Accrued Expenses

6 Months Ended

Jun. 30, 2019

Accrued Liabilities, Current [Abstract]

Accrued Expenses and Accrued Litigation

Accrued expenses consisted of the following:

	June 30, 2019		December 31, 2018
	(in millions)
Customer and merchant incentives	$	3,425	$	3,275
Personnel costs	404		744
Income and other taxes	358		158
Other	565		570
Total accrued expenses	$	4,752	$	4,747

Customer and merchant incentives represent amounts to be paid to customers under business agreements. As of June 30, 2019 and December 31, 2018, the Company’s provision for litigation was $935 million and $1,591 million, respectively. These amounts are not included in the accrued expenses table above and are separately reported as accrued litigation on the consolidated

balance sheet. See Note 15 (Legal and Regulatory Proceedings) for additional information regarding the Company’s accrued litigation.