The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   592,165 4,938 SH   SOLE   4,938 0 0
ABBVIE INC COM 00287Y109   192,478 1,191 SH   SOLE   1,191 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   416,804 1,562 SH   SOLE   1,562 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,048,291 3,115 SH   SOLE   3,115 0 0
AEROCLEAN TECHNOLOGIES INC COM 007744105   78 25 SH   SOLE   25 0 0
AGNC INVT CORP COM 00123Q104   25,554 2,469 SH   SOLE   2,469 0 0
AIR PRODS & CHEMS INC COM 009158106   49,322 160 SH   SOLE   160 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   4,845 55 SH   SOLE   55 0 0
ALPHABET INC CAP STK CL A 02079K305   1,602,080 18,158 SH   SOLE   18,158 0 0
ALPHABET INC CAP STK CL C 02079K107   65,660 740 SH   SOLE   740 0 0
ALTRIA GROUP INC COM 02209S103   19,198 420 SH   SOLE   420 0 0
AMAZON COM INC COM 023135106   1,446,144 17,216 SH   SOLE   17,216 0 0
AMERICAN ELEC PWR CO INC COM 025537101   12,913 136 SH   SOLE   136 0 0
AMERICAN TOWER CORP NEW COM 03027X100   15,042 71 SH   SOLE   71 0 0
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   203,211 9,640 SH   SOLE   9,640 0 0
APOLLO COML REAL EST FIN INC COM 03762U105   18,991 1,765 SH   SOLE   1,765 0 0
APOLLO GLOBAL MGMT INC COM 03769M106   148,248 2,324 SH   SOLE   2,324 0 0
APPLE INC COM 037833100   2,530,987 19,480 SH   SOLE   19,480 0 0
APTIV PLC SHS G6095L109   1,583 17 SH   SOLE   17 0 0
AT&T INC COM 00206R102   10,715 582 SH   SOLE   582 0 0
ATMOS ENERGY CORP COM 049560105   56,035 500 SH   SOLE   500 0 0
AURORA CANNABIS INC COM 05156X884   2 2 SH   SOLE   2 0 0
BANK AMERICA CORP COM 060505104   773,286 23,348 SH   SOLE   23,348 0 0
BECTON DICKINSON & CO COM 075887109   97,906 385 SH   SOLE   385 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,099,375 3,559 SH   SOLE   3,559 0 0
BLACKSTONE INC COM 09260D107   80,570 1,086 SH   SOLE   1,086 0 0
BLACKSTONE MTG TR INC COM CL A 09257W100   11,432 540 SH   SOLE   540 0 0
BLOCK INC CL A 852234103   179,722 2,860 SH   SOLE   2,860 0 0
BORGWARNER INC COM 099724106   11,350 282 SH   SOLE   282 0 0
BROWN FORMAN CORP CL B 115637209   9,983 152 SH   SOLE   152 0 0
CANOPY GROWTH CORP COM 138035100   46 20 SH   SOLE   20 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   314,449 7,623 SH   SOLE   7,623 0 0
CATERPILLAR INC COM 149123101   1,318 6 SH   SOLE   6 0 0
CHEMOURS CO COM 163851108   1,317 43 SH   SOLE   43 0 0
CHEVRON CORP NEW COM 166764100   133,541 744 SH   SOLE   744 0 0
CIENA CORP COM NEW 171779309   153 3 SH   SOLE   3 0 0
CISCO SYS INC COM 17275R102   1,018,543 21,380 SH   SOLE   21,380 0 0
COCA COLA CO COM 191216100   30,342 477 SH   SOLE   477 0 0
COMCAST CORP NEW CL A 20030N101   554,904 15,868 SH   SOLE   15,868 0 0
CONOCOPHILLIPS COM 20825C104   11,092 94 SH   SOLE   94 0 0
CONSTELLATION ENERGY CORP COM 21037T109   5,517 64 SH   SOLE   64 0 0
CORTEVA INC COM 22052L104   527,433 8,973 SH   SOLE   8,973 0 0
COSTCO WHSL CORP NEW COM 22160K105   93,126 204 SH   SOLE   204 0 0
CRONOS GROUP INC COM 22717L101   51 20 SH   SOLE   20 0 0
CVS HEALTH CORP COM 126650100   1,147,262 12,311 SH   SOLE   12,311 0 0
DANA INC COM 235825205   9,244 611 SH   SOLE   611 0 0
DELL TECHNOLOGIES INC CL C 24703L202   1,569 39 SH   SOLE   39 0 0
DELTA AIR LINES INC DEL COM NEW 247361702   1,249 38 SH   SOLE   38 0 0
DEVON ENERGY CORP NEW COM 25179M103   153,775 2,500 SH   SOLE   2,500 0 0
DISNEY WALT CO COM 254687106   665,414 7,659 SH   SOLE   7,659 0 0
DOMINION ENERGY INC COM 25746U109   78,183 1,275 SH   SOLE   1,275 0 0
DOW INC COM 260557103   100,377 1,992 SH   SOLE   1,992 0 0
DUPONT DE NEMOURS INC COM 26614N102   44,129 643 SH   SOLE   643 0 0
ELEVANCE HEALTH INC COM 036752103   23,597 46 SH   SOLE   46 0 0
ELME COMMUNITIES SH BEN INT 939653101   1,780 100 SH   SOLE   100 0 0
EMERSON ELEC CO COM 291011104   1,075,104 11,192 SH   SOLE   11,192 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   85,998 7,245 SH   SOLE   7,245 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   116,934 4,848 SH   SOLE   4,848 0 0
EVERSOURCE ENERGY COM 30040W108   5,450 65 SH   SOLE   65 0 0
EXELON CORP COM 30161N101   8,430 195 SH   SOLE   195 0 0
EXXON MOBIL CORP COM 30231G102   1,113,478 10,095 SH   SOLE   10,095 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   9,545 213 SH   SOLE   213 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   64,672 1,141 SH   SOLE   1,141 0 0
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   1,050 43 SH   SOLE   43 0 0
FORD MTR CO DEL COM 345370860   8,141 700 SH   SOLE   700 0 0
FREEPORT-MCMORAN INC CL B 35671D857   26,562 699 SH   SOLE   699 0 0
GALLAGHER ARTHUR J & CO COM 363576109   2,640 14 SH   SOLE   14 0 0
GENERAL MTRS CO COM 37045V100   370,477 11,013 SH   SOLE   11,013 0 0
GENUINE PARTS CO COM 372460105   7,114 41 SH   SOLE   41 0 0
GLOBAL X FDS S&P 500 COVERED 37954Y475   172,952 4,393 SH   SOLE   4,393 0 0
HCA HEALTHCARE INC COM 40412C101   639,973 2,667 SH   SOLE   2,667 0 0
HOME DEPOT INC COM 437076102   152,876 484 SH   SOLE   484 0 0
HUNT J B TRANS SVCS INC COM 445658107   64,164 368 SH   SOLE   368 0 0
ILLINOIS TOOL WKS INC COM 452308109   4,847 22 SH   SOLE   22 0 0
INTEL CORP COM 458140100   6,370 241 SH   SOLE   241 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   849,958 8,285 SH   SOLE   8,285 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   78,194 555 SH   SOLE   555 0 0
INTERNATIONAL PAPER CO COM 460146103   12,224 353 SH   SOLE   353 0 0
INTUIT COM 461202103   600,956 1,544 SH   SOLE   1,544 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   55,872 766 SH   SOLE   766 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   204,643 1,319 SH   SOLE   1,319 0 0
INVESCO LTD SHS G491BT108   482,114 26,799 SH   SOLE   26,799 0 0
IPERIONX LTD SPONSORED ADS 44916E100   900 200 SH   SOLE   200 0 0
IRON MTN INC DEL COM 46284V101   41,126 825 SH   SOLE   825 0 0
ISHARES INC CORE MSCI EMKT 46434G103   11,815 253 SH   SOLE   253 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822   2,286 42 SH   SOLE   42 0 0
ISHARES SILVER TR ISHARES 46428Q109   34,131 1,550 SH   SOLE   1,550 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   27,444,349 238,875 SH   SOLE   238,875 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   226,381 4,524 SH   SOLE   4,524 0 0
ISHARES TR CORE MSCI EAFE 46432F842   196,323 3,185 SH   SOLE   3,185 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   704,457 12,171 SH   SOLE   12,171 0 0
ISHARES TR CORE S&P MCP ETF 464287507   7,026,904 29,050 SH   SOLE   29,050 0 0
ISHARES TR CORE S&P SCP ETF 464287804   10,626,747 112,286 SH   SOLE   112,286 0 0
ISHARES TR CORE S&P TTL STK 464287150   706,045 8,326 SH   SOLE   8,326 0 0
ISHARES TR CORE S&P500 ETF 464287200   68,389 178 SH   SOLE   178 0 0
ISHARES TR CORE US AGGBD ET 464287226   357,602 3,687 SH   SOLE   3,687 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   6,731 144 SH   SOLE   144 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   1,008,828 45,244 SH   SOLE   45,244 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   50,300 2,534 SH   SOLE   2,534 0 0
ISHARES TR INTRM GOV CR ETF 464288612   1,585,671 15,476 SH   SOLE   15,476 0 0
ISHARES TR ISHARES BIOTECH 464287556   931,109 7,092 SH   SOLE   7,092 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   9,688,495 194,470 SH   SOLE   194,470 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   22,968,630 463,919 SH   SOLE   463,919 0 0
ISHARES TR MBS ETF 464288588   4,414,714 47,598 SH   SOLE   47,598 0 0
ISHARES TR MORTGE REL ETF 46435G342   118,192 5,209 SH   SOLE   5,209 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   300,358 7,925 SH   SOLE   7,925 0 0
ISHARES TR MSCI LW CRB TG 46434V464   75,980 550 SH   SOLE   550 0 0
ISHARES TR NEW YORK MUN ETF 464288323   333,736 6,369 SH   SOLE   6,369 0 0
ISHARES TR PFD AND INCM SEC 464288687   204,215 6,689 SH   SOLE   6,689 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   115,709 763 SH   SOLE   763 0 0
ISHARES TR RUS MID CAP ETF 464287499   10,623,780 157,506 SH   SOLE   157,506 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   10,422,892 59,778 SH   SOLE   59,778 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   452,323 4,338 SH   SOLE   4,338 0 0
ISHARES TR TIPS BD ETF 464287176   8,537,765 80,212 SH   SOLE   80,212 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   225,635 4,501 SH   SOLE   4,501 0 0
JOHNSON & JOHNSON COM 478160104   1,625,710 9,203 SH   SOLE   9,203 0 0
JOHNSON CTLS INTL PLC SHS G51502105   3,584 56 SH   SOLE   56 0 0
JPMORGAN CHASE & CO COM 46625H100   1,078,834 8,045 SH   SOLE   8,045 0 0
KELLOGG CO COM 487836108   29,565 415 SH   SOLE   415 0 0
KIMCO RLTY CORP COM 49446R109   111,301 5,255 SH   SOLE   5,255 0 0
KINDER MORGAN INC DEL COM 49456B101   109,872 6,077 SH   SOLE   6,077 0 0
KLA CORP COM NEW 482480100   36,195 96 SH   SOLE   96 0 0
LINDE PLC SHS G5494J103   503,296 1,543 SH   SOLE   1,543 0 0
MARATHON OIL CORP COM 565849106   81,210 3,000 SH   SOLE   3,000 0 0
MASTERCARD INCORPORATED CL A 57636Q104   129,703 373 SH   SOLE   373 0 0
MCDONALDS CORP COM 580135101   22,137 84 SH   SOLE   84 0 0
MERIDIAN BIOSCIENCE INC COM 589584101   3,321 100 SH   SOLE   100 0 0
META PLATFORMS INC CL A 30303M102   60,411 502 SH   SOLE   502 0 0
MICRON TECHNOLOGY INC COM 595112103   30,238 605 SH   SOLE   605 0 0
MICROSOFT CORP COM 594918104   2,841,148 11,847 SH   SOLE   11,847 0 0
MODERNA INC COM 60770K107   8,981 50 SH   SOLE   50 0 0
MPLX LP COM UNIT REP LTD 55336V100   79,834 2,431 SH   SOLE   2,431 0 0
NETFLIX INC COM 64110L106   2,949 10 SH   SOLE   10 0 0
NEW YORK TIMES CO CL A 650111107   19,476 600 SH   SOLE   600 0 0
NEXTERA ENERGY INC COM 65339F101   5,768 69 SH   SOLE   69 0 0
NIKE INC CL B 654106103   2,340 20 SH   SOLE   20 0 0
NORFOLK SOUTHN CORP COM 655844108   150,809 612 SH   SOLE   612 0 0
NUCOR CORP COM 670346105   569,815 4,323 SH   SOLE   4,323 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870   8,229 378 SH   SOLE   378 0 0
NVIDIA CORPORATION COM 67066G104   1,120,894 7,670 SH   SOLE   7,670 0 0
ONEOK INC NEW COM 682680103   92,374 1,406 SH   SOLE   1,406 0 0
ORACLE CORP COM 68389X105   1,380,343 16,887 SH   SOLE   16,887 0 0
OTIS WORLDWIDE CORP COM 68902V107   211,672 2,703 SH   SOLE   2,703 0 0
OVINTIV INC COM 69047Q102   46,653 920 SH   SOLE   920 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   8,410 1,310 SH   SOLE   1,310 0 0
PARKER-HANNIFIN CORP COM 701094104   21,243 73 SH   SOLE   73 0 0
PEPSICO INC COM 713448108   1,004,289 5,559 SH   SOLE   5,559 0 0
PFIZER INC COM 717081103   1,161,867 22,675 SH   SOLE   22,675 0 0
PHILIP MORRIS INTL INC COM 718172109   117,505 1,161 SH   SOLE   1,161 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   792,160 8,030 SH   SOLE   8,030 0 0
PLUG POWER INC COM NEW 72919P202   6,185 500 SH   SOLE   500 0 0
PPG INDS INC COM 693506107   3,898 31 SH   SOLE   31 0 0
PPL CORP COM 69351T106   95,023 3,252 SH   SOLE   3,252 0 0
PROCTER AND GAMBLE CO COM 742718109   1,126,849 7,435 SH   SOLE   7,435 0 0
PRUDENTIAL FINL INC COM 744320102   110,600 1,112 SH   SOLE   1,112 0 0
QUALCOMM INC COM 747525103   699,878 6,366 SH   SOLE   6,366 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   500,765 4,962 SH   SOLE   4,962 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100   100,836 4,677 SH   SOLE   4,677 0 0
RITHM CAPITAL CORP COM NEW 64828T201   10,711 1,311 SH   SOLE   1,311 0 0
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   6,082 330 SH   SOLE   330 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   146,943 6,208 SH   SOLE   6,208 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   403,849 12,538 SH   SOLE   12,538 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   144,841 3,208 SH   SOLE   3,208 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   313,142 7,730 SH   SOLE   7,730 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   68,235 1,297 SH   SOLE   1,297 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   725,897 15,126 SH   SOLE   15,126 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   932,168 10,657 SH   SOLE   10,657 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   875,178 25,590 SH   SOLE   25,590 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,208,017 32,711 SH   SOLE   32,711 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,479,915 11,458 SH   SOLE   11,458 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   432,986 5,808 SH   SOLE   5,808 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,440,002 17,961 SH   SOLE   17,961 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,722,996 17,544 SH   SOLE   17,544 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,559,037 22,114 SH   SOLE   22,114 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   5,748 74 SH   SOLE   74 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   144,226 1,159 SH   SOLE   1,159 0 0
SMARTFINANCIAL INC COM NEW 83190L208   39,298 1,429 SH   SOLE   1,429 0 0
SOUTHERN CO COM 842587107   102,045 1,429 SH   SOLE   1,429 0 0
SPDR GOLD TR GOLD SHS 78463V107   54,624 322 SH   SOLE   322 0 0
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   364,297 5,356 SH   SOLE   5,356 0 0
SPDR INDEX SHS FDS MSCI EMR MKT ETF 78470E205   79,364 1,383 SH   SOLE   1,383 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   17,753,046 597,947 SH   SOLE   597,947 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   3,412,481 103,534 SH   SOLE   103,534 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   53,354,002 139,513 SH   SOLE   139,513 0 0
SPDR SER TR BBG SASB CRPT ES 78468R614   26,477 1,309 SH   SOLE   1,309 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622   945,360 10,504 SH   SOLE   10,504 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   366,115 7,793 SH   SOLE   7,793 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656   2,945,141 114,330 SH   SOLE   114,330 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   8,020,778 251,988 SH   SOLE   251,988 0 0
SPDR SER TR S&P BIOTECH 78464A870   7,470 90 SH   SOLE   90 0 0
SPDR SER TR S&P REGL BKG 78464A698   1,142,904 19,457 SH   SOLE   19,457 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   31,272 335 SH   SOLE   335 0 0
STANLEY BLACK & DECKER INC COM 854502101   1,277 17 SH   SOLE   17 0 0
TARGET CORP COM 87612E106   576,487 3,868 SH   SOLE   3,868 0 0
TE CONNECTIVITY LTD SHS H84989104   35,932 313 SH   SOLE   313 0 0
TESLA INC COM 88160R101   75,386 612 SH   SOLE   612 0 0
TEXAS INSTRS INC COM 882508104   6,609 40 SH   SOLE   40 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   53,417 97 SH   SOLE   97 0 0
TJX COS INC NEW COM 872540109   1,474,351 18,522 SH   SOLE   18,522 0 0
TRUIST FINL CORP COM 89832Q109   121,129 2,815 SH   SOLE   2,815 0 0
UBER TECHNOLOGIES INC COM 90353T100   8,656 350 SH   SOLE   350 0 0
ULTA BEAUTY INC COM 90384S303   1,407 3 SH   SOLE   3 0 0
UNUM GROUP COM 91529Y106   105,775 2,578 SH   SOLE   2,578 0 0
VALERO ENERGY CORP COM 91913Y100   688,723 5,429 SH   SOLE   5,429 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,887,364 38,355 SH   SOLE   38,355 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,480,876 62,373 SH   SOLE   62,373 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   367,189 1,723 SH   SOLE   1,723 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   8,659,830 49,712 SH   SOLE   49,712 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   205,466 1,143 SH   SOLE   1,143 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   201,913 1,493 SH   SOLE   1,493 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,142,858 10,514 SH   SOLE   10,514 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   49,570 601 SH   SOLE   601 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   36,312,653 103,355 SH   SOLE   103,355 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   235,183 1,481 SH   SOLE   1,481 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,777,327 15,132 SH   SOLE   15,132 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   202,746 1,011 SH   SOLE   1,011 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   36,384,819 190,307 SH   SOLE   190,307 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   351,627 2,505 SH   SOLE   2,505 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,815,311 277,458 SH   SOLE   277,458 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   9,148 165 SH   SOLE   165 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   410,695 4,765 SH   SOLE   4,765 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   829,353 16,758 SH   SOLE   16,758 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   10,570,903 180,761 SH   SOLE   180,761 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   9,962,280 218,855 SH   SOLE   218,855 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,409,594 24,379 SH   SOLE   24,379 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   27,498,863 365,725 SH   SOLE   365,725 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,491,605 28,840 SH   SOLE   28,840 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   43,512,905 1,036,762 SH   SOLE   1,036,762 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   988,756 15,013 SH   SOLE   15,013 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   1,543,916 11,661 SH   SOLE   11,661 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   94,720 781 SH   SOLE   781 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,664,126 5,210 SH   SOLE   5,210 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   372,803 9,462 SH   SOLE   9,462 0 0
VIATRIS INC COM 92556V106   100 9 SH   SOLE   9 0 0
VISA INC COM CL A 92826C839   84,351 406 SH   SOLE   406 0 0
VMWARE INC CL A COM 928563402   2,087 17 SH   SOLE   17 0 0
WALMART INC COM 931142103   1,105,111 7,794 SH   SOLE   7,794 0 0
ZIM INTEGRATED SHIPPING SERV SHS M9T951109   3,438 200 SH   SOLE   200 0 0