The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   370,048 3,385 SH   SOLE   0 0 3,385
ABBOTT LABS COM 002824100   1,935,581 17,585 SH   SOLE   1,000 0 16,585
ABBVIE INC COM 00287Y109   4,028,135 25,993 SH   SOLE   480 0 25,513
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,644,364 4,686 SH   SOLE   495 0 4,191
ACI WORLDWIDE INC COM 004498101   3,115,355 101,809 SH   SOLE   0 0 101,809
AFLAC INC COM 001055102   1,800,563 21,825 SH   SOLE   0 0 21,825
AIR PRODS & CHEMS INC COM 009158106   226,159 826 SH   SOLE   0 0 826
ALLSTATE CORP COM 020002101   778,289 5,560 SH   SOLE   0 0 5,560
ALPHABET INC CAP STK CL C 02079K107   10,251,389 72,741 SH   SOLE   1,300 0 71,441
ALPHABET INC CAP STK CL A 02079K305   3,413,046 24,433 SH   SOLE   1,400 0 23,033
AMAZON COM INC COM 023135106   2,356,134 15,507 SH   SOLE   0 0 15,507
AMERICAN EXPRESS CO COM 025816109   1,743,011 9,304 SH   SOLE   0 0 9,304
AMERIPRISE FINL INC COM 03076C106   391,605 1,031 SH   SOLE   0 0 1,031
AMGEN INC COM 031162100   666,190 2,313 SH   SOLE   50 0 2,263
ANTERIX INC COM 03676C100   1,030,721 30,934 SH   SOLE   0 0 30,934
APPLE INC COM 037833100   33,869,439 175,918 SH   SOLE   1,914 0 174,004
APPLIED DIGITAL CORP COM NEW 038169207   1,618,746 240,170 SH   SOLE   0 0 240,170
APPLIED MATLS INC COM 038222105   235,812 1,455 SH   SOLE   0 0 1,455
ASPEN AEROGELS INC COM 04523Y105   656,453 41,600 SH   SOLE   0 0 41,600
AT&T INC COM 00206R102   486,368 28,985 SH   SOLE   0 0 28,985
AUTOMATIC DATA PROCESSING IN COM 053015103   1,034,387 4,440 SH   SOLE   0 0 4,440
BANK AMERICA CORP COM 060505104   3,778,690 112,227 SH   SOLE   719 0 111,508
BECTON DICKINSON & CO COM 075887109   1,424,211 5,841 SH   SOLE   0 0 5,841
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,140,988 31,237 SH   SOLE   625 0 30,612
BLACKROCK INC COM 09247X101   897,851 1,106 SH   SOLE   60 0 1,046
BLOCK H & R INC COM 093671105   243,930 5,043 SH   SOLE   0 0 5,043
BOEING CO COM 097023105   324,058 1,243 SH   SOLE   0 0 1,243
BRISTOL-MYERS SQUIBB CO COM 110122108   954,623 18,605 SH   SOLE   0 0 18,605
BROADCOM INC COM 11135F101   15,041,469 13,475 SH   SOLE   132 0 13,343
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   3,100,191 98,450 SH   SOLE   3,350 0 95,100
BROWN FORMAN CORP CL B 115637209   329,467 5,770 SH   SOLE   0 0 5,770
CAL MAINE FOODS INC COM NEW 128030202   286,950 5,000 SH   SOLE   0 0 5,000
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   428,858 15,154 SH   SOLE   0 0 15,154
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   228,607 8,098 SH   SOLE   0 0 8,098
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   203,730 8,535 SH   SOLE   0 0 8,535
CARRIER GLOBAL CORPORATION COM 14448C104   341,253 5,940 SH   SOLE   250 0 5,690
CATERPILLAR INC COM 149123101   1,493,134 5,050 SH   SOLE   0 0 5,050
CHART INDS INC COM 16115Q308   2,898,376 21,260 SH   SOLE   0 0 21,260
CHEVRON CORP NEW COM 166764100   15,545,731 104,222 SH   SOLE   1,576 0 102,646
CHUBB LIMITED COM H1467J104   6,524,168 28,868 SH   SOLE   0 0 28,868
CINTAS CORP COM 172908105   1,190,254 1,975 SH   SOLE   0 0 1,975
CISCO SYS INC COM 17275R102   2,001,552 39,619 SH   SOLE   200 0 39,419
CLEARWATER PAPER CORP COM 18538R103   1,281,600 35,482 SH   SOLE   0 0 35,482
CLOROX CO DEL COM 189054109   252,242 1,769 SH   SOLE   0 0 1,769
COCA COLA CO COM 191216100   5,665,294 96,136 SH   SOLE   915 0 95,221
COLGATE PALMOLIVE CO COM 194162103   331,912 4,164 SH   SOLE   0 0 4,164
COMCAST CORP NEW CL A 20030N101   311,423 7,102 SH   SOLE   0 0 7,102
COSTCO WHSL CORP NEW COM 22160K105   4,335,405 6,568 SH   SOLE   275 0 6,293
CSX CORP COM 126408103   1,892,566 54,588 SH   SOLE   0 0 54,588
CVS HEALTH CORP COM 126650100   297,126 3,763 SH   SOLE   0 0 3,763
DANAHER CORPORATION COM 235851102   2,964,622 12,815 SH   SOLE   1,010 0 11,805
DELTA AIR LINES INC DEL COM NEW 247361702   1,428,542 35,509 SH   SOLE   0 0 35,509
DERMTECH INC COM 24984K105   147,406 84,232 SH   SOLE   0 0 84,232
DEVON ENERGY CORP NEW COM 25179M103   263,646 5,820 SH   SOLE   0 0 5,820
DIAGEO PLC SPON ADR NEW 25243Q205   2,169,169 14,892 SH   SOLE   540 0 14,352
DIAMONDBACK ENERGY INC COM 25278X109   327,684 2,113 SH   SOLE   0 0 2,113
DISCOVER FINL SVCS COM 254709108   352,262 3,134 SH   SOLE   0 0 3,134
DISNEY WALT CO COM 254687106   998,066 11,054 SH   SOLE   0 0 11,054
DORMAN PRODS INC COM 258278100   370,424 4,441 SH   SOLE   0 0 4,441
DUKE ENERGY CORP NEW COM NEW 26441C204   15,122,297 155,836 SH   SOLE   1,914 0 153,922
EATON CORP PLC SHS G29183103   499,220 2,073 SH   SOLE   0 0 2,073
ECOLAB INC COM 278865100   703,944 3,549 SH   SOLE   675 0 2,874
ELI LILLY & CO COM 532457108   2,775,282 4,761 SH   SOLE   0 0 4,761
EMERSON ELEC CO COM 291011104   5,985,963 61,502 SH   SOLE   1,815 0 59,687
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100   339,782 36,147 SH   SOLE   0 0 36,147
ENTERPRISE PRODS PARTNERS L COM 293792107   5,365,073 203,608 SH   SOLE   602 0 203,006
EXXON MOBIL CORP COM 30231G102   4,808,640 48,096 SH   SOLE   0 0 48,096
FEDEX CORP COM 31428X106   671,129 2,653 SH   SOLE   0 0 2,653
FIFTH THIRD BANCORP COM 316773100   259,503 7,524 SH   SOLE   0 0 7,524
FORD MTR CO DEL COM 345370860   300,720 24,669 SH   SOLE   0 0 24,669
FORTIVE CORP COM 34959J108   233,186 3,167 SH   SOLE   0 0 3,167
GENERAL DYNAMICS CORP COM 369550108   1,954,276 7,526 SH   SOLE   0 0 7,526
GENERAL MLS INC COM 370334104   4,523,647 69,445 SH   SOLE   0 0 69,445
GLOBAL PMTS INC COM 37940X102   1,363,599 10,737 SH   SOLE   0 0 10,737
GOLDMAN SACHS GROUP INC COM 38141G104   248,436 644 SH   SOLE   0 0 644
GRAINGER W W INC COM 384802104   283,412 342 SH   SOLE   0 0 342
GRANITESHARES GOLD TR SHS BEN INT 38748G101   247,045 12,116 SH   SOLE   0 0 12,116
HARROW INC COM 415858109   1,367,173 122,069 SH   SOLE   0 0 122,069
HCA HEALTHCARE INC COM 40412C101   16,441,645 60,742 SH   SOLE   0 0 60,742
HEALTHSTREAM INC COM 42222N103   364,229 13,475 SH   SOLE   0 0 13,475
HERSHEY CO COM 427866108   943,946 5,063 SH   SOLE   0 0 5,063
HOME DEPOT INC COM 437076102   4,286,824 12,370 SH   SOLE   0 0 12,370
HONEYWELL INTL INC COM 438516106   1,199,751 5,721 SH   SOLE   0 0 5,721
ILLINOIS TOOL WKS INC COM 452308109   661,399 2,525 SH   SOLE   0 0 2,525
INTEL CORP COM 458140100   1,765,283 35,130 SH   SOLE   2,875 0 32,255
INTERNATIONAL BUSINESS MACHS COM 459200101   396,118 2,422 SH   SOLE   0 0 2,422
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,838,131 29,335 SH   SOLE   0 0 29,335
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,423,406 73,164 SH   SOLE   0 0 73,164
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   796,550 41,272 SH   SOLE   0 0 41,272
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   885,292 43,280 SH   SOLE   0 0 43,280
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   626,550 30,000 SH   SOLE   0 0 30,000
INVESCO QQQ TR UNIT SER 1 46090E103   2,936,811 7,171 SH   SOLE   150 0 7,021
ISHARES GOLD TR ISHARES NEW 464285204   256,466 6,571 SH   SOLE   0 0 6,571
ISHARES INC CORE MSCI EMKT 46434G103   3,514,703 69,488 SH   SOLE   280 0 69,208
ISHARES TR SELECT DIVID ETF 464287168   317,783 2,711 SH   SOLE   0 0 2,711
ISHARES TR CORE S&P500 ETF 464287200   1,095,956 2,295 SH   SOLE   0 0 2,295
ISHARES TR S&P 500 GRWT ETF 464287309   420,485 5,599 SH   SOLE   0 0 5,599
ISHARES TR S&P 500 VAL ETF 464287408   312,133 1,795 SH   SOLE   0 0 1,795
ISHARES TR 1 3 YR TREAS BD 464287457   6,512,171 79,378 SH   SOLE   1,850 0 77,528
ISHARES TR MSCI EAFE ETF 464287465   787,784 10,455 SH   SOLE   0 0 10,455
ISHARES TR ISHARES SEMICDTR 464287523   6,887,852 11,956 SH   SOLE   225 0 11,731
ISHARES TR RUS 1000 VAL ETF 464287598   674,881 4,084 SH   SOLE   0 0 4,084
ISHARES TR RUS 1000 GRW ETF 464287614   1,099,001 3,625 SH   SOLE   0 0 3,625
ISHARES TR RUSSELL 2000 ETF 464287655   714,764 3,561 SH   SOLE   0 0 3,561
ISHARES TR CORE S&P SCP ETF 464287804   319,672 2,953 SH   SOLE   0 0 2,953
ISHARES TR MSCI ACWI EX US 464288240   362,384 7,100 SH   SOLE   0 0 7,100
ISHARES TR ISHS 1-5YR INVS 464288646   12,091,312 235,813 SH   SOLE   4,659 0 231,154
ISHARES TR 3 7 YR TREAS BD 464288661   11,059,297 94,419 SH   SOLE   100 0 94,319
ISHARES TR SHORT TREAS BD 464288679   304,289 2,763 SH   SOLE   0 0 2,763
ISHARES TR MSCI EAFE MIN VL 46429B689   2,319,770 33,455 SH   SOLE   0 0 33,455
ISHARES TR MSCI USA QLT FCT 46432F339   3,686,241 25,053 SH   SOLE   0 0 25,053
ISHARES TR MSCI INTL QUALTY 46434V456   1,801,565 47,965 SH   SOLE   2,500 0 45,465
ISHARES TR IBONDS DEC25 ETF 46434VBD1   17,191,595 694,329 SH   SOLE   5,500 0 688,829
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,998,228 80,218 SH   SOLE   0 0 80,218
ISHARES TR IBONDS DEC2026 46435GAA0   19,035,816 796,478 SH   SOLE   5,500 0 790,978
ISHARES TR IBONDS DEC 26 46435U259   1,262,795 49,500 SH   SOLE   0 0 49,500
ISHARES TR IBONDS DEC 27 46435U283   1,258,043 49,500 SH   SOLE   0 0 49,500
ISHARES TR IBONDS DEC 28 46435U325   902,048 35,250 SH   SOLE   0 0 35,250
ISHARES TR IBONDS DEC 25 46435U432   2,777,934 104,650 SH   SOLE   0 0 104,650
ISHARES TR IBDS DEC28 ETF 46435U515   29,593,128 1,179,479 SH   SOLE   13,800 0 1,165,679
ISHARES TR IBONDS DEC 46435U697   1,203,152 46,400 SH   SOLE   0 0 46,400
ISHARES TR IBONDS 27 ETF 46435UAA9   25,652,128 1,071,965 SH   SOLE   11,550 0 1,060,415
ISHARES TR 0-3 MNTH TREASRY 46436E718   10,817,727 107,886 SH   SOLE   2,213 0 105,673
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   427,637 8,428 SH   SOLE   0 0 8,428
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,080,032 21,502 SH   SOLE   0 0 21,502
JOHNSON & JOHNSON COM 478160104   12,461,682 79,505 SH   SOLE   1,500 0 78,005
JOHNSON CTLS INTL PLC SHS G51502105   225,603 3,914 SH   SOLE   0 0 3,914
JPMORGAN CHASE & CO COM 46625H100   13,994,165 82,270 SH   SOLE   1,961 0 80,309
KIMBERLY-CLARK CORP COM 494368103   2,604,081 21,431 SH   SOLE   375 0 21,056
KOSMOS ENERGY LTD COM 500688106   1,448,890 215,930 SH   SOLE   0 0 215,930
L3HARRIS TECHNOLOGIES INC COM 502431109   274,859 1,305 SH   SOLE   0 0 1,305
LOCKHEED MARTIN CORP COM 539830109   8,478,307 18,706 SH   SOLE   350 0 18,356
LOUISIANA PAC CORP COM 546347105   318,806 4,501 SH   SOLE   0 0 4,501
LOWES COS INC COM 548661107   620,024 2,786 SH   SOLE   0 0 2,786
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   5,868,433 61,721 SH   SOLE   250 0 61,471
M & T BK CORP COM 55261F104   415,352 3,030 SH   SOLE   0 0 3,030
MAGNITE INC COM 55955D100   1,562,554 167,297 SH   SOLE   0 0 167,297
MASTERCARD INCORPORATED CL A 57636Q104   1,602,398 3,757 SH   SOLE   0 0 3,757
MCDONALDS CORP COM 580135101   5,318,203 17,936 SH   SOLE   630 0 17,306
MERCK & CO INC COM 58933Y105   17,293,982 158,631 SH   SOLE   2,410 0 156,221
META PLATFORMS INC CL A 30303M102   1,831,035 5,173 SH   SOLE   0 0 5,173
METLIFE INC COM 59156R108   705,409 10,667 SH   SOLE   0 0 10,667
MFS INTER INCOME TR SH BEN INT 55273C107   26,800 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC. COM 595017104   810,718 8,990 SH   SOLE   0 0 8,990
MICROSOFT CORP COM 594918104   29,749,708 79,113 SH   SOLE   1,785 0 77,328
MODERNA INC COM 60770K107   1,498,314 15,066 SH   SOLE   0 0 15,066
MONDELEZ INTL INC CL A 609207105   1,078,555 14,891 SH   SOLE   900 0 13,991
MOODYS CORP COM 615369105   314,401 805 SH   SOLE   0 0 805
MORGAN STANLEY COM NEW 617446448   589,620 6,323 SH   SOLE   0 0 6,323
NETFLIX INC COM 64110L106   339,355 697 SH   SOLE   0 0 697
NEXTERA ENERGY INC COM 65339F101   608,868 10,024 SH   SOLE   0 0 10,024
NIKE INC CL B 654106103   3,622,029 33,361 SH   SOLE   675 0 32,686
NORTHROP GRUMMAN CORP COM 666807102   267,776 572 SH   SOLE   0 0 572
NOVARTIS AG SPONSORED ADR 66987V109   3,910,770 38,732 SH   SOLE   1,525 0 37,207
NOVO-NORDISK A S ADR 670100205   2,890,393 27,940 SH   SOLE   0 0 27,940
NUCOR CORP COM 670346105   2,787,773 16,018 SH   SOLE   0 0 16,018
NVIDIA CORPORATION COM 67066G104   728,531 1,471 SH   SOLE   0 0 1,471
OLD REP INTL CORP COM 680223104   3,542,024 120,477 SH   SOLE   0 0 120,477
ORACLE CORP COM 68389X105   1,087,932 10,319 SH   SOLE   0 0 10,319
PALANTIR TECHNOLOGIES INC CL A 69608A108   877,181 51,088 SH   SOLE   0 0 51,088
PALO ALTO NETWORKS INC COM 697435105   4,112,396 13,946 SH   SOLE   0 0 13,946
PAYCHEX INC COM 704326107   5,467,983 45,907 SH   SOLE   1,965 0 43,942
PEPSICO INC COM 713448108   6,930,404 40,805 SH   SOLE   1,350 0 39,455
PFIZER INC COM 717081103   3,085,462 107,171 SH   SOLE   1,000 0 106,171
PHILIP MORRIS INTL INC COM 718172109   563,069 5,985 SH   SOLE   0 0 5,985
PHILLIPS 66 COM 718546104   461,330 3,465 SH   SOLE   0 0 3,465
PINNACLE FINL PARTNERS INC COM 72346Q104   7,161,115 82,104 SH   SOLE   0 0 82,104
POTLATCHDELTIC CORPORATION COM 737630103   250,410 5,100 SH   SOLE   2,300 0 2,800
PROCTER AND GAMBLE CO COM 742718109   12,252,505 83,612 SH   SOLE   2,395 0 81,217
PROGRESSIVE CORP COM 743315103   537,411 3,374 SH   SOLE   0 0 3,374
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   695,948 11,381 SH   SOLE   700 0 10,681
QUALCOMM INC COM 747525103   1,010,530 6,987 SH   SOLE   100 0 6,887
RENASANT CORP COM 75970E107   272,606 8,094 SH   SOLE   0 0 8,094
RTX CORPORATION COM 75513E101   1,112,415 13,221 SH   SOLE   775 0 12,446
SALESFORCE INC COM 79466L302   4,703,891 17,876 SH   SOLE   0 0 17,876
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   741,142 8,934 SH   SOLE   0 0 8,934
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,436,536 34,758 SH   SOLE   0 0 34,758
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   856,981 18,141 SH   SOLE   0 0 18,141
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,221,064 87,150 SH   SOLE   3,000 0 84,150
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   6,575,289 48,213 SH   SOLE   861 0 47,352
SELECT SECTOR SPDR TR ENERGY 81369Y506   769,702 9,181 SH   SOLE   3,200 0 5,981
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   636,042 16,916 SH   SOLE   3,100 0 13,816
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   764,113 19,074 SH   SOLE   720 0 18,354
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,503,898 23,747 SH   SOLE   1,500 0 22,247
SHELL PLC SPON ADS 780259305   576,276 8,758 SH   SOLE   0 0 8,758
SOUTHERN CO COM 842587107   2,576,349 36,742 SH   SOLE   800 0 35,942
SOUTHWEST AIRLS CO COM 844741108   437,848 15,161 SH   SOLE   0 0 15,161
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   10,311,604 291,206 SH   SOLE   2,525 0 288,681
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,108,014 4,435 SH   SOLE   0 0 4,435
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   412,259 813 SH   SOLE   0 0 813
SPDR SER TR PORTFOLIO SH TSR 78468R101   1,138,934 39,206 SH   SOLE   0 0 39,206
STARBUCKS CORP COM 855244109   243,289 2,534 SH   SOLE   0 0 2,534
STONEX GROUP INC COM 861896108   9,241,596 125,174 SH   SOLE   0 0 125,174
STRYKER CORPORATION COM 863667101   1,103,211 3,684 SH   SOLE   0 0 3,684
SYNOVUS FINL CORP COM NEW 87161C501   282,375 7,500 SH   SOLE   0 0 7,500
SYSCO CORP COM 871829107   458,671 6,272 SH   SOLE   0 0 6,272
TARGET CORP COM 87612E106   245,397 1,723 SH   SOLE   0 0 1,723
TCW TRANSFORM ETF TRUST TRANSFRM 500 ETF 29287L106   232,547 4,181 SH   SOLE   0 0 4,181
TESLA INC COM 88160R101   947,206 3,812 SH   SOLE   0 0 3,812
TEXAS INSTRS INC COM 882508104   213,416 1,252 SH   SOLE   0 0 1,252
TJX COS INC NEW COM 872540109   824,121 8,785 SH   SOLE   0 0 8,785
TRAVELERS COMPANIES INC COM 89417E109   290,688 1,526 SH   SOLE   0 0 1,526
UNILEVER PLC SPON ADR NEW 904767704   334,560 6,901 SH   SOLE   0 0 6,901
UNION PAC CORP COM 907818108   343,131 1,397 SH   SOLE   0 0 1,397
UNITED PARCEL SERVICE INC CL B 911312106   10,775,200 68,531 SH   SOLE   1,050 0 67,481
UNITEDHEALTH GROUP INC COM 91324P102   10,278,800 19,524 SH   SOLE   200 0 19,324
US BANCORP DEL COM NEW 902973304   1,900,152 43,904 SH   SOLE   200 0 43,704
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   897,083 5,130 SH   SOLE   0 0 5,130
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   4,536,102 144,003 SH   SOLE   3,177 0 140,826
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   292,060 3,792 SH   SOLE   0 0 3,792
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   266,052 3,617 SH   SOLE   0 0 3,617
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,930,347 4,419 SH   SOLE   0 0 4,419
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   210,065 1,449 SH   SOLE   0 0 1,449
VANGUARD INDEX FDS SM CP VAL ETF 922908611   903,449 5,020 SH   SOLE   0 0 5,020
VANGUARD INDEX FDS MID CAP ETF 922908629   20,496,182 88,103 SH   SOLE   959 0 87,144
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   933,248 5,676 SH   SOLE   750 0 4,926
VANGUARD INDEX FDS GROWTH ETF 922908736   116,050,578 373,297 SH   SOLE   5,525 0 367,772
VANGUARD INDEX FDS VALUE ETF 922908744   91,355,292 611,072 SH   SOLE   8,821 0 602,251
VANGUARD INDEX FDS SMALL CP ETF 922908751   20,113,320 94,283 SH   SOLE   1,610 0 92,673
VANGUARD INDEX FDS TOTAL STK MKT 922908769   19,654,889 82,855 SH   SOLE   0 0 82,855
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   12,090,931 215,371 SH   SOLE   3,800 0 211,571
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,480,556 133,347 SH   SOLE   2,090 0 131,257
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   10,164,780 174,263 SH   SOLE   3,565 0 170,698
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,737,355 22,455 SH   SOLE   0 0 22,455
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   8,110,018 47,594 SH   SOLE   300 0 47,294
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   56,914,852 1,188,201 SH   SOLE   24,801 0 1,163,400
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   8,975,638 80,405 SH   SOLE   3,443 0 76,962
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   557,985 2,922 SH   SOLE   0 0 2,922
VERALTO CORP COM SHS 92338C103   271,293 3,298 SH   SOLE   336 0 2,962
VERIZON COMMUNICATIONS INC COM 92343V104   7,693,370 204,068 SH   SOLE   3,025 0 201,043
VISA INC COM CL A 92826C839   1,447,286 5,559 SH   SOLE   0 0 5,559
WALMART INC COM 931142103   3,667,064 23,261 SH   SOLE   780 0 22,481
WASTE MGMT INC DEL COM 94106L109   2,867,212 16,009 SH   SOLE   575 0 15,434
WELLS FARGO CO NEW COM 949746101   555,503 11,286 SH   SOLE   0 0 11,286
WEYERHAEUSER CO MTN BE COM NEW 962166104   3,229,157 92,872 SH   SOLE   1,200 0 91,672
WISDOMTREE TR EM EX ST-OWNED 97717X578   566,510 19,616 SH   SOLE   0 0 19,616
WORKDAY INC CL A 98138H101   2,199,094 7,966 SH   SOLE   0 0 7,966
XCEL ENERGY INC COM 98389B100   209,256 3,380 SH   SOLE   0 0 3,380
YUM BRANDS INC COM 988498101   436,796 3,343 SH   SOLE   0 0 3,343
ZOETIS INC CL A 98978V103   311,647 1,579 SH   SOLE   0 0 1,579