8-K

                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549


                                    FORM 8-K


                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


       Date of report (Date of earliest event reported): January 22, 2004


                            HUB INTERNATIONAL LIMITED
             ______________________________________________________
             (Exact Name of Registrant as Specified in Its Charter)


                                     ONTARIO
                 ______________________________________________
                 (State or Other Jurisdiction of Incorporation)


               1-31310                               36-4412416
       ________________________          ____________________________________
       (Commission File Number)          (I.R.S. Employer Identification No.)


            55 EAST JACKSON BOULEVARD, CHICAGO, IL         60604
           ________________________________________      __________
           (Address of Principal Executive Offices)      (Zip Code)



                                 (877) 402-6601
              ____________________________________________________
              (Registrant's Telephone Number, Including Area Code)


                                       n/a
          _____________________________________________________________
          (Former Name or Former Address, if Changed Since Last Report)






Item 9.  Regulation FD Disclosure

     The information in this report (including the exhibit) is furnished
pursuant to Item 9 and shall not be deemed "filed" for the purposes of Section
18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to
the liabilities of that section.

     Hub International Limited issued a press release on January 22, 2004, the
full text of which is attached as Exhibit 99.1 and is incorporated by reference.











                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned hereunto duly authorized.




                                         HUB INTERNATIONAL LIMITED
                                                      (Registrant)


Date:  January 22, 2004                 By: /s/ Martin P. Hughes
                                            ------------------------------------
                                      Name: Martin P. Hughes
                                     Title: Chairman and Chief Executive Officer







                                  Exhibit Index


Exhibit No.                             Description

  99.1                                  Presss release dated January 22, 2004

EX-99

                                                                    Exhibit 99.1

       Hub International Announces New Roles for Key Executives

    CHICAGO--(BUSINESS WIRE)--Jan. 22, 2004--Hub International Limited
(NYSE:HBG) and (TSX:HBG) today announced that several of its senior
managers have taken on new responsibilities in a redeployment aimed at
accelerated growth.
    Martin P. Hughes, Hub's Chairman and Chief Executive Officer, said
the changes are part of an ongoing effort to adapt corporate
management approaches to the rapidly increasing size of the insurance
broker's operations. In the four years ended December 31, 2002, Hub
posted a 54% compounded growth rate for revenues, as a result of both
internal growth and an active acquisition program. Through the first
nine months of 2003, revenue grew at a 33% rate in comparison to the
prior year.
    "As we grow and evolve, it's important to adjust and upgrade our
management systems and increase the resources we make available to our
subsidiaries," Hughes said. "The appointments we are announcing today
will increase the total level of support available to all our hubs as
we collectively pursue our growth plans."
    Richard Gulliver, President, will assume ultimate leadership of
the company's acquisition program, a core component of Hub's growth
strategy. In this effort, he will work with Michael Sabanos, Hub's
Director of Mergers & Acquisitions, and will be dedicating 100% of his
time to his new role.
    Bruce Guthart will be leaving his position as President of Hub's
Kaye Group, based in New York, and in addition to his position as
Hub's President of U.S. Operations, will take on the Chief Operating
Officer position from Gulliver, enabling Gulliver to focus exclusively
on acquisitions. Craig Barton will remain President of Canadian
Operations, reporting to Bruce Guthart, and continue in his role as
President of Barton Insurance.
    Larry Lineker, President of Hub's TOS Insurance Services Ltd.
subsidiary in Vancouver, will assume the newly created role of Chief
Sales Officer, with responsibility for directing Hub's overall sales
initiative, a core component of the company's growth plan.
    Hughes said the new appointments will take effect immediately.
    Hughes noted that the changes resulted from an ongoing review of
operations and organization by Hub's management committee, which
includes the presidents of the company's regional hubs and members of
corporate management. The committee meets regularly to consider new
ways to coordinate and improve ongoing operations and organization.
    "This is a fluid process of change and is part of our continuing
effort to upgrade Hub's contribution of resources and management to
its subsidiaries," Hughes said. "We will continue to consider other
initiatives to build the organization, increase our value to
shareholders and clients, and create new career growth opportunities
for our employees."

    Headquartered in Chicago, IL, Hub International is a leading North
American insurance brokerage that provides a broad array of property
and casualty, life and health, employee benefits, investment and risk
management products and services through offices located in the United
States and Canada.


    CONTACT: Hub International Limited
             Media Contact:
             Martin P. Hughes, 312-279-4600
             mhughes@hubinternational.com
             or
             Rosenbaum Advisors
             Investor Contact:
             Michael Rosenbaum, 847-749-1010
             michael@rosenbaumadvisors.com