The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COMMON STOCK 00206R102 377 10,000 SH   SOLE   10,000 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 4,897 100,736 SH   SOLE   100,736 0 0
ADOBE SYS INC COMMON STOCK 00724F101 72,394 511,833 SH   SOLE   511,833 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 3,004 3,306 SH   SOLE   3,306 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 5,274 5,673 SH   SOLE   5,673 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 4,642 55,104 SH   SOLE   55,104 0 0
AMERIGAS PARTNERS LP COMMON STOCK 030975106 238 5,278 SH   SOLE   5,278 0 0
APPLE INCORPORATED COMMON STOCK 037833100 5,419 37,628 SH   SOLE   37,628 0 0
BARCLAYS BK PLC EIN&SEL MLP ADR ETF 06742C723 23 1,050 SH   SOLE   1,050 0 0
BERKSHIRE HATHAWAY INC CLB COMMON STOCK 084670702 85 500 SH   SOLE   500 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 167 3,000 SH   SOLE   3,000 0 0
BRITISH AMERICAN TOBACCO PLC FOREIGN EQUITIES 110448107 5 72 SH   SOLE   72 0 0
COCA COLA CO COMMON STOCK 191216100 16 350 SH   SOLE   350 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 4,577 61,740 SH   SOLE   61,740 0 0
DANAHER CORPORATION COMMON STOCK 235851102 2,692 31,896 SH   SOLE   31,896 0 0
DISNEY (WALT) COMPANY COMMON STOCK 254687106 4,311 40,575 SH   SOLE   40,575 0 0
ETFS GOLD TR SHS ETF 26922Y105 220 1,825 SH   SOLE   1,825 0 0
EBAY INC COMMON STOCK 278642103 1,383 39,622 SH   SOLE   39,622 0 0
ENTERPRISE PRODUCTS LP COMMON STOCK 293792107 16 575 SH   SOLE   575 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 706 8,750 SH   SOLE   8,750 0 0
FORTIVE CORP COMMON STOCK 34959J108 994 15,699 SH   SOLE   15,699 0 0
GENERAL ELEC CO COMMON STOCK 369604103 4,508 166,975 SH   SOLE   166,975 0 0
INTEL CORP COMMON STOCK 458140100 34 1,000 SH   SOLE   1,000 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 1,235 1,320 SH   SOLE   1,320 0 0
ISHARES CORE S & P 500 ETF ETF 464287200 137 561 SH   SOLE   561 0 0
ISHARES CORE U.S.AGGREGATE BOND ETF ETF - FIXED INCOME 464287226 4,167 38,056 SH   SOLE   38,056 0 0
ISHARES TR 20 YR TR BD ETF ETF - FIXED INCOME 464287432 5,241 41,886 SH   SOLE   41,886 0 0
ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND ETF - FIXED INCOME 464287457 6 75 SH   SOLE   75 0 0
ISHARES TR CORE S&P SCP ETF COMMON STOCK 464287804 12 178 SH   SOLE   178 0 0
ISHARES TR SP SMCP600GR ETF COMMON STOCK 464287887 4,444 28,498 SH   SOLE   28,498 0 0
ISHARES 1-3 YR CREDIT BOND FUND ETF - FIXED INCOME 464288646 184 1,744 SH   SOLE   1,744 0 0
ISHARES TR MIN VOL EAFE ETF COMMON STOCK 46429B689 6,209 89,670 SH   SOLE   89,670 0 0
ETF ISHARES MSCI USA M COMMON STOCK 46429B697 1,174 23,987 SH   SOLE   23,987 0 0
ISHARES TR CORE MSCI EAFE COMMON STOCK 46432F842 5,240 86,071 SH   SOLE   86,071 0 0
ISHARES INC CORE MSCI EMKT COMMON STOCK 46434G103 9 179 SH   SOLE   179 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 6,039 66,068 SH   SOLE   66,068 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 5,485 41,461 SH   SOLE   41,461 0 0
MCDONALDS CORP COMMON STOCK 580135101 530 3,460 SH   SOLE   3,460 0 0
MERCK & CO NEW COMMON STOCK 58933Y105 1,327 20,707 SH   SOLE   20,707 0 0
MONDELEZ INTL INC CL A COMMON STOCK 609207105 4,799 111,145 SH   SOLE   111,145 0 0
NU SKIN ENTERPRISES COMMON STOCK 67018T105 31 500 SH   SOLE   500 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 6 100 SH   SOLE   100 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103 2,068 38,530 SH   SOLE   38,530 0 0
PEPSICO INC COMMON STOCK 713448108 4,005 34,678 SH   SOLE   34,678 0 0
PFIZER INC COMMON STOCK 717081103 118 3,500 SH   SOLE   3,500 0 0
POWERSHARES QQQQ TRUST ETF 73935A104 811 5,891 SH   SOLE   5,891 0 0
SPDR S & P DEPOSIT RCPTS ETF 78462F103 1,604 6,634 SH   SOLE   6,634 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 3,256 49,461 SH   SOLE   49,461 0 0
SPROTT PHYSICAL GOLD TRUST UNIT COMMON STOCK 85207H104 355 35,000 SH   SOLE   35,000 0 0
SYSCO CORP COMMON STOCK 871829107 110 2,188 SH   SOLE   2,188 0 0
3M CO COMMON STOCK 88579Y101 3,665 17,605 SH   SOLE   17,605 0 0
UNION PACIFIC COMMON STOCK 907818108 4,607 42,303 SH   SOLE   42,303 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 5,355 43,856 SH   SOLE   43,856 0 0
VAIL RESORTS INC COMMON STOCK 91879Q109 20 100 SH   SOLE   100 0 0
VISA INC COMMON STOCK 92826C839 5,179 55,229 SH   SOLE   55,229 0 0