Student Loans (Tables)

6 Months Ended

Jun. 30, 2021

Receivables [Abstract]

Schedule of Credit Quality Indicators for Outstanding Student Loans

The following tables summarize the credit quality indicators for outstanding student loans as of June 30, 2021 and December 31, 2020 (in 000's, except for number of borrowers):

	June 30, 2021					December 31, 2020
	Number of Loans	Amount		Accrued Interest		Number of Loans	Amount		Accrued Interest
School	225	$	7,844	$	2,236	319	$	12,905	$	3,201
Grace	91	4,547		1,220		34	988		719
Repayment	475	21,670		544		623	28,906		292
Deferment	139	5,893		600		187	7,407		209
Forbearance	282	12,706		830		134	7,179		553
Total	1,212	$	52,660	$	5,430	1,297	$	57,385	$	4,974

Schedule of Student Loan Aging

The following is a summary of delinquent loans at June 30, 2021 (in 000's):

June 30, 2021	Loans 30-60 Days Past Due		Loans 61-89 Days Past Due		Loans 90 or More Days Past Due		Total Past Due Loans		Current Loans		Total Loans		Accruing Loans 90 or More Days Past Due
Commercial and business loans	$	—	$	—	$	—	$	—	$	43,676	$	43,676	$	—
Government program loans	—		—		—		—		12,408		12,408		—
Total commercial and industrial	—		—		—		—		56,084		56,084		—
Commercial real estate loans	—		—		—		—		333,288		333,288		—
Residential mortgages	—		546		—		546		175,955		176,501		—
Home improvement and home equity loans	14		—		—		14		82		96		—
Total real estate mortgage	14		546		—		560		509,325		509,885		—
Real estate construction and development loans	—		—		8,605		8,605		156,821		165,426		—
Agricultural loans	—		—		262		262		53,256		53,518		—
Installment and student loans	1,029		86		156		1,271		54,919		56,190		156
Total loans	$	1,043	$	632	$	9,023	$	10,698	$	830,405	$	841,103	$	156

The following is a summary of delinquent loans at December 31, 2020 (in 000's):

December 31, 2020	Loans 30-60 Days Past Due		Loans 61-89 Days Past Due		Loans 90 or More Days Past Due		Total Past Due Loans		Current Loans		Total Loans		Accruing Loans 90 or More Days Past Due
Commercial and business loans	$	184	$	—	$	—	$	184	$	37,165	$	37,349	$	—
Government program loans	—		—		—		—		10,165		10,165		—
Total commercial and industrial	184		—		—		184		47,330		47,514		—
Commercial real estate loans	—		—		—		—		282,951		282,951		—
Residential mortgages	—		—		—		—		37,236		37,236		—
Home improvement and home equity loans	—		—		—		—		107		107		—
Total real estate mortgage	—		—		—		—		320,294		320,294		—
Real estate construction and development loans	—		—		8,605		8,605		166,411		175,016		—
Agricultural loans	—		—		439		439		50,640		51,079		—
Installment and student loans	510		875		513		1,898		59,610		61,508		513
Total loans	$	694	$	875	$	9,557	$	11,126	$	644,285	$	655,411	$	513

The following tables summarize the student loan aging for loans in repayment and forbearance as of June 30, 2021 and December 31, 2020 (in 000's, except for number of borrowers):

	June 30, 2021			December 31, 2020
	Number of Borrowers	Amount		Number of Borrowers	Amount
Current or less than 31 days	304	$	33,016	304	$	34,188
31 - 60 days	7	1,019		4	510
61 - 90 days	1	86		10	875
91 - 120 days	2	156		5	513
Total	314	$	34,277	323	$	36,086