CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 44,418	$ 30,017
Interest-earning deposits in other banks	104,595	23,711
Total cash and cash equivalents	149,013	53,728
Available-for-sale debt securities, at fair value, net of allowance for credit losses of $0, with an amortized cost of $553,963 at September 30, 2024 and $669,646 at December 31, 2023, respectively	503,964	597,196
Held-to-maturity debt securities, at amortized cost less allowance for credit losses of $857 at September 30, 2024 and $1,051 at December 31, 2023, respectively	301,920	302,442
Equity securities, at fair value	6,790	6,649
Loans, less allowance for credit losses of $24,891 at September 30, 2024 and $14,653 at December 31, 2023, respectively	2,272,252	1,276,144
Bank premises and equipment, net	23,524	14,042
Bank-owned life insurance	51,515	41,572
Federal Home Loan Bank stock	10,978	7,136
Goodwill created from transaction	96,379	53,777
Accrued interest receivable and other assets	114,963	80,740
Total assets	3,531,298	2,433,426
Deposits:
Non-interest bearing	1,076,423	951,541
Interest bearing	1,845,272	1,090,071
Total deposits	2,921,695	2,041,612
Borrowings	132,508	80,000
Senior debt and subordinated debentures, less debt issuance costs of $302 at September 30, 2024 and $411 at December 31, 2023	69,853	69,744
Accrued interest payable and other liabilities	43,727	35,006
Total liabilities	3,167,783	2,226,362
Commitments and contingencies (Note 8)
Shareholders’ equity:
Preferred stock, no par value; 10,000,000 shares authorized, none issued and outstanding	0	0
Common stock, no par value; 80,000,000 shares authorized; issued and outstanding: 18,945,593 at September 30, 2024 and 11,818,039 at December 31, 2023	207,164	62,550
Retained earnings	205,362	210,548
Accumulated other comprehensive loss, net of tax	(49,011)	(66,034)
Total shareholders’ equity	363,515	207,064
Total liabilities and shareholders’ equity	$ 3,531,298	$ 2,433,426