EX-99.1 2 a4989443ex991.htm EXHIBIT 99.1 Exhibit 99.1
slide

C/A Yr
Premium
Initial Reserve
Developed Loss
1976
1,100
$950
$950
1977
1,142
$960
$960
1978
1,148
$1,171
$1,171
1979
1,141
$1,398
$1,398
1980
1,184
1,209
1,659
1981
1,268
1,387
2,032
1982
1,333
1,546
2,166
1983
1,509
1,723
2,464
1984
1,911
1,921
2,676
1985
2,448
2,510
2,784
1986
3,574
3,782
2,649
1987
4,212
3,904
2,551
1988
4,281
3,892
2,437
1989
4,461
4,402
2,654
1990
4,256
4,470
2,844
1991
3,935
4,455
3,296
1992
4,019
4,727
3,587
1993
4,195
4,786
3,863
1994
4,607
5,131
4,325
1995
4,693
5,152
4,873
1996
4,769
4,973
5,041
1997
4,937
5,259
5,597
1998
5,061
5,234
5,808
1999
5,130
5,098
5,716
2000
5,494
5,066
5,368
2001
      
2002
      
2003
      
2004
      
 
 
 
slide

C/A Yr
Premium
Initial Reserve
Developed Loss
1976
1,100
$950
$950
1977
1,142
$960
$960
1978
1,148
$1,171
$1,171
1979
1,141
$1,398
$1,398
1980
1,184
1,209
1,659
1981
1,268
1,387
2,032
1982
1,333
1,546
2,166
1983
1,509
1,723
2,464
1984
1,911
1,921
2,676
1985
2,448
2,510
2,784
1986
3,574
3,782
2,649
1987
4,212
3,904
2,551
1988
4,281
3,892
2,437
1989
4,461
4,402
2,654
1990
4,256
4,470
2,844
1991
3,935
4,455
3,296
1992
3,879
4,727
3,429
1993
4,032
4,786
3,678
1994
4,414
5,131
4,128
1995
4,513
5,152
4,638
1996
4,528
4,973
4,765
1997
4,670
5,259
5,365
1998
4,761
5,234
5,785
1999
4,888
5,098
5,829
2000
5,228
5,066
5,538
2001
5,641
5,915
5,985
2002
      
2003
      
2004
      
 
 
 
slide
C/A Yr
Premium
Initial Reserve
Developed Loss
1976
1,100
$950
$950
1977
1,142
$960
$960
1978
1,148
$1,171
$1,171
1979
1,141
$1,398
$1,398
1980
1,184
1,209
1,659
1981
1,268
1,387
2,032
1982
1,333
1,546
2,166
1983
1,509
1,723
2,464
1984
1,911
1,921
2,676
1985
2,448
2,510
2,784
1986
3,574
3,782
2,649
1987
4,212
3,904
2,551
1988
4,281
3,892
2,437
1989
4,461
4,402
2,654
1990
4,256
4,470
2,844
1991
3,935
4,455
3,296
1992
3,879
4,727
3,429
1993
3,991
4,786
3,637
1994
4,344
5,131
4,028
1995
4,451
5,152
4,562
1996
4,472
4,973
4,725
1997
4,617
5,259
5,365
1998
4,713
5,234
5,872
1999
4,841
5,098
5,961
2000
5,182
5,066
6,030
2001
5,604
5,915
6,324
2002
6,785
6,777
6,834
2003
      
2004
      
 
 
 
slide

C/A Yr
Premium
Initial Reserve
Developed Loss
1976
1,100
$950
$950
1977
1,142
$960
$960
1978
1,148
$1,171
$1,171
1979
1,141
$1,398
$1,398
1980
1,184
1,209
1,659
1981
1,268
1,387
2,032
1982
1,333
1,546
2,166
1983
1,509
1,723
2,464
1984
1,911
1,921
2,676
1985
2,448
2,510
2,784
1986
3,574
3,782
2,649
1987
4,212
3,904
2,551
1988
4,281
3,892
2,437
1989
4,461
4,402
2,654
1990
4,256
4,470
2,844
1991
3,935
4,455
3,296
1992
3,879
4,727
3,429
1993
3,991
4,786
3,637
1994
4,360
5,131
4,039
1995
4,477
5,152
4,594
1996
4,514
4,973
4,787
1997
4,668
5,259
5,399
1998
4,775
5,234
6,041
1999
4,893
5,098
6,225
2000
5,180
5,066
6,427
2001
5,538
5,915
6,882
2002
6,709
6,777
7,063
2003
7,863
7,198
7,198
2004
      
 
 
 
slide

C/A Yr
Premium
Initial Reserve
Developed Loss
1976
1,100
$950
$950
1977
1,142
$960
$960
1978
1,148
$1,171
$1,171
1979
1,141
$1,398
$1,398
1980
1,184
1,209
1,659
1981
1,268
1,387
2,032
1982
1,333
1,546
2,166
1983
1,509
1,723
2,464
1984
1,911
1,921
2,676
1985
2,448
2,510
2,784
1986
3,574
3,782
2,649
1987
4,212
3,904
2,551
1988
4,281
3,892
2,437
1989
4,461
4,402
2,654
1990
4,256
4,470
2,844
1991
3,935
4,455
3,296
1992
3,879
4,727
3,429
1993
3,991
4,786
3,637
1994
4,360
5,131
4,039
1995
4,431
5,152
4,554
1996
4,472
4,973
4,733
1997
4,632
5,259
5,356
1998
4,699
5,234
5,971
1999
4,793
5,098
6,114
2000
5,075
5,066
6,232
2001
5,472
5,915
6,815
2002
6,704
6,777
7,208
2003
7,985
7,198
7,259
2004
8,346
7,049
7,049
 
 
 
slide

C/A Yr
Premium
Initial Reserve
Developed Loss
1976
1,100
$950
$950
1977
1,142
$960
$960
1978
1,148
$1,171
$1,171
1979
1,141
$1,398
$1,398
1980
1,184
1,209
1,659
1981
1,268
1,387
2,032
1982
1,333
1,546
2,166
1983
1,509
1,723
2,464
1984
1,911
1,921
2,676
1985
2,448
2,510
2,784
1986
3,574
3,782
2,649
1987
4,212
3,904
2,551
1988
4,281
3,892
2,437
1989
4,461
4,402
2,654
1990
4,256
4,470
2,844
1991
3,935
4,455
3,296
1992
4,019
4,727
3,587
1993
4,195
4,786
3,863
1994
4,607
5,131
4,325
1995
4,693
5,152
4,873
1996
4,769
4,973
5,041
1997
4,937
5,259
5,597
1998
5,061
5,234
5,808
1999
5,130
5,098
5,716
2000
5,494
5,066
5,368
2001
      
2002
      
2003
      
2004