The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,423 8,068 SH   SOLE   8,068 0 0
ABBOTT LABORATORIES COM 002824100 4,525 52,097 SH   SOLE   52,097 0 0
ABBVIE INC. COM 00287Y109 2,644 29,865 SH   SOLE   29,865 0 0
ADOBE SYSTEMS INC COM 00724F101 2,316 7,022 SH   SOLE   7,022 0 0
AFLAC INC COM 001055102 338 6,393 SH   SOLE   6,393 0 0
ALPHABET INC CL A COM 02079k305 6,063 4,527 SH   SOLE   4,527 0 0
ALPHABET INC (C) COM 02079k107 503 376 SH   SOLE   376 0 0
ALTRIA GROUP INC COM 02209S103 762 15,268 SH   SOLE   15,268 0 0
AMAZON COM INC COM 023135106 1,783 965 SH   SOLE   965 0 0
AMERICAN ELECTRIC POWER COM 025537101 495 5,233 SH   SOLE   5,233 0 0
AMERICAN EXPRESS CO COM 025816109 270 2,169 SH   SOLE   2,169 0 0
AMERICAN TOWER CORP CL A COM 03027X100 1,710 7,440 SH   SOLE   7,440 0 0
AMGEN INC COM 031162100 732 3,035 SH   SOLE   3,035 0 0
ANHEUSER BUSCH INBEV ADR COM 03524A108 1,043 12,715 SH   SOLE   12,715 0 0
ANTHEM INC COM 036752103 1,459 4,829 SH   SOLE   4,829 0 0
APPLE INC COM 037833100 10,424 35,498 SH   SOLE   35,498 0 0
AT & T INC COM 00206R102 3,249 83,146 SH   SOLE   83,146 0 0
ATLANTIC UN BANKSHARES C COM 04911A107 324 8,632 SH   SOLE   8,632 0 0
BANK OF AMERICA CORP COM 060505104 5,655 160,564 SH   SOLE   160,564 0 0
BANK OF THE JAMES FINANCIAL COM 470299108 2,532 165,833 SH   SOLE   165,833 0 0
BARNES GROUP INC COM 067806109 1,070 17,277 SH   SOLE   17,277 0 0
BECTON DICKINSON & CO COM 075887109 669 2,461 SH   SOLE   2,461 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670702 7,354 32,467 SH   SOLE   32,467 0 0
BERKSHIRE HTWY CLA 1/100 COM 084990175 340 100 SH   SOLE   100 0 0
BOEING CO COM 097023105 4,968 15,250 SH   SOLE   15,250 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 483 7,532 SH   SOLE   7,532 0 0
BWX TECHNOLOGIES CO COM 05605H100 386 6,219 SH   SOLE   6,219 0 0
CANADIAN NATL RAIL COM 136375102 1,021 11,291 SH   SOLE   11,291 0 0
CARMAX INC COM 143130102 1,956 22,310 SH   SOLE   22,310 0 0
CHEVRON CORPORATION COM 166764100 5,697 47,272 SH   SOLE   47,272 0 0
CINCINNATI FINANCIAL CORP COM 172062101 384 3,650 SH   SOLE   3,650 0 0
CISCO SYSTEMS COM 17275R102 5,115 106,661 SH   SOLE   106,661 0 0
COCA COLA COMPANY COM 191216100 575 10,381 SH   SOLE   10,381 0 0
COMCAST CORP NEW CL A COM 20030N101 4,330 96,282 SH   SOLE   96,282 0 0
CONOCOPHILLIPS COM 20825C104 231 3,552 SH   SOLE   3,552 0 0
CONSOLIDATED EDISON COM 209115104 253 2,800 SH   SOLE   2,800 0 0
CSX CORP COM 126408103 635 8,775 SH   SOLE   8,775 0 0
CVS HEALTH CORP COM 126650100 5,341 71,897 SH   SOLE   71,897 0 0
DOMINION ENERGY INC COM 25746U109 6,036 72,875 SH   SOLE   72,875 0 0
DUKE ENERGY CORP COM 26441C204 1,260 13,809 SH   SOLE   13,809 0 0
EMERSON ELECTRIC CO COM 291011104 251 3,289 SH   SOLE   3,289 0 0
ENBRIDGE INC COM 29250N105 2,339 58,816 SH   SOLE   58,816 0 0
EOG RESOURCES INC COM 26875p101 277 3,305 SH   SOLE   3,305 0 0
EXPEDIA INC DEL COM 30212P303 679 6,280 SH   SOLE   6,280 0 0
EXXON MOBIL CORP COM 30231G102 7,660 109,772 SH   SOLE   109,772 0 0
FACEBOOK INC CLASS A COM 30303M102 1,367 6,658 SH   SOLE   6,658 0 0
FEDEX CORPORATION COM 31428X106 3,289 21,748 SH   SOLE   21,748 0 0
GENERAL ELECTRIC CO COM 369604103 263 23,552 SH   SOLE   23,552 0 0
GENERAL MILLS INC COM 370334104 431 8,050 SH   SOLE   8,050 0 0
HOME DEPOT INC COM 437076102 8,403 38,479 SH   SOLE   38,479 0 0
HONEYWELL INTERNATIONAL COM 438516106 5,785 32,683 SH   SOLE   32,683 0 0
INTEL CORP COM 458140100 2,998 50,093 SH   SOLE   50,093 0 0
INTERCONTINENTAL EXCH COM 45866F104 804 8,685 SH   SOLE   8,685 0 0
INTL BUSINESS MACH CORP COM 459200101 954 7,119 SH   SOLE   7,119 0 0
INTL PAPER CO COM 460146103 389 8,441 SH   SOLE   8,441 0 0
INVESCO QQQ ETF ETF 46090E103 5,002 23,528 SH   SOLE   23,528 0 0
ISHARES AERO & DEF INDX INDEX FUND ETF 464288760 836 3,765 SH   SOLE   3,765 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507 6,954 33,786 SH   SOLE   33,786 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 2,191 26,134 SH   SOLE   26,134 0 0
ISHARES CORE TOTAL U.S. BOND MKT ETF ETF 464287226 6,212 55,285 SH   SOLE   55,285 0 0
ISHARES DJ US REG BANKS ETF 464288778 500 9,800 SH   SOLE   9,800 0 0
ISHARES DOW JNS US FINCL ETF 464287788 4,225 30,665 SH   SOLE   30,665 0 0
ISHARES DOW JONES SELECT ETF 464287168 243 2,300 SH   SOLE   2,300 0 0
ISHARES EUROPE ETF ETF 464287861 468 9,956 SH   SOLE   9,956 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 924 18,150 SH   SOLE   18,150 0 0
ISHARES HEALTHCARE INDEX ETF 464287762 5,381 24,945 SH   SOLE   24,945 0 0
ISHARES HIGH DIV EQ ETF ETF 46429B663 1,444 14,725 SH   SOLE   14,725 0 0
ISHARES INT GOVT BOND INDEX ETF 464288612 441 3,916 SH   SOLE   3,916 0 0
ISHARES INTERMEDIATE-TERM CORPORATE BOND ETF ETF 464288638 2,467 42,542 SH   SOLE   42,542 0 0
ISHARES INV GR BOND ETF ETF 464287242 820 6,409 SH   SOLE   6,409 0 0
ISHARES LEHMAN 1-3YR TRS ETF 464287457 385 4,551 SH   SOLE   4,551 0 0
ISHARES MSCI EAFE INDEX ETF 464287465 260 3,741 SH   SOLE   3,741 0 0
ISHARES S&P MIDCAP 400 ETF 464287705 494 2,896 SH   SOLE   2,896 0 0
ISHARES S&P NATIONAL MUNI ETF 464288414 468 4,112 SH   SOLE   4,112 0 0
ISHARES TECH INDEX ETF 464287721 3,117 13,400 SH   SOLE   13,400 0 0
ISHARES TR EAFE MIN VOL ETF ETF 46429B689 245 3,283 SH   SOLE   3,283 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 331 1,998 SH   SOLE   1,998 0 0
ISHARES TR U.S. CNSM SVC ETF ETF 464287580 321 1,407 SH   SOLE   1,407 0 0
ISHARES TR USA MIN VOL ETF ETF 46429B697 381 5,806 SH   SOLE   5,806 0 0
ISHARES TRUST RUSSELL 1000 GROWTH INDEX FD ETF 464287614 268 1,521 SH   SOLE   1,521 0 0
ISHARES TRUST RUSSELL 1000 VALUE INDEX FD ETF 464287598 270 1,975 SH   SOLE   1,975 0 0
ISHARES TRUST S&P 500 INDEX FUND ETF 464287200 1,331 4,118 SH   SOLE   4,118 0 0
ISHARES U.S. INDLS ETF ETF 464287754 215 1,285 SH   SOLE   1,285 0 0
ISHARES U.S. PFD STOCK ETF ETF 464288687 2,965 78,885 SH   SOLE   78,885 0 0
ISHS US MED DEVICES ETF ETF 464288810 632 2,390 SH   SOLE   2,390 0 0
JOHNSON & JOHNSON COM 478160104 8,129 557,259 SH   SOLE   557,259 0 0
JPMORGAN ALERIAN MLP ETN ETF 46625H365 267 12,225 SH   SOLE   12,225 0 0
JPMORGAN CHASE & CO COM 46625h100 8,409 60,322 SH   SOLE   60,322 0 0
KIMBERLY-CLARK CORP COM 494368103 1,994 14,500 SH   SOLE   14,500 0 0
LINCOLN NATL CORP IND COM 534187109 348 5,898 SH   SOLE   5,898 0 0
LOCKHEED MARTIN CORP COM 539830109 322 827 SH   SOLE   827 0 0
LOWES COMPANIES INC COM 548661107 374 3,125 SH   SOLE   3,125 0 0
MCDONALDS CORP COM 580135101 1,031 5,215 SH   SOLE   5,215 0 0
MEDTRONIC INC COM G5960L103 3,262 28,753 SH   SOLE   28,753 0 0
MERCK & CO INC COM 58933Y105 2,271 24,975 SH   SOLE   24,975 0 0
MICROSOFT CORP COM 594918104 13,744 87,151 SH   SOLE   87,151 0 0
MONDELEZ INTL INC COM 609207105 439 7,968 SH   SOLE   7,968 0 0
NEXTERA ENERGY INC COM 65339F101 295 1,218 SH   SOLE   1,218 0 0
NIKE INC CLASS B COM 654106103 373 3,677 SH   SOLE   3,677 0 0
NORDSTROM COM 655664100 679 16,600 SH   SOLE   16,600 0 0
NORFOLK SOUTHERN CORP COM 655844108 5,259 27,092 SH   SOLE   27,092 0 0
NORTHROP GRUMMAN CORP COM 666807102 206 600 SH   SOLE   600 0 0
NUVEEN MUNICIPAL VALUE F COM 670928100 781 73,010 SH   SOLE   73,010 0 0
ORACLE CORP COM 68389X105 856 16,148 SH   SOLE   16,148 0 0
PEPSICO INCORPORATED COM 713448108 8,222 60,156 SH   SOLE   60,156 0 0
PFIZER INC COM 717081103 3,204 81,764 SH   SOLE   81,764 0 0
PHILIP MORRIS INTL COM 718172109 1,223 14,370 SH   SOLE   14,370 0 0
PHILLIPS 66 COM 718546104 233 2,092 SH   SOLE   2,092 0 0
PROCTER & GAMBLE CO COM 742718109 10,095 80,821 SH   SOLE   80,821 0 0
RAYTHEON COMPANY COM 755111507 553 2,518 SH   SOLE   2,518 0 0
ROCKWELL AUTOMATION INC COM 773903109 222 1,095 SH   SOLE   1,095 0 0
SCHWAB CHARLES CORP NEW COM 808513105 1,433 30,124 SH   SOLE   30,124 0 0
SCHWAB US LARGE CAP ETF ETF 808524201 731 9,519 SH   SOLE   9,519 0 0
SHERWIN WILLIAMS CO COM COM 824348106 567 971 SH   SOLE   971 0 0
SOUTHERN COMPANY COM 842587107 3,635 57,065 SH   SOLE   57,065 0 0
SPDR S&P 500 COM 78462F103 13,392 41,607 SH   SOLE   41,607 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 799 7,429 SH   SOLE   7,429 0 0
SPDR UTILITIES SECTOR COM 81369Y886 723 11,182 SH   SOLE   11,182 0 0
STARBUCKS CORP COM 855244109 298 3,390 SH   SOLE   3,390 0 0
SYNOVUS FINL CORP COM NEW COM 87161C501 407 10,392 SH   SOLE   10,392 0 0
THERMO FISHER SCI INC COM 883556102 260 801 SH   SOLE   801 0 0
TRUIST FINANCIAL CORP COM 89832Q109 5,269 93,561 SH   SOLE   93,561 0 0
UNION PACIFIC CORP COM 907818108 1,773 9,808 SH   SOLE   9,808 0 0
UNITED PARCEL SERVICE COM 911312106 874 7,463 SH   SOLE   7,463 0 0
UNITED TECHNOLOGIES CORP COM 913017109 6,394 42,695 SH   SOLE   42,695 0 0
US BANCORP COM 902973304 256 4,325 SH   SOLE   4,325 0 0
V F CORP COM 918204108 2,090 20,975 SH   SOLE   20,975 0 0
VANGUARD DIV APPREC ETF ETF 921908844 11,866 95,188 SH   SOLE   95,188 0 0
VANGUARD FTSE ALL WORLD EX-US ETF 922042775 279 5,183 SH   SOLE   5,183 0 0
VANGUARD GROWTH ETF ETF 922908736 283 1,554 SH   SOLE   1,554 0 0
VANGUARD LARGE CAP ETF ETF 922908637 614 4,154 SH   SOLE   4,154 0 0
VANGUARD MID CAP ETF ETF 922908629 296 1,661 SH   SOLE   1,661 0 0
VANGUARD S&P 500 INDEX ETF 922908363 1,373 4,642 SH   SOLE   4,642 0 0
VANGUARD S&P 600 SMALL CAP ETF ETF 921932828 375 2,462 SH   SOLE   2,462 0 0
VANGUARD SHORT INFLATION ETF 922020805 245 4,967 SH   SOLE   4,967 0 0
VANGUARD SMALL CAP ETF ETF 922908751 427 2,579 SH   SOLE   2,579 0 0
VANGUARD TOTAL BOND ETF ETF 921937835 211 2,522 SH   SOLE   2,522 0 0
VANGUARD TOTAL INTL ETF ETF 921909768 1,151 20,673 SH   SOLE   20,673 0 0
VANGUARD TOTL STK MK ETF ETF 922908769 923 5,639 SH   SOLE   5,639 0 0
VENTAS INC COM 92276F100 3,294 57,053 SH   SOLE   57,053 0 0
VERIZON COMMUNICATIONS COM 92343V104 9,447 153,862 SH   SOLE   153,862 0 0
VISA COM 92826C839 8,318 44,268 SH   SOLE   44,268 0 0
WAL-MART INC COM 931142103 4,827 406,189 SH   SOLE   406,189 0 0
WALT DISNEY CO COM 254687106 7,642 528,399 SH   SOLE   528,399 0 0
WELLS FARGO COMPANY COM 949746101 1,023 19,011 SH   SOLE   19,011 0 0
WELLTOWER, INC. COM 95040Q104 629 7,687 SH   SOLE   7,687 0 0
WESTERN UNION CO COM 959802109 228 8,512 SH   SOLE   8,512 0 0
WEYERHAEUSER CO COM 962166104 432 14,299 SH   SOLE   14,299 0 0