EXHIBIT 23










































                        CONSENT OF INDEPENDENT AUDITORS




We consent to the incorporation by reference in the Registration Statement
(Form S-8 No. 333-81444) pertaining to the Incentive Compensation Stock Plan of
ProAssurance Corporation of our report dated February 21, 2003, with respect to
the consolidated financial statements and schedules of ProAssurance Corporation
included in the Annual Report (Form 10-K) for the year ended December 31, 2002.


/s/Ernst & Young LLP
Birmingham, Alabama
March 21, 2003