Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 189,213	$ 84,818
Interest-bearing deposits at other banks	7,378	5,460
Investment securities available-for-sale, at fair value	380,717	291,810
Bank stocks, at cost	2,905	4,473
Loans, net of allowance for loans losses of $8,775 and $8,775	653,233	702,782
Loans held for sale, at fair value	4,795	15,533
Bank owned life insurance	32,106	25,420
Premises and equipment, net	20,803	20,493
Goodwill	17,532	17,532
Other intangible assets, net	84	206
Mortgage servicing rights	4,193	3,726
Real estate owned, net	2,551	1,774
Accrued interest and other assets	13,458	14,000
Total assets	1,328,968	1,188,027
Deposits:
Non-interest bearing demand	350,005	264,878
Money market and checking	536,868	491,275
Savings	155,501	126,124
Certificates of deposit	106,107	133,750
Total deposits	1,148,481	1,016,027
Subordinated debentures	21,651	21,651
Other borrowings	7,403	6,371
Accrued interest and other liabilities	15,790	17,306
Total liabilities	1,193,325	1,061,355
Commitments and contingencies
Stockholders’ equity:
Preferred stock, $0.01 par, 200,000 shares authorized; none issued
Common stock, $0.01 par, 7,500,000 shares authorized; 4,997,459 and 4,750,838 shares issued and outstanding at December 31, 2021 and 2020, respectively	50	48
Additional paid-in capital	79,120	72,230
Retained earnings	52,593	44,947
Accumulated other comprehensive income	3,880	9,447
Total stockholders’ equity	135,643	126,672
Total liabilities and stockholders’ equity	$ 1,328,968	$ 1,188,027