13F-HR 1 scc13f12312001.txt DEC 31, 2001 SECOND CURVE CAPITAL 13F FILING UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F-HR Form 13F COVER PAGE Report for the Calendar Year of Quarter Ended: December 31, 2001 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.):[ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Second Curve Capital, LLC Address: 200 Park Avenue Suite 3300 New York, NY 10166 Form 13F File Number: 028-06413 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this submission. Person Signing this Report on Behalf of Reporting Manager: Name: Stephen Krug Title: Chief Operating Officer Phone: 212-808-3546 Signature, Place, and Date of Signing: Stephen Krug New York, NY February 13, 2002 Report Type (Check only one.): [X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 30 Form 13F Information Table Value Total: $375745617 List of Other Included Managers: None FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE AMERICREDIT CORP COM 03060R101 34682 1099267SH SOLE 1099267 AMERITRADE HOLDING CORP-CL A COM 03072H109 10864 1835200SH SOLE 1835200 BAY VIEW CAPITAL CORP - DEL CL A 07262L101 3738 510000SH SOLE 510000 W R BERKLEY CORP COM 084423102 14007 260837SH SOLE 260837 BLACKROCK INC CL A COM 09247X101 5853 140354SH SOLE 140354 CAPITAL ONE FINANCIAL CORP COM 14040H105 25632 475101SH SOLE 475101 CHARTER ONE FINANCIAL INC COM 160903100 8145 300000SH SOLE 300000 COMMERCE BANCORP INC - N.J. COM 200519106 12071 306848SH SOLE 306848 COMPUCREDIT CORP COM 20478N100 13828 1175874SH SOLE 1175874 CORILLIAN CORP COM 218725109 7721 1611897SH SOLE 1611897 WTS DIME BANCORP INC NEW COM 25429Q110 54 357051SH SOLE 357051 FIRST REPUBLIC BANK COM 336158100 13135 543908SH SOLE 543908 GOLDEN STATE BANCORP INC COM 381197102 9634 368400SH SOLE 368400 LENDINGTREE INC CL A 52602Q105 1496 253622SH SOLE 253622 M & T BANK CORP COM COM 55261F104 9106 125000SH SOLE 125000 MBIA INC COM 55262C100 10726 200000SH SOLE 200000 METRIS COMPANIES INC COM 591598107 34145 1328100SH SOLE 1328100 NATIONAL PROCESSING INC COM 637229105 8973 276089SH SOLE 276089 NEXTCARD INC COM 65332K107 1838 3534804SH SOLE 3534804 NORTH FORK BANCORPORATION INC COM 659424105 7998 250000SH SOLE 250000 PACIFIC CENTURY FINANCIAL CORP COM 694058108 6008 232059SH SOLE 232059 PROGRESSIVE CORP-OHIO COM 743315103 8966 60056SH SOLE 60056 RENAISSANCERE HOLDINGS LTD COM G7496G103 16361 171500SH SOLE 171500 RESOURCE BANCSHARES MORTGAGE COM 761197102 5300 462477SH SOLE 462477 SEI INVESTMENTS CO COM 784117103 14432 319940SH SOLE 319940 SAFECO CORP COM 786429100 7942 254965SH SOLE 254965 CHARLES SCHWAB CORP NEW COM 808513105 10473 677000SH SOLE 677000 SOUTHWEST BANCORPORATION OF COM 84476R109 5297 175000SH SOLE 175000 SOVEREIGN BANCORP INC COM 845905108 24725 2020033SH SOLE 2020033 STILWILL FINANCIAL INC COM 860831106 10888 400000SH SOLE 400000 TCF FINANCIAL CORP COM 872275102 13363 278520SH SOLE 278520 UNIONBANCAL CORP COM 908906100 18342 482676SH SOLE 482676