Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets
Cash and cash equivalents	$ 21,211	$ 27,101
Interest-bearing deposits at other banks	4,363	4,918
Investment securities available-for-sale, at fair value	411,012	452,769
Investment securities, held-to-maturity, net of allowance for credit losses of $91 and $91,fair value of $3,131 and $3,049	3,643	3,555
Bank stocks, at cost	7,894	8,123
Loans, net of allowance for credit losses of $11,544 and $10,608	990,242	937,619
Loans held for sale, at fair value	3,250	853
Bank owned life insurance	39,176	38,333
Premises and equipment, net	20,976	19,709
Goodwill	32,377	32,377
Other intangible assets, net	2,729	3,241
Mortgage servicing rights	3,041	3,158
Real estate owned, net	428	928
Accrued interest and other assets	23,309	28,988
Total assets	1,563,651	1,561,672
Deposits:
Non-interest-bearing demand	360,188	367,103
Money market and checking	565,629	613,613
Savings	145,825	152,381
Certificates of deposit	203,860	183,154
Total deposits	1,275,502	1,316,251
Federal Home Loan Bank and other borrowings	92,050	64,662
Subordinated debentures	21,651	21,651
Repurchase agreements	9,528	12,714
Accrued interest and other liabilities	25,229	19,480
Total liabilities	1,423,960	1,434,758
Commitments and contingencies
Stockholders’ equity:
Preferred stock, $0.01 par value per share, 200,000 shares authorized; none issued
Common stock, $0.01 par value per share, 7,500,000 shares authorized; 5,522,582 and 5,481,407 shares issued at September 30, 2024 and December 31, 2023, respectively	55	55
Additional paid-in capital	89,532	89,208
Retained earnings	60,549	54,282
Treasury stock, at cost; 21,361 and 3,812 shares at September 30, 2024 and December 31, 2023, respectively	(396)	(75)
Accumulated other comprehensive loss	(10,049)	(16,556)
Total stockholders’ equity	139,691	126,914
Total liabilities and stockholders’ equity	$ 1,563,651	$ 1,561,672