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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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MIC-Info: RSA-MD5,RSA,
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 QdmZ2AAzKTGUbUbf0pDIfA==

<SEC-DOCUMENT>9999999995-10-002455.txt : 20100813
<SEC-HEADER>9999999995-10-002455.hdr.sgml : 20100813
<ACCEPTANCE-DATETIME>20100813001521
ACCESSION NUMBER:		9999999995-10-002455
CONFORMED SUBMISSION TYPE:	EFFECT
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20100812
DATE AS OF CHANGE:		20100813
EFFECTIVENESS DATE:		20100812

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHARTER FINANCIAL CORP/GA
		CENTRAL INDEX KEY:			0001136796
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				000000000
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		EFFECT
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-167634
		FILM NUMBER:		101012804

	BUSINESS ADDRESS:	
		STREET 1:		600 THIRD AVENUE
		CITY:			WEST POINT
		STATE:			GA
		ZIP:			31833
		BUSINESS PHONE:		7066451391

	MAIL ADDRESS:	
		STREET 1:		600 THIRD AVENUE
		CITY:			WEST POINT
		STATE:			GA
		ZIP:			31833
</SEC-HEADER>
<DOCUMENT>
<TYPE>EFFECT
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0101</schemaVersion>

    <submissionType>EFFECT</submissionType>

    <act>33</act>

    <testOrLive>LIVE</testOrLive>

    <effectiveData>
        <finalEffectivenessDispDate>2010-08-12</finalEffectivenessDispDate>
        <finalEffectivenessDispTime>16:00:00</finalEffectivenessDispTime>
        <form>S-1</form>
        <filer>
            <cik>0001136796</cik>
            <entityName>CHARTER FINANCIAL CORP/GA</entityName>
            <fileNumber>333-167634</fileNumber>
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