Deposits

Deposits include the following:



(In thousands)	December 31, 2014		December 31, 2013
Noninterest-bearing deposits	$	215,439	$	214,317
Interest-bearing deposits:
NOW and money market accounts	211,290		198,928
Savings accounts	60,499		45,758
Time deposits:
Under $100,000	25,345		28,825
$100,000 and over	52,800		54,661
Total interest-bearing deposits	349,934		328,172
Total deposits	$	565,373	$	542,489

At December 31, 2014, the scheduled maturities of all certificates of deposit and other time deposits are as follows:



(In thousands)	December 31, 2014
One year or less	$	64,972
More than one year, but less than or equal to two years	9,900
More than two years, but less than or equal to three years	1,993
More than three years, but less than or equal to four years	1,168
More than four years, but less than or equal to five years	112
More than five years	—
	$	78,145

The Company may utilize brokered deposits as an additional source of funding. At December 31, 2014 and 2013, the Company held brokered time deposits totaling $11,480,000 and $11,500,000, respectively. Of this balance at December 31, 2014, $10,320,000 is included in time deposits of $250,000 or more, and the remaining $$1,160,000 is included in time deposits of less than $250,000. Included in brokered time deposits at December 31, 2014 are balances totaling $3,815,000 maturing in three months or less, $7,211,000 maturing in 3 months to a year, and the remaining $453,000 maturing in 1 to 3 years.

Deposit balances representing overdrafts reclassified as loan balances totaled $215,000 and $157,000 as of December 31, 2014 and 2013, respectively.

Deposits of directors, officers and other related parties to the Bank totaled $8,658,000 and $6,943,000 at December 31, 2014 and 2013, respectively. The rates paid on these deposits were similar to those customarily paid to the Bank’s customers in the normal course of business.