EX-23.3 7 tex23_3-4648.txt EX-23.3 EXHIBIT 23.3 RP FINANCIAL, LC. --------------------------------------------------- Financial Services Industry Consultants January 25, 2005 Boards of Directors Alpena Bancshares, M.H.C. Alpena Bancshares, Inc. First Federal of Northern Michigan 100 South Second Avenue Alpena, Michigan 49707 Members of the Boards: We hereby consent to the use of our firm's name in the Form AC Application for Conversion and the Registration Statement on Form SB-2 for First Federal of Northern Michigan Bancorp, Inc., and any amendments thereto. We also hereby consent to the inclusion of, summary of and references to our Appraisal and our statement concerning subscription rights in such filings including the prospectus of First Federal of Northern Michigan Bancorp, Inc. Sincerely, RP(R) FINANCIAL, LC. /s/ RP(R) FINANCIAL, LC. -------------------------------------------------------------------------------- WASHINGTON HEADQUARTERS Telephone: (703) 528-1700 Rosslyn Center Fax No.: (703) 528-1788 1700 North Moore Street, Suite 2210 Toll-Free No.: (866) 723-0594 Arlington, VA 22209 E-Mail: mail@rpfinancial.com www.rpfinancial.com