The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INTEL CORP COM 458140100 1,856 34,570 SH   SOLE   0 0 34,570
STARBUCKS CORP COM 855244109 1,504 20,227 SH   SOLE   0 0 20,227
GENERAL DYNAMICS CORP COM 369550108 1,345 7,945 SH   SOLE   0 0 7,945
ISHARES TR S&P SML 600 GWT 464287887 1,037 5,812 SH   SOLE   0 0 5,812
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,044 86,704 SH   SOLE   0 0 86,704
ISHARES TR MSCI EMG MKT ETF 464287234 502 11,689 SH   SOLE   0 0 11,689
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,268 31,023 SH   SOLE   0 0 31,023
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 3,209 88,587 SH   SOLE   0 0 88,587
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 2,266 37,573 SH   SOLE   0 0 37,573
MICROSOFT CORP COM 594918104 1,932 16,383 SH   SOLE   0 0 16,383
CISCO SYS INC COM 17275R102 1,949 36,107 SH   SOLE   0 0 36,107
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 10,333 139,636 SH   SOLE   0 0 139,636
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 2,360 46,839 SH   SOLE   0 0 46,839
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 10,463 208,460 SH   SOLE   0 0 208,460
MEDTRONIC PLC SHS G5960L103 1,570 17,238 SH   SOLE   0 0 17,238
V F CORP COM 918204108 1,273 14,645 SH   SOLE   0 0 14,645
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,049 24,678 SH   SOLE   0 0 24,678
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,245 76,864 SH   SOLE   0 0 76,864
HONEYWELL INTL INC COM 438516106 1,688 10,624 SH   SOLE   0 0 10,624
DISNEY WALT CO COM DISNEY 254687106 1,671 15,046 SH   SOLE   0 0 15,046
PAYPAL HLDGS INC COM 70450Y103 1,954 18,818 SH   SOLE   0 0 18,818
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,637 101,371 SH   SOLE   0 0 101,371
NIKE INC CL B 654106103 462 5,481 SH   SOLE   0 0 5,481
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 5,075 108,511 SH   SOLE   0 0 108,511
AMGEN INC COM 031162100 1,574 8,286 SH   SOLE   0 0 8,286
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 808 2,339 SH   SOLE   0 0 2,339
SPDR SER TR SPDR BLOOMBERG 78468R663 7,385 80,626 SH   SOLE   0 0 80,626
ISHARES TR CORE S&P SCP ETF 464287804 827 10,719 SH   SOLE   0 0 10,719
COSTCO WHSL CORP NEW COM 22160K105 536 2,214 SH   SOLE   0 0 2,214
ISHARES TR S&P MC 400GR ETF 464287606 1,080 4,928 SH   SOLE   0 0 4,928
ISHARES TR RUS MID CAP ETF 464287499 581 10,763 SH   SOLE   0 0 10,763
ISHARES TR GLOB HLTHCRE ETF 464287325 217 3,549 SH   SOLE   0 0 3,549
ORACLE CORP COM 68389X105 635 11,828 SH   SOLE   0 0 11,828
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 2,365 39,613 SH   SOLE   0 0 39,613
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,941 56,685 SH   SOLE   0 0 56,685
ISHARES TR S&P MC 400VL ETF 464287705 1,044 6,652 SH   SOLE   0 0 6,652
PFIZER INC COM 717081103 1,639 38,594 SH   SOLE   0 0 38,594
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 289 5,205 SH   SOLE   0 0 5,205
VANGUARD WORLD FDS ENERGY ETF 92204A306 717 8,024 SH   SOLE   0 0 8,024
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 2,401 45,695 SH   SOLE   0 0 45,695
ISHARES TR SP SMCP600VL ETF 464287879 1,029 6,978 SH   SOLE   0 0 6,978
ISHARES TR GLOBAL TECH ETF 464287291 488 2,854 SH   SOLE   0 0 2,854
VANGUARD INDEX FDS SML CP GRW ETF 922908595 594 3,305 SH   SOLE   0 0 3,305
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 629 4,407 SH   SOLE   0 0 4,407
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 10,945 217,685 SH   SOLE   0 0 217,685
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,236 103,341 SH   SOLE   0 0 103,341
JOHNSON & JOHNSON COM 478160104 470 3,363 SH   SOLE   0 0 3,363
VANGUARD INDEX FDS SM CP VAL ETF 922908611 543 4,220 SH   SOLE   0 0 4,220
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 586 9,087 SH   SOLE   0 0 9,087
PEPSICO INC COM 713448108 419 3,418 SH   SOLE   0 0 3,418
ISHARES TR RUSSELL 2000 ETF 464287655 640 4,180 SH   SOLE   0 0 4,180
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 4,868 42,759 SH   SOLE   0 0 42,759
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 1,839 55,343 SH   SOLE   0 0 55,343
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,654 24,468 SH   SOLE   0 0 24,468
COMCAST CORP NEW CL A 20030N101 1,811 45,298 SH   SOLE   0 0 45,298
SELECT SECTOR SPDR TR ENERGY 81369Y506 6,015 90,973 SH   SOLE   0 0 90,973
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 5,793 103,242 SH   SOLE   0 0 103,242
VANGUARD WORLD FDS MATERIALS ETF 92204A801 2,250 18,281 SH   SOLE   0 0 18,281
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,029 56,743 SH   SOLE   0 0 56,743
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 2,520 88,293 SH   SOLE   0 0 88,293
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 10,605 115,582 SH   SOLE   0 0 115,582
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 10,954 217,782 SH   SOLE   0 0 217,782
SPDR S&P 500 ETF TR TR UNIT 78462F103 470 1,665 SH   SOLE   0 0 1,665
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 8,183 318,280 SH   SOLE   0 0 318,280
AT&T INC COM 00206R102 1,559 49,723 SH   SOLE   0 0 49,723
ISHARES TR MSCI EAFE ETF 464287465 555 8,554 SH   SOLE   0 0 8,554
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 4,538 60,486 SH   SOLE   0 0 60,486
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 579 5,366 SH   SOLE   0 0 5,366
APPLE INC COM 037833100 1,674 8,815 SH   SOLE   0 0 8,815