Acquisition of Visalia Community Bank Acquisition of Visalia Community Bank (Tables)

12 Months Ended

Dec. 31, 2015

The following table presents pro forma results of operations information for the periods presented as if the acquisition had occurred on January 1, 2013 after giving effect to certain adjustments. The pro forma results of operations for the year ended December 31, 2013 include the historical accounts of the Company and Visalia Community Bank and pro forma adjustments as may be required, including the amortization of intangibles with definite lives and the amortization or accretion of any premiums or discounts arising from fair value adjustments for assets acquired and liabilities assumed. The pro forma information is intended for informational purposes only and is not necessarily indicative of the Company’s future operating results or operating results that would have occurred had the acquisition been completed at the beginning of 2013. No assumptions have been applied to the pro forma results of operations regarding possible revenue enhancements, expense efficiencies or asset dispositions. (In thousands, except per share amounts):



	For the Year Ended December 31,
	2013
Net interest income	$	36,773
Provision for credit losses	298
Non-interest income	8,576
Non-interest expense	36,917
Income before provision for income taxes	8,134
Provision for income taxes	783
Net income	$	7,351
Preferred stock dividends and accretion	350
Net income available to common shareholders	$	7,001
Basic earnings per common share	$	0.68
Diluted earnings per common share	$	0.68