The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS Alerian Infrastructure ML INX 00162q866 1,928 110,042 SH   SOLE   110,042 0 0
Financial Select SPDR INX 81369y605 455 18,400 SH   SOLE   18,400 0 0
KBW Regional Banking INX 78464a698 3,141 77,180 SH   SOLE   77,180 0 0
Nuveen S&P 500 Buy-Write Inc F INX 6706er101 1,597 131,863 SH   SOLE   131,863 0 0
REIT Index Fund INX 464287564 512 5,288 SH   SOLE   5,288 0 0
S&P 500 Index Trust INX 464287200 1,865 9,016 SH   SOLE   9,016 0 0
S&P 500 Spiders INX 78462F103 1,480 7,201 SH   SOLE   7,201 0 0
S&P Midcap 400 Index INX 464287507 1,056 7,291 SH   SOLE   7,291 0 0
S&P Small Cap 600 INX 464287804 530 4,651 SH   SOLE   4,651 0 0
S&P Smallcap 600 Growth Index INX 464287887 6,014 49,136 SH   SOLE   49,136 0 0
S&P Smallcap 600 Value Index F INX 464287879 6,455 54,727 SH   SOLE   54,727 0 0
SPDR S&P Emerging Mkts Dividen INX 78463x533 656 19,245 SH   SOLE   19,245 0 0
SPDR S&P Intl Dividend INX 78463x772 214 5,096 SH   SOLE   5,096 0 0
SPDR S&P Midcap 400 INX 78467y107 1,297 4,915 SH   SOLE   4,915 0 0
Schwab International Equity INX 808524805 584 20,184 SH   SOLE   20,184 0 0
StreetTracks SPDR Dividend INX 78464a763 2,872 36,447 SH   SOLE   36,447 0 0
UBS E-TRACS Wells Fargo Bus De INX 902641588 2,164 94,600 SH   SOLE   94,600 0 0
Vanguard FTSE Emerging Markets INX 922042858 5,195 129,803 SH   SOLE   129,803 0 0
Vanguard REIT INX 922908553 225 2,775 SH   SOLE   2,775 0 0
Vanguard Small Cap INX 922908751 232 1,987 SH   SOLE   1,987 0 0
Vanguard Total Stock Market INX 922908769 1,579 14,893 SH   SOLE   14,893 0 0
WisdomTree Emerging Mkts Equit INX 97717w315 726 17,228 SH   SOLE   17,228 0 0
WisdomTree Europe Hedged Equit INX 97717x701 660 11,870 SH   SOLE   11,870 0 0
WisdomTree Japan Hedged Equity INX 97717w851 281 5,700 SH   SOLE   5,700 0 0
iShares DJ US Medical Devices INX 464288810 502 4,440 SH   SOLE   4,440 0 0
iShares Dow Jones Intl Select INX 464288448 864 25,660 SH   SOLE   25,660 0 0
iShares MSCI EAFE Growth Index INX 464288885 2,182 33,151 SH   SOLE   33,151 0 0
iShares MSCI EAFE Trust INX 464287465 2,292 37,677 SH   SOLE   37,677 0 0
iShares MSCI EAFE Value Index INX 464288877 1,227 24,047 SH   SOLE   24,047 0 0
iShares MSCI Emerging Mkts Ind INX 464287234 2,487 63,308 SH   SOLE   63,308 0 0
iShares MSCI Hong Kong Index F INX 464286871 372 18,100 SH   SOLE   18,100 0 0
iShares MSCI Singapore Index F INX 464286673 294 22,515 SH   SOLE   22,515 0 0
iShares MSCI Taiwan INX 464286731 331 21,900 SH   SOLE   21,900 0 0
iShares Nasdaq Biotech Index INX 464287556 1,408 4,642 SH   SOLE   4,642 0 0
iShares Real Estate 50 INX 464288521 783 16,572 SH   SOLE   16,572 0 0
iShares Russell 1000 Growth In INX 464287614 6,396 66,898 SH   SOLE   66,898 0 0
iShares Russell 1000 Value Ind INX 464287598 4,891 46,853 SH   SOLE   46,853 0 0
iShares Russell 2000 Growth INX 464287648 3,946 27,713 SH   SOLE   27,713 0 0
iShares Russell 2000 Index Fd INX 464287655 908 7,590 SH   SOLE   7,590 0 0
iShares Russell 2000 Value INX 464287630 278 2,730 SH   SOLE   2,730 0 0
iShares Russell MidCap Growth INX 464287481 2,179 23,375 SH   SOLE   23,375 0 0
iShares Russell MidCap Value INX 464287473 3,602 48,834 SH   SOLE   48,834 0 0
iShares S&P 400 Midcap Growth INX 464287606 14,601 91,445 SH   SOLE   91,445 0 0
iShares S&P 400 Midcap Value INX 464287705 10,185 79,674 SH   SOLE   79,674 0 0
iShares S&P 500 Growth Index F INX 464287309 26,322 235,863 SH   SOLE   235,863 0 0
iShares S&P 500 Value Index Fd INX 464287408 16,479 175,739 SH   SOLE   175,739 0 0
3M Company COM 88579y101 1,505 9,160 SH   SOLE   9,160 0 0
AT&T Corp. COM 00206r102 4,822 143,555 SH   SOLE   143,555 0 0
AbbVie Inc. COM 00287y109 6,121 93,536 SH   SOLE   93,536 0 0
Abbott Laboratories COM 002824100 1,686 37,441 SH   SOLE   37,441 0 0
Air Products & Chem COM 009158106 967 6,708 SH   SOLE   6,708 0 0
Altria Group, Inc. COM 02209s103 5,006 101,598 SH   SOLE   101,598 0 0
AmeriGas Partners LP COM 030975106 201 4,200 SH   SOLE   4,200 0 0
American Express Co. COM 025816109 213 2,290 SH   SOLE   2,290 0 0
Amgen, Inc. COM 031162100 1,100 6,908 SH   SOLE   6,908 0 0
Apple Computer Inc. COM 037833100 7,790 70,572 SH   SOLE   70,572 0 0
Automatic Data Proc. COM 053015103 226 2,710 SH   SOLE   2,710 0 0
BP PLC ADR COM 055622104 2,373 62,246 SH   SOLE   62,246 0 0
Bank of America COM 060505104 4,086 228,413 SH   SOLE   228,413 0 0
Bank of Montreal COM 063671101 1,134 16,037 SH   SOLE   16,037 0 0
Bank of New York Mellon COM 064058100 674 16,603 SH   SOLE   16,603 0 0
Bemis Co. COM 081437105 294 6,500 SH   SOLE   6,500 0 0
Blackrock Inc. COM 09247X101 5,059 14,148 SH   SOLE   14,148 0 0
Boeing Co. COM 097023105 5,801 44,630 SH   SOLE   44,630 0 0
Bristol-Myers Squibb COM 110122108 889 15,055 SH   SOLE   15,055 0 0
CSX Corp. COM 126408103 435 12,000 SH   SOLE   12,000 0 0
Capital One Fincl Corp COM 14040H105 4,367 52,907 SH   SOLE   52,907 0 0
Cardinal Health Inc. COM 14149y108 3,706 45,908 SH   SOLE   45,908 0 0
Caterpillar Inc. COM 149123101 974 10,639 SH   SOLE   10,639 0 0
Chevron Corporation COM 166764100 3,620 32,268 SH   SOLE   32,268 0 0
Cisco Systems COM 17275r102 490 17,619 SH   SOLE   17,619 0 0
Clorox Co. COM 189054109 892 8,557 SH   SOLE   8,557 0 0
Colgate-Palmolive COM 194162103 659 9,520 SH   SOLE   9,520 0 0
Comcast Corp. COM 20030n101 4,585 79,041 SH   SOLE   79,041 0 0
ConocoPhillips COM 20825c104 4,036 58,436 SH   SOLE   58,436 0 0
Consolidated Edison COM 209115104 1,144 17,328 SH   SOLE   17,328 0 0
Cummins Inc. COM 231021106 5,056 35,073 SH   SOLE   35,073 0 0
Devon Energy Corp. COM 25179M103 3,719 60,765 SH   SOLE   60,765 0 0
Disney, Walt Co. COM 254687106 515 5,468 SH   SOLE   5,468 0 0
DuPont, E.I. de Nemours COM 263534109 1,631 22,055 SH   SOLE   22,055 0 0
Duke Energy Corp. COM 26441c204 1,435 17,177 SH   SOLE   17,177 0 0
Eaton Corp. Plc COM g29183103 4,323 63,611 SH   SOLE   63,611 0 0
Emerson Electric COM 291011104 1,413 22,891 SH   SOLE   22,891 0 0
Energy Transfer Partners LP COM 29273r109 349 5,365 SH   SOLE   5,365 0 0
Enterprise Products Partners L COM 293792107 1,791 49,572 SH   SOLE   49,572 0 0
ExxonMobil COM 30231g102 2,486 26,895 SH   SOLE   26,895 0 0
Fiserv Inc. COM 337738108 916 12,900 SH   SOLE   12,900 0 0
General Dynamics Corp. COM 369550108 310 2,250 SH   SOLE   2,250 0 0
General Electric Co. COM 369604103 1,263 49,962 SH   SOLE   49,962 0 0
GlaxoSmithKline COM 37733w105 469 10,982 SH   SOLE   10,982 0 0
Halliburton Co. COM 406216101 2,066 52,534 SH   SOLE   52,534 0 0
Home Depot Inc. COM 437076102 405 3,854 SH   SOLE   3,854 0 0
Honeywell Intl. Inc. COM 438516106 2,716 27,183 SH   SOLE   27,183 0 0
IBM Corp. COM 459200101 226 1,411 SH   SOLE   1,411 0 0
Intel Corp. COM 458140100 1,867 51,459 SH   SOLE   51,459 0 0
International Paper COM 460146103 5,039 94,038 SH   SOLE   94,038 0 0
J.P. Morgan Chase COM 46625h100 7,260 116,019 SH   SOLE   116,019 0 0
Johnson & Johnson COM 478160104 6,110 58,432 SH   SOLE   58,432 0 0
Johnson Controls COM 478366107 5,847 120,948 SH   SOLE   120,948 0 0
Joy Global Inc. COM 481165108 204 4,386 SH   SOLE   4,386 0 0
Kimberly-Clark Corp. COM 494368103 1,631 14,117 SH   SOLE   14,117 0 0
Kinder Morgan, Inc. COM 49456b101 6,960 164,495 SH   SOLE   164,495 0 0
Kohl's Corp. COM 500255104 870 14,254 SH   SOLE   14,254 0 0
Kraft Foods Group Inc. COM 50076q106 3,169 50,577 SH   SOLE   50,577 0 0
Left Behind Games Inc. COM 52464n109 0 20,000 SH   SOLE   20,000 0 0
Lilly, Eli & Co. COM 532457108 648 9,398 SH   SOLE   9,398 0 0
Lockheed Martin COM 539830109 1,395 7,242 SH   SOLE   7,242 0 0
MGE Energy Inc. COM 55277p104 219 4,800 SH   SOLE   4,800 0 0
Medtronic Inc. COM g5960l103 455 6,305 SH   SOLE   6,305 0 0
Merck & Co. COM 58933y105 1,695 29,845 SH   SOLE   29,845 0 0
Microchip Tech Inc. COM 595017104 1,233 27,328 SH   SOLE   27,328 0 0
Microsoft Corp. COM 594918104 7,002 150,743 SH   SOLE   150,743 0 0
NIKE Inc. Cl. B COM 654106103 335 3,483 SH   SOLE   3,483 0 0
NextEra Energy, Inc. COM 65339f101 712 6,700 SH   SOLE   6,700 0 0
Northrop Grumman COM 666807102 448 3,040 SH   SOLE   3,040 0 0
Novartis AG ADR COM 66987v109 292 3,154 SH   SOLE   3,154 0 0
ONEOK Partners LP COM 68268n103 631 15,930 SH   SOLE   15,930 0 0
Oaktree Capital Group, LLC Cl COM 674001201 236 4,550 SH   SOLE   4,550 0 0
PPG Industries COM 693506107 538 2,329 SH   SOLE   2,329 0 0
PepsiCo, Inc. COM 713448108 5,725 60,548 SH   SOLE   60,548 0 0
Pfizer, Inc. COM 717081103 6,067 194,766 SH   SOLE   194,766 0 0
Philip Morris Int'l Inc. COM 718172109 4,100 50,340 SH   SOLE   50,340 0 0
Potash Corp. of Saskatchewan COM 73755l107 783 22,181 SH   SOLE   22,181 0 0
Procter & Gamble COM 742718109 2,681 29,428 SH   SOLE   29,428 0 0
Qualcomm Inc. COM 747525103 396 5,323 SH   SOLE   5,323 0 0
Raytheon Co. COM 755111507 227 2,100 SH   SOLE   2,100 0 0
Schlumberger Ltd. COM 806857108 4,294 50,273 SH   SOLE   50,273 0 0
Sherwin-Williams Co. COM 824348106 263 1,000 SH   SOLE   1,000 0 0
Southern Company COM 842587107 967 19,681 SH   SOLE   19,681 0 0
Stryker Corp. COM 863667101 416 4,414 SH   SOLE   4,414 0 0
Sysco Corp. COM 871829107 710 17,900 SH   SOLE   17,900 0 0
Target Corp. COM 87612E106 6,583 86,720 SH   SOLE   86,720 0 0
Texas Instruments COM 882508104 410 7,677 SH   SOLE   7,677 0 0
Thermo Fisher Scientific COM 883556102 439 3,500 SH   SOLE   3,500 0 0
Travelers Cos. Inc. COM 89417e109 950 8,977 SH   SOLE   8,977 0 0
U.S. Bancorp COM 902973304 392 8,723 SH   SOLE   8,723 0 0
Union Pacific Corp. COM 907818108 2,145 18,008 SH   SOLE   18,008 0 0
United Parcel Service COM 911312106 398 3,580 SH   SOLE   3,580 0 0
United Technologies COM 913017109 313 2,720 SH   SOLE   2,720 0 0
Valero Energy Corp. COM 91913y100 421 8,500 SH   SOLE   8,500 0 0
Verizon Communctns COM 92343v104 6,625 141,631 SH   SOLE   141,631 0 0
Wal-Mart Stores Inc. COM 931142103 339 3,948 SH   SOLE   3,948 0 0
Walgreen Boots Alliance, Inc. COM 931427108 1,099 14,424 SH   SOLE   14,424 0 0
Wells Fargo & Co. COM 949746101 5,512 100,549 SH   SOLE   100,549 0 0
Dodge & Cox Intl Fund FUND 256206103 231 5,494 SH   SOLE   5,494 0 0
Fidelity Spartan 500 Index Inv FUND 315911206 414 5,679 SH   SOLE   5,679 0 0
Franklin Income Fund Cl A FUND 353496300 65 26,918 SH   SOLE   26,918 0 0
Permanent Portfolio Fd FUND 714199106 239 6,052 SH   SOLE   6,052 0 0
Sequoia Fund FUND 817418106 559 2,377 SH   SOLE   2,377 0 0
Vanguard Balanced Index FUND 921931101 288 9,712 SH   SOLE   9,712 0 0
Vanguard Growth Index FUND 922908504 277 5,160 SH   SOLE   5,160 0 0
Vanguard Health Care Fund Admi FUND 921908885 987 11,050 SH   SOLE   11,050 0 0
Vanguard Health Care Index Adm FUND 92204a827 578 9,214 SH   SOLE   9,214 0 0
Vanguard Mid-Cap Index Fund FUND 922908843 400 11,865 SH   SOLE   11,865 0 0
Vanguard Small Cap Index Fund FUND 922908702 285 5,101 SH   SOLE   5,101 0 0