Document

We have audited the accompanying statements of net assets available for benefits of the CenterPoint Energy Savings Plan (the Plan) as of December 31, 2023 and 2022, and the related statement of changes in net assets available for benefits for the year ended December 31, 2023, and the related notes (collectively referred to as the financial statements). In our opinion, the financial statements present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 2023 and 2022, and the changes in net assets available for benefits for the year ended December 31, 2023, in conformity with accounting principles generally accepted in the United States of America.

These financial statements are the responsibility of Plan management (Management). Our responsibility is to express an opinion on the financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be independent with respect to the Plan in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. The Plan is not required to have, nor were we engaged to perform, an audit of its internal control over financial reporting. As part of our audits, we are required to obtain an understanding of internal control over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the internal control over financial reporting of the Plan. Accordingly, we express no such opinion.

Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by Management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

The supplemental Schedule of Assets (Held at End of Year) as of December 31, 2023, has been subjected to audit procedures performed in conjunction with the audit of the financial statements. The supplemental schedule is the responsibility of the Management. Our audit procedures included determining whether the supplemental schedule reconciles to the financial statements or the underlying accounting and other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented in the supplemental schedule. In forming our opinion on the supplemental schedule, we evaluated whether the supplemental schedule, including its form and content, is presented in conformity with the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. In our opinion, the supplemental schedule is fairly stated, in all material respects, in relation to the financial statements taken as a whole.


	December 31,
	2023		2022
	(in thousands)
Assets
Investments at fair value (Note 4)	$	2,339,273	$	2,076,807
Fully benefit-responsive investment contracts at contract value (Note 4)	226,468		259,982
Total investments	2,565,741		2,336,789

Receivables
Notes receivable from participants	33,777		33,234
Investment transactions	39		2,184
Employer contributions	3,232		2,838
Participant contributions	2		—

Dividends, interest, and other	11		3
Total receivables	37,061		38,259
Total Assets	2,602,802		2,375,048

Liabilities
Investment transactions	(400)		(1,325)
Accrued Payables	(256)		(167)
Other	(149)		(122)
Total Liabilities	(805)		(1,614)
Net Assets Available for Benefits	$	2,601,997	$	2,373,434


	Year Ended December 31, 2023
	(in thousands)
Investment Income
Net appreciation in investments	$	374,161
Dividends and interest	13,910
Net investment income	388,071

Interest on notes receivable from participants	2,028

Contributions
Participant	91,660
Employer	67,146
Rollover	4,697
Total contributions	163,503

Expenses
Benefit payments	(321,489)
Administrative expenses	(3,550)
Total expenses	(325,039)

Change in Net Assets Available for Benefits	228,563

Net Assets Available for Benefits, Beginning of Period	2,373,434
Net Assets Available for Benefits, End of Period	$	2,601,997

Participants include all employees of CenterPoint Energy, Inc. (Company or CenterPoint Energy) and those subsidiaries and affiliates of the Company that have adopted the Plan except (a) employees covered by a collective bargaining agreement unless such agreement provides for participation in the Plan, (b) leased employees, (c) independent contractors and (d) non-resident aliens who receive no United States sourced income (Participants).

Participants may make pre-tax and/or Roth contributions up to 50% of eligible compensation, not to exceed the Internal Revenue Service (IRS) limits as defined in the Plan, except that certain bargaining unit Participants may contribute more than 50% of any bonus compensation in accordance with the terms of the Plan and the applicable collective bargaining agreement. Participants may also make after-tax contributions up to 16% of eligible compensation, not to exceed the IRS limits as defined in the Plan. Active Participants age 50 or over may contribute an additional pre-tax and/or Roth contribution not to exceed the IRS limit ($7,500 for 2023); however, the Company does not provide Company matching contributions on such “catch-up” contributions. Participants may also contribute amounts representing rollover eligible distributions from other qualified defined benefit or defined contribution plans, IRC Section 403(b) annuity plans, IRC Section 457 governmental plans or individual retirement accounts. Participants direct their contributions into the various eligible investment options offered by the Plan. Contributions are subject to certain limitations as set forth under the IRC or the limits set forth in the Plan document.

All new employees are automatically enrolled in the Plan to make pre-tax contributions unless they elect otherwise. An employee who has been automatically enrolled is deemed to have elected to defer pre-tax contributions at a rate of 6% (3% for certain bargaining unit Participants) of eligible compensation (Automatic Contributions). A notice is provided to all employees who are scheduled to be automatically enrolled in the Plan (Automatic Enrollment Notice). In general, an employee has 30 days after receiving the Automatic Enrollment Notice to elect not to make any pre-tax contributions or choose a different contribution percentage.

Contributions, including all related employer matching contributions, made under the Automatic Contribution provision of the Plan are invested in the default investment fund as defined in the Plan unless the Participant elects otherwise. In addition, if a Participant is making contributions to the Plan from eligible regular pay, unless the Participant elects otherwise, his or her deferral rate is automatically increased by 1% on the first business day of April each year, up to a 10% maximum total deferral rate from regular pay. Employees may elect to change their contribution percentages and/or direct contributions to any of the investment options offered under the Plan at any time.

The Company matches 100% of the first 6% of eligible compensation contributed by a Participant to the Plan (excluding catch-up contributions) except with respect to (1) certain grandfathered non-bargaining unit Participants actively accruing benefits under a qualified defined benefit plan of the Company or an affiliate other than a cash balance benefit (Grandfathered Retirement Plan Participants) and (2) certain bargaining unit Participants. With respect to a Grandfathered Retirement Plan Participant, the Company matches 50% of the first 6% of eligible compensation contributed by such Participant. With respect to certain bargaining unit Participants, Company matching contributions are made in accordance with the Plan document and the applicable collective bargaining agreement and are generally 50% of the first 5%, 6%, or 8% of eligible compensation contributed by the Participant. Company matching contributions for certain bargaining unit Participants covered under the Utility Workers Union of America, Local 175 (UWUA) agreement are limited to $1,400 per year.

The Company also makes non-matching contributions equal to 3% of eligible compensation for Participants who are not eligible to accrue benefits, other than interest credits, under any qualified defined benefit plan of the Company or any of its subsidiaries or affiliates (other than certain Grandfathered Retirement Plan Participants who were employed by Indiana Energy, Inc. or one of its subsidiaries on December 31, 1998 and met certain age and service requirements), except that for certain bargaining unit Participants, the Company makes different non-matching contributions in accordance with the Plan document and the applicable collective bargaining agreement. Employer contributions (matching and non-matching) are made in the form of cash and are invested in accordance with Participant elections.

The CenterPoint Energy, Inc. Common Stock Fund (Company Stock Fund) is an investment option under the Plan. A Participant may not elect (i) that more than 25% of future contributions (including Company matching and non-matching contributions) be invested in the Company Stock Fund or (ii) a transfer of any portion of his or her current account balance that would result in more than 25% of the total account balance invested in the Company Stock Fund. Furthermore, any transfer of funds into or out of the Company Stock Fund and other elections under the Plan that impact investments in the Company Stock Fund are subject to the Company’s Insider Trading Policy. In addition, Participants may elect to have dividends paid on their investment in the Company Stock Fund either reinvested in the Company Stock Fund or paid to them in cash, and they can transfer all or part of their investment in the Company Stock Fund to the other investment options offered by the Plan.

Individual accounts are maintained for each Participant. Each Participant’s account is credited with the Participant’s contributions and with allocations of the Company contributions and Plan earnings. Each Participant’s account is also charged with an allocation of administrative expenses. Allocations are based on Participant account balances. Participants are entitled to their vested account balance.

Participants are vested immediately in their elective contributions plus earnings thereon. Participants hired before January 1, 2024, other than certain bargaining unit employees, are also immediately fully vested in all Company contributions and actual earnings thereon. With respect to certain bargaining unit Participants, Company contributions vest in accordance with the Plan document and the applicable collective bargaining agreement, generally, ratably in 20% increments over five years. With respect to non-union and certain union Participants hired on or after January 1, 2024, Company contributions fully vest after two years of service. Notwithstanding the foregoing vesting schedules, in all cases, Participants become fully vested upon reaching normal retirement age (age 65), becoming disabled (as defined in the Plan), death while an employee, or termination or partial termination of the Plan. Forfeitures may be used to reduce future employer contributions or pay reasonable administrative expenses of the Plan. The amount so utilized from forfeited non-vested accounts for the years ended December 31, 2023 and 2022 were $63 thousand and $47 thousand, respectively. Contributions made to the Plan by or for the benefit of highly compensated employees may be returned to them or forfeited, as applicable, if the Plan fails discrimination testing.

Participants may borrow against their vested account balance. The maximum amount that a Participant may borrow is the lesser of (a) $50,000, reduced by the excess, if any, of the highest outstanding balance of loans to the Participant from all plans maintained by the Company or an affiliated entity during the one-year period ending on the day before the date on which such loan is made, over the outstanding balance of loans from the Plan on the date on which such loan is made or (b) 50% of the value of the Participant’s vested account balance under the Plan.

The loans are secured by the pledge of a portion of the Participant’s right, title and value of the Participant’s vested account balance under the Plan as determined immediately after the loans are made. The minimum loan amount is $500. Loans may be repaid over a period of up to five years and are subject to a $50 origination fee. Interest rates for loans originated from the Plan are fixed at the prime rate listed in The Wall Street Journal for the first of each month in which the loan is requested plus 1%. The prime rate was 8.50% as of December 31, 2023. Loans that were rolled over from another qualified plan in connection with an acquisition or other business transaction maintain their original terms of the loan (including interest rate used for the loan). Loan transactions are treated as a transfer to (from) the investment fund from (to) notes receivable from Participants.

Upon termination of employment, a Participant whose account exceeds $5,000 may elect, upon written request at any time, to receive a distribution in a single lump-sum payment or fixed monthly, quarterly, semi-annual or annual installments over a period of ten years or less. A Participant may also elect a partial distribution of his or her account upon termination of employment. Such distributions are generally paid in the form of cash; however, if the Participant has investments in the Company Stock Fund, the Participant may elect an in-kind distribution of the Participant’s account balance in the Company Stock Fund.

Generally, to the extent a Participant has not requested a distribution by the time he or she reaches the applicable age under the IRC, required minimum distributions will be made consistent with the terms and conditions of the Plan and the requirements of the IRC. Immediate lump-sum distributions are made for accounts which do not exceed $5,000, (subject to direct roll-over to an individual retirement account if greater than $1,000 but not exceeding $5,000, unless the Participant directs the distribution otherwise).

A Participant who is under the age of 59½ may make a withdrawal from amounts attributable to after-tax contributions, roll-over contributions, the vested portion of prior Plan accounts, and associated earnings, as applicable. If a Participant is under the age of 59½ and has less than five years of service and withdraws after-tax matched contributions, the Participant will be suspended from making after-tax contributions to the Plan for six months. A Participant who is age 59½ or older may make unlimited withdrawals from pre-tax contributions, Roth contributions, after-tax contributions, company matching and/or non-matching contributions if fully vested in those contributions, the vested portion of prior Plan accounts, rollover accounts and any associated earnings.

The assets of the Plan are held in trust by The Northern Trust Company (Trustee). Voya Institutional Plan Services, LLC is the recordkeeper for the Plan. The Benefits Committee of CenterPoint Energy, Inc. (Committee), appointed by the Board of Directors of the Company, is the Plan Administrator (Plan Administrator). The Committee retains an independent investment consultant to provide investment advice with respect to the Funds other than the Company Stock Fund. Changes to the Company Stock Fund may be made only by the Board of Directors of the Company.

The financial statements of the Plan are prepared on the accrual basis of accounting in conformity with generally accepted accounting principles in the United States of America (GAAP). The preparation of the Plan financial statements in conformity with GAAP requires the Plan Administrator to make estimates and assumptions that affect the reported amounts of net assets available for benefits at the date of the financial statements and the changes in net assets available for benefits during the reporting period and, when applicable, disclosures of contingent assets and liabilities at the date of the financial statements. Actual results could differ from those estimates.

The investments in all Funds, except for the fully benefit-responsive investment contracts, of the Plan are reported at fair value. Fair value is the price that would be received upon the sale of an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. Fully benefit-responsive investment contracts are stated at contract value. Security transactions are recorded as of the trade date. Interest income is recorded on the accrual basis. Dividends are recorded as of the ex-dividend date.

Notes receivable from Participants are measured at their unpaid principal balance plus any accrued but unpaid interest. Delinquent notes receivable are reclassified as distributions based upon the terms of the Plan. Interest income on notes receivable from Participants is recorded when it is earned. A reserve for credit losses is recorded when collection is no longer deemed probable. There was no reserve for credit losses as of December 31, 2023 and 2022.

Direct Plan expenses such as trustee, recordkeeping, auditing and investment management fees and certain general administrative expenses are paid from the Plan assets. These expenses are shown as a separate component in the Statement of Changes in Net Assets Available for Benefits. Plan expenses other than the aforementioned items are included as a component of investment gains and losses and reported on Schedule C of Form 5500, if applicable, as indirect compensation in accordance with ERISA disclosure requirements.

Effective as of the close of business on December 31, 2021, the Energy Systems Group, LLC 401(k) Plan (ESG Plan) was merged with and into the Plan in accordance with section 414(l) of the Internal Revenue Code, resulting in a transfer of net assets to the Plan of $107 million as of December 31, 2021. Net Assets Available for Benefits from the ESG Plan trust were transferred and received by the Plan trust on January 10, 2022.

Accounting Standards Codification Topic 820, Fair Value Measurements (ASC 820) establishes a framework for measuring fair value as it relates to financial assets and liabilities and to non-financial assets and liabilities measured at fair value on a recurring basis. That framework provides a three-level valuation hierarchy based upon observable and unobservable inputs, with preference given to observable inputs.


Level 1			Inputs are unadjusted quoted prices in active markets for identical assets or liabilities at the measurement date.
Level 2			Inputs, other than quoted prices included in Level 1, are observable for the asset or liability, either directly or indirectly. Level 2 inputs include quoted prices for similar instruments in active markets, and inputs other than quoted prices that are observable for the asset or liability.
Level 3			Inputs are unobservable for the asset or liability, and include situations where there is little, if any, market activity for the asset or liability. Unobservable inputs reflect the Plan’s judgments about the assumptions market participants would use in pricing the asset or liability since limited market data exists. Unobservable inputs are based on the best information available in the circumstances, which might include the Plan’s own data.

As of December 31, 2023, the Plan updated its investment classification for the leveling presentation of the fair value hierarchy based on the attributes of each individual investment held by the Plan, as opposed to the attributes of the Funds offered to Participants. Management determined the updated classification is more representative of fair value within the fair value hierarchy. The following is a description of the valuation methodologies used for assets measured at fair value as of December 31, 2023.


Asset	Level	Valuation Methodology
U.S. treasuries and obligations of government backed agencies	1	Valued at the last settlement price in the market or exchange in which these securities are traded.
Cash and cash equivalent	1	Valued at the net asset value held by the Plan.
Mutual funds	1	Valued at the net asset value of shares held by the Plan. The share value is based on the market quoted price at the end of the day.
Equities	1	Valued at the last traded or official closing price in an active market or exchange in which these securities are traded.
Corporate bonds, municipal & state bonds and mortgage/asset backed securities	2	Valued by evaluation of the market data provided by the independent pricing services or major market makers, to arrive at a price a dealer would pay for the security.
Common/Collective Trust	2	Valued at the net asset value, or its equivalent, of units held by the Plan and generally include the use of significant observable inputs in determining the unit value which is available daily.

The methods described above may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. Furthermore, while the Plan believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different fair value measurement at the reporting date.


	As of December 31, 2023
	Level 1		Level 2		Level 3		Grand Total
	(in thousands)
Cash and Cash Equivalents	$	11,236	$	—	$	—	$	11,236
Company Stock	188,255		—		—		188,255
Other Equities	178,551		—		—		178,551
Mutual Funds	64,684		—		—		64,684
Common/Collective Trust Funds	—		1,896,547		—		1,896,547
Total investments at fair value	$	442,726	$	1,896,547	$	—	$	2,339,273
Fully benefit-responsive investment contracts at contract value							226,468
Total Investments							$	2,565,741


	As of December 31, 2022
	Level 1		Level 2		Level 3		Grand Total
	(in thousands)
Cash and Cash Equivalents	$	18,323	$	—	$	—	$	18,323
Company Stock	219,998		—		—		219,998
Other Equities	119,696		—		—		119,696
Mutual Funds	78,741		—		—		78,741
Common/Collective Trust Funds	—		1,640,049		—		1,640,049
Total investments at fair value	$	436,758	$	1,640,049	$	—	$	2,076,807
Fully benefit-responsive investment contracts at contract value							259,982
Total Investments							$	2,336,789

The Stable Value Fund utilizes synthetic guaranteed investment contracts (Synthetic GICs). A Synthetic GIC includes a wrap contract issued by an insurance company or other financial institution and a portfolio of fixed income assets that are owned by the Stable Value Fund. The wrap contract provides that realized and unrealized gains and losses on the assets covered by the wrap contract are not reflected immediately in the net assets of the Stable Value Fund, but rather are amortized over the duration of the assets or other agreed upon period, through adjustments to the future interest crediting rates. The wrap contract provides a guarantee that all qualified participant withdrawals will occur at contract value which represents contributions made under the contract, plus earnings, less withdrawals made under the contract and administrative expenses. As of December 31, 2023, the investments held by the Stable Value Fund consist of:

Wrap contracts provide that withdrawals associated with certain events not in the ordinary course of fund operations may be paid at market rather than contract value. Examples of such circumstances may include significant plan design changes, complete or partial plan terminations, severance programs, early retirement programs, the closing or sale of a subsidiary, bankruptcy of the Plan sponsor or the failure of the trust to qualify for exemption from federal income taxes or any required prohibited transaction exemption under ERISA. The Plan Administrator does not believe the occurrence of the above events that would limit the Plan’s ability to conduct transactions with Participants at contract value is probable.

Investments, in general, are exposed to various risks, such as interest rate, credit and overall market volatility risk. Due to the level of risk associated with certain investments, it is reasonably possible that changes in the values of investments will occur in the near term and that such changes could materially affect the amounts reported in the Statements of Net Assets Available for Benefits and Participant account balances. Rates of return will vary, and returns will depend on the market value of the Plan’s investments.

The IRS has determined and informed the Company by letter dated August 18, 2021 that the Plan is qualified, and the trust fund established is tax-exempt under the appropriate sections of the IRC. Although the Plan has been amended since receiving the determination letter, the Plan Administrator and the Plan sponsor’s counsel believe these amendments have not adversely affected the Plan’s qualified status and the related trust’s tax-exempt status as of the financial statement date.

GAAP requires the Plan Administrator to evaluate tax positions taken by the Plan and recognize a tax liability (or asset) if the Plan has taken an uncertain position that more likely than not would not be sustained upon examination by the IRS. The Plan Administrator has analyzed the tax positions taken by the Plan, and has concluded that as of December 31, 2023 and 2022, there are no uncertain positions taken or expected to be taken that would require recognition of a liability (or asset) or disclosure in the financial statements. The Plan is subject to routine audits by the IRS; however, there are currently no audits for any tax periods in progress.

The Plan may invest in shares of funds provided through the Northern Trust Company and Voya and in shares of the Company Stock Fund. CenterPoint Energy is the Plan sponsor and a related party. Northern Trust is the Trustee for the Plan, and Voya is the recordkeeper. Therefore, these transactions qualify as party in interest transactions. During 2023, the Plan purchased and sold shares of the Company’s common stock and units of short-term investment funds managed by the Trustee as temporary investments (exempt party-in-interest transactions) as shown below:

(a)

(b) Identity of issue, borrower, lessor or similar party

(e) Current value

CASH AND CASH EQUIVALENTS

NORTHERN TRUST

COLLECTIVE SHORT TERM INVESTMENT FUND

11,236,191

COMMON/COLLECTIVE TRUST FUNDS

BLACKROCK

RUSSELL 1000 GROWTH INDEX FUND

175,859,208

BLACKROCK

MSCI ACWI EX US INDEX SUPERFUND

47,332,753

BLACKROCK

RUSSELL 1000 VALUE INDEX FUND

62,740,489

BLACKROCK

RUSSELL 2000 INDEX FUND

36,124,911

BLACKROCK

BLACKROCK EQUITY INDEX FUND

468,217,019

HARDING LOEVNER

COLLECTIVE INVESTMENT TR FOR RETIREMENT PLANS

47,085,394

MELLON

EB DAILY LIQUIDITY AGGREGATE BOND FUND

65,081,766

PRUDENTIAL

PRUDENTIAL TR CO COLLECTIVE INVESTOR TR CORE PLUS BOND FUND

65,670,861

SCHRODER

SCHRODER-INTL EQUITY COLLECTIVE INVESTMENT FUND

47,299,492

VANGUARD

VANGUARD TARGET RETIREMENT 2020 TRUST FUND

35,183,956

VANGUARD

VANGUARD TARGET RETIREMENT 2025 TRUST FUND

76,338,599

VANGUARD

VANGUARD TARGET RETIREMENT 2030 TRUST FUND

84,735,280

VANGUARD

VANGUARD TARGET RETIREMENT 2035 TRUST FUND

92,436,997

VANGUARD

VANGUARD TARGET RETIREMENT 2040 TRUST FUND

93,315,840

VANGUARD

VANGUARD TARGET RETIREMENT 2045 TRUST FUND

126,893,789

VANGUARD

VANGUARD TARGET RETIREMENT 2050 TRUST FUND

103,511,428

VANGUARD

VANGUARD TARGET RETIREMENT 2055 TRUST FUND

78,413,453

VANGUARD

VANGUARD TARGET RETIREMENT 2060 TRUST FUND

34,839,329

VANGUARD

VANGUARD TARGET RETIREMENT 2065 TRUST FUND

14,613,424

VANGUARD

VANGUARD TARGET RETIREMENT 2070 TRUST FUND

827,101

VANGUARD

VANGUARD TARGET RETIREMENT INCOME TRUST FUND

36,957,032

VOYA

VOYA-CORE PLUS TRUST FUND CLASS 4

65,628,624

WELLINGTON

WELLINGTON NATIONAL ASSOCIATION MULTIPLE COMMON TRUST FUNDS TRUST

37,439,799

SUBTOTAL

1,896,546,544

(a)

(b) Identity of issue, borrower, lessor or similar party

(e) Current value

MUTUAL FUNDS

LSV

LSV VALUE EQUITY FUND

64,684,482

COMMON STOCK

ADOBE INC

EQUITY SECURITY AND FUNDS

2,280,802

ADR ASML HLDG NV NY REG 2012 (POST REV SPLIT)

EQUITY SECURITY AND FUNDS

2,401,707

ADR LEGEND BIOTECH CORP SPON ADS EACH REP 2 ORD SHS

EQUITY SECURITY AND FUNDS

711,029

ADVANCED MICRO DEVICES INC

EQUITY SECURITY AND FUNDS

1,298,977

AFFIRM HLDGS INC CL A CL A

EQUITY SECURITY AND FUNDS

446,977

ALPHABET INC CAPITAL STOCK CL A

EQUITY SECURITY AND FUNDS

12,159,176

AMAZON COM INC

EQUITY SECURITY AND FUNDS

13,297,941

AMPHENOL CORP CL A

EQUITY SECURITY AND FUNDS

2,864,062

APPLE INC

EQUITY SECURITY AND FUNDS

15,627,853

ATLASSIAN CORP CL A

EQUITY SECURITY AND FUNDS

1,815,110

AURORA INNOVATION INC CL A

EQUITY SECURITY AND FUNDS

243,112

BECTON DICKINSON & CO

EQUITY SECURITY AND FUNDS

1,988,677

BOOKING HLDGS INC

EQUITY SECURITY AND FUNDS

2,685,246

CADENCE DESIGN SYS INC

EQUITY SECURITY AND FUNDS

1,515,194

CHIPOTLE MEXICAN GRILL INC

EQUITY SECURITY AND FUNDS

1,568,855

COUPANG INC

EQUITY SECURITY AND FUNDS

897,104

DANAHER CORP

EQUITY SECURITY AND FUNDS

486,318

DOLLAR GEN CORP

EQUITY SECURITY AND FUNDS

951,650

DYNATRACE INC

EQUITY SECURITY AND FUNDS

1,339,467

ELI LILLY & CO

EQUITY SECURITY AND FUNDS

3,573,300

FAIR ISAAC CORPORATION

EQUITY SECURITY AND FUNDS

1,292,051

FISERV INC

EQUITY SECURITY AND FUNDS

5,191,254

GLOBAL PMTS INC

EQUITY SECURITY AND FUNDS

2,051,939

HOWMET AEROSPACE INC

EQUITY SECURITY AND FUNDS

611,556

HUMANA INC

EQUITY SECURITY AND FUNDS

1,160,040

INGERSOLL RAND INC

EQUITY SECURITY AND FUNDS

2,440,077

INTUIT

EQUITY SECURITY AND FUNDS

6,937,208

INTUITIVE SURGICAL INC

EQUITY SECURITY AND FUNDS

3,846,916

MASTERCARD INC CL A

EQUITY SECURITY AND FUNDS

5,394,498

META PLATFORMS INC COM CL 'A'

EQUITY SECURITY AND FUNDS

7,403,781

MICROSOFT CORP

EQUITY SECURITY AND FUNDS

24,084,610

(a)

(b) Identity of issue, borrower, lessor or similar party

(e) Current value

MONGODB INC CL A CL A

EQUITY SECURITY AND FUNDS

475,493

MONSTER BEVERAGE CORP

EQUITY SECURITY AND FUNDS

1,757,220

NETFLIX INC COM STK

EQUITY SECURITY AND FUNDS

2,099,427

NVIDIA CORP

EQUITY SECURITY AND FUNDS

9,281,908

PAYLOCITY HLDG CORP

EQUITY SECURITY AND FUNDS

1,300,007

PELOTON INTERACTIVE INC

EQUITY SECURITY AND FUNDS

324,317

PENUMBRA INC

EQUITY SECURITY AND FUNDS

548,357

RIVIAN AUTOMOTIVE INC

EQUITY SECURITY AND FUNDS

824,009

ROSS STORES INC

EQUITY SECURITY AND FUNDS

2,655,842

SALESFORCE INC

EQUITY SECURITY AND FUNDS

1,070,454

SCHLUMBERGER LTD

EQUITY SECURITY AND FUNDS

1,301,546

SCHWAB CHARLES CORP

EQUITY SECURITY AND FUNDS

584,800

SERVICENOW INC

EQUITY SECURITY AND FUNDS

2,815,363

SNAP INC SNAP INC

EQUITY SECURITY AND FUNDS

736,303

SPOTIFY TECHNOLOGY S A

EQUITY SECURITY AND FUNDS

1,261,816

STRYKER CORP

EQUITY SECURITY AND FUNDS

3,518,146

THE CIGNA GROUP

EQUITY SECURITY AND FUNDS

4,659,143

T-MOBILE US INC

EQUITY SECURITY AND FUNDS

1,642,901

TRADEWEB MKTS INC CL A

EQUITY SECURITY AND FUNDS

981,686

UNITEDHEALTH GROUP INC

EQUITY SECURITY AND FUNDS

6,917,289

VERTEX PHARMACEUTICALS INC

EQUITY SECURITY AND FUNDS

861,386

VISA INC COM CL A

EQUITY SECURITY AND FUNDS

4,367,632

SUBTOTAL

178,551,532

CENTERPOINT ENERGY INC COM

COMPANY STOCK FUND

188,254,615

TOTAL PLAN INVESTMENTS AT FAIR VALUE

2,339,273,364

STABLE VALUE FUND

SYNTHETIC GUARANTEED INVESTMENT CONTRACTS

226,468,089

TOTAL PLAN INVESTMENTS

2,565,741,453

NOTES RECEIVABLE FROM PARTICIPANT LOANS

CENTERPOINT ENERGY SAVINGS PLAN

LOANS ISSUED AT INTEREST RATES FROM 4.25% TO 9.50% WITH VARIOUS MATURITIES

33,776,959


Report of Independent Registered Public Accounting Firm			Page 1
Financial Statements:
Statements of Net Assets Available for Benefits, December 31, 202 3 and 2 02 2			Page 2
Statement of Changes in Net Assets Available for Benefits for the Year Ended December 31, 20 23			Page 3
Notes to Financial Statements			Page 4
Supplemental Schedule:
Schedule H, Line 4i - Schedule of Assets (Held at End of Year) December 31, 20 23			Page 12
Signature			Page 15
Exhibit Index			Page 16


Purchases	(in thousands)
Northern Trust Collective Short-term Investment Fund	$	206,369

Sales
Company Stock	$	20,872
Northern Trust Collective Short-term Investment Fund	216,240


			CENTERPOINT ENERGY SAVINGS PLAN

By			/s/ Brad Tutunjian
			(Brad Tutunjian, Chairperson of the Benefits Committee of CenterPoint Energy, Inc., Plan Administrator)