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Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2012

Schedule Of Loan Servicing Rights Recognized


	Year Ended December 31,
	2012			2011
Beginning balance, mortgage servicing rights	$	95,343		$	65,319
Mortgage servicing rights recognized		83,721			56,775
Mortgage servicing rights sold		(10,297	)		(10,421	)
Amortization expense		(23,812	)		(16,330	)

Ending balance, mortgage servicing rights	$	144,955		$	95,343

Schedule Of Assumptions Used In Measuring Fair Value Of Servicing Assets


	Year Ended December 31,
	2012			2011			2010

Discount rate		15.00	%		15.00	%		15.00	%
Conditional prepayment rate		7.00	%		7.00	%		7.00	%
Inflation		2.50	%		2.50	%		2.50	%
Delinquencies		—			—			—

- Definition

Tabular disclosure of the activity in the balance of servicing assets (including a description of where changes in fair value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (for instance, through purchases of servicing assets), disposals, changes in fair value during the period resulting from changes in inputs or assumptions used in the valuation model, other changes in fair value along with a description of those changes, and other changes that affect the balance along with a description of those changes.

+ References+ Details