XML 218 R184.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Segment Informations (Details) - BRL (R$)
R$ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
IfrsStatementLineItems [Line Items]      
Operating revenues R$ 154,971 R$ 142,279 R$ 126,374
Interest margin 97,712 87,023 75,209
Commissions and Banking Fees 45,731 44,566 42,324
Income related to insurance and private pension operations before claim and selling expenses 6,613 5,407 5,354
Other revenues 4,915 5,283 3,487
Cost of Credit (30,445) (27,737) (12,779)
Claims   (1,549) (1,600)
Operating margin 124,526 114,542 111,995
Other operating income (expenses) (84,826) (77,848) (69,764)
Non-interest expenses (75,759) (68,930) (62,549)
Tax expenses for ISS, PIS and COFINS and Other (9,987) (9,590) (8,379)
Share of profit or (loss) in associates and joint ventures 920 672 1,164
Income before income tax and social contribution 39,700 36,694 42,231
Income tax and social contribution (5,823) (6,452) (13,847)
Non-controlling interest in subsidiaries (772) (1,035) (1,624)
Net income 33,105 29,207 26,760
Total assets 2,543,100 2,321,066 2,069,206
Total liabilities 2,344,050 2,143,959 1,904,730
Investments in associates and joint ventures 9,293 7,443 6,121
Fixed assets, net 9,135 7,767 6,963
Goodwill and Intangible assets, net 23,364 23,114 21,110
Claims   1,549 1,600
Retail Banking [Member]      
IfrsStatementLineItems [Line Items]      
Operating revenues 96,595 90,509 75,443
Interest margin 59,099 54,881 43,042
Commissions and Banking Fees 28,016 26,787 25,169
Income related to insurance and private pension operations before claim and selling expenses 9,480 8,841 7,232
Cost of Credit (32,139) (29,908) (18,278)
Claims (1,487) (1,538) (1,591)
Operating margin 62,969 59,063 55,574
Other operating income (expenses) (45,560) (43,512) (40,116)
Non-interest expenses (39,085) (37,302) (35,031)
Tax expenses for ISS, PIS and COFINS and Other (6,475) (6,210) (5,085)
Income before income tax and social contribution 17,409 15,551 15,458
Income tax and social contribution (4,232) (4,594) (5,593)
Non-controlling interest in subsidiaries (78) 45 (330)
Net income 13,099 11,002 9,535
Total assets 1,677,189 1,524,983 1,311,330
Total liabilities 1,610,852 1,455,227 1,252,211
Investments in associates and joint ventures 2,156 2,114 2,008
Fixed assets, net 7,333 5,781 5,420
Goodwill and Intangible assets, net 9,419 8,660 8,371
Claims 1,487 1,538 1,591
Wholesale Business [member]      
IfrsStatementLineItems [Line Items]      
Operating revenues 54,631 49,229 38,228
Interest margin 39,980 34,701 24,005
Commissions and Banking Fees 14,274 14,143 13,817
Income related to insurance and private pension operations before claim and selling expenses 377 385 406
Cost of Credit (4,803) (2,392) (1,956)
Claims (22) (11) (9)
Operating margin 49,806 46,826 36,263
Other operating income (expenses) (20,373) (19,482) (17,743)
Non-interest expenses (17,722) (17,019) (15,699)
Tax expenses for ISS, PIS and COFINS and Other (2,651) (2,463) (2,044)
Income before income tax and social contribution 29,433 27,344 18,520
Income tax and social contribution (9,022) (9,076) (6,799)
Non-controlling interest in subsidiaries (655) (825) (591)
Net income 19,756 17,443 11,130
Total assets 1,228,153 1,175,209 1,013,836
Total liabilities 1,150,141 1,102,834 945,311
Fixed assets, net 1,690 1,282 997
Goodwill and Intangible assets, net 8,338 9,062 9,557
Claims 22 11 9
Market And Corporation [Member]      
IfrsStatementLineItems [Line Items]      
Operating revenues 5,572 2,983 11,930
Interest margin 5,019 2,979 11,099
Commissions and Banking Fees 309 177 884
Income related to insurance and private pension operations before claim and selling expenses 244 (173) (53)
Operating margin 5,572 2,983 11,930
Other operating income (expenses) (1,864) (374) (1,055)
Non-interest expenses (1,360) (312) (478)
Tax expenses for ISS, PIS and COFINS and Other (504) (62) (577)
Income before income tax and social contribution 3,708 2,609 10,875
Income tax and social contribution (935) (14) (3,997)
Non-controlling interest in subsidiaries (10) (254) (664)
Net income 2,763 2,341 6,214
Total assets 195,290 171,983 133,123
Total liabilities 150,705 144,379 105,190
Investments in associates and joint ventures 5,946 4,798 4,338
Ita Unibanco SA [Member]      
IfrsStatementLineItems [Line Items]      
Operating revenues 156,798 142,721 125,601
Interest margin 104,098 92,561 78,146
Commissions and Banking Fees 42,599 41,107 39,870
Income related to insurance and private pension operations before claim and selling expenses 10,101 9,053 7,585
Cost of Credit (36,942) (32,300) (20,234)
Claims (1,509)   (1,600)
Operating margin 118,347 108,872 103,767
Other operating income (expenses) (67,797) (63,368) (58,914)
Non-interest expenses (58,167) (54,633) (51,208)
Tax expenses for ISS, PIS and COFINS and Other (9,630) (8,735) (7,706)
Income before income tax and social contribution 50,550 45,504 44,853
Income tax and social contribution (14,189) (13,684) (16,389)
Non-controlling interest in subsidiaries (743) (1,034) (1,585)
Net income 35,618 30,786 26,879
Total assets 2,696,522 2,469,958 2,166,019
Total liabilities 2,507,587 2,300,224 2,010,442
Investments in associates and joint ventures 8,102 6,912 6,346
Fixed assets, net 9,023 7,063 6,417
Goodwill and Intangible assets, net 17,757 17,722 17,928
Claims 1,509   1,600
Adjustments [Member]      
IfrsStatementLineItems [Line Items]      
Operating revenues (1,827) (442) 773
Interest margin (6,386) (5,538) (2,937)
Commissions and Banking Fees 3,132 3,459 2,454
Income related to insurance and private pension operations before claim and selling expenses (3,488) (3,646) (2,231)
Other revenues 4,915 5,283 3,487
Cost of Credit 6,497 4,563 7,455
Claims 1,509 (1,549)  
Operating margin 6,179 5,670 8,228
Other operating income (expenses) (17,029) (14,480) (10,850)
Non-interest expenses (17,592) (14,297) (11,341)
Tax expenses for ISS, PIS and COFINS and Other (357) (855) (673)
Share of profit or (loss) in associates and joint ventures 920 672 1,164
Income before income tax and social contribution (10,850) (8,810) (2,622)
Income tax and social contribution 8,366 7,232 2,542
Non-controlling interest in subsidiaries (29) (1) (39)
Net income (2,513) (1,579) (119)
Total assets (153,422) (148,892) (96,813)
Total liabilities (163,537) (156,265) (105,712)
Investments in associates and joint ventures 1,191 531 (225)
Fixed assets, net 112 704 546
Goodwill and Intangible assets, net 5,607 5,392 R$ 3,182
Claims R$ (1,509) R$ 1,549