Loan portfolio by internal risk rating |
The following table shows the loan portfolio by class, net of deferred costs, allocated by management’s internal risk ratings for the period indicated. The following table also shows the charge-offs recognized during the nine months ended September 30, 2024 (in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans Amortized Cost Basis by Origination Year As of September 30, 2024 | | | | | | 2024 | 2023 | 2022 | 2021 | 2020 | Prior | Revolving Loans | Revolving Converted to Term | Total | | Commercial and industrial | | Pass/Watch | $ | 24,787 | | $ | 13,826 | | $ | 16,698 | | $ | 15,909 | | $ | 4,962 | | $ | 10,017 | | $ | 45,665 | | $ | 1,022 | | $ | 132,886 | | | Special mention | — | | — | | — | | 1,600 | | — | | — | | 6,650 | | — | | 8,250 | | | Substandard | — | | 49 | | 1,569 | | — | | 21 | | 1,158 | | 40 | | — | | 2,837 | | | Total | $ | 24,787 | | $ | 13,875 | | $ | 18,267 | | $ | 17,509 | | $ | 4,983 | | $ | 11,175 | | $ | 52,355 | | $ | 1,022 | | $ | 143,973 | | | Current period gross write-offs | $ | — | | $ | — | | $ | 5 | | $ | — | | $ | — | | $ | 46 | | $ | — | | $ | — | | $ | 51 | | | | | | | | | | | | | | Agricultural production | | Pass/Watch | $ | 686 | | $ | 284 | | $ | — | | $ | 10 | | $ | 354 | | $ | 317 | | $ | 15,348 | | $ | — | | $ | 16,999 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Total | $ | 686 | | $ | 284 | | $ | — | | $ | 10 | | $ | 354 | | $ | 317 | | $ | 15,348 | | $ | — | | $ | 16,999 | | | Current period gross write-offs | $ | — | | $ | — | | $ | 507 | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 507 | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Construction & other land loans | | Pass/Watch | $ | 8,852 | | $ | 22,893 | | $ | 30,986 | | $ | 16,054 | | $ | 701 | | $ | 3,882 | | $ | 1,462 | | $ | — | | $ | 84,830 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Total | $ | 8,852 | | $ | 22,893 | | $ | 30,986 | | $ | 16,054 | | $ | 701 | | $ | 3,882 | | $ | 1,462 | | $ | — | | $ | 84,830 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Commercial real estate - owner occupied | | Pass/Watch | $ | 26,748 | | $ | 23,473 | | $ | 44,486 | | $ | 43,627 | | $ | 31,962 | | $ | 122,904 | | $ | 5,977 | | $ | — | | $ | 299,177 | | | Special mention | — | | 1,772 | | — | | — | | 161 | | 2,976 | | — | | — | | 4,909 | | | Substandard | — | | — | | — | | — | | 937 | | 3,316 | | — | | — | | 4,253 | | | Total | $ | 26,748 | | $ | 25,245 | | $ | 44,486 | | $ | 43,627 | | $ | 33,060 | | $ | 129,196 | | $ | 5,977 | | $ | — | | $ | 308,339 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Commercial real estate - non-owner occupied | | Pass/Watch | $ | 81,918 | | $ | 110,152 | | $ | 178,715 | | $ | 120,107 | | $ | 76,488 | | $ | 267,439 | | $ | 34,447 | | $ | 1,250 | | $ | 870,516 | | | Special mention | — | | — | | 593 | | — | | — | | 6,427 | | — | | — | | 7,020 | | | Substandard | — | | — | | — | | 8,012 | | — | | 15,889 | | — | | — | | 23,901 | | | Total | $ | 81,918 | | $ | 110,152 | | $ | 179,308 | | $ | 128,119 | | $ | 76,488 | | $ | 289,755 | | $ | 34,447 | | $ | 1,250 | | $ | 901,437 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Farmland | | | | | | | | | | | Pass/Watch | $ | 4,713 | | $ | 4,964 | | $ | 21,354 | | $ | 12,466 | | $ | 29,120 | | $ | 46,609 | | $ | 4,538 | | $ | — | | $ | 123,764 | | | Special mention | — | | 4,025 | | 3,312 | | — | | — | | — | | 1,283 | | — | | 8,620 | | | Substandard | — | | — | | — | | — | | 2,029 | | 4,064 | | — | | — | | 6,093 | | | Total | $ | 4,713 | | $ | 8,989 | | $ | 24,666 | | $ | 12,466 | | $ | 31,149 | | $ | 50,673 | | $ | 5,821 | | $ | — | | $ | 138,477 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Multi-family residential | | Pass/Watch | $ | 8,320 | | $ | 2,974 | | $ | 31,082 | | $ | 45,904 | | $ | 13,632 | | $ | 26,745 | | $ | 2,325 | | $ | — | | $ | 130,982 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | | — | | — | | — | | — | | — | | — | | — | | — | | | Total | $ | 8,320 | | $ | 2,974 | | $ | 31,082 | | $ | 45,904 | | $ | 13,632 | | $ | 26,745 | | $ | 2,325 | | $ | — | | $ | 130,982 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | 1-4 family - close-ended | | Pass/Watch | $ | 2,386 | | $ | 5,480 | | $ | 65,674 | | $ | 13,815 | | $ | 7,472 | | $ | 25,539 | | $ | 3,869 | | $ | — | | $ | 124,235 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | 78 | | — | | 618 | | — | | — | | 553 | | — | | — | | 1,249 | | | Total | $ | 2,464 | | $ | 5,480 | | $ | 66,292 | | $ | 13,815 | | $ | 7,472 | | $ | 26,092 | | $ | 3,869 | | $ | — | | $ | 125,484 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | 1-4 family - revolving | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Pass/Watch | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 29,511 | | $ | 5,882 | | $ | 35,393 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | — | | — | | — | | — | | — | | — | | — | | 313 | | 313 | | | Total | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 29,511 | | $ | 6,195 | | $ | 35,706 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Manufactured Housing | | | | | | | | | | | Pass/Watch | $ | 38,366 | | $ | 43,977 | | $ | 48,451 | | $ | 41,634 | | $ | 38,906 | | $ | 108,571 | | $ | — | | $ | — | | $ | 319,905 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | — | | — | | — | | — | | 221 | | 658 | | — | | — | | 879 | | | Total | $ | 38,366 | | $ | 43,977 | | $ | 48,451 | | $ | 41,634 | | $ | 39,127 | | $ | 109,229 | | $ | — | | $ | — | | $ | 320,784 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Consumer | | | | | | | | | | | Pass/Watch | $ | 43,783 | | $ | 25,725 | | $ | 6,587 | | $ | 5,448 | | $ | 1,628 | | $ | 6,114 | | $ | 735 | | $ | — | | $ | 90,020 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | — | | 7 | | 63 | | 26 | | 16 | | — | | — | | — | | 112 | | | Total | $ | 43,783 | | $ | 25,732 | | $ | 6,650 | | $ | 5,474 | | $ | 1,644 | | $ | 6,114 | | $ | 735 | | $ | — | | $ | 90,132 | | | Current period gross write-offs | $ | 16 | | $ | 10 | | $ | 50 | | $ | — | | $ | — | | $ | 13 | | $ | 1 | | $ | — | | $ | 90 | | | | | | | | | | | | | | Total loans outstanding (risk rating): | | | | | | | | Pass/Watch | $ | 240,559 | | $ | 253,748 | | $ | 444,033 | | $ | 314,974 | | $ | 205,225 | | $ | 618,137 | | $ | 143,877 | | $ | 8,154 | | $ | 2,228,707 | | | Special mention | — | | 5,797 | | 3,905 | | 1,600 | | 161 | | 9,403 | | 7,933 | | — | | 28,799 | | | Substandard | 78 | | 56 | | 2,250 | | 8,038 | | 3,224 | | 25,638 | | 40 | | 313 | | 39,637 | | | Grand Total | $ | 240,637 | | $ | 259,601 | | $ | 450,188 | | $ | 324,612 | | $ | 208,610 | | $ | 653,178 | | $ | 151,850 | | $ | 8,467 | | $ | 2,297,143 | | | Current period total gross write-offs | $ | 16 | | $ | 10 | | $ | 562 | | $ | — | | $ | — | | $ | 59 | | $ | 1 | | $ | — | | $ | 648 | | |
The following table shows the loan portfolio by class, net of deferred costs, allocated by management’s internal risk ratings for the period indicated. The following table also shows the charge-offs recognized during the twelve months ended December 31, 2023 (in thousands):
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans Amortized Cost Basis by Origination Year As of December 31, 2023 | | | | | | 2023 | 2022 | 2021 | 2020 | 2019 | Prior | Revolving Loans | Revolving Converted to Term | Total | | Commercial and industrial | | Pass/Watch | $ | 19,886 | | $ | 17,129 | | $ | 21,050 | | $ | 4,643 | | $ | 1,561 | | $ | 6,980 | | $ | 29,391 | | $ | 215 | | $ | 100,855 | | | Special mention | — | | 277 | | 139 | | 183 | | 107 | | 272 | | 3,750 | | — | | 4,728 | | | Substandard | — | | — | | — | | 156 | | — | | 66 | | — | | — | | 222 | | | Total | $ | 19,886 | | $ | 17,406 | | $ | 21,189 | | $ | 4,982 | | $ | 1,668 | | $ | 7,318 | | $ | 33,141 | | $ | 215 | | $ | 105,805 | | | Current period gross write-offs | $ | 241 | | $ | — | | $ | 323 | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 564 | | | | | | | | | | | | | | Agricultural production | | Pass/Watch | $ | 153 | | $ | 830 | | $ | 14 | | $ | — | | $ | 251 | | $ | 112 | | $ | 30,241 | | $ | 999 | | $ | 32,600 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Substandard | — | | 676 | | — | | — | | — | | — | | 300 | | — | | 976 | | | Total | $ | 153 | | $ | 1,506 | | $ | 14 | | $ | — | | $ | 251 | | $ | 112 | | $ | 30,541 | | $ | 999 | | $ | 33,576 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Construction & other land loans | | Pass/Watch | $ | 6,953 | | $ | 15,593 | | $ | 1,305 | | $ | 701 | | $ | 1,538 | | $ | 3,039 | | $ | 4,167 | | $ | — | | $ | 33,296 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Total | $ | 6,953 | | $ | 15,593 | | $ | 1,305 | | $ | 701 | | $ | 1,538 | | $ | 3,039 | | $ | 4,167 | | $ | — | | $ | 33,296 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Commercial real estate - owner occupied | | Pass/Watch | $ | 20,648 | | $ | 25,132 | | $ | 20,783 | | $ | 39,356 | | $ | 21,831 | | $ | 80,384 | | $ | 3,207 | | $ | — | | $ | 211,341 | | | Special mention | — | | — | | — | | — | | — | | 3,026 | | 272 | | — | | 3,298 | | | Substandard | — | | — | | — | | — | | — | | 497 | | — | | — | | 497 | | | Total | $ | 20,648 | | $ | 25,132 | | $ | 20,783 | | $ | 39,356 | | $ | 21,831 | | $ | 83,907 | | $ | 3,479 | | $ | — | | $ | 215,136 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Commercial real estate - non-owner occupied | | Pass/Watch | $ | 81,153 | | $ | 115,031 | | $ | 77,375 | | $ | 38,307 | | $ | 12,181 | | $ | 175,419 | | $ | 19,218 | | $ | 3,216 | | $ | 521,900 | | | Special mention | — | | 600 | | — | | — | | — | | 374 | | — | | — | | 974 | | | Substandard | — | | — | | — | | — | | 13,625 | | 2,344 | | — | | — | | 15,969 | | | Total | $ | 81,153 | | $ | 115,631 | | $ | 77,375 | | $ | 38,307 | | $ | 25,806 | | $ | 178,137 | | $ | 19,218 | | $ | 3,216 | | $ | 538,843 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Farmland | | | | | | | | | | | Pass/Watch | $ | 8,382 | | $ | 24,063 | | $ | 10,873 | | $ | 29,770 | | $ | 11,155 | | $ | 23,324 | | $ | 8,695 | | $ | 1,955 | | $ | 118,217 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | — | | — | | — | | 2,213 | | — | | 200 | | — | | — | | 2,413 | | | Total | $ | 8,382 | | $ | 24,063 | | $ | 10,873 | | $ | 31,983 | | $ | 11,155 | | $ | 23,524 | | $ | 8,695 | | $ | 1,955 | | $ | 120,630 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | Multi-family residential | | Pass/Watch | $ | 2,988 | | $ | 1,847 | | $ | 38,644 | | $ | 2,364 | | $ | 4,538 | | $ | 10,417 | | $ | 532 | | $ | — | | $ | 61,330 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | | — | | — | | — | | — | | — | | — | | — | | — | | | Total | $ | 2,988 | | $ | 1,847 | | $ | 38,644 | | $ | 2,364 | | $ | 4,538 | | $ | 10,417 | | $ | 532 | | $ | — | | $ | 61,330 | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | 1-4 family - close-ended | | Pass/Watch | $ | 1,689 | | $ | 64,056 | | $ | 7,898 | | $ | 2,259 | | $ | 1,703 | | $ | 18,237 | | $ | — | | $ | 809 | | $ | 96,651 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Total | $ | 1,689 | | $ | 64,056 | | $ | 7,898 | | $ | 2,259 | | $ | 1,703 | | $ | 18,237 | | $ | — | | $ | 809 | | $ | 96,651 | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current period gross write-offs | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | | | | | | | | | | | | | 1-4 family - revolving | | | | | | | | | | | Pass/Watch | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 21,662 | | $ | 6,213 | | $ | 27,875 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Total | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 21,662 | | $ | 6,213 | | $ | 27,875 | | | Current period gross write-offs | $ | 75 | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 75 | | | | | | | | | | | | | | Consumer | | | | | | | | | | | Pass/Watch | $ | 34,866 | | $ | 8,745 | | $ | 6,503 | | $ | 2,265 | | $ | 2,007 | | $ | 2,398 | | $ | 643 | | $ | 4 | | $ | 57,431 | | | Special mention | — | | — | | — | | — | | — | | — | | — | | — | | — | | | Substandard | 182 | | — | | 42 | | — | | — | | — | | — | | — | | 224 | | | Total | $ | 35,048 | | $ | 8,745 | | $ | 6,545 | | $ | 2,265 | | $ | 2,007 | | $ | 2,398 | | $ | 643 | | $ | 4 | | $ | 57,655 | | | Current period gross write-offs | $ | 23 | | $ | — | | $ | — | | $ | — | | $ | 27 | | $ | — | | $ | — | | $ | — | | $ | 50 | | | | | | | | | | | | | | Total loans outstanding (risk rating): | | | | | | | | Pass/Watch | $ | 176,718 | | $ | 272,426 | | $ | 184,445 | | $ | 119,665 | | $ | 56,765 | | $ | 320,310 | | $ | 117,756 | | $ | 13,411 | | $ | 1,261,496 | | | Special mention | — | | 877 | | 139 | | 183 | | 107 | | 3,672 | | 4,022 | | — | | 9,000 | | | Substandard | 182 | | 676 | | 42 | | 2,369 | | 13,625 | | 3,107 | | 300 | | — | | 20,301 | | | Grand Total | $ | 176,900 | | $ | 273,979 | | $ | 184,626 | | $ | 122,217 | | $ | 70,497 | | $ | 327,089 | | $ | 122,078 | | $ | 13,411 | | $ | 1,290,797 | | | Current period total gross write-offs | $ | 339 | | $ | — | | $ | 323 | | $ | — | | $ | 27 | | $ | — | | $ | — | | $ | — | | $ | 689 | | |
|
Loan portfolio by time past due |
The following table shows an aging analysis of the loan portfolio by class at September 30, 2024 (in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 30-59 Days Past Due | | 60-89 Days Past Due | | Greater Than 89 Days Past Due | | Total Past Due | | Current | | Total Loans | | Loans Past Due > 89 Days, Still Accruing | | Non-accrual | Commercial: | | | | | | | | | | | | | | | | | Commercial and industrial | | $ | 150 | | | $ | 49 | | | $ | — | | | $ | 199 | | | $ | 143,677 | | | $ | 143,876 | | | $ | — | | | $ | — | | Agricultural production | | — | | | — | | | — | | | — | | | 16,940 | | | 16,940 | | | — | | | — | | Real estate: | | | | | | | | | | | | | | | | | Construction & other land loans | | — | | | — | | | — | | | — | | | 85,135 | | | 85,135 | | | — | | | — | | Commercial real estate - owner occupied | | 154 | | | — | | | — | | | 154 | | | 308,318 | | | 308,472 | | | — | | | 128 | | Commercial real estate - non-owner occupied | | — | | | 378 | | | — | | | 378 | | | 902,015 | | | 902,393 | | | — | | | 378 | | Farmland | | 1,141 | | | — | | | 384 | | | 1,525 | | | 137,019 | | | 138,544 | | | — | | | 1,525 | | Multi-family residential | | — | | | — | | | — | | | — | | | 131,013 | | | 131,013 | | | — | | | — | | 1-4 family - close-ended | | — | | | 2,517 | | | 618 | | | 3,135 | | | 122,270 | | | 125,405 | | | — | | | 618 | | 1-4 family - revolving | | — | | | — | | | 133 | | | 133 | | | 35,349 | | | 35,482 | | | 133 | | | — | | Consumer: | | | | | | | | | | | | | | | | | Manufactured housing | | 924 | | — | | | — | | | 924 | | 319,862 | | | 320,786 | | | — | | | 601 | | Other installment | | 28 | | 63 | | — | | | 91 | | 87,042 | | | 87,133 | | | — | | | — | | Deferred fees | | — | | | — | | | — | | | — | | | 1,964 | | | 1,964 | | | — | | | — | | Total | | $ | 2,397 | | | $ | 3,007 | | | $ | 1,135 | | | $ | 6,539 | | | $ | 2,290,604 | | | $ | 2,297,143 | | | $ | 133 | | | $ | 3,250 | |
The following table shows an aging analysis of the loan portfolio by class at December 31, 2023 (in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 30-59 Days Past Due | | 60-89 Days Past Due | | Greater Than 89 Days Past Due | | Total Past Due | | Current | | Total Loans | | Loans Past Due > 89 Days, Still Accruing | | Non- accrual | Commercial: | | | | | | | | | | | | | | | | | Commercial and industrial | | $ | 25 | | | $ | — | | | $ | — | | | $ | 25 | | | $ | 105,441 | | | $ | 105,466 | | | $ | — | | | $ | — | | Agricultural production | | 507 | | | — | | | — | | | 507 | | | 33,049 | | | 33,556 | | | — | | | — | | Real estate: | | — | | | | | | | | | | | | | | | | Construction & other land loans | | — | | | — | | | — | | | — | | | 33,472 | | | 33,472 | | | — | | | — | | Commercial real estate - owner occupied | | — | | | — | | | — | | | — | | | 215,146 | | | 215,146 | | | — | | | — | | Commercial real estate - non-owner occupied | | — | | | — | | | — | | | — | | | 539,522 | | | 539,522 | | | — | | | — | | Farmland | | — | | | — | | | — | | | — | | | 120,674 | | | 120,674 | | | — | | | — | | Multi-family residential | | — | | | — | | | — | | | — | | | 61,307 | | | 61,307 | | | — | | | — | | 1-4 family - close-ended | | 2,973 | | | — | | | — | | | 2,973 | | | 93,585 | | | 96,558 | | | — | | | — | | 1-4 family - revolving | | — | | | — | | | — | | | — | | | 27,648 | | | 27,648 | | | — | | | — | | | | | | | | | | | | | | | | | | | Consumer | | 169 | | | 68 | | | — | | | 237 | | | 55,369 | | | 55,606 | | | — | | | — | | Deferred fees | | — | | | — | | | — | | | — | | | 1,842 | | | 1,842 | | | — | | | — | | Total | | $ | 3,674 | | | $ | 68 | | | $ | — | | | $ | 3,742 | | | $ | 1,287,055 | | | $ | 1,290,797 | | | $ | — | | | $ | — | |
|