Exhibit 99.1

Citizens First Bancorp, Inc.

Condensed Consolidated
Balance Sheets (in thousands)

	Unaudited
	December 31,			December 31,
	2009			2008
ASSETS
Cash and due from depository institutions	$	19,182		$	20,826
Federal funds sold		—			—
Interest-bearing deposits in other depository institutions		105,349			42,638
Total cash and cash equivalents		124,531			63,464
Certificates of deposit		320			1,571
Securities available for sale, at fair value		46,579			74,332
Securities held to maturity, at book value		191,321			250,008
Federal Home Loan Bank stock, at cost		31,087			31,087
Loans held for sale		3,218			4,310
Loans, less allowance for loan losses of $58,424 and $26,473		1,205,647			1,403,320
Premises and equipment, net		40,489			42,777
Other intangible assets, net of amortization of $2,869 and $2,486		1,531			1,914
Accrued interest receivable and other assets		71,609			87,745
Total assets	$	1,716,332		$	1,960,528
LIABILITIES
Deposits:
Noninterest-bearing	$	95,198		$	85,828
Interest-bearing		1,342,155			1,208,675
Total deposits		1,437,353			1,294,503
Federal Home Loan Bank advances		273,077			497,186
Federal Reserve borrowings		—			50,000
Accrued interest payable and other liabilities		26,008			11,131
Total liabilities		1,736,438			1,852,820
STOCKHOLDERS’ EQUITY
Preferred stock, $.01 par value, 1,000,000 shares authorized, no shares issued and outstanding		—			—
Common stock, $.01 par value, 500,000,000 and 20,000,000 shares authorized, respectively, 9,526,761 shares issued		95			95
Additional paid-in capital		94,384			95,041
Retained earnings		(53,336	)		49,235
Accumulated other comprehensive loss		(28,816	)		(3,653	)
Treasury stock, at cost (1,806,989 and 1,689,423 shares)		(31,544	)		(31,541	)
Deferred compensation obligation		3,306			3,424
Unearned compensation — ESOP		(4,195	)		(4,893	)
Total stockholders’ equity		(20,106	)		107,708
Total liabilities and stockholders’ equity	$	1,716,332		$	1,960,528

Citizens First Bancorp, Inc.

Condensed Consolidated
Statements of Income
(in thousands, except per share data)

	Unaudited
	Twelve Months Ended
	December 30,
	2009			2008
INTEREST INCOME
Loans, including fees	$	74,077		$	92,266
Federal funds sold and interest bearing deposits		177			219
Certificates of deposit		16			16
Securities:
Tax-exempt		243			735
Taxable		26,852			24,819
Total interest income		101,365			118,055
INTEREST EXPENSE
Deposits		36,602			39,457
Federal Reserve and short-term borrowings		218			77
FHLB advances		13,681			24,416
Total interest expense		50,501			63,950
NET INTEREST INCOME		50,864			54,105
PROVISION FOR LOAN LOSSES		93,531			36,201
NET INTEREST INCOME, after provision for loan losses		(42,667	)		17,904
NONINTEREST INCOME (LOSS)
Service charges and other fees		2,453			3,161
Mortgage banking activities		5,680			3,327
Trust fee income		1,272			1,452
Other than temporary impairment on securities		(33,645	)		(44,798	)
Gain (loss) on sale of securities available for sale		704			(152	)
Gain on sale of securities held to maturity		—			590
Other		1,559			935
Total noninterest income (loss)		(21,977	)		(35,485	)
NONINTEREST EXPENSE
Compensation, payroll taxes and employee benefits		20,268			20,924
Office occupancy and equipment		8,650			9,148
Advertising and business promotion		613			727
Stationery, printing and supplies		1,236			1,265
Data processing		85			83
Professional fees		5,986			4,593
Core deposit intangible amortization		383			383
Goodwill impairment		—			9,814
Nonperforming asset cost		7,645			6,503
Federal Deposit Insurance Corporation premiums		7,921			1,290
Other		4,826			4,670
Total noninterest expense		57,613			59,400
LOSS, before federal income tax expense (benefit)		(122,257	)		(76,981	)
Federal income tax expense (benefit)		1,767			(18,553	)
NET LOSS	$	(124,024	)	$	(58,428	)
LOSS PER SHARE, BASIC AND DILUTED	$	(15.26	)	$	(7.29	)
DIVIDENDS PER SHARE	$	—		$	—