The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 7,665 2,228 SH   SOLE 0 2,207 0 21
INVESCO QQQ TRUST ETF 46090E103 2,034 5,740 SH   SOLE 0 5,740 0 0
STARBUCKS CORP COM Stock 855244109 1,101 9,848 SH   SOLE 0 2,050 0 7,797
ANTHEM INC COM Stock 036752103 4,099 10,737 SH   SOLE 0 10,706 0 31
JOHNSON & JOHNSON COM Stock 478160104 4,663 28,306 SH   SOLE 0 19,181 0 9,124
AKAMAI TECHNOLOGIES INC COM Stock 00971T101 1,919 16,455 SH   SOLE 0 16,355 0 100
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 14,181 63,644 SH   SOLE 0 61,439 0 2,205
COSTCO WHSL CORP NEW COM Stock 22160K105 8,757 22,131 SH   SOLE 0 20,539 0 1,592
GOLDMAN SACHS GROUP INC COM Stock 38141G104 7,254 19,113 SH   SOLE 0 14,562 0 4,551
BOSTON SCIENTIFIC CORP COM Stock 101137107 1,604 37,510 SH   SOLE 0 37,210 0 300
PROCTER AND GAMBLE CO COM Stock 742718109 4,787 35,477 SH   SOLE 0 35,253 0 223
COCA COLA CO COM Stock 191216100 3,325 61,455 SH   SOLE 0 61,155 0 300
PPG INDS INC COM Stock 693506107 575 3,386 SH   SOLE 0 3,299 0 87
TRUIST FINL CORP COM Stock 89832Q109 212 3,815 SH   SOLE 0 2,384 0 1,431
UNITED PARCEL SERVICE INC CL B Stock 911312106 1,432 6,887 SH   SOLE 0 1,240 0 5,646
BIOGEN INC COM Stock 09062X103 1,171 3,383 SH   SOLE 0 3,383 0 0
CMC MATERIALS INC COM Stock 12571T100 2,093 13,885 SH   SOLE 0 13,805 0 80
KVH INDS INC COM Stock 482738101 223 18,150 SH   SOLE 0 18,150 0 0
INTEL CORP COM Stock 458140100 449 7,993 SH   SOLE 0 702 0 7,291
CME GROUP INC COM Stock 12572Q105 12,159 57,171 SH   SOLE 0 56,971 0 200
MEDTRONIC PLC SHS Stock G5960L103 1,125 9,061 SH   SOLE 0 1,220 0 7,841
LAUDER ESTEE COS INC CL A Stock 518439104 225 708 SH   SOLE 0 690 0 18
SANOFI SPONSORED ADR ADR 80105N105 1,911 36,280 SH   SOLE 0 36,180 0 100
MERCK & CO INC COM Stock 58933Y105 4,727 60,781 SH   SOLE 0 57,069 0 3,711
SPDR S&P 500 ETF ETF 78462F103 4,316 10,082 SH   SOLE 0 10,003 0 78
MASTERCARD INCORPORATED CL A Stock 57636Q104 596 1,633 SH   SOLE 0 1,585 0 48
ILLINOIS TOOL WKS INC COM Stock 452308109 231 1,035 SH   SOLE 0 635 0 400
CRISPR THERAPEUTICS AG NAMEN AKT Stock H17182108 299 1,850 SH   SOLE 0 1,850 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 1,052 5,489 SH   SOLE 0 274 0 5,215
SMUCKER J M CO COM NEW Stock 832696405 872 6,730 SH   SOLE 0 6,655 0 75
TEGNA INC COM Stock 87901J105 261 13,900 SH   SOLE 0 13,900 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 5,424 96,799 SH   SOLE 0 79,178 0 17,621
FEDEX CORP COM Stock 31428X106 4,647 15,577 SH   SOLE 0 15,392 0 185
PEPSICO INC COM Stock 713448108 3,344 22,567 SH   SOLE 0 12,963 0 9,604
KIMBERLY-CLARK CORP COM Stock 494368103 4,202 31,409 SH   SOLE 0 31,309 0 100
HONEYWELL INTL INC COM Stock 438516106 710 3,235 SH   SOLE 0 2,060 0 1,175
US BANCORP DEL COM NEW Stock 902973304 375 6,579 SH   SOLE 0 6,579 0 0
HOME DEPOT INC COM Stock 437076102 1,858 5,825 SH   SOLE 0 366 0 5,459
BAXTER INTL INC COM Stock 071813109 346 4,300 SH   SOLE 0 4,300 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 206 1,039 SH   SOLE 0 200 0 839
DUPONT DE NEMOURS INC COM Stock 26614N102 3,023 39,058 SH   SOLE 0 38,974 0 84
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 398 15,301 SH   SOLE 0 0 0 15,301
SPDR GOLD SHARES ETF 78463V107 325 1,960 SH   SOLE 0 1,960 0 0
BECTON DICKINSON & CO COM Stock 075887109 561 2,306 SH   SOLE 0 57 0 2,249
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 544 2,004 SH   SOLE 0 0 0 2,004
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409 414 1,500 SH   SOLE 0 1,500 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 12,782 323,997 SH   SOLE 0 17,183 0 306,814
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 487 10,324 SH   SOLE 0 1,536 0 8,788
AON PLC SHS CL A Stock G0403H108 1,070 4,480 SH   SOLE 0 0 0 4,480
ISHARES S&P SMALL-CAP FUND ETF 464287804 2,089 18,490 SH   SOLE 0 18,490 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 10,777 38,776 SH   SOLE 0 34,058 0 4,718
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 13,057 22,296 SH   SOLE 0 22,109 0 187
ALPHABET INC CAP STK CL A Stock 02079K305 6,651 2,724 SH   SOLE 0 2,619 0 105
DROPBOX INC CL A Stock 26210C104 3,110 102,590 SH   SOLE 0 102,275 0 315
INTUIT COM Stock 461202103 15,647 31,921 SH   SOLE 0 31,726 0 195
UNILEVER PLC SPON ADR NEW ADR 904767704 5,334 91,173 SH   SOLE 0 89,053 0 2,120
COMCAST CORP NEW CL A Stock 20030N101 253 4,433 SH   SOLE 0 3,703 0 730
MICROSOFT CORP COM Stock 594918104 7,193 26,551 SH   SOLE 0 18,189 0 8,362
CVS HEALTH CORP COM Stock 126650100 377 4,521 SH   SOLE 0 2,527 0 1,994
SONOS INC COM Stock 83570H108 2,005 56,915 SH   SOLE 0 56,585 0 330
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 419 1 SH   SOLE 0 0 0 1
CBOE GLOBAL MKTS INC COM Stock 12503M108 8,037 67,511 SH   SOLE 0 67,261 0 250
BOEING CO COM Stock 097023105 788 3,291 SH   SOLE 0 3,277 0 14
NEXTERA ENERGY INC COM Stock 65339F101 291 3,972 SH   SOLE 0 3,540 0 432
ALIGN TECHNOLOGY INC COM Stock 016255101 455 745 SH   SOLE 0 0 0 745
ISHARES ESG AWARE U.S. AGGREGATE BOND ETF ETF 46435U549 390 7,044 SH   SOLE 0 0 0 7,044
EASTGROUP PPTYS INC COM REIT 277276101 461 2,801 SH   SOLE 0 0 0 2,801
VORNADO RLTY TR SH BEN INT REIT 929042109 315 6,750 SH   SOLE 0 6,750 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 5,756 85,580 SH   SOLE 0 85,080 0 500
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 329 6,453 SH   SOLE 0 57 0 6,396
DOW INC COM Stock 260557103 230 3,642 SH   SOLE 0 3,614 0 28
VANGUARD S&P 500 ETF ETF 922908363 542 1,379 SH   SOLE 0 0 0 1,378
CREDIT SUISSE GROUP SPONSORED ADR ADR 225401108 370 35,300 SH   SOLE 0 35,300 0 0
ILLUMINA INC COM Stock 452327109 729 1,540 SH   SOLE 0 1,540 0 0
CORTEVA INC COM Stock 22052L104 3,589 80,929 SH   SOLE 0 80,323 0 606
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 226 2,130 SH   SOLE 0 2,130 0 0
INVESCO CURRENCYSHARES EURO TRUST ETF 46138K103 777 7,010 SH   SOLE 0 0 0 7,010
SPDR S&P 600 SMALL CAP ETF ETF 78464A813 13,164 134,686 SH   SOLE 0 6,000 0 128,686
AIR PRODS & CHEMS INC COM Stock 009158106 873 3,034 SH   SOLE 0 164 0 2,870
SCHWAB U.S. MID-CAP ETF ETF 808524508 13,022 166,371 SH   SOLE 0 6,615 0 159,756
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1,854 18,776 SH   SOLE 0 6,998 0 11,778
ISHARES FLOATING RATE BOND ETF ETF 46429B655 9,626 189,405 SH   SOLE 0 188,805 0 600
ISHARES SELECT DIVIDEND ETF ETF 464287168 753 6,455 SH   SOLE 0 6,415 0 40
ENTERGY CORP NEW COM Stock 29364G103 537 5,389 SH   SOLE 0 5,389 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 259 2,286 SH   SOLE 0 1,160 0 1,126
UTZ BRANDS INC COM CL A Stock 918090101 1,066 48,900 SH   SOLE 0 48,900 0 0
REPUBLIC BANCORP INC KY CL A Stock 760281204 2,072 44,926 SH   SOLE 0 44,926 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 228 4,180 SH   SOLE 0 4,180 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4,746 62,757 SH   SOLE 0 62,707 0 50
VISA INC COM CL A Stock 92826C839 243 1,039 SH   SOLE 0 762 0 277
ISHARES MSCI INDIA INDEX FUND ETF 46429B598 2,590 58,522 SH   SOLE 0 58,522 0 0
PHILLIPS 66 COM Stock 718546104 747 8,709 SH   SOLE 0 1,072 0 7,637
FACEBOOK INC CL A Stock 30303M102 4,042 11,625 SH   SOLE 0 11,421 0 204
THERAPEUTICSMD INC COM Stock 88338N107 61 51,532 SH   SOLE 0 51,532 0 0
WASHINGTON REAL ESTATE INVT TR SH BEN INT REIT 939653101 382 16,600 SH   SOLE 0 16,600 0 0
MONDELEZ INTL INC CL A Stock 609207105 1,220 19,545 SH   SOLE 0 3,773 0 15,772
BROADCOM INC COM Stock 11135F101 1,835 3,848 SH   SOLE 0 317 0 3,531
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 4,195 80,050 SH   SOLE 0 80,050 0 0
CANADIAN PAC RY LTD COM Stock 13645T100 8,728 113,485 SH   SOLE 0 113,110 0 375
NOVARTIS AG SPONSORED ADR ADR 66987V109 453 4,966 SH   SOLE 0 500 0 4,466
ROYAL BK CDA COM Stock 780087102 1,717 16,950 SH   SOLE 0 16,950 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 1,238 4,198 SH   SOLE 0 304 0 3,894
NVIDIA CORPORATION COM Stock 67066G104 272 340 SH   SOLE 0 318 0 22
ISHARES SHORT TREASURY BOND ETF ETF 464288679 17,710 160,282 SH   SOLE 0 7,671 0 152,611
SANDY SPRING BANCORP INC COM Stock 800363103 285 6,450 SH   SOLE 0 6,450 0 0
GENUINE PARTS CO COM Stock 372460105 1,349 10,668 SH   SOLE 0 535 0 10,133
ABBVIE INC COM Stock 00287Y109 384 3,406 SH   SOLE 0 3,389 0 17
ZOETIS INC CL A Stock 98978V103 305 1,637 SH   SOLE 0 1,600 0 37
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF ETF 33739E108 414 20,097 SH   SOLE 0 0 0 20,097
QUALCOMM INC COM Stock 747525103 7,114 49,771 SH   SOLE 0 35,340 0 14,431
GENERAL DYNAMICS CORP COM Stock 369550108 3,291 17,480 SH   SOLE 0 17,340 0 140
MCDONALDS CORP COM Stock 580135101 1,183 5,121 SH   SOLE 0 359 0 4,762
CISCO SYS INC COM Stock 17275R102 1,731 32,659 SH   SOLE 0 5,671 0 26,988
CAPITAL ONE FINL CORP COM Stock 14040H105 347 2,242 SH   SOLE 0 2,209 0 33
AT&T INC COM Stock 00206R102 341 11,845 SH   SOLE 0 11,474 0 371
ISHARES CORE S&P 500 ETF ETF 464287200 776 1,805 SH   SOLE 0 1,005 0 800
CIGNA CORP NEW COM Stock 125523100 3,524 14,866 SH   SOLE 0 14,858 0 8
WELLS FARGO CO NEW COM Stock 949746101 275 6,080 SH   SOLE 0 4,390 0 1,690
UNION PAC CORP COM Stock 907818108 588 2,673 SH   SOLE 0 2,639 0 34
RIO TINTO PLC SPONSORED ADR ADR 767204100 1,242 14,810 SH   SOLE 0 14,810 0 0
ISHARES MBS ETF ETF 464288588 8,220 75,950 SH   SOLE 0 75,350 0 600
REPUBLIC SVCS INC COM Stock 760759100 408 3,707 SH   SOLE 0 1,141 0 2,566
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 1,547 3,067 SH   SOLE 0 228 0 2,839
LOCKHEED MARTIN CORP COM Stock 539830109 1,074 2,839 SH   SOLE 0 539 0 2,300
JPMORGAN CHASE & CO COM Stock 46625H100 4,670 30,025 SH   SOLE 0 16,689 0 13,336
CHEVRON CORP NEW COM Stock 166764100 1,601 15,282 SH   SOLE 0 7,648 0 7,634
MARKEL CORP COM Stock 570535104 231 195 SH   SOLE 0 195 0 0
DANAHER CORPORATION COM Stock 235851102 792 2,951 SH   SOLE 0 2,325 0 626
BK OF AMERICA CORP COM Stock 060505104 1,705 41,342 SH   SOLE 0 9,929 0 31,413
VANGUARD CONSUMER DISCRETIONARY INDEX FUND ETF 92204A108 279 890 SH   SOLE 0 890 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 745 14,056 SH   SOLE 0 688 0 13,368
WALMART INC COM Stock 931142103 298 2,110 SH   SOLE 0 2,110 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 509 3,472 SH   SOLE 0 2,860 0 612
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 1,847 21,645 SH   SOLE 0 12,300 0 9,345
TEXAS INSTRS INC COM Stock 882508104 12,433 64,653 SH   SOLE 0 64,214 0 439
TARGET CORP COM Stock 87612E106 628 2,599 SH   SOLE 0 2,570 0 29
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,621 15,471 SH   SOLE 0 15,470 0 0
PFIZER INC COM Stock 717081103 485 12,386 SH   SOLE 0 11,767 0 619
3M CO COM Stock 88579Y101 1,726 8,688 SH   SOLE 0 8,556 0 132
KLA CORP COM NEW Stock 482480100 444 1,371 SH   SOLE 0 96 0 1,275
ALPHABET INC CAP STK CL C Stock 02079K107 1,840 734 SH   SOLE 0 695 0 39
AMERICAN EXPRESS CO COM Stock 025816109 3,120 18,882 SH   SOLE 0 9,596 0 9,286
AMGEN INC COM Stock 031162100 833 3,419 SH   SOLE 0 3,322 0 97
APPLIED MATLS INC COM Stock 038222105 335 2,350 SH   SOLE 0 2,350 0 0
ANALOG DEVICES INC COM Stock 032654105 883 5,130 SH   SOLE 0 450 0 4,680
TRANSDIGM GROUP INC COM Stock 893641100 323 499 SH   SOLE 0 0 0 499
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 244 2,120 SH   SOLE 0 2,120 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 9,285 184,485 SH   SOLE 0 16,083 0 168,402
EATON CORP PLC SHS Stock G29183103 424 2,859 SH   SOLE 0 1,838 0 1,021
CYBERARK SOFTWARE LTD SHS Stock M2682V108 850 6,525 SH   SOLE 0 6,485 0 40
ETFMG PRIME CYBER SECURITY ETF ETF 26924G201 2,868 47,295 SH   SOLE 0 47,295 0 0
SAUL CTRS INC COM REIT 804395101 2,531 55,690 SH   SOLE 0 55,690 0 0
PARKER-HANNIFIN CORP COM Stock 701094104 871 2,837 SH   SOLE 0 7 0 2,830
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 603 9,020 SH   SOLE 0 8,914 0 106
DOMINION ENERGY INC COM Stock 25746U109 8,315 113,025 SH   SOLE 0 98,670 0 14,355
AGILENT TECHNOLOGIES INC COM Stock 00846U101 728 4,922 SH   SOLE 0 1,047 0 3,875
EXXON MOBIL CORP COM Stock 30231G102 3,370 53,427 SH   SOLE 0 50,207 0 3,220
UNITEDHEALTH GROUP INC COM Stock 91324P102 1,063 2,655 SH   SOLE 0 442 0 2,212
LOWES COS INC COM Stock 548661107 622 3,209 SH   SOLE 0 108 0 3,101
SOLAREDGE TECHNOLOGIES INC COM Stock 83417M104 2,273 8,223 SH   SOLE 0 7,590 0 633
DEERE & CO COM Stock 244199105 1,704 4,830 SH   SOLE 0 4,815 0 15
SOUTHWEST AIRLS CO COM Stock 844741108 758 14,282 SH   SOLE 0 13,882 0 400
ISHARES MSCI ACWI INDEX FUND ETF 464288257 218 2,150 SH   SOLE 0 2,150 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 9,306 147,179 SH   SOLE 0 14,021 0 133,158
FOMENTO ECONOMICO MEXICANO SAB SPON ADR UNITS ADR 344419106 2,772 32,798 SH   SOLE 0 32,648 0 150
LINDBLAD EXPEDITIONS HLDGS INC COM Stock 535219109 1,298 81,075 SH   SOLE 0 81,075 0 0
BLACKROCK INC COM Stock 09247X101 218 249 SH   SOLE 0 249 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 254 946 SH   SOLE 0 946 0 0
APPLE INC COM Stock 037833100 6,257 45,685 SH   SOLE 0 31,880 0 13,804
ABBOTT LABS COM Stock 002824100 1,687 14,548 SH   SOLE 0 5,911 0 8,637
DISNEY WALT CO COM Stock 254687106 7,087 40,320 SH   SOLE 0 33,611 0 6,709
INVESCO PREFERRED ETF ETF 46138E511 10,948 714,620 SH   SOLE 0 32,744 0 681,876
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF ETF 78468R663 267 2,921 SH   SOLE 0 0 0 2,921