitment Increase Agreement pursuant to the Amended and Restated Credit Agreement dated as of May 30, 2008 (the “Commitment Increase Agreement”) whereby KeyBank, as one of the lenders under the Amended and Restated Credit Agreement, agreed to increase its revolving credit commitment to the company under the Amended and Restated Credit Agreement by $25.0 million (the “Increased Credit Commitment”). See Note 11, Credit Facilities for additional terms of the Commitment Increase Agreement.

The proceeds of the Bridge Loan and the Increased Credit Commitment, together with a portion of the Company's cash reserves, were used to fund the settlement with Visa. The Settlement Agreement was consummated on February 18, 2010, with a payment of $58.6 million.

• On May 19, 2010, the Company entered into a settlement agreement with MasterCard Worldwide (“MasterCard”) to resolve potential claims and other disputes among the Company, the Sponsor Banks and MasterCard related to the Processing System Intrusion (the “MasterCard Settlement Agreement”). Under the MasterCard Settlement Agreement, alternative recovery offers totaling $41.4 million were made to eligible MasterCard issuers with respect to losses alleged to have been incurred by them as a result of the Processing System Intrusion. The $41.4 million included a $6.6 million credit for fines previously collected by MasterCard during 2009, so the maximum amount payable under the settlement was $34.8 million if all MasterCard issuers had accepted the settlement. On September 3, 2010 and September 14, 2010, the Company paid approximately $34.4 million because certain issuers did not accept settlement. Those issuers, who represent less than 1% of the accounts eligible for the settlement, have been preliminarily awarded $367,172 by MasterCard, and the Company is contesting that award.

• On August 31, 2010, the Company and DFS Services, LLC (”Discover”) entered into an agreement of settlement and release to resolve potential claims and other disputes among the Company and Discover (and its affiliates and certain of its issuers) with respect to the Processing System Intrusion (the “Discover Settlement Agreement”). On September 2, 2010, the Company paid Discover $5.0 million in full and final satisfaction of any and all claims of Discover, its affiliates and certain of its issuers arising from or relating to the Processing System Intrusion. The Discover Settlement Agreement contains mutual releases by and between the Company and Discover (on behalf of itself and its affiliates) relating to the Processing System Intrusion.

During the year ended December 31, 2009, the Company settled the following claims and disputes related to the Processing System Intrusion:

• On December 17, 2009, we entered into a settlement agreement and release with American Express to resolve potential claims and other disputes among us and American Express (and its issuers) with respect to the Processing System Intrusion, and subsequently we paid approximately $3.5 million in full and final satisfaction of any and all claims of American Express and its issuers arising from or relating to the Processing System Intrusion. Such settlement agreement and release contains mutual releases by and between us and American Express (on behalf of itself and its issuers) relating to the Processing System Intrusion.

These settlement amounts were previously provided for in the Company's Provision for Processing System Intrusion and carried in its Reserve for Processing System Intrusion. The Company does not consider it a reasonable possibility that losses exceeding the amounts already recognized on the matters subject to the settlement agreements will be incurred. With regard to the unsettled claims related to the Processing System Intrusion, which the Company described in “Management's Discussion and Analysis - Legal and Regulatory Considerations,” the Company determined material losses in addition to those previously accrued are not considered reasonably possible on any such claim disclosed. The Company is prepared to vigorously defend itself against any unsettled claims relating to the Processing System Intrusion that have been asserted against it and its sponsor banks to date. The Company feels it has strong defenses to all the claims that have been asserted against it and its sponsor banks relating to the Processing System Intrusion.

Additional costs the Company expects to incur for legal fees and costs for defending the unsettled claims and actions associated with the Processing System Intrusion will be recognized as incurred. Such costs are not expected to be material to its results of operations, financial condition and cash flow.

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Intangible Assets and Goodwill (Schedule of Finite-Lived Intangible Assets by Major Class) (Details) (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Finite-Lived Intangible Assets [Line Items]
Gross Assets	$ 49,840,000	$ 44,171,000
Accumulated Amortization	(17,342,000)	(13,011,000)
Net Asset	32,498,000	31,160,000
Finite-Lived intangible assets, amortization expense	4,700,000	5,200,000	5,000,000
Customer relationships
Finite-Lived Intangible Assets [Line Items]
Gross Assets	33,166,000	28,665,000
Accumulated Amortization	(5,406,000)	(3,452,000)
Net Asset	27,760,000	25,213,000
Amortization life and method, useful life, minimum (in years)	3	3
Amortization life and method, useful life, maximum (in years)	18	18
Merchant Portfolio
Finite-Lived Intangible Assets [Line Items]
Gross Assets	3,345,000	3,345,000
Accumulated Amortization	(1,819,000)	(1,180,000)
Net Asset	1,526,000	2,165,000
Amortization life and method, useful life, maximum (in years)	7	7
Software
Finite-Lived Intangible Assets [Line Items]
Gross Assets	10,078,000	9,705,000
Accumulated Amortization	(8,612,000)	(7,149,000)
Net Asset	1,466,000	2,556,000
Amortization life and method, useful life, minimum (in years)	2	3
Amortization life and method, useful life, maximum (in years)	5	5
Non-compete agreements
Finite-Lived Intangible Assets [Line Items]
Gross Assets	2,794,000	1,840,000
Accumulated Amortization	(1,126,000)	(768,000)
Net Asset	1,668,000	1,072,000
Amortization life and method, useful life, minimum (in years)	3	3
Amortization life and method, useful life, maximum (in years)	5	5
Other
Finite-Lived Intangible Assets [Line Items]
Gross Assets	457,000	616,000
Accumulated Amortization	(379,000)	(462,000)
Net Asset	$ 78,000	$ 154,000
Amortization life and method, useful life, minimum (in years)	2	2
Amortization life and method, useful life, maximum (in years)	9	9

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Segments (Schedule of Segment Reporting Information, by Segment) (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended								12 Months Ended
	Dec. 31, 2011 Reportable_Segments	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2010	Sep. 30, 2010	Jun. 30, 2010	Mar. 31, 2010	Dec. 31, 2011 Reportable_Segments	Dec. 31, 2010	Dec. 31, 2009
Segment Reporting Information [Line Items]
Number of Reportable Segments	2								2
Goodwill	$ 103,399				$ 68,319				$ 103,399	$ 68,319	$ 60,962
Total revenues	471,423	531,904	525,977	467,646	478,226	499,074	475,881	411,156	1,996,950	1,864,337	1,652,139
Depreciation and amortization									27,837	26,020	21,870
Interest income									177	148	117
Interest expense									4,125	4,778	2,698
Net income (loss) attributable to Heartland	11,220	12,646	12,258	7,815	6,633	7,533	6,143	14,228	43,939	34,537	(51,796)
Total assets	596,921				561,464				596,921	561,464	562,206
Card Segment [Member]
Segment Reporting Information [Line Items]
Goodwill	52,800								52,800
Total revenues									1,940,512	1,824,340	1,620,559
Depreciation and amortization									23,775	22,537	19,045
Interest income									177	148	117
Interest expense									4,332	4,963	2,839
Net income (loss) attributable to Heartland									69,852	56,611	(24,762)
Total assets	624,772				640,722				624,772	640,722	658,292
Other Segment [Member]
Segment Reporting Information [Line Items]
Goodwill	50,600								50,600
Funds Held as a Fiduciary in Payroll Services Activities for Payment to Taxing Authorities, Portion of Total Assets, Percentage	33.00%				47.00%				33.00%	47.00%
Total revenues									56,650	40,205	31,776
Depreciation and amortization									3,591	2,927	2,077
Interest income									0	0	0
Interest expense									5	19	40
Net income (loss) attributable to Heartland									3,545	(291)	(138)
Total assets	130,071				77,557				130,071	77,557	56,860
Unallocated Corporate Administration Amounts [Member]
Segment Reporting Information [Line Items]
Total revenues									0	0	0
Depreciation and amortization									471	556	748
Interest income									0	0	0
Interest expense									0	0	0
Net income (loss) attributable to Heartland									(29,458)	(21,783)	(26,896)
Total assets	0				0				0	0	0
Reconciling Items [Member]
Segment Reporting Information [Line Items]
Total revenues									(212)	(208)	(196)
Depreciation and amortization									0	0	0
Interest income									0	0	0
Interest expense									(212)	(204)	(181)
Net income (loss) attributable to Heartland									0	0	0
Total assets	$ (157,922)				$ (156,815)				$ (157,922)	$ (156,815)	$ (152,946)

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Income Taxes (Schedule of Income before Income Tax, Domestic and Foreign) (Details) (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Income Tax Disclosure [Abstract]
United States	$ 69,540	$ 55,158	$ (81,996)
Foreign	1,933	637	347
Income (loss) before income taxes	$ 71,473	$ 55,795	$ (81,649)

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Earnings Per Share

12 Months Ended

Dec. 31, 2011

Earnings Per Share [Abstract]

Earnings Per Share

Earnings Per Share

The Company presents earnings per share data following the established standards for the computation and presentation of basic and diluted earnings per share data. Under these standards, the dilutive effect of stock options is excluded from the calculation of basic earnings per share but included in diluted earnings per share. The following is a reconciliation of the amounts used to calculate basic and diluted earnings per share:

	Year Ended December 31,
	2011		2010		2009
	(in thousands, except per share)
Basic:
Net income (loss) attributable to Heartland	$	43,939	$	34,537	$	(51,796	)
Weighted average common stock outstanding	38,931		37,994		37,483
Earnings (loss) per share	$	1.13	$	0.91	$	(1.38	)
Diluted:
Net income (loss) attributable to Heartland	$	43,939	$	34,537	$	(51,796	)
Basic weighted average common stock outstanding	38,931		37,994		37,483
Effect of dilutive instruments:
Stock options and restricted share units	1,302		1,316		545
Diluted weighted average shares outstanding	40,233		39,310		38,028
Earnings (loss) per share	$	1.09	$	0.88	$	(1.38	)

(a) Due to the net loss in the 2009 period, calculating Diluted Earnings Per Share using diluted weighted average shares

would be anti-dilutive. Therefore, weighted average common stock outstanding was used to calculate Diluted Earnings

Per Share for the 2009 period.

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Stock Incentive Plan Stock Incentive Plan (Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions) (Details)	12 Months Ended
	Dec. 31, 2011 Y	Dec. 31, 2010 Y	Dec. 31, 2009 Y	May 31, 2010	Jun. 30, 2009
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Expected volatility	55.00%	54.00%	48.00%
Expected life	3.65	3.75
Expected life, minimum			3.75
Expected life, maximum			4.0
Expected dividends	0.80%	0.40%	0.47%
Risk-free interest rate	0.55%	1.21%	1.76%
Stock options, granted	7,700,000			7,700,000	930,000
Period of continuous service	4 years
2009 stock options, term			5 years
2009 stock options, consecutive trading days	30 days
Stock options, vested	232,500

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Credit Facilities (Tables)

12 Months Ended

Dec. 31, 2011

Debt Disclosure [Abstract]

Schedule of Maturities of Long-term Debt

Principal payments due under the Term Credit Facility as of December 31, 2011 were as follows:

For the Years Ended December 31,	(In thousands)
2012	$	15,000
2013	20,000
2014	20,000
2015	30,000
	$	85,000

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Stockholders' Equity

12 Months Ended

Dec. 31, 2011

Equity [Abstract]

Stockholders' Equity

Stockholders' Equity

Common Stock Repurchases. On October 21, 2011, our Board of Directors authorized the repurchase of up to $50 million worth of our common stock. Repurchases under this program will be made through the open market, or in privately negotiated transactions, from time to time in accordance with applicable laws and regulations. We intend to fund any repurchases with cash flow from operations, existing cash on the balance sheet, and other sources including the proceeds of options exercises. The manner, timing and amount of repurchases, if any, will be determined by our management and will depend on a variety of factors, including price, corporate and regulatory requirements, market conditions and other corporate liquidity requirements. The repurchase program may be modified or discontinued at any time.

Under this authorization, in 2011 the Company repurchased an aggregate of 778,889 shares of its common stock at a cost of $16.8 million, or an average cost of $21.61 per share. At December 31, 2011, the Company has remaining authorization to repurchase up to an additional $33.2 million of our common stock. No common stock was repurchased during the year ended December 31, 2010. Under a prior authorization from its Board of Directors, the Company repurchased 350,400 shares of its common stock at an average per share cost of $9.14 during the year ended December 31, 2009.

Dividends on Common Stock. During the years ended December 31, 2011, 2010 and 2009, the Company's Board of Directors declared the following quarterly cash dividends on common stock:

Date Declared	Record Date	Date Paid	Amount Paid Per Common Share
Twelve Months Ended December 31, 2011
February 16, 2011	March 4, 2011	March 15, 2011	$0.04
May 13, 2011	May 24, 2011	June 15, 2011	$0.04
August 2, 2011	August 24, 2011	September 15, 2011	$0.04
October 21, 2011	November 24, 2011	December 15, 2011	$0.04
Twelve Months Ended December 31, 2010
February 18, 2010	March 5, 2010	March 15, 2010	$0.01
May 4, 2010	May 25, 2010	June 15, 2010	$0.01
August 3, 2010	August 25, 2010	September 15, 2010	$0.01
November 2, 2010	November 23, 2010	December 15, 2010	$0.01
Twelve Months Ended December 31, 2009
February 20, 2009	March 9, 2009	March 16, 2009	$0.025
May 7, 2009	May 25, 2009	June 15, 2009	$0.01
August 3, 2009	August 25, 2009	September 15, 2009	$0.01
November 3, 2009	November 23, 2009	December 15, 2009	$0.01

On February 8, 2012, the Company's Board of Directors declared a quarterly cash dividend of $0.06 per share of common stock, payable on March 15, 2012 to stockholders of record as of March 2, 2012.