The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 6,853 2,215 SH   SOLE 0 2,194 0 21
INVESCO QQQ TRUST ETF 46090E103 1,880 5,890 SH   SOLE 0 5,890 0 0
STARBUCKS CORP COM Stock 855244109 1,002 9,174 SH   SOLE 0 2,042 0 7,131
ANTHEM INC COM Stock 036752103 3,791 10,562 SH   SOLE 0 10,531 0 31
JOHNSON & JOHNSON COM Stock 478160104 4,632 28,187 SH   SOLE 0 19,119 0 9,067
AKAMAI TECHNOLOGIES INC COM Stock 00971T101 1,762 17,290 SH   SOLE 0 17,190 0 100
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 12,784 61,851 SH   SOLE 0 59,659 0 2,192
COSTCO WHSL CORP NEW COM Stock 22160K105 7,774 22,056 SH   SOLE 0 20,464 0 1,592
GOLDMAN SACHS GROUP INC COM Stock 38141G104 6,300 19,267 SH   SOLE 0 14,695 0 4,572
BOSTON SCIENTIFIC CORP COM Stock 101137107 1,442 37,310 SH   SOLE 0 37,010 0 300
PROCTER AND GAMBLE CO COM Stock 742718109 4,893 36,132 SH   SOLE 0 35,908 0 223
COCA COLA CO COM Stock 191216100 3,234 61,355 SH   SOLE 0 61,155 0 200
PPG INDS INC COM Stock 693506107 511 3,404 SH   SOLE 0 3,249 0 155
TRUIST FINL CORP COM Stock 89832Q109 222 3,815 SH   SOLE 0 2,384 0 1,431
UNITED PARCEL SERVICE INC CL B Stock 911312106 1,159 6,816 SH   SOLE 0 1,227 0 5,588
BIOGEN INC COM Stock 09062X103 1,609 5,753 SH   SOLE 0 5,753 0 0
CMC MATERIALS INC COM Stock 12571T100 3,186 18,020 SH   SOLE 0 17,930 0 90
KVH INDS INC COM Stock 482738101 332 26,200 SH   SOLE 0 26,200 0 0
INTEL CORP COM Stock 458140100 372 5,808 SH   SOLE 0 658 0 5,150
CME GROUP INC COM Stock 12572Q105 11,280 55,231 SH   SOLE 0 55,031 0 200
MEDTRONIC PLC SHS Stock G5960L103 1,066 9,020 SH   SOLE 0 1,205 0 7,815
LAUDER ESTEE COS INC CL A Stock 518439104 206 708 SH   SOLE 0 690 0 18
SANOFI SPONSORED ADR ADR 80105N105 2,296 46,430 SH   SOLE 0 46,030 0 400
MERCK & CO. INC COM Stock 58933Y105 4,668 60,559 SH   SOLE 0 56,983 0 3,575
SPDR S&P 500 ETF ETF 78462F103 3,909 9,862 SH   SOLE 0 9,783 0 78
MASTERCARD INCORPORATED CL A Stock 57636Q104 491 1,378 SH   SOLE 0 1,330 0 48
ILLINOIS TOOL WKS INC COM Stock 452308109 229 1,035 SH   SOLE 0 635 0 400
CRISPR THERAPEUTICS AG NAMEN AKT Stock H17182108 225 1,850 SH   SOLE 0 1,850 0 0
DIAGEO PLC SPON ADR NEW ADR 25243Q205 767 4,673 SH   SOLE 0 256 0 4,417
SMUCKER J M CO COM NEW Stock 832696405 861 6,805 SH   SOLE 0 6,730 0 75
TEGNA INC COM Stock 87901J105 266 14,150 SH   SOLE 0 14,150 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 5,534 95,168 SH   SOLE 0 78,238 0 16,930
FEDEX CORP COM Stock 31428X106 4,334 15,257 SH   SOLE 0 15,072 0 185
PEPSICO INC COM Stock 713448108 3,152 22,281 SH   SOLE 0 12,941 0 9,340
KIMBERLY-CLARK CORP COM Stock 494368103 4,373 31,449 SH   SOLE 0 31,349 0 100
TE CONNECTIVITY LTD REG SHS Stock H84989104 401 3,104 SH   SOLE 0 468 0 2,636
HONEYWELL INTL INC COM Stock 438516106 702 3,235 SH   SOLE 0 2,060 0 1,175
US BANCORP DEL COM NEW Stock 902973304 367 6,637 SH   SOLE 0 6,579 0 58
HOME DEPOT INC COM Stock 437076102 1,788 5,856 SH   SOLE 0 435 0 5,421
BAXTER INTL INC COM Stock 071813109 363 4,300 SH   SOLE 0 4,300 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 2,936 37,993 SH   SOLE 0 37,909 0 84
ISHARES ESG AWARE 1-5 YEAR USD CORPORATE BOND ETF ETF 46435G243 346 13,314 SH   SOLE 0 0 0 13,314
SPDR GOLD SHARES ETF 78463V107 322 2,010 SH   SOLE 0 2,010 0 0
BECTON DICKINSON & CO COM Stock 075887109 556 2,285 SH   SOLE 0 50 0 2,235
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 487 2,004 SH   SOLE 0 0 0 2,004
LABORATORY CORP AMER HLDGS COM NEW Stock 50540R409 383 1,500 SH   SOLE 0 1,500 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 11,029 293,163 SH   SOLE 0 15,142 0 278,021
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 472 10,324 SH   SOLE 0 1,536 0 8,788
AON PLC SHS CL A Stock G0403H108 1,031 4,480 SH   SOLE 0 0 0 4,480
ISHARES S&P SMALL-CAP FUND ETF 464287804 1,980 18,240 SH   SOLE 0 18,240 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 9,850 38,557 SH   SOLE 0 33,828 0 4,729
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 10,820 22,761 SH   SOLE 0 22,574 0 187
WEYERHAEUSER CO MTN BE COM NEW REIT 962166104 202 5,676 SH   SOLE 0 5,188 0 488
ALPHABET INC CAP STK CL A Stock 02079K305 5,620 2,725 SH   SOLE 0 2,620 0 105
DROPBOX INC CL A Stock 26210C104 2,760 103,515 SH   SOLE 0 103,200 0 315
INTUIT COM Stock 461202103 13,156 34,344 SH   SOLE 0 34,139 0 205
UNILEVER PLC SPON ADR NEW ADR 904767704 5,089 91,148 SH   SOLE 0 89,028 0 2,120
COMCAST CORP NEW CL A Stock 20030N101 248 4,592 SH   SOLE 0 3,703 0 889
MICROSOFT CORP COM Stock 594918104 6,170 26,169 SH   SOLE 0 18,123 0 8,046
CVS HEALTH CORP COM Stock 126650100 324 4,312 SH   SOLE 0 2,500 0 1,812
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 386 1 SH   SOLE 0 0 0 1
CBOE GLOBAL MKTS INC COM Stock 12503M108 6,618 67,061 SH   SOLE 0 66,811 0 250
BOEING CO COM Stock 097023105 838 3,291 SH   SOLE 0 3,277 0 14
NEXTERA ENERGY INC COM Stock 65339F101 300 3,972 SH   SOLE 0 3,540 0 432
ALIGN TECHNOLOGY INC COM Stock 016255101 403 745 SH   SOLE 0 0 0 745
ISHARES ESG AWARE U.S. AGGREGATE BOND ETF ETF 46435U549 340 6,214 SH   SOLE 0 0 0 6,214
EASTGROUP PPTYS INC COM REIT 277276101 401 2,801 SH   SOLE 0 0 0 2,801
VORNADO RLTY TR SH BEN INT REIT 929042109 295 6,500 SH   SOLE 0 6,500 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 5,039 79,990 SH   SOLE 0 79,490 0 500
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 259 5,817 SH   SOLE 0 0 0 5,817
DOW INC COM Stock 260557103 246 3,842 SH   SOLE 0 3,814 0 28
VANGUARD S&P 500 ETF ETF 922908363 502 1,379 SH   SOLE 0 0 0 1,378
ILLUMINA INC COM Stock 452327109 594 1,546 SH   SOLE 0 1,540 0 6
CORTEVA INC COM Stock 22052L104 3,674 78,809 SH   SOLE 0 78,203 0 606
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 225 2,130 SH   SOLE 0 2,130 0 0
INVESCO CURRENCYSHARES EURO TRUST ETF 46138K103 770 7,010 SH   SOLE 0 0 0 7,010
SPDR S&P 600 SMALL CAP ETF ETF 78464A813 12,615 134,231 SH   SOLE 0 5,054 0 129,177
AIR PRODS & CHEMS INC COM Stock 009158106 814 2,893 SH   SOLE 0 157 0 2,736
SCHWAB U.S. MID-CAP ETF ETF 808524508 12,386 166,407 SH   SOLE 0 5,491 0 160,916
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1,770 18,341 SH   SOLE 0 6,972 0 11,369
ISHARES FLOATING RATE BOND ETF ETF 46429B655 7,848 154,545 SH   SOLE 0 154,145 0 400
ISHARES SELECT DIVIDEND ETF ETF 464287168 672 5,890 SH   SOLE 0 5,850 0 40
ENTERGY CORP NEW COM Stock 29364G103 556 5,589 SH   SOLE 0 5,589 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 233 2,286 SH   SOLE 0 1,160 0 1,126
UTZ BRANDS INC COM CL A Stock 918090101 1,057 42,650 SH   SOLE 0 42,650 0 0
REPUBLIC BANCORP INC KY CL A Stock 760281204 1,990 44,926 SH   SOLE 0 44,926 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 226 4,180 SH   SOLE 0 4,180 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 4,584 62,857 SH   SOLE 0 62,807 0 50
VISA INC COM CL A Stock 92826C839 220 1,039 SH   SOLE 0 762 0 277
ISHARES MSCI INDIA INDEX FUND ETF 46429B598 2,468 58,522 SH   SOLE 0 58,522 0 0
PHILLIPS 66 COM Stock 718546104 692 8,491 SH   SOLE 0 1,051 0 7,440
FACEBOOK INC CL A Stock 30303M102 3,409 11,575 SH   SOLE 0 11,371 0 204
THERAPEUTICSMD INC COM Stock 88338N107 69 51,532 SH   SOLE 0 51,532 0 0
WASHINGTON REAL ESTATE INVT TR SH BEN INT REIT 939653101 367 16,600 SH   SOLE 0 16,600 0 0
MONDELEZ INTL INC CL A Stock 609207105 1,073 18,325 SH   SOLE 0 3,717 0 14,608
BROADCOM INC COM Stock 11135F101 1,787 3,854 SH   SOLE 0 311 0 3,543
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 412 8,000 SH   SOLE 0 8,000 0 0
CANADIAN PAC RY LTD COM Stock 13645T100 8,544 22,527 SH   SOLE 0 22,452 0 75
NOVARTIS AG SPONSORED ADR ADR 66987V109 409 4,788 SH   SOLE 0 500 0 4,288
ROYAL BK CDA COM Stock 780087102 1,494 16,200 SH   SOLE 0 16,200 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 1,141 4,132 SH   SOLE 0 295 0 3,837
ISHARES SHORT TREASURY BOND ETF ETF 464288679 17,029 154,095 SH   SOLE 0 5,451 0 148,644
SANDY SPRING BANCORP INC COM Stock 800363103 280 6,450 SH   SOLE 0 6,450 0 0
GENUINE PARTS CO COM Stock 372460105 1,234 10,674 SH   SOLE 0 514 0 10,160
ABBVIE INC COM Stock 00287Y109 381 3,524 SH   SOLE 0 3,507 0 17
ZOETIS INC CL A Stock 98978V103 261 1,658 SH   SOLE 0 1,621 0 37
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF ETF 33739E108 405 20,097 SH   SOLE 0 0 0 20,097
QUALCOMM INC COM Stock 747525103 6,613 49,877 SH   SOLE 0 35,379 0 14,498
GENERAL DYNAMICS CORP COM Stock 369550108 3,170 17,460 SH   SOLE 0 17,360 0 100
MCDONALDS CORP COM Stock 580135101 1,138 5,075 SH   SOLE 0 349 0 4,726
CISCO SYS INC COM Stock 17275R102 1,685 32,593 SH   SOLE 0 5,611 0 26,982
CAPITAL ONE FINL CORP COM Stock 14040H105 285 2,242 SH   SOLE 0 2,209 0 33
AT&T INC COM Stock 00206R102 396 13,067 SH   SOLE 0 12,874 0 193
ISHARES CORE S&P 500 ETF ETF 464287200 718 1,805 SH   SOLE 0 1,005 0 800
CIGNA CORP NEW COM Stock 125523100 3,594 14,866 SH   SOLE 0 14,858 0 8
WELLS FARGO CO NEW COM Stock 949746101 238 6,080 SH   SOLE 0 4,390 0 1,690
UNION PAC CORP COM Stock 907818108 589 2,673 SH   SOLE 0 2,639 0 34
RIO TINTO PLC SPONSORED ADR ADR 767204100 1,514 19,500 SH   SOLE 0 19,500 0 0
ISHARES MBS ETF ETF 464288588 8,278 76,350 SH   SOLE 0 75,750 0 600
REPUBLIC SVCS INC COM Stock 760759100 368 3,707 SH   SOLE 0 1,141 0 2,566
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 1,400 3,067 SH   SOLE 0 228 0 2,839
LOCKHEED MARTIN CORP COM Stock 539830109 1,044 2,825 SH   SOLE 0 560 0 2,265
JPMORGAN CHASE & CO COM Stock 46625H100 4,631 30,422 SH   SOLE 0 16,998 0 13,424
CHEVRON CORP NEW COM Stock 166764100 1,568 14,964 SH   SOLE 0 7,633 0 7,331
MARKEL CORP COM Stock 570535104 222 195 SH   SOLE 0 195 0 0
DANAHER CORPORATION COM Stock 235851102 659 2,926 SH   SOLE 0 2,300 0 626
BK OF AMERICA CORP COM Stock 060505104 1,614 41,706 SH   SOLE 0 9,862 0 31,844
VANGUARD CONSUMER DISCRETIONARY INDEX FUND ETF 92204A108 263 890 SH   SOLE 0 890 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 694 14,116 SH   SOLE 0 0 0 14,116
WALMART INC COM Stock 931142103 360 2,647 SH   SOLE 0 2,283 0 364
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 463 3,472 SH   SOLE 0 2,860 0 612
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 1,649 21,339 SH   SOLE 0 12,570 0 8,769
TEXAS INSTRS INC COM Stock 882508104 12,263 64,888 SH   SOLE 0 64,449 0 439
TARGET CORP COM Stock 87612E106 521 2,629 SH   SOLE 0 2,600 0 29
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,110 10,981 SH   SOLE 0 10,980 0 0
PFIZER INC COM Stock 717081103 483 13,340 SH   SOLE 0 12,721 0 619
3M CO COM Stock 88579Y101 1,674 8,690 SH   SOLE 0 8,536 0 154
KLA CORP COM NEW Stock 482480100 342 1,035 SH   SOLE 0 108 0 927
ALPHABET INC CAP STK CL C Stock 02079K107 1,614 780 SH   SOLE 0 741 0 39
AMERICAN EXPRESS CO COM Stock 025816109 2,685 18,981 SH   SOLE 0 9,579 0 9,402
AMGEN INC COM Stock 031162100 854 3,432 SH   SOLE 0 3,322 0 110
APPLIED MATLS INC COM Stock 038222105 314 2,350 SH   SOLE 0 2,350 0 0
ANALOG DEVICES INC COM Stock 032654105 801 5,162 SH   SOLE 0 482 0 4,680
TRANSDIGM GROUP INC COM Stock 893641100 293 499 SH   SOLE 0 0 0 499
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 275 2,414 SH   SOLE 0 2,414 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 8,750 187,726 SH   SOLE 0 13,383 0 174,343
EATON CORP PLC SHS Stock G29183103 395 2,859 SH   SOLE 0 1,838 0 1,021
CYBERARK SOFTWARE LTD SHS Stock M2682V108 850 6,575 SH   SOLE 0 6,535 0 40
ETFMG PRIME CYBER SECURITY ETF ETF 26924G201 2,051 37,360 SH   SOLE 0 37,360 0 0
SAUL CTRS INC COM REIT 804395101 2,114 52,700 SH   SOLE 0 52,700 0 0
PARKER-HANNIFIN CORP COM Stock 701094104 854 2,707 SH   SOLE 0 0 0 2,707
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 566 8,964 SH   SOLE 0 8,914 0 50
DOMINION ENERGY INC COM Stock 25746U109 8,576 112,903 SH   SOLE 0 98,670 0 14,233
AGILENT TECHNOLOGIES INC COM Stock 00846U101 626 4,922 SH   SOLE 0 1,047 0 3,875
EXXON MOBIL CORP COM Stock 30231G102 2,987 53,505 SH   SOLE 0 50,347 0 3,158
UNITEDHEALTH GROUP INC COM Stock 91324P102 973 2,616 SH   SOLE 0 437 0 2,178
LOWES COS INC COM Stock 548661107 554 2,914 SH   SOLE 0 96 0 2,818
SOLAREDGE TECHNOLOGIES INC COM Stock 83417M104 1,271 4,421 SH   SOLE 0 3,670 0 751
DEERE & CO COM Stock 244199105 1,779 4,755 SH   SOLE 0 4,740 0 15
SOUTHWEST AIRLS CO COM Stock 844741108 776 12,712 SH   SOLE 0 12,312 0 400
ISHARES MSCI ACWI INDEX FUND ETF 464288257 205 2,150 SH   SOLE 0 2,150 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 8,404 131,229 SH   SOLE 0 13,534 0 117,695
FOMENTO ECONOMICO MEXICANO SAB SPON ADR UNITS ADR 344419106 2,471 32,798 SH   SOLE 0 32,648 0 150
LINDBLAD EXPEDITIONS HLDGS INC COM Stock 535219109 1,587 83,944 SH   SOLE 0 83,944 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 246 946 SH   SOLE 0 946 0 0
APPLE INC COM Stock 037833100 5,632 46,107 SH   SOLE 0 32,374 0 13,732
ABBOTT LABS COM Stock 002824100 1,739 14,509 SH   SOLE 0 5,895 0 8,614
DISNEY WALT CO COM Stock 254687106 7,477 40,519 SH   SOLE 0 33,819 0 6,700
INVESCO PREFERRED ETF ETF 46138E511 9,406 627,056 SH   SOLE 0 25,698 0 601,358
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF ETF 78468R663 1,652 18,054 SH   SOLE 0 0 0 18,054