Exhibit 23.4

RP® FINANCIAL, LC.

Serving the Financial Services Industry Since 1988

June 18, 2010

Boards of Directors

First Charter MHC

Charter Financial Corporation

CharterBank

1233 O.G. Skinner Drive

West Point, Georgia  31833

Members of the Boards of Directors:

We hereby consent to the use of our firm’s name in the Form MHC-2 Stock Issuance Plan for First Charter MHC, and in the Form S-1 Registration Statement for Charter Financial Corporation, in each case as amended and supplemented.  We also hereby consent to the inclusion of, summary of and reference to our Appraisal and our statement concerning subscription rights in such filings including the prospectus of Charter Financial Corporation.

Sincerely,

RP FINANCIAL, LC.

Washington Headquarters
Three Ballston Plaza	Telephone:  (703) 528-1700
1100 North Glebe Road, Suite 1100	Fax No.:  (703) 528-1788
Arlington, VA 22201	Toll-Free No.:  (866) 723-0594
www.rpfinancial.com	E-Mail:  mail@rpfinancial.com