The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P MC 400VL ETF 464287705 1,040 6,503 SH   SOLE   0 0 6,503
ISHARES TR S&P MC 400GR ETF 464287606 1,075 4,801 SH   SOLE   0 0 4,801
ISHARES TR CORE S&P SCP ETF 464287804 824 10,581 SH   SOLE   0 0 10,581
ISHARES TR SP SMCP600VL ETF 464287879 1,028 6,845 SH   SOLE   0 0 6,845
ISHARES TR S&P SML 600 GWT 464287887 1,009 5,659 SH   SOLE   0 0 5,659
ISHARES TR RUSSELL 2000 ETF 464287655 618 4,085 SH   SOLE   0 0 4,085
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 814 2,310 SH   SOLE   0 0 2,310
SPDR S&P 500 ETF TR TR UNIT 78462F103 408 1,375 SH   SOLE   0 0 1,375
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,699 88,031 SH   SOLE   0 0 88,031
AMGEN INC COM 031162100 1,601 8,271 SH   SOLE   0 0 8,271
INTEL CORP COM 458140100 1,841 35,724 SH   SOLE   0 0 35,724
DISNEY WALT CO COM DISNEY 254687106 1,920 14,733 SH   SOLE   0 0 14,733
HONEYWELL INTL INC COM 438516106 1,771 10,469 SH   SOLE   0 0 10,469
JOHNSON & JOHNSON COM 478160104 435 3,363 SH   SOLE   0 0 3,363
MEDTRONIC PLC SHS G5960L103 1,866 17,181 SH   SOLE   0 0 17,181
PFIZER INC COM 717081103 1,383 38,502 SH   SOLE   0 0 38,502
ISHARES TR MSCI EAFE ETF 464287465 540 8,288 SH   SOLE   0 0 8,288
MICROSOFT CORP COM 594918104 1,998 14,369 SH   SOLE   0 0 14,369
CISCO SYS INC COM 17275R102 1,788 36,179 SH   SOLE   0 0 36,179
PEPSICO INC COM 713448108 396 2,885 SH   SOLE   0 0 2,885
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 2,605 42,529 SH   SOLE   0 0 42,529
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 2,538 42,598 SH   SOLE   0 0 42,598
ISHARES TR RUS MID CAP ETF 464287499 583 10,423 SH   SOLE   0 0 10,423
ISHARES TR GLOBAL TECH ETF 464287291 511 2,763 SH   SOLE   0 0 2,763
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 300 5,148 SH   SOLE   0 0 5,148
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,470 75,507 SH   SOLE   0 0 75,507
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 9,332 333,297 SH   SOLE   0 0 333,297
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,628 59,615 SH   SOLE   0 0 59,615
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 11,443 142,098 SH   SOLE   0 0 142,098
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 6,278 102,214 SH   SOLE   0 0 102,214
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 10,134 112,441 SH   SOLE   0 0 112,441
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,040 41,753 SH   SOLE   0 0 41,753
STARBUCKS CORP COM 855244109 1,430 16,173 SH   SOLE   0 0 16,173
COSTCO WHSL CORP NEW COM 22160K105 631 2,190 SH   SOLE   0 0 2,190
NIKE INC CL B 654106103 515 5,481 SH   SOLE   0 0 5,481
COMCAST CORP NEW CL A 20030N101 2,039 45,234 SH   SOLE   0 0 45,234
APPLE INC COM 037833100 1,972 8,804 SH   SOLE   0 0 8,804
ISHARES TR MSCI EMG MKT ETF 464287234 470 11,501 SH   SOLE   0 0 11,501
GENERAL DYNAMICS CORP COM 369550108 1,450 7,933 SH   SOLE   0 0 7,933
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 862 21,405 SH   SOLE   0 0 21,405
V F CORP COM 918204108 1,292 14,515 SH   SOLE   0 0 14,515
ALPHABET INC CAP STK CL A 02079K305 2,009 1,645 SH   SOLE   0 0 1,645
VANGUARD INDEX FDS SM CP VAL ETF 922908611 465 3,608 SH   SOLE   0 0 3,608
VANGUARD WORLD FDS MATERIALS ETF 92204A801 2,325 18,394 SH   SOLE   0 0 18,394
CHENIERE ENERGY INC COM NEW 16411R208 1,669 26,463 SH   SOLE   0 0 26,463
VANGUARD INDEX FDS SML CP GRW ETF 922908595 498 2,735 SH   SOLE   0 0 2,735
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 611 8,731 SH   SOLE   0 0 8,731
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 2,602 50,702 SH   SOLE   0 0 50,702
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 532 3,592 SH   SOLE   0 0 3,592
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 514 4,545 SH   SOLE   0 0 4,545
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 2,589 48,194 SH   SOLE   0 0 48,194
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,262 65,987 SH   SOLE   0 0 65,987
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 938 22,842 SH   SOLE   0 0 22,842
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 7,291 79,607 SH   SOLE   0 0 79,607
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 2,062 59,171 SH   SOLE   0 0 59,171
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,463 83,878 SH   SOLE   0 0 83,878
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 3,134 105,735 SH   SOLE   0 0 105,735
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 11,179 221,770 SH   SOLE   0 0 221,770
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 476 10,777 SH   SOLE   0 0 10,777
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,192 100,174 SH   SOLE   0 0 100,174
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,683 23,725 SH   SOLE   0 0 23,725
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,709 107,797 SH   SOLE   0 0 107,797
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,966 177,220 SH   SOLE   0 0 177,220
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,759 69,796 SH   SOLE   0 0 69,796
PAYPAL HLDGS INC COM 70450Y103 1,591 15,359 SH   SOLE   0 0 15,359
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,547 90,167 SH   SOLE   0 0 90,167
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 11,289 223,884 SH   SOLE   0 0 223,884
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 5,324 107,507 SH   SOLE   0 0 107,507