The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 697 5,103 SH   SOLE   5,103 0 0
ABBOTT LABORATORIES COM 002824100 4,153 52,627 SH   SOLE   52,627 0 0
ABBVIE INC. COM 00287Y109 2,476 32,497 SH   SOLE   32,497 0 0
ADOBE SYSTEMS INC COM 00724F101 2,138 6,717 SH   SOLE   6,717 0 0
AFLAC INC COM 001055102 219 6,393 SH   SOLE   6,393 0 0
ALPHABET INC CL A COM 02079k305 5,225 4,497 SH   SOLE   4,497 0 0
ALPHABET INC (C) COM 02079k107 476 409 SH   SOLE   409 0 0
ALTRIA GROUP INC COM 02209S103 592 15,298 SH   SOLE   15,298 0 0
AMAZON COM INC COM 023135106 2,262 1,160 SH   SOLE   1,160 0 0
AMERICAN ELECTRIC POWER COM 025537101 419 5,234 SH   SOLE   5,234 0 0
AMERICAN TOWER CORP CL A COM 03027X100 1,586 7,282 SH   SOLE   7,282 0 0
AMGEN INC COM 031162100 602 2,970 SH   SOLE   2,970 0 0
ANHEUSER BUSCH INBEV ADR COM 03524A108 672 15,220 SH   SOLE   15,220 0 0
ANTHEM INC COM 036752103 1,158 5,099 SH   SOLE   5,099 0 0
APPLE INC COM 037833100 8,921 35,082 SH   SOLE   35,082 0 0
AT & T INC COM 00206R102 2,524 86,590 SH   SOLE   86,590 0 0
BANK OF AMERICA CORP COM 060505104 3,675 173,115 SH   SOLE   173,115 0 0
BANK OF THE JAMES FINANCIAL COM 470299108 1,410 165,833 SH   SOLE   165,833 0 0
BARNES GROUP INC COM 067806109 694 16,602 SH   SOLE   16,602 0 0
BECTON DICKINSON & CO COM 075887109 582 2,531 SH   SOLE   2,531 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670702 5,883 32,177 SH   SOLE   32,177 0 0
BERKSHIRE HTWY CLA 1/100 COM 084990175 272 100 SH   SOLE   100 0 0
BOEING CO COM 097023105 1,807 12,118 SH   SOLE   12,118 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 426 7,634 SH   SOLE   7,634 0 0
BWX TECHNOLOGIES CO COM 05605H100 303 6,219 SH   SOLE   6,219 0 0
CANADIAN NATL RAIL COM 136375102 778 10,016 SH   SOLE   10,016 0 0
CARMAX INC COM 143130102 1,081 20,085 SH   SOLE   20,085 0 0
CHEVRON CORPORATION COM 166764100 3,473 47,927 SH   SOLE   47,927 0 0
CINCINNATI FINANCIAL CORP COM 172062101 275 3,650 SH   SOLE   3,650 0 0
CISCO SYSTEMS COM 17275R102 4,250 108,120 SH   SOLE   108,120 0 0
COCA COLA COMPANY COM 191216100 570 12,890 SH   SOLE   12,890 0 0
COMCAST CORP NEW CL A COM 20030N101 3,382 98,380 SH   SOLE   98,380 0 0
CONSOLIDATED EDISON COM 209115104 224 2,866 SH   SOLE   2,866 0 0
CSX CORP COM 126408103 451 7,875 SH   SOLE   7,875 0 0
CVS HEALTH CORP COM 126650100 4,361 73,500 SH   SOLE   73,500 0 0
DOMINION ENERGY INC COM 25746U109 5,303 73,464 SH   SOLE   73,464 0 0
DUKE ENERGY CORP COM 26441C204 1,116 13,794 SH   SOLE   13,794 0 0
ENBRIDGE INC COM 29250N105 1,753 60,251 SH   SOLE   60,251 0 0
EXPEDIA INC DEL COM 30212P303 264 4,685 SH   SOLE   4,685 0 0
EXXON MOBIL CORP COM 30231G102 4,190 110,343 SH   SOLE   110,343 0 0
FACEBOOK INC CLASS A COM 30303M102 1,124 6,738 SH   SOLE   6,738 0 0
FEDEX CORPORATION COM 31428X106 2,712 22,366 SH   SOLE   22,366 0 0
GENERAL ELECTRIC CO COM 369604103 179 22,552 SH   SOLE   22,552 0 0
GENERAL MILLS INC COM 370334104 420 7,960 SH   SOLE   7,960 0 0
HOME DEPOT INC COM 437076102 7,223 38,683 SH   SOLE   38,683 0 0
HONEYWELL INTERNATIONAL COM 438516106 4,449 33,253 SH   SOLE   33,253 0 0
INTEL CORP COM 458140100 2,688 49,659 SH   SOLE   49,659 0 0
INTERCONTINENTAL EXCH COM 45866F104 717 8,885 SH   SOLE   8,885 0 0
INTL BUSINESS MACH CORP COM 459200101 803 7,234 SH   SOLE   7,234 0 0
INVESCO QQQ ETF ETF 46090E103 4,547 23,883 SH   SOLE   23,883 0 0
ISHARES AERO & DEF INDX INDEX FUND ETF 464288760 502 3,490 SH   SOLE   3,490 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 3,907 27,157 SH   SOLE   27,157 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 1,559 27,779 SH   SOLE   27,779 0 0
ISHARES CORE TOTAL U.S. BOND MKT ETF ETF 464287226 6,222 53,935 SH   SOLE   53,935 0 0
ISHARES DJ US REG BANKS ETF 464288778 260 9,000 SH   SOLE   9,000 0 0
ISHARES DOW JNS US FINCL ETF 464287788 2,719 27,955 SH   SOLE   27,955 0 0
ISHARES EUROPE ETF ETF 464287861 308 8,706 SH   SOLE   8,706 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 933 19,150 SH   SOLE   19,150 0 0
ISHARES HEALTHCARE INDEX ETF 464287762 4,621 24,605 SH   SOLE   24,605 0 0
ISHARES HIGH DIV EQ ETF ETF 46429B663 1,053 14,720 SH   SOLE   14,720 0 0
ISHARES INT GOVT BOND INDEX ETF 464288612 449 3,916 SH   SOLE   3,916 0 0
ISHARES INTERMEDIATE-TERM CORPORATE BOND ETF ETF 464288638 2,306 41,980 SH   SOLE   41,980 0 0
ISHARES INV GR BOND ETF ETF 464287242 813 6,584 SH   SOLE   6,584 0 0
ISHARES LEHMAN 1-3YR TRS ETF 464287457 318 3,671 SH   SOLE   3,671 0 0
ISHARES S&P MIDCAP 400 ETF 464287705 318 2,896 SH   SOLE   2,896 0 0
ISHARES S&P NATIONAL MUNI ETF 464288414 465 4,112 SH   SOLE   4,112 0 0
ISHARES TECH INDEX ETF 464287721 2,462 12,045 SH   SOLE   12,045 0 0
ISHARES TR EAFE MIN VOL ETF ETF 46429B689 204 3,283 SH   SOLE   3,283 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 229 1,998 SH   SOLE   1,998 0 0
ISHARES TR U.S. CNSM SVC ETF ETF 464287580 249 1,407 SH   SOLE   1,407 0 0
ISHARES TR USA MIN VOL ETF ETF 46429B697 314 5,806 SH   SOLE   5,806 0 0
ISHARES TRUST RUSSELL 1000 GROWTH INDEX FD ETF 464287614 229 1,521 SH   SOLE   1,521 0 0
ISHARES TRUST S&P 500 INDEX FUND ETF 464287200 1,005 3,888 SH   SOLE   3,888 0 0
ISHARES U.S. PFD STOCK ETF ETF 464288687 2,488 78,135 SH   SOLE   78,135 0 0
ISHS US MED DEVICES ETF ETF 464288810 522 2,315 SH   SOLE   2,315 0 0
JOHNSON & JOHNSON COM 478160104 7,328 55,887 SH   SOLE   55,887 0 0
JPMORGAN CHASE & CO COM 46625h100 5,499 61,082 SH   SOLE   61,082 0 0
KIMBERLY-CLARK CORP COM 494368103 1,816 14,200 SH   SOLE   14,200 0 0
LOCKHEED MARTIN CORP COM 539830109 311 917 SH   SOLE   917 0 0
LOWES COMPANIES INC COM 548661107 278 3,225 SH   SOLE   3,225 0 0
MCDONALDS CORP COM 580135101 866 5,240 SH   SOLE   5,240 0 0
MEDTRONIC INC COM G5960L103 2,819 31,256 SH   SOLE   31,256 0 0
MERCK & CO INC COM 58933Y105 2,044 26,571 SH   SOLE   26,571 0 0
MICROSOFT CORP COM 594918104 13,374 84,803 SH   SOLE   84,803 0 0
MONDELEZ INTL INC COM 609207105 400 7,988 SH   SOLE   7,988 0 0
NEXTERA ENERGY INC COM 65339F101 313 1,302 SH   SOLE   1,302 0 0
NIKE INC CLASS B COM 654106103 324 3,917 SH   SOLE   3,917 0 0
NORDSTROM COM 655664100 318 20,725 SH   SOLE   20,725 0 0
NORFOLK SOUTHERN CORP COM 655844108 3,816 26,140 SH   SOLE   26,140 0 0
NUVEEN MUNICIPAL VALUE F COM 670928100 684 70,080 SH   SOLE   70,080 0 0
ORACLE CORP COM 68389X105 789 16,315 SH   SOLE   16,315 0 0
PEPSICO INCORPORATED COM 713448108 7,218 60,096 SH   SOLE   60,096 0 0
PFIZER INC COM 717081103 2,672 81,864 SH   SOLE   81,864 0 0
PHILIP MORRIS INTL COM 718172109 1,065 14,600 SH   SOLE   14,600 0 0
PROCTER & GAMBLE CO COM 742718109 8,876 80,691 SH   SOLE   80,691 0 0
RAYTHEON COMPANY COM 755111507 330 2,518 SH   SOLE   2,518 0 0
SCHWAB CHARLES CORP NEW COM 808513105 1,014 30,174 SH   SOLE   30,174 0 0
SCHWAB US LARGE CAP ETF ETF 808524201 598 9,769 SH   SOLE   9,769 0 0
SHERWIN WILLIAMS CO COM COM 824348106 446 971 SH   SOLE   971 0 0
SOUTHERN COMPANY COM 842587107 2,755 50,895 SH   SOLE   50,895 0 0
SPDR S&P 500 ETF 78462F103 9,834 38,155 SH   SOLE   38,155 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 621 7,779 SH   SOLE   7,779 0 0
SPDR UTILITIES SECTOR ETF 81369Y886 596 10,757 SH   SOLE   10,757 0 0
STARBUCKS CORP COM 855244109 228 3,465 SH   SOLE   3,465 0 0
SYNOVUS FINL CORP COM NEW COM 87161C501 182 10,392 SH   SOLE   10,392 0 0
THERMO FISHER SCI INC COM 883556102 244 861 SH   SOLE   861 0 0
TRUIST FINANCIAL CORP COM 89832Q109 2,648 85,857 SH   SOLE   85,857 0 0
UNION PACIFIC CORP COM 907818108 1,360 9,643 SH   SOLE   9,643 0 0
UNITED PARCEL SERVICE COM 911312106 693 7,421 SH   SOLE   7,421 0 0
UNITED TECHNOLOGIES CORP COM 913017109 3,978 42,175 SH   SOLE   42,175 0 0
V F CORP COM 918204108 775 14,325 SH   SOLE   14,325 0 0
VANGUARD DIV APPREC ETF ETF 921908844 8,006 77,435 SH   SOLE   77,435 0 0
VANGUARD FTSE ALL WORLD EX-US ETF 922042775 213 5,192 SH   SOLE   5,192 0 0
VANGUARD GROWTH ETF ETF 922908736 243 1,554 SH   SOLE   1,554 0 0
VANGUARD LARGE CAP ETF ETF 922908637 476 4,018 SH   SOLE   4,018 0 0
VANGUARD S&P 500 INDEX ETF 922908363 1,493 6,306 SH   SOLE   6,306 0 0
VANGUARD S&P 600 SMALL CAP ETF ETF 921932828 258 2,519 SH   SOLE   2,519 0 0
VANGUARD SHORT INFLATION ETF 922020805 235 4,832 SH   SOLE   4,832 0 0
VANGUARD SMALL CAP ETF ETF 922908751 298 2,581 SH   SOLE   2,581 0 0
VANGUARD TOTAL BOND ETF ETF 921937835 203 2,379 SH   SOLE   2,379 0 0
VANGUARD TOTAL INTL ETF ETF 921909768 787 18,753 SH   SOLE   18,753 0 0
VANGUARD TOTL STK MK ETF ETF 922908769 753 5,839 SH   SOLE   5,839 0 0
VENTAS INC COM 92276F100 1,507 56,238 SH   SOLE   56,238 0 0
VERIZON COMMUNICATIONS COM 92343V104 8,787 163,532 SH   SOLE   163,532 0 0
VISA COM 92826C839 6,926 42,986 SH   SOLE   42,986 0 0
WAL-MART INC COM 931142103 4,662 41,035 SH   SOLE   41,035 0 0
WALT DISNEY CO COM 254687106 5,083 52,619 SH   SOLE   52,619 0 0
WELLS FARGO COMPANY COM 949746101 529 18,425 SH   SOLE   18,425 0 0
WELLTOWER, INC. COM 95040Q104 346 7,562 SH   SOLE   7,562 0 0
WEYERHAEUSER CO COM 962166104 240 14,149 SH   SOLE   14,149 0 0