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Consolidated Balance Sheets (unaudited) (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2015
Dec. 31, 2014
Assets    
Cash and non-interest bearing deposits in other banks $ 18,812us-gaap_CashAndDueFromBanks $ 21,348us-gaap_CashAndDueFromBanks
Cash and due from Federal Reserve Bank 66,666ubfo_DueFromFrbInterestBearingCash 82,229ubfo_DueFromFrbInterestBearingCash
Cash and cash equivalents 85,478us-gaap_CashCashEquivalentsAndFederalFundsSold 103,577us-gaap_CashCashEquivalentsAndFederalFundsSold
Interest-bearing deposits in other banks 1,523us-gaap_InterestBearingDepositsInBanks 1,522us-gaap_InterestBearingDepositsInBanks
Investment securities available for sale (at fair value) 46,898us-gaap_AvailableForSaleSecurities [1] 48,301us-gaap_AvailableForSaleSecurities [1]
Loans 492,245us-gaap_LoansAndLeasesReceivableGrossCarryingAmount 457,919us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
Unearned fees and unamortized loan origination costs, net 315us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums (324)us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
Allowance for credit losses (11,290)us-gaap_LoansAndLeasesReceivableAllowance (10,771)us-gaap_LoansAndLeasesReceivableAllowance
Net loans 481,270us-gaap_LoansAndLeasesReceivableNetReportedAmount 446,824us-gaap_LoansAndLeasesReceivableNetReportedAmount
Accrued interest receivable 1,984us-gaap_InterestReceivable 1,927us-gaap_InterestReceivable
Premises and equipment – net 11,331us-gaap_PropertyPlantAndEquipmentNet 11,550us-gaap_PropertyPlantAndEquipmentNet
Other real estate owned 14,010us-gaap_OtherRealEstateAndForeclosedAssets 14,010us-gaap_OtherRealEstateAndForeclosedAssets
Goodwill 4,488us-gaap_Goodwill 4,488us-gaap_Goodwill
Cash surrender value of life insurance 17,845us-gaap_BankOwnedLifeInsurance 17,717us-gaap_BankOwnedLifeInsurance
Investment in limited partnerships 959us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures 871us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures
Deferred income taxes - net 6,849us-gaap_DeferredTaxAssetsNet 6,853us-gaap_DeferredTaxAssetsNet
Other assets 5,789us-gaap_OtherAssets 5,529us-gaap_OtherAssets
Total assets 678,424us-gaap_Assets 663,169us-gaap_Assets
Deposits    
Noninterest bearing 227,537us-gaap_NoninterestBearingDepositLiabilities 215,439us-gaap_NoninterestBearingDepositLiabilities
Interest bearing 350,730us-gaap_InterestBearingDepositLiabilities 349,934us-gaap_InterestBearingDepositLiabilities
Total deposits 578,267us-gaap_Deposits 565,373us-gaap_Deposits
Accrued interest payable 42us-gaap_InterestPayableCurrentAndNoncurrent 40us-gaap_InterestPayableCurrentAndNoncurrent
Accounts payable and other liabilities 5,733us-gaap_AccountsPayableAndOtherAccruedLiabilities 4,815us-gaap_AccountsPayableAndOtherAccruedLiabilities
Junior subordinated debentures (at fair value) 10,238us-gaap_SubordinatedDebt 10,115us-gaap_SubordinatedDebt
Total liabilities 594,280us-gaap_Liabilities 580,343us-gaap_Liabilities
Shareholders' Equity    
Common stock, no par value 20,000,000 shares authorized, 15,579,335 issued and outstanding at March 31, 2015, and 15,425,086 at December 31, 2014 50,106us-gaap_CommonStockValue 49,271us-gaap_CommonStockValue
Retained earnings 34,130us-gaap_RetainedEarningsAccumulatedDeficit 33,730us-gaap_RetainedEarningsAccumulatedDeficit
Accumulated other comprehensive loss (92)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax (175)us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Total shareholders' equity 84,144us-gaap_StockholdersEquity 82,826us-gaap_StockholdersEquity
Total liabilities and shareholders' equity $ 678,424us-gaap_LiabilitiesAndStockholdersEquity $ 663,169us-gaap_LiabilitiesAndStockholdersEquity
[1] Recurring